Danny Collins, right, has risen from non-league to playing in the FA Cup semi-final today.
Danny Collins, right, has risen from non-league to playing in the FA Cup semi-final today.
Danny Collins, right, has risen from non-league to playing in the FA Cup semi-final today.
Danny Collins, right, has risen from non-league to playing in the FA Cup semi-final today.

Stoke City are 'a good set of boys who work hard'


Andy Mitten
  • English
  • Arabic

Stoke City's Welsh international Danny Collins will scour the crowd at Wembley Stadium today to spot those friends and family who have followed his career through good times and bad. An FA Cup semi-final represents a high mark in the 30-year-old defender's career that has seen him rise from non-league football to the Premier League.

"My mates from home still come and watch most weeks," he said. "They can't believe that I've gone from playing in front of 150 to 30-40,000."

Today's crowd against Bolton Wanderers will be far bigger.

"We're taking nearly 40,000 fans and everyone in Stoke is talking about it," he said. "The draw was good for us because one of the two Manchester clubs will get knocked out. If we can beat Bolton, then you never know what can happen in a one-off final. Look at Birmingham City beating Arsenal in the League Cup final."

Collins grew up in Buckley, a small town in North Wales close to Chester and Liverpool. A childhood Everton and Chester City fan, he loved playing football and cricket.

"I've actually played cricket for Wales," he said, "and used to play minor counties cricket every summer until I turned professional. Football was my first choice."

Collins came from a rich seam of footballing talent.

"I played in the same area team as Michael Owen and we won everything," he said. "Gary Speed and Ian Rush had played for the same area side, so there was good pedigree."

Collins was spotted by Chester at 15 and played in youth sides at the club until they released him. "I went for a few trials at other clubs but none of them wanted me. It's then that you realise that the chances of making it as a professional footballer are very small."

He began to look for work. "I'd taken a wood machinist course after school and took a job in a factory. It was hard work, with a lot of maths involved. I worked 40-odd hours a week and earned £250 (Dh1,500).

"I played non-league locally and the game on a Saturday was my highlight of the week. Then Chester came back in for me in 2001."

His second spell at Chester was far more successful; they won the Conference and were promoted to the Football League in 2004.

His performances in central defence started to attract bigger suitors.

"Sunderland, Sheffield United and Everton were all interested," he said. "I went to Sunderland, was overawed at the size of the club and signed for them that day."

Championship club Sunderland paid £140,000 for his signature in October 2004 and he moved away from home for the first time.

"I was 24 so it wasn't like moving away when you're a 16-year-old kid, like many footballers," Collins said. "I lived in a hotel and was used as a reserve defender."

Collins played 14 times as Sunderland won the 2004/05 championship and promotion to the Premier League. He was now a top-flight footballer.

"I was for a bit," he said with a laugh. "We didn't have much money to spend and were relegated straight away with just 15 points." Still, Collins established himself in the first team and he kept his place when Roy Keane came in as manager soon after the start of the 2006/07 season, playing 42 of 46 league games. "I felt myself improving as a player. I enjoyed playing up there. I met my partner there, too."

Life under Keane as manager was seldom dull.

"A lot of the players had mixed views of him, but he was good for me," said Collins. "He told it as it was and knew what he wanted. He was well organised and wanted things doing right. He also got us promoted."

Collins' respect for the former Manchester United captain is clear, yet Keane was a complex character.

"Some days he'd come into training and be friendly with everyone. Other days he'd not say a word to anyone. The players would say: 'His twin brother is in today.'"

Keane quit Sunderland in 2008. "I was sad to see him walk out. I improved under him," Collins said.

The Welshman has several strengths. "I read the game well and I'm not bad in the air," he said. "I'm also left-footed. You often find teams playing three or four right-footed players across the back four, so being left-footed helps."

Collins became a favourite in Sunderland; fans made him their player of the year in both 2008 and 2009. Steve Bruce, the manager, then made Collins the Sunderland captain at the start of the 2009/10 season. But it all changed in January.

"I was playing well and settled in my private life, too, when Bruce pulled me into his office and told me that he was looking at other defenders," Collins said. "He told me that he couldn't guarantee my place. I was stunned; it was completely out of the blue."

Bruce told him that the Stoke manager Tony Pulis was on the phone and he could have a word with him. "I couldn't believe what was going on," Collins said. "My head was in pieces. It was horrible to be told I wasn't wanted because life had been so good.

