Michael Dawson and Moses Odubajo of Hull City celebrate on the final whistle during their Championship play-off semi-final against Derby at KC Stadium on Tuesday night. Laurence Griffiths / Getty Images
Michael Dawson and Moses Odubajo of Hull City celebrate on the final whistle during their Championship play-off semi-final against Derby at KC Stadium on Tuesday night. Laurence Griffiths / Getty ImagShow more

Steve Bruce ecstatic as Hull City book Championship final against Sheffield Wednesday



Steve Bruce is looking forward to another day out at Wembley after Hull booked their third trip to the national stadium in two years.

But Bruce saw his side do it the hard way as they were pushed all the way in an aggregate 3-2 victory over Derby in the Championship semi-final.

Johnny Russell and an Andy Robertson own goal earned Derby a 2-0 win in the second leg, a repeat of the score the Rams had achieved at the KC Stadium during the regular season in November.

Derby had also beaten Hull 4-0 at home but it was the play-off first-leg 3-0 defeat at the iPro Stadium on Saturday – courtesy of Abel Hernandez, a Jason Shackell own goal and Robertson – which proved decisive and earned the Tigers another trip to the capital where they will face Sheffield Wednesday.

Following FA cup semi-final and final trips in 2014 – the latter ending in a 3-2 extra-time defeat to Arsenal – the Tigers are on their way back to London at the end of the month.

A relieved Bruce said: “We are through and we will start preparing for a big day out at Wembley.”

Reaching the final was the minimum requirement for Bruce after his side faded from one-time leaders to miss out on automatic promotion and an immediate return to the Premier League.

“For a club like ours it’s a magnificent achievement [to get back to Wembley]. In that respect we’re really pleased,” the Hull manager added.

Bruce knew that his side nearly threw their advantage away and revealed he had tried to calm their nerves at half time in the second leg.

“We had to erase everything and do the basics,” he said. “Go back to basics was the call and we knew we still had the goal to hang on to. In the second half our defensive side kicked in.”

Derby manager Darren Wassall had gone into the second leg believing in his players who were looking to create Football League history by becoming the first team to come back from a 3-0 first-leg deficit in the play-offs.

“We all believed before the game we could win the game, we believed that we could do it,” he said. “I thought everybody saw tonight that the belief was there.”

But despite fighting their way back into the tie Derby were not able to complete the comeback, leaving Wassall still unsure how they had not done it. “To beat Hull three times, we are the only team to win here. We have won here twice and we still haven’t gone through,” he said.

Asked what the future held for him after the defeat, Wassall added: “I’m going to get back on the coach, very disappointed at going out of the tie, and have a pizza on the way home.”

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Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

The specs

  Engine: 2-litre or 3-litre 4Motion all-wheel-drive Power: 250Nm (2-litre); 340 (3-litre) Torque: 450Nm Transmission: 8-speed automatic Starting price: From Dh212,000 On sale: Now

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Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Moral education needed in a 'rapidly changing world'

Moral education lessons for young people is needed in a rapidly changing world, the head of the programme said.

Alanood Al Kaabi, head of programmes at the Education Affairs Office of the Crown Price Court - Abu Dhabi, said: "The Crown Price Court is fully behind this initiative and have already seen the curriculum succeed in empowering young people and providing them with the necessary tools to succeed in building the future of the nation at all levels.

"Moral education touches on every aspect and subject that children engage in.

"It is not just limited to science or maths but it is involved in all subjects and it is helping children to adapt to integral moral practises.

"The moral education programme has been designed to develop children holistically in a world being rapidly transformed by technology and globalisation."

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yallacompare profile

Date of launch: 2014

Founder: Jon Richards, founder and chief executive; Samer Chebab, co-founder and chief operating officer, and Jonathan Rawlings, co-founder and chief financial officer

Based: Media City, Dubai 

Sector: Financial services

Size: 120 employees

Investors: 2014: $500,000 in a seed round led by Mulverhill Associates; 2015: $3m in Series A funding led by STC Ventures (managed by Iris Capital), Wamda and Dubai Silicon Oasis Authority; 2019: $8m in Series B funding with the same investors as Series A along with Precinct Partners, Saned and Argo Ventures (the VC arm of multinational insurer Argo Group)

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

The biog:

Languages: Arabic, Farsi, Hindi, basic Russian 

Favourite food: Pizza 

Best food on the road: rice

Favourite colour: silver 

Favourite bike: Gold Wing, Honda

Favourite biking destination: Canada 

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Director: Vasan Bala
Starring: Alia Bhatt, Vedang Raina, Manoj Pahwa, Harsh Singh
Rated: 3.5/5
Keep it fun and engaging

Stuart Ritchie, director of wealth advice at AES International, says children cannot learn something overnight, so it helps to have a fun routine that keeps them engaged and interested.

“I explain to my daughter that the money I draw from an ATM or the money on my bank card doesn’t just magically appear – it’s money I have earned from my job. I show her how this works by giving her little chores around the house so she can earn pocket money,” says Mr Ritchie.

His daughter is allowed to spend half of her pocket money, while the other half goes into a bank account. When this money hits a certain milestone, Mr Ritchie rewards his daughter with a small lump sum.

He also recommends books that teach the importance of money management for children, such as The Squirrel Manifesto by Ric Edelman and Jean Edelman.

Directed by: Craig Gillespie

Starring: Emma Stone, Emma Thompson, Joel Fry

4/5

Shooting Ghosts: A U.S. Marine, a Combat Photographer, and Their Journey Back from War by Thomas J. Brennan and Finbarr O’Reilly

The specs
Engine: Long-range single or dual motor with 200kW or 400kW battery
Power: 268bhp / 536bhp
Torque: 343Nm / 686Nm
Transmission: Single-speed automatic
Max touring range: 620km / 590km
Price: From Dh250,000 (estimated)
On sale: Later this year

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