Christmas Day in my family has always panned out along similar lines. We follow all the usual traditions, with a few Shardlow-specific quirks thrown in for good measure. We are, for example, dedicated to having poached eggs for breakfast, with pyjamas as de rigueur attire. Not so odd, you might think, but I've refrained from mentioning that by this point we've already taken the dog for a long walk.
Last year we bucked tradition slightly. In early 2009 while celebrating my grandmother's 75th birthday and enjoying what was a truly magnificent afternoon tea spread, my cousins and I decided that this year, things were going to be different.
Buoyed on by a surfeit of sugar, we declared that "the children" were going to take charge and cook Christmas dinner, thus relieving our mothers of the role. On average, 18 of us gather around the festive table, so this wasn't as small an undertaking as it might sound.
Unsurprisingly, our enthusiasm for this idea evaporated as quickly as the sugar rush from the scones and jam. When December reared its head, we began to regret our offer all the more. It took a flurry of e-mails from my organised (and wonderfully bossy) cousin Annie to get the ball rolling. Soon though, we were all on board and heavily involved. Never have the merits of Nigella Lawson's and Jamie Oliver's stuffing recipes been so hotly contested.
A few days before Christmas and after a shopping trip of mammoth proportions, my sister and I set about beginning the prep. Our mother hovered in the background, unwilling to let us have full rein. Tempers quickly began to fray. No matter how many times I tell her that having spent over a year working in a Michelin-star kitchen, I'm a pretty competent cook, she remains doubtful. My sister, meanwhile, managed to rile me straight away, by claiming that making the parsnip puree was her job. Parsnip purée is a glory dish you see; it's easy to prepare and the end result, all buttery, honeyed and delicious, always earns the chef heavy praise. I gave in, let her get on with it and set about cooking enough braised red cabbage to last my parents through to the summer.
In the end the meal went off without a glitch and was enjoyed by all the family (particularly the parsnip purée). Christmas this year will be different, as I'm spending it in Dubai; poached eggs will still be on the menu for breakfast, though.
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COMPANY%20PROFILE
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McLaren GT specs
Engine: 4-litre twin-turbo V8
Transmission: seven-speed
Power: 620bhp
Torque: 630Nm
Price: Dh875,000
On sale: now
UAE currency: the story behind the money in your pockets
Company profile
Name: Fruitful Day
Founders: Marie-Christine Luijckx, Lyla Dalal AlRawi, Lindsey Fournie
Based: Dubai, UAE
Founded: 2015
Number of employees: 30
Sector: F&B
Funding so far: Dh3 million
Future funding plans: None at present
Future markets: Saudi Arabia, potentially Kuwait and other GCC countries
The biog
Place of birth: Kalba
Family: Mother of eight children and has 10 grandchildren
Favourite traditional dish: Al Harees, a slow cooked porridge-like dish made from boiled cracked or coarsely ground wheat mixed with meat or chicken
Favourite book: My early life by Sheikh Dr Sultan bin Muhammad Al Qasimi, the Ruler of Sharjah
Favourite quote: By Sheikh Zayed, the UAE's Founding Father, “Those who have no past will have no present or future.”
Types of policy
Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.
Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.
Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.
Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.
Tamkeen's offering
- Option 1: 70% in year 1, 50% in year 2, 30% in year 3
- Option 2: 50% across three years
- Option 3: 30% across five years