• Aya Elfardy wearing the Mermaid swimsuit from Hadia Ghaleb’s new line at Egypt’s North Coast. Photo: Aya Elfardy
    Aya Elfardy wearing the Mermaid swimsuit from Hadia Ghaleb’s new line at Egypt’s North Coast. Photo: Aya Elfardy
  • Rana Beheiry wearing the Sunset Monogram swimsuit from Ms Ghaleb’s new line at Egypt’s North Coast. Photo: Rana Beheiry
    Rana Beheiry wearing the Sunset Monogram swimsuit from Ms Ghaleb’s new line at Egypt’s North Coast. Photo: Rana Beheiry
  • Ms Beheiry wearing the Sea Foam swimsuit from Ms Ghaleb’s collection at Egypt’s North Coast. Photo: Rana Beheiry
    Ms Beheiry wearing the Sea Foam swimsuit from Ms Ghaleb’s collection at Egypt’s North Coast. Photo: Rana Beheiry
  • Fashion blogger Noura Alkhouly wearing the Sea Foam swimwear from Ms Ghaleb's collection in the US. Photo: Noura Alkhouly
    Fashion blogger Noura Alkhouly wearing the Sea Foam swimwear from Ms Ghaleb's collection in the US. Photo: Noura Alkhouly
  • Ms Alkhouly wearing the piece from Ms Ghaleb's collection in the US. Photo: Noura Alkhouly
    Ms Alkhouly wearing the piece from Ms Ghaleb's collection in the US. Photo: Noura Alkhouly
  • Ms Alkhouly wearing the swimwear in the US. Photo: Noura Alkhouly
    Ms Alkhouly wearing the swimwear in the US. Photo: Noura Alkhouly
  • Egyptians visit the beach near Alexandria. EPA-EFE
    Egyptians visit the beach near Alexandria. EPA-EFE
  • A dog catches some rays on Egypt's northern coast. EPA-EFE
    A dog catches some rays on Egypt's northern coast. EPA-EFE
  • A woman and a child play on the beach at sunset in northern Egypt. EPA-EFE
    A woman and a child play on the beach at sunset in northern Egypt. EPA-EFE

Designer burkini makes waves and changes attitudes at Egypt’s luxury resorts


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  • Arabic

Once deemed stuffy and not inclusive, pool resorts on Egypt’s upmarket northern coast are welcoming more women in traditional Islamic dress, thanks in part to a new swimwear line.

The “swimsuit for all” burkinis were launched in April by Egyptian fashion influencer Hadia Ghaleb, who lives in Dubai. They marry modesty with high fashion and have sparked a quiet revolution.

For the first time in years, the summer holiday season is coming to an end without many reports of hijab-wearing women being banned from swimming pools at hotels and resorts frequented by the country’s upper classes.

Lawyer Aya Elfardy, 34, lives in Dubai but spends the summer holiday in her home country of Egypt. She posted a picture of herself in a burkini for the first time on Instagram this year, as she felt more confident about her look.

“Although I have other burkinis that I had bought from international brands, I always felt uneasy wearing them, as people [in upmarket areas] look down upon hijab-wearing women … but Ghaleb’s collection made me more confident,” she told The National.

“I knew everyone would say ‘wow’, because it’s Hadia Ghaleb’s trendy burkini,” she said.

Modest shoppers such as Ms Elfardy can find bright, colourful patterns with names like Bubble Gum or Mermaid in a variety of styles, from trousers and long sleeve tops to matching hijabs and sarongs. For the more demure, there is an all-black offering.

Being at the forefront of burkini fashion has a price tag, though. Each Hadia Ghaleb suit comes to around $200 — but it may include a free gift: social change.

Rana Beheiry, 34, an Egyptian who also lives in Dubai and has 43,000 followers on Instagram, said Ms Ghaleb’s line made a difference to her summer holiday experience.

“When I put on Hadia’s burkini I felt more accepted by those around me,” she added.

Bathers in burkinis in Hurghada, Egypt. Reuters
Bathers in burkinis in Hurghada, Egypt. Reuters

“Classism is becoming quite obvious among people in Egypt and it’s especially noticeable in high-end places, where people view veiled women as belonging to a lower class,” she said.

