The attacks would come in the night. Large crowds carrying torches, axes and swords would descend on homes. We had barricaded the main door of our home with sacks of grain and furniture to block intruders. Women in many families were given poison to swallow in case the men were killed. My wife and sisters kept portions of poison tied perpetually in their dupattas (headscarves) so they could commit suicide in case of abduction.
It was August 1947 in what is now Pakistan. There was the perpetual fear that rioting between various groups could break out at any time. So we kept extra stocks of basic foods like flour, rice, ghee, salt and sugar, in case the markets shut down.
Terrifying rumours floated around of trainloads of refugees being attacked and killed on both sides of the border. There were reports of gunshots in the night in many localities. It was tough to separate fact from fiction. The ambiguity and lack of information compounded our fears. There were stories of entire mohallas (localities) being looted and set on fire. Smoke billowed out from clusters of homes. Most families kept their homes without any light at night, to avoid drawing attention.
When the men in the families were killed by marauding mobs, some women committed suicide by jumping in wells and drowning themselves. They did not want to be taken alive. A relative of ours, Veeran Rai, did just this.
Many young girls were kidnapped and forced into marriages with strangers. A young girl from our town, Kusum, was kidnapped and kept concealed for many months. She was later rescued by the army. A young Indian man married and rehabilitated her.
There were also heroic instances of neighbours helping each other. Many families saved their neighbours by hiding them until they could make their way to India.
Crops rotted in our fields and warehouses. Business in the bazaars had come to a grinding halt. We barely strayed out of the houses, even during the day. We were trying to ascertain what was happening in Delhi and Lahore. There were no phones, so we just had to depend on scraps of information from friends and relations. We did not know how accurate the radio reports were and whether we could believe them. We were frantic to know if the government had any plan to rescue and move us to India.
Throughout August 1947 my brother and I would take turns to keep vigil during the dark turbulent nights. Tension prevailed in our town of Tandalianwala, then in Punjab, India, in the weeks preceding the partition.
We debated joining the refugee exodus to India. My parents insisted on staying put. They hoped that sanity would prevail and we could continue to live in our ancestral home. However, as a precaution, we took the women and children to India to ensure their safety.
My elder brother, Lala Khemchandji, went back with an army convoy to escort our parents to India. But he was late by a few hours. Our home had been attacked the previous night, and he found them both dead.
There was a shortage of firewood for cremations in those dark days. The shops were shut. My brother completed the final rites for my parents using their household furniture as wood for the pyre.
There was an iron safe in my parents’ bedroom. It had been cracked open with an axe. The valuables had disappeared. A solitary ring lay on the floor. It must have fallen and escaped the eye of the safe-breaker.
We had always taken our parents for granted. They were always there. Now, we were alone, without any direction. The emotional trauma was compounded by news of the massive slaughter and bloodshed along the border. My heart was full of grief, but there was no time to grieve. About 20 family members – my brothers, sisters and their children – had to be fed.
Our world had been stable for many decades but collapsed in just one night. We had no money to buy food and clothes or rent a room. We were stranded and depressed. All our homes, offices, fields in Kalarwala, Harappa and Tandalianwala were blown away in the ferocious winds of human rage gusting along the border. Now, we were paupers. We registered as refugees in Amritsar.
There were lights across India on Independence Day, August 15, 1947. But there was gloom among refugees like us at the loss of our parents, relatives and homes. Nevertheless, we were determined to make a new beginning. A new saga had begun.
Hari Chand Aneja came to India as a refugee in 1947. He is now retired from a corporate position, and at the age of 96 he manages a charity
What is a robo-adviser?
Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.
These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.
Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.
Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.
