The mass rapid transit that Dubai has built at a cost of US$7.6 billion (Dh27.91bn) is an engineering marvel.
It has cost more than was budgeted and the line does not extend to all parts of the city yet. No trouble has been spared to make the journey comfortable; for those who don't want to rub shoulders with masses, there are VIP cars.
The famously laissez-faire city decided to invest in a public service like mass transit because another difficult-to-measure public good, speed and efficiency, was hurting. Estimates suggest that traffic jams cost Dubai some $1.4bn a year.
So on one hand, the emirate is promoting itself as a delightful urban habitat, with state-of-the-art apartment blocks, townships, leisure, entertainment and retail choices.
On the other, its public bus system was not popular. Only 5 per cent of Dubai's residents used public transport, most preferring the seclusion, privacy and anonymity of private transport.
Result: gridlock on the roads. By building a world-class mass transit, Dubai hopes to get its residents to leave their cars at home, or at a car park near the station, and use the mass transit. To make this work, though, Dubai will have to consider taking another step, road pricing.
In the past two decades, I have lived in two cities that have implemented ambitious road pricing schemes, Singapore and London. And it is worth recounting what distinguishes those systems and why Singapore's system works, and London's, despite massive investment, continues to let down its residents.
To be sure, drivers are used to paying when they use the road. Toll plazas that charge commuters who use expressways and highways are a familiar feature in many parts of the world.
Ostensibly the money raised is used to maintain the roads, but money is fungible and can easily be shifted to other uses.
In 2007, Dubai introduced the Salik system in a congestion zone that stretched from Garhoud Bridge in the north of the city to Sheikh Zayed Road near the Mall of the Emirates in the south. Dubai's Roads and Transport Authority (RTA) conducted studies that showed about 8,000 vehicles per hour crossed the bridge at peak hours and 130,000 vehicles used the Sheikh Zayed Road daily.
The expectation was the system would reduce use of the roads, and some of that happened. But to make the system work, it needs to be more widespread.
Consider Singapore, which figured out the logic of the cart and the horse - what goes first.
It figured out that however high a road tax it might impose, and however much it restricted the number of cars being sold in Singapore and auction entitlement certificates to own cars, Singaporeans still wanted to buy cars.
Elsewhere in South East Asia, traffic jams had converted Bangkok into the world's biggest car park; Jakarta and Kuala Lumpur were headed the same way.
If Singapore wanted to continue to be the region's business hub, as Dubai has aspired to be for West Asia, it would have to make driving less attractive. It did two things: it kept cab fares low and it built an excellent mass transit network.
The system reached distant parts of the city from where residents commuted to the business centres of Raffles Place and the shopping district of Orchard Road, making those distant homes attractive.
As a large part of Singapore's residential stock is state-subsidised and state-built, with buyers owning the flats on 99-year leases making it arguably state-owned, Singapore managed to decongest the city.
The transit, which opened in the early 1990s was squeaky clean, air-conditioned, and efficient, like Singapore itself.
It also introduced the Central Business District surcharges, as well as electronic road pricing, which made way for a more rational use of cars.
Banning cars outright was impossible; to make people realise that it made sense to keep cars at home, it was necessary to build a world-class mass transit, which is what Singapore did.
London did not have that luxury. The first section of its underground network started in 1863; road pricing was introduced early this century. In that time, the Tube, as the network is known, serviced some 270 stations carrying nearly three million people daily.
In spite of the network, people continued to drive into the city, leading to traffic jams in the city centre.
Ken Livingstone, a former mayor, decided to impose a tax, saying the money would be used to improve public transport infrastructure.
To be sure, more bus routes were added and some services were made more frequent but the chief reason people feel tempted to drive rather than take the Tube - that it takes several connections to go from point A to B and often some part of the network is not working properly - remained.
There was not an incentive, except a feel-good moment that you were doing something for the environment when you shifted from driving to using the Tube.
And at £8 (Dh46.87) a day, the cost was enough to force poorer car owners to switch and wealthy car owners to ignore its impact. The system cost a lot to maintain, which meant that a large chunk of the money raised through the system was used to maintain the bureaucracy managing it.
What can Dubai learn from these two experiments? It should capitalise on the goodwill towards mass transit by considering road pricing options.
These should be such that they make commuters feel they are better off using mass transit. The trains should run frequently and offer a pleasant experience. Heavily used roads which parallel the network should be the first to implement road pricing.
There should be visible improvement in public infrastructure once the road pricing system is in place, so that commuters have an incentive to continue using the network.
And stay one step ahead of demand - it is something the nimble city of Singapore understands; the ponderous megapolis London does not. And what is Dubai, if not nimble?
business@thenational.ae
In Search of Mary Shelley: The Girl Who Wrote Frankenstein
By Fiona Sampson
Profile
SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20Z%20FOLD5
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Indoor cricket in a nutshell
Indoor cricket in a nutshell
Indoor Cricket World Cup - Sept 16-20, Insportz, Dubai
16 Indoor cricket matches are 16 overs per side
8 There are eight players per team
9 There have been nine Indoor Cricket World Cups for men. Australia have won every one.
5 Five runs are deducted from the score when a wickets falls
4 Batsmen bat in pairs, facing four overs per partnership
Scoring In indoor cricket, runs are scored by way of both physical and bonus runs. Physical runs are scored by both batsmen completing a run from one crease to the other. Bonus runs are scored when the ball hits a net in different zones, but only when at least one physical run is score.