"It was a shock for my girlfriend, too. She was a Sunderland girl and I told her that we'd have to move. I found myself rushed into going to Stoke and signing for them."

Collins is still uncomfortable at the memory.

"Sport can be brutal," he said. "Did you see Rory McIlroy in the Masters? He was top of the world thinking that he would win it, then he imploded. That's sport."

Stoke paid £2.75m for Collins, a fee that could rise to £3.5m, depending on appearances.

He competed with Danny Higginbotham for the left-back spot last season, but still made 28 appearances and 22 consecutive outings earlier this term. He is likely to play more with Higginbotham out injured for six months.

Stoke's long-ball game is not for football's puritans. Many of the club's players are ill at ease with Pulis's tactics and training, but they have the results to establish the club in the Premier League.

"We finished 12th in the first year after promotion, then 11th last season. We're hoping for a top-10 finish this time. We have a good set of boys who work hard and have created a great team spirit," Stoke's No 5 said. "That has helped carry us to where we are."

The defender also has been impressive for Wales recently. He made his debut in 2005 but fell out with the former manager John Toshack. He was recalled by the current coach Gary Speed for the 2012 European Championship qualifiers. He enjoys playing for a man who played more than 500 Premier League games.

"If we can get our full squad out - which we need - then I think we can give it a good go at reaching the 2014 World Cup finals. I hope to still be playing then. I was a late starter, so I'm not ready to give up yet."

Bolton Wanderers v Stoke City

Key Battle

Kevin Davies v Robert Huth

With Daniel Sturridge, the in-form and on-loan striker from Chelsea, cup-tied for Bolton, captain Davies, below, will have a huge part to play in attack. He is one of the most physical forwards in the Premier League. However, Huth, Stoke’s German centre-back, is equally as dominant in the air. A mammoth battle awaits.

Tactics

While Bolton, under Owen Coyle, have shaken off the label of being a long-ball team, with free-flowing, quick paced football, Stoke are still plying the tactic. Expect an interesting clash of styles.

Previous meetings

The sides have met four times in the FA Cup, with Bolton winning the most recent – 3-2 at home in the third round in 1974. In six Premier League meetings, Bolton have three wins to Stoke’s two.

Probable line-ups

Bolton (4-3-3) Jaaskelainen; Steinsson, Cahill, Knight, Robinson; Muamba, M Davies, Petrov; Lee, Elmander, K Davies
Stoke (4-4-2) Begovic; Wilkinson, Huth, Shawcross, Collins; Pennant, Whelan, Delap, Etherington; Jones, Walters

Facts

• Stoke have been beaten three times at the semi-final stage.
• Bolton have beaten three Premier League sides in the competition – Wigan, Fulham and Birmingham – but Stoke have knocked out only West Ham.

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In numbers: China in Dubai

The number of Chinese people living in Dubai: An estimated 200,000

Number of Chinese people in International City: Almost 50,000

Daily visitors to Dragon Mart in 2018/19: 120,000

Daily visitors to Dragon Mart in 2010: 20,000

Percentage increase in visitors in eight years: 500 per cent

UAE currency: the story behind the money in your pockets
The rules on fostering in the UAE

A foster couple or family must:

  • be Muslim, Emirati and be residing in the UAE
  • not be younger than 25 years old
  • not have been convicted of offences or crimes involving moral turpitude
  • be free of infectious diseases or psychological and mental disorders
  • have the ability to support its members and the foster child financially
  • undertake to treat and raise the child in a proper manner and take care of his or her health and well-being
  • A single, divorced or widowed Muslim Emirati female, residing in the UAE may apply to foster a child if she is at least 30 years old and able to support the child financially
While you're here
The specs: 2018 Maxus T60

Price, base / as tested: Dh48,000

Engine: 2.4-litre four-cylinder

Power: 136hp @ 1,600rpm

Torque: 360Nm @ 1,600 rpm

Transmission: Five-speed manual

Fuel consumption, combined: 9.1L / 100km

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Who was Alfred Nobel?

The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.

  • In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
  • Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
  • Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.
Tips for entertaining with ease

·         Set the table the night before. It’s a small job but it will make you feel more organised once done.

·         As the host, your mood sets the tone. If people arrive to find you red-faced and harried, they’re not going to relax until you do. Take a deep breath and try to exude calm energy.

·         Guests tend to turn up thirsty. Fill a big jug with iced water and lemon or lime slices and encourage people to help themselves.

