Moving to a new country can be a daunting prospect, but it can also allow you to explore a different way of living and unleash the wanderlust from within.
Finding the right home is an important step.
The right accommodation can be the difference between making you feel settled or homesick.
As one of the top cities for expatriates, Dubai has an abundance of accommodation, from short-term fixes to long-term solutions.
If high-rise living and modern architecture is your taste, Dubai Marina and Downtown Dubai offer a good mix of apartments.
For those who prefer something with a bit more character, areas such as Satwa, Deira and Bur Dubai have a host of villas and flats to choose from – and often at far lower prices than the rest of the city.
Here, The National has put together a guide on house-hunting in Dubai.
Dubai apartment sale prices April 2022 - in pictures
Serviced hotel apartments
When relocating to Dubai, you may want to rent a short-term serviced apartment to set up base and get a feel for the city.
It offers the comforts of home, in a hotel setting, without the extravagant price.
Newcomers can spend more time scoping out what area best suits their lifestyle before committing to somewhere long-term.
To rent, newcomers only need a passport. This is helpful for those who are still waiting for their residence visa to be processed, which can take several weeks.
In Dubai, serviced apartments come with amenities such as a swimming pool, gym and 24-hour security.
They usually have a small kitchenette and all bills are included, including Wi-Fi. Guests can pay a monthly rate, or if their cash flow allows, a few months up front, which often invites a discount.
While the monthly price tag is a little more than what you would expect to pay for a long-term lease, it is a good option for those starting out. Below is a small list of options available.
Name: First Central Hotel Suites Where: Barsha Heights Accommodation: Classic studio (up to two adults) Price: Dh6,289 (including taxes) for 30 nights
Name: Savoy Crest Hotel Apartments Where: Bur Dubai Accommodation: Studio suite (up to two adults) Price: Dh7,450 (including taxes) for 30 nights
Name: City Premiere Hotel Apartments Where: Business Bay Accommodation: Premiere one-bedroom apartment (up to two adults) Price: Dh15,596 (including taxes) for 30 nights
Name: Ramada Hotel and Suites by Wyndham Dubai Where: Jumeirah Beach Residence Accommodation: One-bedroom apartment with breakfast (up to two adults) Price: Dh24,684 (including taxes) for 30 nights Source: Prices from April 28 to May 28, 2022, via individual property's website
On a budget? Go for shared accommodation
Newcomers looking for affordable places can move into shared housing but this requires a lot of research – and vigilance.
In Dubai, sub-letting or sharing a rented flat without obtaining the landlord's permission is illegal.
If the main tenant sub-lets an apartment without prior approval, tenants and sub-tenants can be evicted.
As a sub-tenant you may be asked to pay each month’s rent in advance or several months’ rent up front. Payment will be made to either the main tenant or landlord.
Legal experts advise that even as a sub-tenant, you should ask for documentary evidence as to who the legal owner of the property is, such as a title deed. Tenancy contracts can be updated with a sub-tenancy clause, so ask to see this in writing.
The more informal the rental arrangement, the more suspicious you should be
Sub tenancies are always more vulnerable to misuse and therefore it is generally advised that you either get the landlord or main tenant to formalise the sub-tenancy in writing.
The more informal the arrangement, the more suspicious you should be. If they refuse to proceed with formalities, you need to ask yourself why.
In 2020, the UAE relaxed its stance on the illegalities towards flat sharing but people should familiarise themselves and comply with local laws.
Depending on where you choose to stay in the city, sharing accommodation can be a great way to save on rent. The total monthly cost usually includes all bills (double check this when agreeing to live somewhere) and rooms are almost always furnished.
Rent can start from as little as Dh400 per month for a room share, but can reach into the thousands if you choose to share a whole apartment with your own private room.
Long-term rent: villa or apartment?
For many who plan on staying in Dubai for the foreseeable future, renting an apartment or villa on a long-term basis is a good option.
With a good property agent in tow and plenty of research, long-term rentals can be secured and moved into fairly quickly with the right documentation.
To prepare a tenancy contract you will need:
- valid passport copy
- residence visa copy
- Emirates ID copy
- cheque book and valid bank account
To secure a property, residents will need to put down a security deposit cheque and agency fee, each of which are typically five per cent of the annual rent.
In the UAE, rental contracts are valid for 12 months and are hard to break if someone wants to vacate the property early.
Landlords charge a penalty fine for early termination, which is often two month’s rent, with a 60-day notice of departure.