Both women have been affected by burkini bans in the past.

Ms Elfardy said in 2015 she tried to buy a chalet in one of Cairo’s North Coast resorts but then realised the contract barred women from entering swimming pools while wearing burkinis.

In 2016, Ms Beheiry said she was banned from using the pool at one of the resorts in Gouna.

Such incidents prompted the Ministry of Tourism to issue a memo in 2017, stressing that it was prohibited for hotels or resorts to ban veiled women from using the pool, as long as the burkini is made out of swimsuit material.

But complaints about burkini bans persisted.

Those who oppose burkinis argue they are unhygienic and unsanitary, claiming they are not made of swimsuit material. Another argument, said less publicly, is that since it is almost impossible for women to wear bikinis or even a one-piece swimsuit in public beaches in Egypt, it is their right to ask for exclusivity at places where they pay to enjoy a swim.

Burkini proponents say these are futile excuses to hide what they describe as a rising discrimination against veiled women among the upper class in a country whose population is predominantly Muslim.

Thirty-eight-year-old teacher Eman Hussein, who lives in Alexandria, said that four years ago she was forced out of the swimming pool of a resort between Safaga and Hurghada on the Red Sea in eastern Egypt despite wearing an appropriate burkini she bought from abroad.

“While arguing with the hotel worker about it, another visitor went into the pool with short cotton clothes that are totally inappropriate for the pool,” she said. “At that point I realised it wasn’t about the burkini’s material, it was the fact that it covered my whole body.”

Some say the popularity of Ms Ghaleb’s line is giving ammunition to the argument that it was never about hygiene.

Speech and language therapist Fatma Farouq, 42, is used to phoning hotels before travelling to find out their rules on burkinis and avoid any disappointments.

“A couple of years ago I called a hotel in Ain El Sokhna [a popular seaside destination on the Gulf of Suez] to ask if burkinis were allowed and the answer was no.”

But this year, she said she was allowed to swim in the same hotel wearing her burkini, not one of Ms Ghaleb's.

It is exactly this kind of discrimination Ms Ghaleb was hoping to play a part in ending.

“When I launched my brand the first thing I thought about was that there are many girls being banned from beaches in France and unfortunately many places in the Arab world and Europe,” she told Brut Egypt in May.

“For me, one of the reasons for launching this brand is that I could be one of the reasons to solve this problem. I don't know if what I did would solve the issue or not. But at least it's a step forward to change our mindset about the veiled or unveiled girl.”

It's a step forward to change our mindset about the veiled or un-veiled girl
Hadia Ghaleb,
influencer and fashion designer

Pundits agree that classism has been at the heart of the burkini controversy all along.

“Swimwear is not only something that we put on but it’s also a message,” said Dr Taha Abu-Hussein, professor of sociology at Al-Azhar University and the American University in Cairo. “A message that says I am in a higher status; I am richer. We do not carry our wealth in a bag with us all the time; rather, it is reflected in the form of possessions and that’s what some people want to prove.

“The drive to buy things increases when a ‘famous person’ buys or wears a certain product, people then take him or her as a model, even if they can’t afford it, to win his/her social status and privileges.”

Soon after their release, Ms Galeb’s swimsuits were sold out. despite what many regard as an inflated price tag of 3,650 Egyptian pounds in a country where the average monthly income is 5,000 pounds.

Some believe, however, that the Ghaleb swimwear fever is not only motivated by a desire to assimilate into the upper class but also by the fact that the line is truly fashionable unlike the traditional dark-coloured, plain-looking burkinis.

“Hadia presented the burkini in international standards, in a design that allows it to be used in more than one form and in new colours resembling a piece of art, so it truly attracted people’s admiration,” said fashion blogger Noura Alkholy.

However, not everyone fell in love with it.

“I don’t see Hadia’s swimsuit suitable for veiled women, as it reveals the details of your body,” said Ms Hussein.

