Property rented
Three-bedroom apartment with a small courtyard garden in the Churches Area of Abu Dhabi, close to the British School - Al Khubairat. The property was rented direct from the landlord for Dh145,000.
Key features
Living space includes a lounge and separate dining room, kitchen with small adjacent utility room. The property has windows on three sides making it very light and bright. A patio door leads from the lounge to steps down into the garden.
The hunt
Our search for this property started in 2009. At this time demand far outstripped supply and prices were spiralling ever upwards; it was impossible to find what we wanted within our available budget. After several frantic days of searching, we eventually found a small, ground floor two-bedroom apartment with outdoor space, close to the Mushrif children and ladies' park.
Somehow we coped in this relatively small living space, although it wasn't ideal for our two children to share a bedroom - which they hadn't done when we lived in the UK. The garden, however, was a bonus and we created an extra family space outside, with an outdoor sofa, table and chairs shaded by a gazebo.
But after 11 months we had totally outgrown the space, and started to look around for a new home. We loved living in this part of the city, so we restricted our search to just a few streets, using our spare time to drive or walk around the neighbourhood in search of elusive "For Rent" signs.
Our house-hunting turned up next to nothing and just as we were giving up hope, and with time running out to give notice to our current landlord, a three-bedroom apartment came up close by. The indoor space and the location were ideal. There was just one drawback: the apartment was on the first floor, so we would have to live without a garden, although the new property did have balconies. We decided to accept the compromise and took the plunge.
But after we moved we did, as almost expected, miss the garden. Ten months later we decided to look again at what was on the market. Again, we restricted our search to a small area close to our children's school and my husband's work.
With more rental properties now available I viewed anything that looked even vaguely promising. We even negotiated on one lovely villa, but our discussions with the owner stalled and, regrettably, we had to walk away. I was on the verge of giving up hope again, when out of the blue, our downstairs neighbours told me they were planning to move out and wanted to give us the chance to talk to the landlord before he put their ground-floor garden flat on the open market.
A year before, I'd joked with the landlord that what we really wanted was a garden flat. He'd promised me at the time, that if one of them became available, it would be ours. He was true to his word. We even managed to negotiate a better annual rent.
The result
My checklist for an ideal Abu Dhabi home is three bedrooms, a good-sized lounge, a small outside space, in our preferred location and at the right price. After two years and two moves we now have exactly what we want.
Our previous apartments always felt temporary and although we made them comfortable to live in, we didn't really do a lot in the way of improving them. Here though, we have transformed our house into a home - we've bought some additional furniture, put up nice light fittings and even paid for the apartment to be painted before we moved in.
The move itself was straightforward. The furniture was simply carried downstairs and put in place. Indeed, with so many windows - 16 in total - it took longer for the removal company to take down and rehang our curtains than it took them to move our belongings.
In our bedroom we simply recreated our room upstairs, but we've changed things around in other rooms. We took the opportunity to move our younger son out of a toddler bed and into his brother's cabin bed, while our elder son's room has been made over with a new set of Ikea furniture.
In the lounge we have repositioned the sofa, creating more space for a dining table. I scoured the second-hand market and eventually found the exact table I wanted. We are very pleased with it, and it even came in under budget - the table, chairs and "a man with a van" cost less than Dh300.
For the garden I also bought a second-hand table, umbrella and six chairs and in the Home Centre sale we found a white sofa and chair set. My plants, which had been adorning the balconies in the apartment upstairs, now look lovely against the freshly painted garden walls.
The kitchen has fairly basic units in it. When we moved, the landlord kindly organised for the kitchen cupboards to be adapted to make space for a dishwasher. He also had the doors changed to be white, rather than the mottled pink pattern that I thought made the kitchen look fussy.
The landlord has also redecorated what was previously a dirty and shabby stairwell. With a lick of fresh white paint, windows cleaned and new hall lights, he has created a welcoming entrance to the building.
Loathe
We did think that moving downstairs would not be that expensive. But in the end it has cost us roughly the same as it would to have moved to a completely different neighbourhood.
We've moved to the other side of the building, to a mirror image of our old apartment, meaning that the light switches that were on the left in my old kitchen upstairs are now on the right downstairs. It's the same with the air-con controls in our hallway.
Love
We love the outdoor space, and with shading from a gazebo and trees we hope we will be able to enjoy it even in the hottest months of the year. The apartment is well designed with a clear division between living and sleeping space. There are sliding doors between the dining room area and the lounge, which allow us to create separate spaces. And it goes without saying, I love my dishwasher!