Housing laws protect the landlord and tenant, so if your landlord wants to break the lease early, you will also be protected.
In most cases, before moving into your new pad you will hand over a year’s worth of pre-dated cheques to the agent. Depending on the agreement, you can pay your annual rent in one cheque or anything up to 12 cheques.
Registering your property as a new tenant
The next step is setting up your Ejari, which translates from Arabic to ‘my rent’.
The Ejari system is a contract registration platform administered by Dubai Land Department to authenticate rental contracts and agreements between tenants and landlords.
It can be set up at a typing centre for Dh220. To register your tenancy contract with Ejari you need:
- original signed tenancy contract (by tenant and landlord)
- confirmation of payment of security deposit and rent cheques
- copy of title deed (obtained from landlord)
- passport copy
- residence visa copy
- Emirates ID copy
- passport copy of landlord
- if the landlord resides overseas, the contract can be signed under Power of Attorney. In this case, you will require a copy of the valid POA and a passport copy of the POA
- Nine-digit Dewa Premises Number
- Dh220 Ejari registration fee at typing centre
Once your Ejari has been registered, you will get a notification to set up your water and electricity account, also known as Dewa.
Once received, you will need to download the Dewa Smart App and follow the prompts to apply for a new connection.
Provide your Ejari contract number, Emirates ID and passport copy, then make a payment of the refundable Dewa deposit amount (Dh2,000 for apartment, Dh4,000 for villa) and non-refundable connection fee (between Dh110 to Dh300).
In some areas you may have to set up your own air conditioning. In Dubai, Emicool and Empower are the main providers for this.
To connect your district cooling services you will need to apply online or in person at one of the customer centres and provide a copy of:
- Signed tenancy contract
- Passport
- Emirates ID
- Signed registration forms
- Refundable security deposit (approximately Dh1,700 for apartment, Dh 3,000 for villa)
Popular residential areas in Dubai - in pictures
Prop idols
Girls full-contact rugby may be in its infancy in the Middle East, but there are already a number of role models for players to look up to.
Sophie Shams (Dubai Exiles mini, England sevens international)
An Emirati student who is blazing a trail in rugby. She first learnt the game at Dubai Exiles and captained her JESS Primary school team. After going to study geophysics at university in the UK, she scored a sensational try in a cup final at Twickenham. She has played for England sevens, and is now contracted to top Premiership club Saracens.
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Seren Gough-Walters (Sharjah Wanderers mini, Wales rugby league international)
Few players anywhere will have taken a more circuitous route to playing rugby on Sky Sports. Gough-Walters was born in Al Wasl Hospital in Dubai, raised in Sharjah, did not take up rugby seriously till she was 15, has a master’s in global governance and ethics, and once worked as an immigration officer at the British Embassy in Abu Dhabi. In the summer of 2021 she played for Wales against England in rugby league, in a match that was broadcast live on TV.
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Erin King (Dubai Hurricanes mini, Ireland sevens international)
Aged five, Australia-born King went to Dubai Hurricanes training at The Sevens with her brothers. She immediately struck up a deep affection for rugby. She returned to the city at the end of last year to play at the Dubai Rugby Sevens in the colours of Ireland in the Women’s World Series tournament on Pitch 1.
The biog
Occupation: Key marker and auto electrician
Hometown: Ghazala, Syria
Date of arrival in Abu Dhabi: May 15, 1978
Family: 11 siblings, a wife, three sons and one daughter
Favourite place in UAE: Abu Dhabi
Favourite hobby: I like to do a mix of things, like listening to poetry for example.