·         Have some background music on to help create a bit of ambience and fill any initial lulls in conversations.

·         The meal certainly doesn’t need to be ready the moment your guests step through the door, but if there’s a nibble or two that can be passed around it will ward off hunger pangs and buy you a bit more time in the kitchen.

·         You absolutely don’t have to make every element of the brunch from scratch. Take inspiration from our ideas for ready-made extras and by all means pick up a store-bought dessert.

 

Anxiety and work stress major factors

Anxiety, work stress and social isolation are all factors in the recogised rise in mental health problems.

A study UAE Ministry of Health researchers published in the summer also cited struggles with weight and illnesses as major contributors.

Its authors analysed a dozen separate UAE studies between 2007 and 2017. Prevalence was often higher in university students, women and in people on low incomes.

One showed 28 per cent of female students at a Dubai university reported symptoms linked to depression. Another in Al Ain found 22.2 per cent of students had depressive symptoms - five times the global average.

It said the country has made strides to address mental health problems but said: “Our review highlights the overall prevalence of depressive symptoms and depression, which may long have been overlooked."

Prof Samir Al Adawi, of the department of behavioural medicine at Sultan Qaboos University in Oman, who was not involved in the study but is a recognised expert in the Gulf, said how mental health is discussed varies significantly between cultures and nationalities.

“The problem we have in the Gulf is the cross-cultural differences and how people articulate emotional distress," said Prof Al Adawi. 

“Someone will say that I have physical complaints rather than emotional complaints. This is the major problem with any discussion around depression."

Daniel Bardsley

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Bio:

Favourite Quote: Prophet Mohammad's quotes There is reward for kindness to every living thing and A good man treats women with honour

Favourite Hobby: Serving poor people 

Favourite Book: The Alchemist by Paulo Coelho

Favourite food: Fish and vegetables

Favourite place to visit: London

MADAME%20WEB
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COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
Types of bank fraud

1) Phishing

Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.

2) Smishing

The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.

3) Vishing

The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.

4) SIM swap

Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.

5) Identity theft

Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.

6) Prize scams

Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.

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Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

GIANT REVIEW

Starring: Amir El-Masry, Pierce Brosnan

Director: Athale

Rating: 4/5

The most expensive investment mistake you will ever make

When is the best time to start saving in a pension? The answer is simple – at the earliest possible moment. The first pound, euro, dollar or dirham you invest is the most valuable, as it has so much longer to grow in value. If you start in your twenties, it could be invested for 40 years or more, which means you have decades for compound interest to work its magic.

“You get growth upon growth upon growth, followed by more growth. The earlier you start the process, the more it will all roll up,” says Chris Davies, chartered financial planner at The Fry Group in Dubai.

This table shows how much you would have in your pension at age 65, depending on when you start and how much you pay in (it assumes your investments grow 7 per cent a year after charges and you have no other savings).

Age

$250 a month

$500 a month

$1,000 a month

25

$640,829

$1,281,657

$2,563,315

35

$303,219

$606,439

$1,212,877

45

$131,596

$263,191

$526,382

55

$44,351

$88,702

$177,403

 

Company%20profile
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Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

The biog

Family: He is the youngest of five brothers, of whom two are dentists. 

Celebrities he worked on: Fabio Canavaro, Lojain Omran, RedOne, Saber Al Rabai.

Where he works: Liberty Dental Clinic 

Tips for used car buyers
  • Choose cars with GCC specifications
  • Get a service history for cars less than five years old
  • Don’t go cheap on the inspection
  • Check for oil leaks
  • Do a Google search on the standard problems for your car model
  • Do your due diligence. Get a transfer of ownership done at an official RTA centre
  • Check the vehicle’s condition. You don’t want to buy a car that’s a good deal but ends up costing you Dh10,000 in repairs every month
  • Validate warranty and service contracts with the relevant agency and and make sure they are valid when ownership is transferred
  • If you are planning to sell the car soon, buy one with a good resale value. The two most popular cars in the UAE are black or white in colour and other colours are harder to sell

Tarek Kabrit, chief executive of Seez, and Imad Hammad, chief executive and co-founder of CarSwitch.com

MATCH INFO

Sheffield United 0 Wolves 2 (Jimenez 3', Saiss 6)

Man of the Match Romain Saiss (Wolves)

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Ms Yang's top tips for parents new to the UAE
  1. Join parent networks
  2. Look beyond school fees
  3. Keep an open mind