This story was published in collaboration with Egab

Company profile

Name: Thndr

Started: October 2020

Founders: Ahmad Hammouda and Seif Amr

Based: Cairo, Egypt

Sector: FinTech

Initial investment: pre-seed of $800,000

Funding stage: series A; $20 million

Investors: Tiger Global, Beco Capital, Prosus Ventures, Y Combinator, Global Ventures, Abdul Latif Jameel, Endure Capital, 4DX Ventures, Plus VC,  Rabacap and MSA Capital

The biog

Marital status: Separated with two young daughters

Education: Master's degree from American Univeristy of Cairo

Favourite book: That Is How They Defeat Despair by Salwa Aladian

Favourite Motto: Their happiness is your happiness

Goal: For Nefsy to become his legacy long after he is gon

Anghami
Started: December 2011
Co-founders: Elie Habib, Eddy Maroun
Based: Beirut and Dubai
Sector: Entertainment
Size: 85 employees
Stage: Series C
Investors: MEVP, du, Mobily, MBC, Samena Capital

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Fines for littering

In Dubai:

Dh200 for littering or spitting in the Dubai Metro

Dh500 for throwing cigarette butts or chewing gum on the floor, or littering from a vehicle. 
Dh1,000 for littering on a beach, spitting in public places, throwing a cigarette butt from a vehicle

In Sharjah and other emirates
Dh500 for littering - including cigarette butts and chewing gum - in public places and beaches in Sharjah
Dh2,000 for littering in Sharjah deserts
Dh500 for littering from a vehicle in Ras Al Khaimah
Dh1,000 for littering from a car in Abu Dhabi
Dh1,000 to Dh100,000 for dumping waste in residential or public areas in Al Ain
Dh10,000 for littering at Ajman's beaches 

Gremio 1 Pachuca 0

Gremio Everton 95’

The specs
Engine: 2.0-litre 4-cyl turbo

Power: 201hp at 5,200rpm

Torque: 320Nm at 1,750-4,000rpm

Transmission: 6-speed auto

Fuel consumption: 8.7L/100km

Price: Dh133,900

On sale: now 

Results

2.30pm: Dubai Creek Tower – Handicap (PA) Dh40,000 (Dirt) 1,200m; Winner: Marmara Xm, Gary Sanchez (jockey), Abdelkhir Adam (trainer)

3pm: Al Yasmeen – Maiden (PA) Dh40,000 (D) 1,700m; Winner: AS Hajez, Jesus Rosales, Khalifa Al Neyadi

3.30pm: Al Ferdous – Maiden (PA) Dh40,000 (D) 1,700m; Winner: Soukainah, Sebastien Martino, Jean-Claude Pecout

4pm: The Crown Prince Of Sharjah – Prestige (PA) Dh200,000 (D) 1,200m; Winner: AF Thayer, Ray Dawson, Ernst Oertel

4.30pm: Sheikh Ahmed bin Rashid Al Maktoum Cup – Handicap (TB) Dh200,000 (D) 2,000m; Winner: George Villiers, Antonio Fresu, Bhupat Seemar

5pm: Palma Spring – Handicap (PA) Dh40,000 (D) 2,000m; Winner: Es Abu Mousa, Antonio Fresu, Abubakar Daud

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Slow loris biog

From: Lonely Loris is a Sunda slow loris, one of nine species of the animal native to Indonesia, Malaysia, Thailand and Singapore

Status: Critically endangered, and listed as vulnerable on the International Union for Conservation of Nature red list due to growing demand in the global exotic pet trade. It is one of the most popular primate species found at Indonesian pet markets

Likes: Sleeping, which they do for up to 18 hours a day. When they are awake, they like to eat fruit, insects, small birds and reptiles and some types of vegetation

Dislikes: Sunlight. Being a nocturnal animal, the slow loris wakes around sunset and is active throughout the night

Superpowers: His dangerous elbows. The slow loris’s doe eyes may make it look cute, but it is also deadly. The only known venomous primate, it hisses and clasps its paws and can produce a venom from its elbow that can cause anaphylactic shock and even death in humans

The specs

Engine: 2.0-litre 4-cyl turbo

Power: 247hp at 6,500rpm

Torque: 370Nm from 1,500-3,500rpm

Transmission: 10-speed auto

Fuel consumption: 7.8L/100km

Price: from Dh94,900

On sale: now

'Fantastic Beasts: The Secrets of Dumbledore'