Favourite Syrian artist: Sabah Fakhri, a tenor from Aleppo
Favourite food: fresh fish
Simran
Director Hansal Mehta
Stars: Kangana Ranaut, Soham Shah, Esha Tiwari Pandey
Three stars
Profile of MoneyFellows
Founder: Ahmed Wadi
Launched: 2016
Employees: 76
Financing stage: Series A ($4 million)
Investors: Partech, Sawari Ventures, 500 Startups, Dubai Angel Investors, Phoenician Fund
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CONFIRMED%20LINE-UP
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Babumoshai Bandookbaaz
Director: Kushan Nandy
Starring: Nawazuddin Siddiqui, Bidita Bag, Jatin Goswami
Three stars
Spider-Man%202
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UAE currency: the story behind the money in your pockets
The specs
Engine: 3.0-litre 6-cyl turbo
Power: 374hp at 5,500-6,500rpm
Torque: 500Nm from 1,900-5,000rpm
Transmission: 8-speed auto
Fuel consumption: 8.5L/100km
Price: from Dh285,000
On sale: from January 2022
The specs: 2018 Maxus T60
Price, base / as tested: Dh48,000
Engine: 2.4-litre four-cylinder
Power: 136hp @ 1,600rpm
Torque: 360Nm @ 1,600 rpm
Transmission: Five-speed manual
Fuel consumption, combined: 9.1L / 100km
How tumultuous protests grew
- A fuel tax protest by French drivers appealed to wider anti-government sentiment
- Unlike previous French demonstrations there was no trade union or organised movement involved
- Demonstrators responded to online petitions and flooded squares to block traffic
- At its height there were almost 300,000 on the streets in support
- Named after the high visibility jackets that drivers must keep in cars
- Clashes soon turned violent as thousands fought with police at cordons
- An estimated two dozen people lost eyes and many others were admitted to hospital
The winners
Fiction
- ‘Amreekiya’ by Lena Mahmoud
- ‘As Good As True’ by Cheryl Reid
The Evelyn Shakir Non-Fiction Award
- ‘Syrian and Lebanese Patricios in Sao Paulo’ by Oswaldo Truzzi; translated by Ramon J Stern
- ‘The Sound of Listening’ by Philip Metres
The George Ellenbogen Poetry Award
- ‘Footnotes in the Order of Disappearance’ by Fady Joudah
Children/Young Adult
- ‘I’ve Loved You Since Forever’ by Hoda Kotb
WHY%20AAYAN%20IS%20'PERFECT%20EXAMPLE'
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Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law
Dust and sand storms compared
Sand storm
- Particle size: Larger, heavier sand grains
- Visibility: Often dramatic with thick "walls" of sand
- Duration: Short-lived, typically localised
- Travel distance: Limited
- Source: Open desert areas with strong winds
Dust storm
- Particle size: Much finer, lightweight particles
- Visibility: Hazy skies but less intense
- Duration: Can linger for days
- Travel distance: Long-range, up to thousands of kilometres
- Source: Can be carried from distant regions
'Lost in Space'
Creators: Matt Sazama, Burk Sharpless, Irwin Allen
Stars: Molly Parker, Toby Stephens, Maxwell Jenkins
Rating: 4/5
The specs
Price, base / as tested Dh1,100,000 (est)
Engine 5.2-litre V10
Gearbox seven-speed dual clutch
Power 630bhp @ 8,000rpm
Torque 600Nm @ 6,500rpm
Fuel economy, combined 15.7L / 100km (est)
Palestine and Israel - live updates
Mobile phone packages comparison
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
THE SPECS
Engine: 3.5-litre V6
Transmission: six-speed manual
Power: 325bhp
Torque: 370Nm
Speed: 0-100km/h 3.9 seconds
Price: Dh230,000
On sale: now
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Genesis G80 2020 5.0-litre Royal Specs
Engine: 5-litre V8
Gearbox: eight-speed automatic
Power: 420hp
Torque: 505Nm
Fuel economy, combined: 12.4L/100km
Price: Dh260,500
Our legal consultant
Name: Dr Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
COMPANY PROFILE
Name: Lamsa
Founder: Badr Ward
Launched: 2014
Employees: 60
Based: Abu Dhabi
Sector: EdTech
Funding to date: $15 million
RESULTS
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Fighter profiles
Gabrieli Pessanha (Brazil)
Reigning Abu Dhabi World Pro champion in the 95kg division, virtually unbeatable in her weight class. Known for her pressure game but also dangerous with her back on the mat.
Nathiely de Jesus, 23, (Brazil)
Two-time World Pro champion renowned for her aggressive game. She is tall and most feared by her opponents for both her triangles and arm-bar attacks.
Thamara Ferreira, 24, (Brazil)
Since her brown belt days, Ferreira has been dominating the 70kg, in both the World Pro and the Grand Slams. With a very aggressive game.
Samantha Cook, 32, (Britain)
One of the biggest talents coming out of Europe in recent times. She is known for a highly technical game and bringing her A game to the table as always.
Kendall Reusing, 22, (USA)
Another young gun ready to explode in the big leagues. The Californian resident is a powerhouse in the -95kg division. Her duels with Pessanha have been highlights in the Grand Slams.
Martina Gramenius, 32, (Sweden)
Already a two-time Grand Slam champion in the current season. Gramenius won golds in the 70kg, in both in Moscow and Tokyo, to earn a spot in the inaugural Queen of Mats.