Justin Rose of England plays a shot out of a bunker during the BMW Shanghai Masters tournament on Friday at Lake Malaren Golf Club in China. Johannes Eisele / AFP / November 13, 2015
Justin Rose of England plays a shot out of a bunker during the BMW Shanghai Masters tournament on Friday at Lake Malaren Golf Club in China. Johannes Eisele / AFP / November 13, 2015
Justin Rose of England plays a shot out of a bunker during the BMW Shanghai Masters tournament on Friday at Lake Malaren Golf Club in China. Johannes Eisele / AFP / November 13, 2015
Justin Rose of England plays a shot out of a bunker during the BMW Shanghai Masters tournament on Friday at Lake Malaren Golf Club in China. Johannes Eisele / AFP / November 13, 2015

Race to Dubai tightens at BMW Masters as Justin Rose flags in Shanghai


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Justin Rose may need to overtake Lucas Bjerregaard again on Chinese soil if he is to seize pole position in the Race To Dubai after the Dane moved three shots clear at the BMW Masters on Friday.

Bjerregaard, who was edged by Rose to the Hong Kong Open title last month, carded a second successive 66 at Lake Malaren in Shanghai to move to 12-under for the $7 million (Dh25.7m) event.

Rose, currently fifth in the European Tour standings, needs at least a second-place finish to go above Rory McIlroy at the top of the Race to Dubai with one event left, the DP Tour Championships next week.

But the English world No 6 endured a difficult day in cold and windy conditions and stood still on 5-under after a level-par 72, seven behind the leader with two rounds to go.

“Tough day and I didn’t play well either,” Rose told AFP after his round. “It was a day you would like to have had your A-game, but I really struggled which made the whole day feel like a bit of a grind.”

McIlroy is sitting out the BMW Masters, leaving last year’s European number one vulnerable at the top of the Race to Dubai standings.

Rose was surprised that, with the exception of Bjerregaard, nobody got away from him on a difficult day in Shanghai.

“I was encouraged when I got to the last hole and saw I was still in 12th spot. I felt I was like about 30th,” said Rose.

Overnight leader Sergio Garcia started in great fashion and at one stage was sharing the lead with Bjerregaard after three birdies on his front nine.

But the Spanish world No 11 went bogey-double bogey on 12 and 13 to drop back to 8-under par before clawing back a shot which left him with 71 and a share of second place on 9-under 135 with Thongchai Jaidee, who carded a 68.

Three players are tied for fourth place on 8-under – English duo Paul Casey (69) and Ian Poulter, who shot a second successive 68, plus South Korea’s An Byeong-hun (71).

“Sergio has dropped back a bit. It is not easy out there,” said Rose. “I just need to play a great weekend and forget a little bit about today. One of the next two days I’m going to have to go low.”

Bjerregaard’s six-under round matched the best of the day along with his playing partner on Friday, Peter Uihlein of the United States.

It has been a patchy season for the Dane, who lies 55th in the Race to Dubai.

“It was nice in Hong Kong to prove to myself and to everyone else that I can still compete up there,” said Bjerregaard.

“Hopefully I can do that again this week and just come up one place better than last time.”

England’s Danny Willett lies second in the Race to Dubai and needs a sole 28th place finish or higher to overtake McIlroy.

After an indifferent 72 in the first round he went three shots better Friday and lifted himself into a tie for 28th.

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Tips for newlyweds to better manage finances

All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.

Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.

Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.

Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.

Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.

Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.

Our family matters legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

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Pearls on a Branch: Oral Tales
​​​​​​​Najlaa Khoury, Archipelago Books

Abaya trends

The utilitarian robe held dear by Arab women is undergoing a change that reveals it as an elegant and graceful garment available in a range of colours and fabrics, while retaining its traditional appeal.

The specs
Engine: 77.4kW all-wheel-drive dual motor
Power: 320bhp
Torque: 605Nm
Transmission: Single-speed automatic
Price: From Dh219,000
On sale: Now
Cricket World Cup League 2

UAE squad

Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind

Fixtures

Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE

What the law says

Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.

“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.

“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”

If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.

UAE v United States, T20 International Series

Both matches at ICC Academy, Dubai. Admission is free.

1st match: Friday, 2pm

2nd match: Saturday, 2pm

UAE squad: Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Shaiman Anwar, Rameez Shahzad, Amjad Gul, CP Rizwan, Mohammed Boota, Abdul Shakoor, Ahmed Raza, Imran Haider, Sultan Ahmed, Zahoor Khan, Amir Hayat

USA squad: Saurabh Netravalkar (captain), Jaskaran Malhotra, Elmore Hutchinson, Aaron Jones, Nosthush Kenjige, Ali Khan, Jannisar Khan, Xavier Marshall, Monank Patel, Timil Patel, Roy Silva, Jessy Singh, Steven Taylor, Hayden Walsh

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Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million