One of the two watch towers that ‘guard’ the Al Bidya Mosque. It is the oldest UAE mosque, dating to 1446, and the towers are thought to be just as old. Silvia Razgova / The National
One of the two watch towers that ‘guard’ the Al Bidya Mosque. It is the oldest UAE mosque, dating to 1446, and the towers are thought to be just as old. Silvia Razgova / The National

Humility and marvel at Fujairah’s Al Bidya Mosque



FUJAIRAH // From behind the cashier counter at his souvenir shop, Ajaz Ahmed Guzer marvelled at the site that’s been his place of work for the past 18 months.

He tried to envisage the construction of Al Bidya Mosque, thought to be the oldest in the UAE, back when there was no air conditioning to provide a reprieve from the hot weather.

“Whoever built this must have been a great person,” said Mr Guzer, 30, from Kashmir.

Whoever did made it out of local stone and mud brick, as early as 1446, on a hillside by the coast about 30km north of Fujairah city. With an area of 53 square metres, the mosque’s simplicity is striking compared with the country’s other famous places of worship.

Farther south, the emirate has nearly finished the Sheikh Zayed Mosque – which would be the country’s second largest once completed – on a 22,000-square-metre plot. The project is in its final stages, with much of the work now being done on its interior.

The Sheikh Zayed Mosque’s domes and minarets are reminiscent of Istanbul’s Sultan Ahmed Mosque, but Al Bidya’s is unique for its pointed domes supported by an internal pillar. It is tucked into a hillside that is crowned by two towers.

Ashmita Sarkar, 27, from Kolkata, toured one, overlooking ribbons of trees between the hill and the Hajar Mountains. She was visiting for the first time with her husband, who works in Abu Dhabi.

“It’s really beautiful and splendid,” she said, looking out at the view.

It is a place where many want to be remembered. Graffiti covers the tower’s doors and interior, made by visitors who wrote names and messages on its walls. Others have etched names – Farhad, Atta, Asif – into cactus leaves in the garden.

Imam Hafiz Ahmed lives next to the mosque, in the same building as the site office and ablution area.

He came here from Bangladesh 25 years ago and has been the imam at Al Bidya for eight. He keeps a garden of papaya, banana, lemon and mango trees alongside the house to remind him of home.

“Ever since I was a teenager, I wanted to see the world. But then I came here, and the world came to me,” said Mr Ahmed, 48, who speaks Bengali, Hindi, Urdu, Farsi, Arabic and some English.

He lives at Al Bidya with his wife, and has raised two sons and three daughters in the UAE.

His youngest, 11-year-old Marjina, said living at the mosque meant she was far from her friends in Fujairah city, but she calls them on the phone. Her favourite part of her home is the mountain.

“I climb up there with my father,” she said.

Mr Ahmed joined a madrasa at age 10, and learnt the whole Quran in two years.

The strength of his recitations won him an international competition in 1988, against competitors from 52 countries. He was noticed by Emirati dignitaries while reading from the Quran at the mosque of a Bangladeshi vice president.

“When you read the Quran out in a good voice, great regard for Allah develops in a person’s heart when they hear the Quran,” he said.

When it comes to worship, the building is not what is important, he said.

“All the mosques in the world, they are Allah’s houses. You will have one in one particular design, the other one in a different design. Some are big, some are small, but they are all houses of Allah.

“No matter where you pray, your heart must be full of love for Allah, because this is His house.”

The mosque’s long history, for Mr Ahmed, is not so much an opportunity for wonder, but one of humility.

“Before me, there were so many imams whose names or identities have disappeared from this world. Similarly, I will also leave this world and my name and identity will remain unknown,” he said.

“No one will know about me or ask after me. Those who do Allah’s good work, they will have success in this life and beyond. This is the important thing.”

lcarroll@thenational.ae

* Additional reporting by Deepthi Unnikrishnan and Silvia Razgova

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”