Dubai's Al Sufouh Beach has been named the second-most eye-catching beach in the world, as part of new research by luxury travel company Kuoni.
Niyama Private Island Beach in the Maldives took the top spot, closely followed by Al Sufouh Beach, also referred to as Secret Beach or Black Palace Beach.
"Dubbed as one of Dubai's hidden gems, this beach is a must-visit for those looking for fantastic views across the water as well as a glimpse of some of Dubai's most impressive buildings, the perfect spot for taking in a sunrise or sunset," said the report.
Bai Sao in Vietnam, Cape Drastis in Greece and Pensacola Beach in the US rounded out the top five, with spots from the UK, Hawaii, Italy, Thailand and the Philippines also making the top 10.
The study used eye-tracking technology to reveal where the world's most beautiful beaches were. To determine the rankings, a total of 61 destinations and beaches from around the globe were compiled using desk research, then a sample of 36 people were shown a series of images of different spots.
The eye-tracking software calculated the total number of times people looked at different destinations, and the average number of times someone looked at one area was recorded, alongside viewing durations.
The top 10 most eye-catching beaches around the world:
1. Niyama Private Island Beach, the Maldives
2. Al Sufouh Beach, Dubai, UAE
3. Bai Sao, Phu Quoc, Vietnam
4. Cape Drastis, Corfu, Greece
5. Pensacola Beach, Florida, US
6. Bamburgh Beach, Northumberland, UK
7. Numana Alta Beach, Italy
8. Railay Beach, Krabi, Thailand
9. Na Pali Coast, Kauai, Hawaii, US
10. Boracay White Beach, Philippines
The top 15 most eye-catching natural wonders
Through the same study, Kuoni also determined the world's most eye-catching natural wonders; landmarks forged by nature that the human eye is most drawn to.
A series of 50 images were gathered, and eye movements tracked, to compile a ranking of 15 spots.
Peyto Lake in Canada was crowned the most beautiful natural landmark, followed by Meeru Island in the Maldives and the Jurassic Coast in the UK.
Five of the top 15 hailed from North America, including Yosemite, El Yunque National Forest and the Grand Canyon.
Water-based natural wonders dominated the list, with lakes, caves and waterfalls among the winners.
A second spot from the Philippines – Puerto Princesa Underground River – made this list, too.
1. Peyto Lake, Canada
2. Meeru Island, Maldives
3. Jurassic Coast, UK
4. Yosemite, US
5. Lake Tekapo, New Zealand
6. Niagara Falls, Canada/US
7. Snowdon, Wales, UK
8. Puerto Princesa Underground River, Philippines
9. Marble Caves, Chile
10. El Yunque National Forest, Puerto Rico
11. Aurora Borealis, Iceland
12. Iguazu Falls, Argentina/Brazil
13. Lake Matheson, New Zealand
14. Phang Nga Bay, Thailand
15. Grand Canyon, US
Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
Russia's Muslim Heartlands
Dominic Rubin, Oxford
The Vile
Starring: Bdoor Mohammad, Jasem Alkharraz, Iman Tarik, Sarah Taibah
Director: Majid Al Ansari
Rating: 4/5
Dubai World Cup nominations
UAE: Thunder Snow/Saeed bin Suroor (trainer), North America/Satish Seemar, Drafted/Doug Watson, New Trails/Ahmad bin Harmash, Capezzano, Gronkowski, Axelrod, all trained by Salem bin Ghadayer
USA: Seeking The Soul/Dallas Stewart, Imperial Hunt/Luis Carvajal Jr, Audible/Todd Pletcher, Roy H/Peter Miller, Yoshida/William Mott, Promises Fulfilled/Dale Romans, Gunnevera/Antonio Sano, XY Jet/Jorge Navarro, Pavel/Doug O’Neill, Switzerland/Steve Asmussen.
Japan: Matera Sky/Hideyuki Mori, KT Brace/Haruki Sugiyama. Bahrain: Nine Below Zero/Fawzi Nass. Ireland: Tato Key/David Marnane. Hong Kong: Fight Hero/Me Tsui. South Korea: Dolkong/Simon Foster.
UAE currency: the story behind the money in your pockets
The five pillars of Islam
Skoda Superb Specs
Engine: 2-litre TSI petrol
Power: 190hp
Torque: 320Nm
Price: From Dh147,000
Available: Now
MANDOOB
%3Cp%3EDirector%3A%20Ali%20Kalthami%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Mohammed%20Dokhei%2C%20Sarah%20Taibah%2C%20Hajar%20Alshammari%3C%2Fp%3E%0A%3Cp%3ERating%3A%204%2F5%3C%2Fp%3E%0A%3Cp%3E%3C%2Fp%3E%0A
CABINET%20OF%20CURIOSITIES%20EPISODE%201%3A%20LOT%2036
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EGuillermo%20del%20Toro%3Cbr%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Tim%20Blake%20Nelson%2C%20Sebastian%20Roche%2C%20Elpidia%20Carrillo%3Cbr%3ERating%3A%204%2F5%3C%2Fp%3E%0A
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)