Using a mobile phone delays a driver's response to sudden hazards.
Using a mobile phone delays a driver's response to sudden hazards.

Phone message failing to get through



Compared with drivers who pay full attention to the road, motorists using a hand-held mobile phone take longer to brake when confronted by a sudden hazard - making them four times more likely to be involved in an accident, according to a road safety campaigner.

"The result of driving and speaking is delayed reactions. That delay in seconds can make a small accident fatal," said Nisrine Sfeir, manager of the Salama Road Safety Public Awareness Initiative. The average driver going at 110kph would travel 31m by the time he or she was able to a react to a hazard that appeared on the road, according to research by Salama. But the delay in reaction caused by using a hands-free mobile phone increased this distance to 39m, while using a hand-held device extended it to 45m.

"The delay in foreseeing an obstacle can make you stop your car at a longer distance. Imagine if that obstacle was a child," Ms Sfeir said. "Texting while driving is even worse: not only are you lacking 100 per cent concentration, you are not looking where you are going." The dangers of not paying complete attention to the road needed to be hammered home to drivers, she said. "It is very important to concentrate because you are manipulating a machine."

Ms Sfeir said that in no similar circumstances, such as operating heavy machinery in construction or manufacturing, would people consider dividing their concentration. A ministerial order prohibiting the use of mobile phones while driving was introduced in the UAE in 1997, and a federal law passed in March last year increased the penalty for offenders to a fine of Dh200 (US$54) and four black points.

Despite this, and the dangers involved, The National saw widespread flouting of the law during a three-hour watch on the capital's roads, with around one in 15 drivers using a mobile phone at the wheel. At a busy junction on Airport Road, several drivers turning right and a taxi driver carrying passengers were spotted with hand-held phones clasped to their ears. On the Corniche, a lorry driver chatted on his phone while doing 49kph in the slow lane as three cars behind him waited to pass.

On Muroor Road, the driver of a Hummer sped past at 100kph while chatting on the phone. He seemed to be an exception, however, as most people using their phones were so engrossed in their conversations that they drove more slowly than the mainstream traffic. The police, particularly in Dubai, have begun targeting drivers using mobile phones. According to the most recent statistics available, Dubai Police issued 2,005 fines for the offence in January and February alone, compared with a total of 2,552 last year. In Abu Dhabi, police handed out 2,158 fines between January 1 and March 12 this year.

Besides penalising drivers, a campaign against phone use while driving entitled "Don't call until you arrive" was launched during the GCC-wide Traffic Week in March. Nevertheless, several motorists The National spoke to in Dubai not only said the problem persisted but admitted to being offenders themselves. "I never see people pulled over during peak hours. It's commonplace to see people talking on their phones while driving at 80kph in the fast lane of the Sheikh Zayed Road," said Ian Daley, a marketing manager who has lived in Dubai for three years.

Mr Daley, who drives a Hummer, admitted to using his phone while on the road, but said he preferred not to use the hands-free set. "Using hands-free is just a distraction for drivers because you'll take longer. On a handset, you'll shorten the call. It's a case of either being distracted for 30 seconds or for five minutes." Another expatriate motorist, Lee Franken, said he used a hands-free set while driving but sometimes took calls on his handset, while Caroline Lane said her friends used the phone all the time while driving.

Meanwhile the Salama initiative, which was launched jointly by the Emirates Foundation, private companies, government departments and non-governmental organisations, has been trying to get its road safety message across to younger drivers through presentations to university students. "We are trying to give them tangible reasons as to why driving safe makes sense," said Ms Sfeir. "For instance, we showed a crash test and the effect of it. If a child is not strapped into a child seat, it can become a 'bomb' in the event of a car crash.

"We showed students because, like any young person, their behaviour tends to be rash. We combine the approach of emotion and rationale. We need to talk to their rational side, to highlight the science and to make them think." Awareness and education remained the key to better road safety, she added. "We are all very confident while driving; the concept of driving is not something that we are scared of," she explained. And because people may have been driving while using a mobile phone for some time, "they don't link an accident with talking on a mobile phone."

glittle@thenational.ae eharnan@thenational.ae

Explainer: Tanween Design Programme

Non-profit arts studio Tashkeel launched this annual initiative with the intention of supporting budding designers in the UAE. This year, three talents were chosen from hundreds of applicants to be a part of the sixth creative development programme. These are architect Abdulla Al Mulla, interior designer Lana El Samman and graphic designer Yara Habib.

