Minor collisions and crashes are a Ramadan routine as people battle fatigue, thirst, hunger and irregular hours. For auto-repair shops, this makes the holy month a money maker. Thursday, June 7th, 2018 in Al Quoz, Dubai. Chris Whiteoak / The National
Minor collisions and crashes are a Ramadan routine as people battle fatigue, thirst, hunger and irregular hours. For auto-repair shops, this makes the holy month a money maker. Thursday, June 7th, 2018 in Al Quoz, Dubai. Chris Whiteoak / The National
Minor collisions and crashes are a Ramadan routine as people battle fatigue, thirst, hunger and irregular hours. For auto-repair shops, this makes the holy month a money maker. Thursday, June 7th, 2018 in Al Quoz, Dubai. Chris Whiteoak / The National
Minor collisions and crashes are a Ramadan routine as people battle fatigue, thirst, hunger and irregular hours. For auto-repair shops, this makes the holy month a money maker. Thursday, June 7th, 201

Business in Ramadan: RAK's auto-repair shops in overdrive during deadly time of year for motorist


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Tents, dates and Vimto may be the trade that comes to mind when it’s Ramadan, but it is not only a season for joy – it is also a month of fender benders.

Long nights and empty belies make Ramadan a perilous time for drivers – the month is one of the deadliest times of year for motorists. Sixteen people died during the first half of this year's holy month, and last year there were 26 roads deaths in Ramadan.

Minor collisions and crashes are a Ramadan routine as people battle fatigue, thirst, hunger and irregular hours. For auto-repair shops, this makes the holy month a money maker.

On the highway to Musandam in Ras al Khaimah, auto-repair shops work until 3am during Ramadan. Dozens of mechanic and auto-repair shops line Oman Street and every one of them does a thriving trade at midnight.

In addition to repairs from Ramadan crashes, shorter office hours in Ramadan give customers a chance to do auto-work that they cannot make time for during the rest of the year.

“It’s not more profit but it’s easier work,” said Omar Farooq, the owner of Punjab Auto Electric on Oman Street. “We only work at night and the profit stays the same.”

Garages do not always report an immediate increase in business. The small dents and ticks from Ramadan collisions are repaired throughout the year as people prepare to renew their car’s registration. Vehicles that are scratched, dented, dirty or otherwise blemished quickly fail costly renewal tests and so these Ramadan dents translate into eventual business.

“If you have a small accident, you’re still running your car until they are seeking to renew,” said Ejaz Hameed, a sales clerk at Al Sabah Spare Auto Parts. “That’s Ras al Khaimah. They will fix their car only when it’s time for registration.”

Driving in Ramadan is the equivalent of driving in the fog, said Fareed Lutfi, the secretary general of Emirates Insurance.

“It has a psychological effect on people and it changes peoples’ driving behaviour. It’s hunger and thirst. There are traffic jams all over the place. [Crashes] increase because everybody is bumper to bumper.”

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Read more:

Businesses in Ramadan: strange hours but similar problems for UAE hospitals

Ramadan 2018: Diabetics urged to fast with care

Ramadan businesses: tent companies busy during the holy month

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It is not just the hour before iftar that is problematic but in the morning when people are rushing to work. With people staying up late and taking breakfast before 4am, many try to maximise their time in bed in the morning and sleep in. This leaves everyone rushing to work at the same time.

“Most of the accidents happen in the morning because people tend to stay out late at night and then they’re rushing in the morning,” said Mr Lufti. “Everybody starts work at nine in the morning and everybody wants to get to the office and people seldom make it on time.”

Mohideen Mohammed, the supervisor at one Oman Street mechanic shop puts it like this: “In Ramadan, everyone is sleeping, no?” For him, this translates to a 5 per cent increase on his regular business.

Fortunately, the number of crashes in Ramadan have declined due to increased patrols and road safety awareness programmes, said Colonel Marwan Al Mansoori.

“Social media has helped a lot to get our message everywhere,” said Col Al Mansoori, the head of public relations and moral guidance for the RAK Police. “All people use it, all nationalities, all ages, men and women and this has helped us.”