Rating: 3/5

Directed by: David Yates

Starring: Mads Mikkelson, Eddie Redmayne, Ezra Miller, Jude Law

Wicked: For Good

Director: Jon M Chu

Starring: Ariana Grande, Cynthia Erivo, Jonathan Bailey, Jeff Goldblum, Michelle Yeoh, Ethan Slater

Rating: 4/5

Gothia Cup 2025

4,872 matches 

1,942 teams

116 pitches

76 nations

26 UAE teams

15 Lebanese teams

2 Kuwaiti teams

RESULTS

6.30pm: Handicap (rated 95-108) US$125,000 2000m (Dirt).
Winner: Don’t Give Up, Gerald Mosse (jockey), Saeed bin Suroor (trainer).

7.05pm: Handicap (95 ) $160,000 2810m (Turf).
Winner: Los Barbados, Adrie de Vries, Fawzi Nass.

7.40pm: Handicap (80-89) $60,000 1600m (D).
Winner: Claim The Roses, Mickael Barzalona, Salem bin Ghadayer.

8.15pm: UAE 2000 Guineas Trial (Div-1) Conditions $100,000 1,400m (D)
Winner: Gold Town, William Buick, Charlie Appleby.

8.50pm: Cape Verdi Group 2 $200,000 1600m (T).
Winner: Promising Run, Patrick Cosgrave, Saeed bin Suroor.

9.25pm: UAE 2000 Guineas Conditions $100,000 1,400m (D).
Winner: El Chapo, Luke Morris, Fawzi Nass.

Profile

Company: Libra Project

Based: Masdar City, ADGM, London and Delaware

Launch year: 2017

Size: A team of 12 with six employed full-time

Sector: Renewable energy

Funding: $500,000 in Series A funding from family and friends in 2018. A Series B round looking to raise $1.5m is now live.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%20%3C%2Fstrong%3ESmartCrowd%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2018%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3ESiddiq%20Farid%20and%20Musfique%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%20%2F%20PropTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%20%3C%2Fstrong%3E%24650%2C000%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2035%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EVarious%20institutional%20investors%20and%20notable%20angel%20investors%20(500%20MENA%2C%20Shurooq%2C%20Mada%2C%20Seedstar%2C%20Tricap)%3C%2Fp%3E%0A
The 10 Questions
  • Is there a God?
  • How did it all begin?
  • What is inside a black hole?
  • Can we predict the future?
  • Is time travel possible?
  • Will we survive on Earth?
  • Is there other intelligent life in the universe?
  • Should we colonise space?
  • Will artificial intelligence outsmart us?
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'The Woman in the House Across the Street from the Girl in the Window'

Director:Michael Lehmann

Stars:Kristen Bell

Rating: 1/5

Islamophobia definition

A widely accepted definition was made by the All Party Parliamentary Group on British Muslims in 2019: “Islamophobia is rooted in racism and is a type of racism that targets expressions of Muslimness or perceived Muslimness.” It further defines it as “inciting hatred or violence against Muslims”.

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
COMPANY%20PROFILE
%3Cp%3E%0D%3Cbr%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3EClara%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%20%3C%2Fstrong%3EPatrick%20Rogers%2C%20Lee%20McMahon%2C%20Arthur%20Guest%2C%20Ahmed%20Arif%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%0D%3Cbr%3E%3Cstrong%3EIndustry%3A%20%3C%2Fstrong%3ELegalTech%0D%3Cbr%3E%3Cstrong%3EFunding%20size%3A%3C%2Fstrong%3E%20%244%20million%20of%20seed%20financing%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EWamda%20Capital%2C%20Shorooq%20Partners%2C%20Techstars%2C%20500%20Global%2C%20OTF%2C%20Venture%20Souq%2C%20Knuru%20Capital%2C%20Plug%20and%20Play%20and%20The%20LegalTech%20Fund%3C%2Fp%3E%0A
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The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

Updated: September 04, 2022, 1:00 AM