This weekend the Turkish people will vote in one of the country's most devisive elections in decades.
It will determine the future of its long-time President Recep Tayyip Erdogan — a man who has been the only leader millions of first-time voters have known.
His main challenger is Kemal Kilicdaroglu, the face of Turkey's six-party opposition alliance and the symbol of a potential new future for the country.
Who is Kemal Kilicdaroglu?
Mr Kilicdaroglu, 74, is the leader of the centre-left Republican People's Party (CHP) — the product of modern Turkey's founder Mustafa Kemal Ataturk — which has opened up to Turkey's large Kurdish minority and supported more liberal ideas than the ruling Justice and Development Party (AKP).
Mr Kilicdaroglu was born in the eastern Tunceli province to an Alevi family, members of a long-persecuted sect, and started his career as a civil servant with the Finance Ministry. He later entered parliament as an Istanbul deputy in 2002 and has led the opposition since 2010.
He has a reputation as a mild-mannered man and the one-time "civil servant of the year" strikes some as a sharp contrast to Mr Erdogan's fiery persona.
The CHP leader ran for the Istanbul mayorship in 2009 and centred his campaign on an anti-corruption slate, a feature of his political career that has put him at odds with the AKP.
In 2017, he led a month-long protest march against the jailing of MP Enis Berberoglu and has exposed corruption within the AKP's ranks.
What has he promised?
Mr Kilicdaroglu has centred his campaign on democratisation and reviving Turkey's battered economy.
He has promised freedom of speech in a country where insulting the current leader is a punishable offence, telling the BBC he will bring "peace and democracy".
"I am telling young people they can criticise me freely, I will make sure they have this right," he said on Wednesday.
"The youth want democracy. They don't want the police to come to their doors early in the morning just because they tweeted."
Journalists, activists and regular citizens have been prosecuted under anti-terror laws for liking social media posts criticising Turkey's long-time ruler and thousands of people have been imprisoned for opposition views following an attempted coup in 2016.
"These elections are elections to rebuild our democracy," he told crowds in the coastal city of Izmir, a CHP stronghold.
He has also pledged to revive Turkey's economy and prioritise small businesses which have borne the brunt of soaring inflation.
Inflation has now slowed to 44 per cent, official data showed on Wednesday, but peaked at more than 85 per cent last year, worsened by Mr Erdogan's refusal to raise interest rates.
However, he is also known for strong anti-refugee rhetoric and many naturalised citizens have pledged support for Mr Erdogan in response.
He has pledged to send "all Syrians home" within two years of coming to power and has accused the government of "romanticising migration".
Can he win against Erdogan?
Several opinion polls have placed the CHP leader slightly ahead of Mr Erdogan, but only by single figures.
A definitive result is likely to arise only after a second round of voting.
If no candidate can secure at least 50 per cent of the votes, a second run-off will be held on May 28 between the leading two.
Mr Erdogan still has a strong support base despite a recent spate of illness-related cancellations challenging his strongman image.
He is particularly popular among religious Turks, who view him as a protector of tradition and defender against secularism.
Zakat definitions
Zakat: an Arabic word meaning ‘to cleanse’ or ‘purification’.
Nisab: the minimum amount that a Muslim must have before being obliged to pay zakat. Traditionally, the nisab threshold was 87.48 grams of gold, or 612.36 grams of silver. The monetary value of the nisab therefore varies by current prices and currencies.
Zakat Al Mal: the ‘cleansing’ of wealth, as one of the five pillars of Islam; a spiritual duty for all Muslims meeting the ‘nisab’ wealth criteria in a lunar year, to pay 2.5 per cent of their wealth in alms to the deserving and needy.
Zakat Al Fitr: a donation to charity given during Ramadan, before Eid Al Fitr, in the form of food. Every adult Muslim who possesses food in excess of the needs of themselves and their family must pay two qadahs (an old measure just over 2 kilograms) of flour, wheat, barley or rice from each person in a household, as a minimum.
The specs
- Engine: 3.9-litre twin-turbo V8
- Power: 640hp
- Torque: 760nm
- On sale: 2026
- Price: Not announced yet
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UAE currency: the story behind the money in your pockets
MATCH INFO
CAF Champions League semi-finals first-leg fixtures
Tuesday:
Primeiro Agosto (ANG) v Esperance (TUN) (8pm UAE)
Al Ahly (EGY) v Entente Setif (ALG) (11PM)
Second legs:
October 23
Bombshell
Director: Jay Roach
Stars: Nicole Kidman, Charlize Theron, Margot Robbie
Four out of five stars
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Mohammed bin Zayed Majlis
BORDERLANDS
Starring: Cate Blanchett, Kevin Hart, Jamie Lee Curtis
Director: Eli Roth
Rating: 0/5
Islamophobia definition
A widely accepted definition was made by the All Party Parliamentary Group on British Muslims in 2019: “Islamophobia is rooted in racism and is a type of racism that targets expressions of Muslimness or perceived Muslimness.” It further defines it as “inciting hatred or violence against Muslims”.
MORE ON THE US DEMOCRATIC PRIMARIES
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How to turn your property into a holiday home
- Ensure decoration and styling – and portal photography – quality is high to achieve maximum rates.
- Research equivalent Airbnb homes in your location to ensure competitiveness.
- Post on all relevant platforms to reach the widest audience; whether you let personally or via an agency know your potential guest profile – aiming for the wrong demographic may leave your property empty.
- Factor in costs when working out if holiday letting is beneficial. The annual DCTM fee runs from Dh370 for a one-bedroom flat to Dh1,200. Tourism tax is Dh10-15 per bedroom, per night.
- Check your management company has a physical office, a valid DTCM licence and is licencing your property and paying tourism taxes. For transparency, regularly view your booking calendar.
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Engine: 2-litre TSI petrol
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”