Zones
A Front net, behind the striker and wicketkeeper: 0 runs
B Side nets, between the striker and halfway down the pitch: 1 run
C Side nets between halfway and the bowlers end: 2 runs
D Back net: 4 runs on the bounce, 6 runs on the full
UAE currency: the story behind the money in your pockets
Turkish Ladies
Various artists, Sony Music Turkey
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Results
International 4, United States 1
Justin Thomas and Tiger Woods (US) beat Marc Leishman and Joaquin Niemann (International) 4 and 3.
Adam Hadwin and Sungjae Im (International) beat Xander Schauffele and Patrick Cantlay (US) 2 up.
Adam Scott and Byeong Hun An (International) beat Bryson DeChambeau and Tony Finau (US) 2 and 1.
Hideki Matsuyama and C.T. Pan (International) beat Webb Simpson and Patrick Reed (US) 1 up.
Abraham Ancer and Louis Oosthuizen (International) beat Dustin Johnson and Gary Woodland (US) 4 and 3.
More from UAE Human Development Report:
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North Pole stats
Distance covered: 160km
Temperature: -40°C
Weight of equipment: 45kg
Altitude (metres above sea level): 0
Terrain: Ice rock
South Pole stats
Distance covered: 130km
Temperature: -50°C
Weight of equipment: 50kg
Altitude (metres above sea level): 3,300
Terrain: Flat ice
UAE currency: the story behind the money in your pockets
The specs
Engine: 77.4kW all-wheel-drive dual motor
Power: 320bhp
Torque: 605Nm
Transmission: Single-speed automatic
Price: From Dh219,000
On sale: Now
Tips for job-seekers
- Do not submit your application through the Easy Apply button on LinkedIn. Employers receive between 600 and 800 replies for each job advert on the platform. If you are the right fit for a job, connect to a relevant person in the company on LinkedIn and send them a direct message.
- Make sure you are an exact fit for the job advertised. If you are an HR manager with five years’ experience in retail and the job requires a similar candidate with five years’ experience in consumer, you should apply. But if you have no experience in HR, do not apply for the job.
David Mackenzie, founder of recruitment agency Mackenzie Jones Middle East
The Lowdown
Kesari
Rating: 2.5/5 stars
Produced by: Dharma Productions, Azure Entertainment
Directed by: Anubhav Singh
Cast: Akshay Kumar, Parineeti Chopra
Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
Wicked: For Good
Director: Jon M Chu
Starring: Ariana Grande, Cynthia Erivo, Jonathan Bailey, Jeff Goldblum, Michelle Yeoh, Ethan Slater
Rating: 4/5
French business
France has organised a delegation of leading businesses to travel to Syria. The group was led by French shipping giant CMA CGM, which struck a 30-year contract in May with the Syrian government to develop and run Latakia port. Also present were water and waste management company Suez, defence multinational Thales, and Ellipse Group, which is currently looking into rehabilitating Syrian hospitals.
Wenger's Arsenal reign in numbers
1,228 - games at the helm, ahead of Sunday's Premier League fixture against West Ham United.
704 - wins to date as Arsenal manager.
3 - Premier League title wins, the last during an unbeaten Invincibles campaign of 2003/04.
1,549 - goals scored in Premier League matches by Wenger's teams.
10 - major trophies won.
473 - Premier League victories.
7 - FA Cup triumphs, with three of those having come the last four seasons.
151 - Premier League losses.
21 - full seasons in charge.
49 - games unbeaten in the Premier League from May 2003 to October 2004.
The%20specs
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Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
TO A LAND UNKNOWN
Director: Mahdi Fleifel
Starring: Mahmoud Bakri, Aram Sabbah, Mohammad Alsurafa
Rating: 4.5/5
THREE
%3Cp%3EDirector%3A%20Nayla%20Al%20Khaja%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Jefferson%20Hall%2C%20Faten%20Ahmed%2C%20Noura%20Alabed%2C%20Saud%20Alzarooni%3C%2Fp%3E%0A%3Cp%3ERating%3A%203.5%2F5%3C%2Fp%3E%0A
Innotech Profile
Date started: 2013
Founder/CEO: Othman Al Mandhari
Based: Muscat, Oman
Sector: Additive manufacturing, 3D printing technologies
Size: 15 full-time employees
Stage: Seed stage and seeking Series A round of financing
Investors: Oman Technology Fund from 2017 to 2019, exited through an agreement with a new investor to secure new funding that it under negotiation right now.
Groom and Two Brides
Director: Elie Semaan
Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla
Rating: 3/5
The President's Cake
Director: Hasan Hadi
Starring: Baneen Ahmad Nayyef, Waheed Thabet Khreibat, Sajad Mohamad Qasem
Rating: 4/5
CRICKET%20WORLD%20CUP%20LEAGUE%202
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