He notes that one of the most important skills motorists can master is the practice of patience, a virtue extolled in the Quran.

Until this virtue is mastered by motorists, the mechanics of Oman Road will be ready to help.

RESULTS

2pm: Handicap (PA) Dh40,000 (Dirt) 1,000m
Winner: AF Mozhell, Saif Al Balushi (jockey), Khalifa Al Neyadi (trainer)

2.30pm: Maiden (PA) Dh40,000 (D) 2,000m
Winner: Majdi, Szczepan Mazur, Abdallah Al Hammadi.

3pm: Handicap (PA) Dh40,000 (D) 1,700m
Winner: AF Athabeh, Tadhg O’Shea, Ernst Oertel.

3.30pm: Handicap (PA) Dh40,000 (D) 1,700m
Winner: AF Eshaar, Bernardo Pinheiro, Khalifa Al Neyadi

4pm: Gulf Cup presented by Longines Prestige (PA) Dh150,000 (D) 1,700m
Winner: Al Roba’a Al Khali, Al Moatasem Al Balushi, Younis Al Kalbani

4.30pm: Handicap (TB) Dh40,000 (D) 1,200m
Winner: Apolo Kid, Antonio Fresu, Musabah Al Muahiri

KINGDOM%20OF%20THE%20PLANET%20OF%20THE%20APES
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Wes%20Ball%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Owen%20Teague%2C%20Freya%20Allen%2C%20Kevin%20Durand%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3.5%2F5%3C%2Fp%3E%0A
The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

The biog

Name: Ayisha Abdulrahman Gareb

Age: 57

From: Kalba

Occupation: Mukrema, though she washes bodies without charge

Favourite things to do: Visiting patients at the hospital and give them the support they need.
Role model: Sheikha Fatima bint Mubarak, Chairwoman of the General Women's Union, Supreme Chairwoman of the Family Development Foundation and President of the Supreme Council for Motherhood and Childhood.

 

VEZEETA PROFILE

Date started: 2012

Founder: Amir Barsoum

Based: Dubai, UAE

Sector: HealthTech / MedTech

Size: 300 employees

Funding: $22.6 million (as of September 2018)

Investors: Technology Development Fund, Silicon Badia, Beco Capital, Vostok New Ventures, Endeavour Catalyst, Crescent Enterprises’ CE-Ventures, Saudi Technology Ventures and IFC

David Haye record

Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4

The Birkin bag is made by Hermès. 
It is named after actress and singer Jane Birkin
Noone from Hermès will go on record to say how much a new Birkin costs, how long one would have to wait to get one, and how many bags are actually made each year.

Credit Score explained

What is a credit score?

In the UAE your credit score is a number generated by the Al Etihad Credit Bureau (AECB), which represents your credit worthiness – in other words, your risk of defaulting on any debt repayments. In this country, the number is between 300 and 900. A low score indicates a higher risk of default, while a high score indicates you are a lower risk.

Why is it important?

Financial institutions will use it to decide whether or not you are a credit risk. Those with better scores may also receive preferential interest rates or terms on products such as loans, credit cards and mortgages.

How is it calculated?

The AECB collects information on your payment behaviour from banks as well as utilitiy and telecoms providers.

How can I improve my score?

By paying your bills on time and not missing any repayments, particularly your loan, credit card and mortgage payments. It is also wise to limit the number of credit card and loan applications you make and to reduce your outstanding balances.

How do I know if my score is low or high?

By checking it. Visit one of AECB’s Customer Happiness Centres with an original and valid Emirates ID, passport copy and valid email address. Liv. customers can also access the score directly from the banking app.

How much does it cost?

A credit report costs Dh100 while a report with the score included costs Dh150. Those only wanting the credit score pay Dh60. VAT is payable on top.

What can you do?

Document everything immediately; including dates, times, locations and witnesses

Seek professional advice from a legal expert

You can report an incident to HR or an immediate supervisor

You can use the Ministry of Human Resources and Emiratisation’s dedicated hotline

In criminal cases, you can contact the police for additional support