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Company Profile
Name: Thndr
Started: 2019
Co-founders: Ahmad Hammouda and Seif Amr
Sector: FinTech
Headquarters: Egypt
UAE base: Hub71, Abu Dhabi
Current number of staff: More than 150
Funds raised: $22 million
The biog
Hometown: Cairo
Age: 37
Favourite TV series: The Handmaid’s Tale, Black Mirror
Favourite anime series: Death Note, One Piece and Hellsing
Favourite book: Designing Brand Identity, Fifth Edition
The 12 Syrian entities delisted by UK
Ministry of Interior
Ministry of Defence
General Intelligence Directorate
Air Force Intelligence Agency
Political Security Directorate
Syrian National Security Bureau
Military Intelligence Directorate
Army Supply Bureau
General Organisation of Radio and TV
Al Watan newspaper
Cham Press TV
Sama TV
Key 2013/14 UAE Motorsport dates
October 4: Round One of Rotax Max Challenge, Al Ain (karting)
October 1: 1 Round One of the inaugural UAE Desert Championship (rally)
November 1-3: Abu Dhabi Grand Prix (Formula One)
November 28-30: Dubai International Rally
January 9-11: 24Hrs of Dubai (Touring Cars / Endurance)
March 21: Round 11 of Rotax Max Challenge, Muscat, Oman (karting)
April 4-10: Abu Dhabi Desert Challenge (Endurance)
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%3Cp%3E%3Cstrong%3EDeveloper%3A%3C%2Fstrong%3E%20Big%20Ape%20Productions%3Cbr%3E%3Cstrong%3EPublisher%3A%3C%2Fstrong%3E%20LucasArts%3Cbr%3E%3Cstrong%3EConsoles%3A%3C%2Fstrong%3E%20PC%2C%20PlayStation%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%202%2F5%3C%2Fp%3E%0A
Specs
Engine: 2-litre
Transmission: Eight-speed automatic
Power: 255hp
Torque: 273Nm
Price: Dh240,000
In-demand jobs and monthly salaries
- Technology expert in robotics and automation: Dh20,000 to Dh40,000
- Energy engineer: Dh25,000 to Dh30,000
- Production engineer: Dh30,000 to Dh40,000
- Data-driven supply chain management professional: Dh30,000 to Dh50,000
- HR leader: Dh40,000 to Dh60,000
- Engineering leader: Dh30,000 to Dh55,000
- Project manager: Dh55,000 to Dh65,000
- Senior reservoir engineer: Dh40,000 to Dh55,000
- Senior drilling engineer: Dh38,000 to Dh46,000
- Senior process engineer: Dh28,000 to Dh38,000
- Senior maintenance engineer: Dh22,000 to Dh34,000
- Field engineer: Dh6,500 to Dh7,500
- Field supervisor: Dh9,000 to Dh12,000
- Field operator: Dh5,000 to Dh7,000
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
Dark Souls: Remastered
Developer: From Software (remaster by QLOC)
Publisher: Namco Bandai
Price: Dh199
Keane on …
Liverpool’s Uefa Champions League bid: “They’re great. With the attacking force they have, for me, they’re certainly one of the favourites. You look at the teams left in it - they’re capable of scoring against anybody at any given time. Defensively they’ve been good, so I don’t see any reason why they couldn’t go on and win it.”
Mohamed Salah’s debut campaign at Anfield: “Unbelievable. He’s been phenomenal. You can name the front three, but for him on a personal level, he’s been unreal. He’s been great to watch and hopefully he can continue now until the end of the season - which I’m sure he will, because he’s been in fine form. He’s been incredible this season.”
Zlatan Ibrahimovic’s instant impact at former club LA Galaxy: “Brilliant. It’s been a great start for him and for the club. They were crying out for another big name there. They were lacking that, for the prestige of LA Galaxy. And now they have one of the finest stars. I hope they can go win something this year.”
Zayed Sustainability Prize
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Banned items
Dubai Police has also issued a list of banned items at the ground on Sunday. These include:
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Political flags or banners
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Bikes, skateboards or scooters
PFA Premier League team of 2018-19
Allison (Liverpool)
Trent Alexander-Arnold (Liverpool)
Virgil van Dijk (Liverpool)
Aymeric Laporte (Manchester City)
Andrew Robertson (Liverpool)
Paul Pogba (Manchester United)
Fernandinho (Manchester City)
Bernardo Silva (Manchester City)
Raheem Sterling (Manchester City)
Sergio Aguero (Manchester City)
Sadio Mane (Liverpool)
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