Verdict
We have enjoyed moving but are now quite thankful that, at last, we have found our ideal home in Abu Dhabi. The garden makes all the difference, giving us extra space for the children to play in and for us to enjoy some quiet time on the sofa listening to the birds twitter away.
Six things you need to know about UAE Women’s Special Olympics football team
Several girls started playing football at age four
They describe sport as their passion
The girls don’t dwell on their condition
They just say they may need to work a little harder than others
When not in training, they play football with their brothers and sisters
The girls want to inspire others to join the UAE Special Olympics teams
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SPEC SHEET
Display: 10.9" Liquid Retina IPS, 2360 x 1640, 264ppi, wide colour, True Tone, Apple Pencil support
Chip: Apple M1, 8-core CPU, 8-core GPU, 16-core Neural Engine
Memory: 64/256GB storage; 8GB RAM
Main camera: 12MP wide, f/1.8, Smart HDR
Video: 4K @ 25/25/30/60fps, full HD @ 25/30/60fps, slo-mo @ 120/240fps
Front camera: 12MP ultra-wide, f/2.4, Smart HDR, Centre Stage; full HD @ 25/30/60fps
Audio: Stereo speakers
Biometrics: Touch ID
I/O: USB-C, smart connector (for folio/keyboard)
Battery: Up to 10 hours on Wi-Fi; up to 9 hours on cellular
Finish: Space grey, starlight, pink, purple, blue
Price: Wi-Fi – Dh2,499 (64GB) / Dh3,099 (256GB); cellular – Dh3,099 (64GB) / Dh3,699 (256GB)
The alternatives
• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.
• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.
• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.
• 2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.
• PayPal is probably the best-known online goods payment method - usually used for eBay purchases - but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.
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SPEC SHEET
Display: 10.4-inch IPS LCD, 400 nits, toughened glass
CPU: Unisoc T610; Mali G52 GPU
Memory: 4GB
Storage: 64GB, up to 512GB microSD
Camera: 8MP rear, 5MP front
Connectivity: Wi-Fi, Bluetooth 5.0, USB-C, 3.5mm audio
Battery: 8200mAh, up to 10 hours video
Platform: Android 11
Audio: Stereo speakers, 2 mics
Durability: IP52
Biometrics: Face unlock
Price: Dh849
The specs
Engine: 2-litre or 3-litre 4Motion all-wheel-drive Power: 250Nm (2-litre); 340 (3-litre) Torque: 450Nm Transmission: 8-speed automatic Starting price: From Dh212,000 On sale: Now
ACL Elite (West) - fixtures
Monday, Sept 30
Al Sadd v Esteghlal (8pm)
Persepolis v Pakhtakor (8pm)
Al Wasl v Al Ahli (8pm)
Al Nassr v Al Rayyan (10pm)
Tuesday, Oct 1
Al Hilal v Al Shorta (10pm)
Al Gharafa v Al Ain (10pm)
ETFs explained
Exhchange traded funds are bought and sold like shares, but operate as index-tracking funds, passively following their chosen indices, such as the S&P 500, FTSE 100 and the FTSE All World, plus a vast range of smaller exchanges and commodities, such as gold, silver, copper sugar, coffee and oil.
ETFs have zero upfront fees and annual charges as low as 0.07 per cent a year, which means you get to keep more of your returns, as actively managed funds can charge as much as 1.5 per cent a year.
There are thousands to choose from, with the five biggest providers BlackRock’s iShares range, Vanguard, State Street Global Advisors SPDR ETFs, Deutsche Bank AWM X-trackers and Invesco PowerShares.
The years Ramadan fell in May
ADCC AFC Women’s Champions League Group A fixtures
October 3: v Wuhan Jiangda Women’s FC
October 6: v Hyundai Steel Red Angels Women’s FC
October 9: v Sabah FA
Moon Music
Artist: Coldplay
Label: Parlophone/Atlantic
Number of tracks: 10
Rating: 3/5
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UAE and Russia in numbers
UAE-Russia ties stretch back 48 years
Trade between the UAE and Russia reached Dh12.5 bn in 2018
More than 3,000 Russian companies are registered in the UAE
Around 40,000 Russians live in the UAE
The number of Russian tourists travelling to the UAE will increase to 12 percent to reach 1.6 million in 2023
Scoreline
Arsenal 3
Aubameyang (28'), Welbeck (38', 81')
Red cards: El Neny (90' 3)
Southampton 2
Long (17'), Austin (73')
Red cards: Stephens (90' 2)
Company%20profile
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