My Dubai Rent takes you inside a reader’s home to have a look at what they get for their money, how much they pay in rent and asks them what they like and don’t like
Business strategist Gagandeep Singh is determined to make his next move a permanent one. He and his entrepreneur wife, Jaswinder Kaur Bedi, who is setting up her own jewellery business, are putting the money together for a deposit on their own property.
In the meantime, they get a great deal on a two-bedroom apartment in Al Quoz 4, where they live with their son Arshbir, 11. They pay Dh65,000 per year for 1,400 square feet, just minutes away from Arshbir’s school.
The National takes a look around.
Please tell us about your home
Gagandeep: Currently we stay in this flat in Al Quoz 4. It’s a very big flat – it’s actually 1,400 square feet – and has a big hall and two big bedrooms.
Jaswinder: The best part is the kitchen is quite huge. It’s its own room, but bigger than the studio room here. As Indians, we cook a lot, we need a lot of space for all the spices and this also has a door.
We have the first floor so the sunlight here is really good. And we’re right next to our kid’s school – it’s just a one-minute walk for him.
How much do you pay?
Gagandeep: We got it at a very good deal. We pay Dh65,000. For us, they haven’t increased the rent because we have already occupied the place for three years.
Someone who rents it new will pay Dh80,000.
What is the neighbourhood like?
Gagandeep: It’s next to Business Bay, where Al Quoz starts. It’s an amazing property by Wasl and we’ve been here three years.
There are pros and cons to this area. The best part is everything is nearby. I can reach Business Bay in five minutes. My office is in Media City and I can get there in 15 minutes.
But there are also disadvantages. Our building is very family-friendly, but behind us there is a lot of labour accommodation, so there are a lot of crowds on the other side of the road and so much traffic, lorries and big vehicles.
Jaswinder: The morning can be quite difficult for us. If I go to work after 7.30am I will be stuck in traffic in the same area for 25, sometimes 40 minutes.
Gagandeep: It’s a high-demand area.
Jaswinder: We had to compromise, but inside it’s spacious and we love it. We have other Indian families we’ve found. My kid has friends here, so they go and play, although they don’t have a specific place to play.
Gagandeep: This is a big disadvantage. It’s a family building, but there’s no place for kids to play. So where do they play? Outside the building, there’s a big area for parking, and that’s where they play. Sometimes it’s very risky for our kids. We have made so many complaints, but no action so far.
What facilities do you have?
Jaswinder: We have a gym.
How have you made the apartment feel like home?
Gagandeep: The credit goes to Jaswinder. Her nickname is Nancy, so the credit goes to Nancy. She has taken care of everything.
What’s important to me is my bookshelf, because I love reading. I have a lot of books here and I’m also the writer of a book. I wrote my book in 2021 on product management and strategy. So I love keeping books on my shelves.
Jaswinder takes care of all the decorations, everything is tidy and maintained. My son’s room we have some gym activities because we want to increase his height.
Jaswinder: We are planning to turn that room into a judo room, because he’s a judo player.
Where else have you lived?
Gagandeep: We have been in Dubai for the past five years, and were in Abu Dhabi for five years. When we moved from Abu Dhabi to Dubai it was Covid time and we actually moved to Business Bay, where we stayed for three years.
The Business Bay flat was really good. It was a one-bedroom, with a hall and kitchen, and because it was Covid, rentals were so down, so we were paying just Dh45,000.
Would you think about buying?
Gagandeep: When we think about changing apartment, we always think to buy a house, but we face some hiccup or challenges and end up moving to another rental. But this time, we are thinking if we move out of this building, we need to move to our own house.
Even if we move back to India, still the house will give us rental. That’s how we’re thinking about it. So we’re trying to pull up some funds from India, selling some properties because we don’t stay there. That’s our plan.
I would have purchased this flat where we stay. Even with the disadvantages. But Wasl doesn’t sell. No builders make properties the way Wasl does. It’s amazing. The past three years, maintenance is covered. We just call or put a request on their app, the next day the guy is there and they fix everything, so you don’t have to pay from your pocket.
How long will you stay here?
Jaswinder: I am praying in the next year we will buy our own place.
Where would you move to?
Gagandeep: Arjan is one of our top areas. Another area is near to Dubai South, basically Ibn Battuta side, because we have our holy Sikh temple there. What we see in the area is it’s growing because of the near proximity to the airport. It has more potential.
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
Closing the loophole on sugary drinks
As The National reported last year, non-fizzy sugared drinks were not covered when the original tax was introduced in 2017. Sports drinks sold in supermarkets were found to contain, on average, 20 grams of sugar per 500ml bottle.
The non-fizzy drink AriZona Iced Tea contains 65 grams of sugar – about 16 teaspoons – per 680ml can. The average can costs about Dh6, which would rise to Dh9.
Drinks such as Starbucks Bottled Mocha Frappuccino contain 31g of sugar in 270ml, while Nescafe Mocha in a can contains 15.6g of sugar in a 240ml can.
Flavoured water, long-life fruit juice concentrates, pre-packaged sweetened coffee drinks fall under the ‘sweetened drink’ category
Not taxed:
Freshly squeezed fruit juices, ground coffee beans, tea leaves and pre-prepared flavoured milkshakes do not come under the ‘sweetened drink’ band.
Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law
APPLE IPAD MINI (A17 PRO)
Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits
Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine
Storage: 128/256/512GB
Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4
Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps
Biometrics: Touch ID, Face ID
Colours: Blue, purple, space grey, starlight
In the box: iPad mini, USB-C cable, 20W USB-C power adapter
Price: From Dh2,099
MOUNTAINHEAD REVIEW
Starring: Ramy Youssef, Steve Carell, Jason Schwartzman
Director: Jesse Armstrong
Rating: 3.5/5
Favourite things
Luxury: Enjoys window shopping for high-end bags and jewellery
Discount: She works in luxury retail, but is careful about spending, waits for sales, festivals and only buys on discount
University: The only person in her family to go to college, Jiang secured a bachelor’s degree in business management in China
Masters: Studying part-time for a master’s degree in international business marketing in Dubai
Vacation: Heads back home to see family in China
Community work: Member of the Chinese Business Women’s Association of the UAE to encourage other women entrepreneurs
Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
Teams
Punjabi Legends Owners: Inzamam-ul-Haq and Intizar-ul-Haq; Key player: Misbah-ul-Haq
Pakhtoons Owners: Habib Khan and Tajuddin Khan; Key player: Shahid Afridi
Maratha Arabians Owners: Sohail Khan, Ali Tumbi, Parvez Khan; Key player: Virender Sehwag
Bangla Tigers Owners: Shirajuddin Alam, Yasin Choudhary, Neelesh Bhatnager, Anis and Rizwan Sajan; Key player: TBC
Colombo Lions Owners: Sri Lanka Cricket; Key player: TBC
Kerala Kings Owners: Hussain Adam Ali and Shafi Ul Mulk; Key player: Eoin Morgan
Venue Sharjah Cricket Stadium
Format 10 overs per side, matches last for 90 minutes
Timeline October 25: Around 120 players to be entered into a draft, to be held in Dubai; December 21: Matches start; December 24: Finals
Essentials
The flights
Return flights from Dubai to Windhoek, with a combination of Emirates and Air Namibia, cost from US$790 (Dh2,902) via Johannesburg.
The trip
A 10-day self-drive in Namibia staying at a combination of the safari camps mentioned – Okonjima AfriCat, Little Kulala, Desert Rhino/Damaraland, Ongava – costs from $7,000 (Dh25,711) per person, including car hire (Toyota 4x4 or similar), but excluding international flights, with The Luxury Safari Company.
When to go
The cooler winter months, from June to September, are best, especially for game viewing.
UAE currency: the story behind the money in your pockets
THREE
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Why does a queen bee feast only on royal jelly?
Some facts about bees:
The queen bee eats only royal jelly, an extraordinary food created by worker bees so she lives much longer
The life cycle of a worker bee is from 40-60 days
A queen bee lives for 3-5 years
This allows her to lay millions of eggs and allows the continuity of the bee colony
About 20,000 honey bees and one queen populate each hive
Honey is packed with vital vitamins, minerals, enzymes, water and anti-oxidants.
Apart from honey, five other products are royal jelly, the special food bees feed their queen
Pollen is their protein source, a super food that is nutritious, rich in amino acids
Beewax is used to construct the combs. Due to its anti-fungal, anti-bacterial elements, it is used in skin treatments
Propolis, a resin-like material produced by bees is used to make hives. It has natural antibiotic qualities so works to sterilize hive, protects from disease, keeps their home free from germs. Also used to treat sores, infection, warts
Bee venom is used by bees to protect themselves. Has anti-inflammatory properties, sometimes used to relieve conditions such as rheumatoid arthritis, nerve and muscle pain
Honey, royal jelly, pollen have health enhancing qualities
The other three products are used for therapeutic purposes
Is beekeeping dangerous?
As long as you deal with bees gently, you will be safe, says Mohammed Al Najeh, who has worked with bees since he was a boy.
“The biggest mistake people make is they panic when they see a bee. They are small but smart creatures. If you move your hand quickly to hit the bees, this is an aggressive action and bees will defend themselves. They can sense the adrenalin in our body. But if we are calm, they are move away.”
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
TRAP
Starring: Josh Hartnett, Saleka Shyamalan, Ariel Donaghue
Director: M Night Shyamalan
Rating: 3/5
Other workplace saving schemes
- The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
- Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
- National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
- In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
- Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
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How much of your income do you need to save?
The more you save, the sooner you can retire. Tuan Phan, a board member of SimplyFI.com, says if you save just 5 per cent of your salary, you can expect to work for another 66 years before you are able to retire without too large a drop in income.
In other words, you will not save enough to retire comfortably. If you save 15 per cent, you can forward to another 43 working years. Up that to 40 per cent of your income, and your remaining working life drops to just 22 years. (see table)
Obviously, this is only a rough guide. How much you save will depend on variables, not least your salary and how much you already have in your pension pot. But it shows what you need to do to achieve financial independence.
The biog
Hometown: Cairo
Age: 37
Favourite TV series: The Handmaid’s Tale, Black Mirror
Favourite anime series: Death Note, One Piece and Hellsing
Favourite book: Designing Brand Identity, Fifth Edition