The trio have been guided by experts from the industry over the course of nine months, as they developed their own products that merge their unique styles with traditional elements of Emirati design. This includes laboratory sessions, experimental and collaborative practice, investigation of new business models and evaluation.

It is led by British contemporary design project specialist Helen Voce and mentor Kevin Badni, and offers participants access to experts from across the world, including the likes of UK designer Gareth Neal and multidisciplinary designer and entrepreneur, Sheikh Salem Al Qassimi.

The final pieces are being revealed in a worldwide limited-edition release on the first day of Downtown Designs at Dubai Design Week 2019. Tashkeel will be at stand E31 at the exhibition.

Lisa Ball-Lechgar, deputy director of Tashkeel, said: “The diversity and calibre of the applicants this year … is reflective of the dynamic change that the UAE art and design industry is witnessing, with young creators resolute in making their bold design ideas a reality.”

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The specs

AT4 Ultimate, as tested

Engine: 6.2-litre V8

Power: 420hp

Torque: 623Nm

Transmission: 10-speed automatic

Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)

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UAE players with central contracts

Rohan Mustafa, Ashfaq Ahmed, Chirag Suri, Rameez Shahzad, Shaiman Anwar, Adnan Mufti, Mohammed Usman, Ghulam Shabbir, Ahmed Raza, Qadeer Ahmed, Amir Hayat, Mohammed Naveed and Imran Haider.

The specs: 2019 Audi A8

Price From Dh390,000

Engine 3.0L V6 turbo

Gearbox Eight-speed automatic

Power 345hp @ 5,000rpm

Torque 500Nm @ 1,370rpm

Fuel economy, combined 7.5L / 100km

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
All about the Sevens

Cape Town Sevens on Saturday and Sunday: Pools A – South Africa, Kenya, France, Russia; B – New Zealand, Australia, Spain, United States; C – England, Scotland, Argentina, Uganda; D – Fiji, Samoa, Canada, Wales

HSBC World Sevens Series standing after first leg in Dubai 1 South Africa; 2 New Zealand; 3 England; 4 Fiji; 5 Australia; 6 Samoa; 7 Kenya; 8 Scotland; 9 France; 10 Spain; 11 Argentina; 12 Canada; 13 Wales; 14 Uganda; 15 United States; 16 Russia

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

RESULTS

6.30pm: Emirates Holidays Maiden (TB) Dh 82,500 (Dirt) 1,900m
Winner: Lady Snazz, Richard Mullen (jockey), Satish Seemar (trainer).

7.05pm: Arabian Adventures Maiden (TB) Dh 82,500 (D) 1,200m
Winner: Zhou Storm, Connor Beasley, Ali Rashid Al Raihe.

7.40pm: Emirates Skywards Handicap (TB) Dh 82,500 (D) 1,200m
Winner: Rich And Famous, Royston Ffrench, Salem bin Ghadayer.

8.15pm: Emirates Airline Conditions (TB) Dh 120,000 (D) 1,400m
Winner: Rio Angie, Sam Hitchcock, Doug Watson.

8.50pm: Emirates Sky Cargo (TB) Dh 92,500 (D) 1,400m
Winner: Kinver Edge, Richard Mullen, Satish Seemar.

9.15pm: Emirates.com (TB) Dh 95,000 (D) 2,000m
Winner: Firnas, Xavier Ziani, Salem bin Ghadayer.

RESULTS

5pm: Handicap (PA) Dh70,000 1,400m
Winner: AF Tathoor, Tadhg O’Shea (jockey), Ernst Oertel (trainer)
5.30pm: Handicap (TB) Dh70,000 1,000m
Winner: Dahawi, Antonio Fresu, Musabah Al Muhairi
6pm: Maiden (PA) Dh70,000 2,000m
Winner: Aiz Alawda, Fernando Jara, Ahmed Al Mehairbi
6.30pm: Handicap (PA) Dh70,000 2,000m
Winner: ES Nahawand, Fernando Jara, Mohammed Daggash
7pm: Maiden (PA) Dh70,000 1,600m
Winner: Winked, Connor Beasley, Abdallah Al Hammadi
7.30pm: Al Ain Mile Group 3 (PA) Dh350,000 1,600m
Winner: Somoud, Connor Beasley, Ahmed Al Mehairbi
8pm: Handicap (PA) Dh70,000 1,600m
Winner: Al Jazi, Fabrice Veron, Eric Lemartinel

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

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UAE currency: the story behind the money in your pockets