Picnic loaf sandwich, cream cheese, basil marinated vegetables.
Picnic loaf sandwich, cream cheese, basil marinated vegetables.

The art of the sandwich



It might not be the most sophisticated of snacks, but one thing is for sure: the humble sandwich has enduring appeal. Its roots can be traced all the way back to 18th-century Britain and the whims of one man, John Montagu, or the fourth Earl of Sandwich, to use his more formal moniker. The earl, apparently hungry but too engrossed in other matters to pause for a meal, demanded that his butler bring him a few slices of meat (thought to be leftover roast beef) placed between two slices of bread. This conveniently enabled him to eat with one hand and as a result, the sandwich was born.
From the shawarmas that are devoured all over the Middle East to France's croque-monsieur, not forgetting American po' boys stuffed to bursting with fried oysters or Florence's famous lampredotto with its veal stomach filling, the sandwich is enjoyed in various different guises all over the world.
Today, the earl's midday-meal solution remains as popular as ever. In March this year, it was reported that Subway had overtaken McDonald's to became the largest fast-food chain in the world. This rise in popularity has been attributed to a number factors, not least that the general public tend to view sandwiches as healthier than burgers and fries. Subway's "Eat Fresh" mantra has no doubt helped to reinforce this perception.
As generalisations go, this may well be true, but in the case of Subway it very much depends on the size of your sub and how you choose to fill it. Consider that a six-inch version of Subway's signature meatball marinara contains 580 calories and 9g of saturated fat (almost half the recommended daily allowance) and you don't need to be a nutritionist to conclude that this is far from diet food. That's not to say that Subway doesn't offer healthier choices; a six-inch Veggie Delite contains only 230 calories and 0.5g of saturated fat. Unsurprisingly, though, the meatball marinara outstrips it on the sales front.
Prepared without due care and attention (think mass-produced fillings and fridge-cold bread with dry curling crusts) a sandwich can be an altogether forgettable experience. Done well, though, it can be truly delicious. Both bread and filling have their separate roles to play in the construction of a great sandwich. The choice of bread is important, but it's the filling that is capable of elevating this portable meal into something really special.
In many ways the sandwich is at its best when it is kept simple: egg and cress made with free-range eggs, good-quality mayonnaise and peppery leaves; slabs of ripe Brie perched on top of freshly baked baguettes, or triangles of fresh white bread enclosing paper thin slivers of salt and pepper-specked cucumber. These classic flavours more than hold their own amid a sea of curried chicken wraps and pesto-marinated vegetables on tomato-infused focaccia.
If you add too many different ingredients to your sandwich, it often starts to go wrong: the key here is knowing when to stop. Or, in some cases, realising that you shouldn't have started at all, as was surely the case when the UK supermarket giant Tesco launched the "lasagne sandwich" last year. This monstrosity consisted of slices of white bread filled with minced beef, sheets of pasta and a creamy cheese sauce - a lesson in calories and carb loading if there ever was one. To make matters worse, the packaging was emblazoned with the colours of the Italian flag, presumably to reinforce the authenticity of the product.
So what makes a good sandwich? Well, it's important to remember that different types of bread suit different sandwich fillings. As a general rule of thumb, the more moist the filling, the crustier the bread should be. Ratio is also important: if there's too much filling then it spills out of the sides and the bread goes soft, too little and it seems stingy and tastes dry. Due to their high water content, ingredients such as lettuce and tomatoes have a tendency to seep liquid into the bread and cause it to turn soggy, so if possible they should be added at the last minute. Think about the ingredients that you are using and whether they go well together. If they do, then layer them on top of each other, rather than just flinging on to the bread in a jumbled mass.
The pivotal factor determining whether a sandwich is any good or not is the person doing the preparation, which is why homemade is nearly always best. Below are a few ideas for those who fancy pepping up their lunch, but don't quite have the stomach for lampredotto.
Steak sandwich with roasted garlic and crispy shallot rings
The steak sandwich is a well-loved classic that relies on quality ingredients; a piece of well-aged rump, fresh ciabatta bread and crisp lettuce leaves are the key players here. The shallot rings and roasted garlic just give it a bit of a twist.
Serves 2 (generously)
1 tbsp olive oil
350g rump steak
 
For the roasted garlic:
1 bulb garlic
1 tbsp olive oil
 
For the crispy shallots:
2 shallots, peeled and sliced into thin rings
200ml milk
50g corn flour
vegetable oil for frying
 
1 ciabatta loaf, sliced in half lengthways
a few lettuce leaves
tomato chutney (optional)
salt and black pepper
 
Preheat the oven to 200ºC/fan 180ºC/gas 6. Slice the top of the garlic bulb, just enough to remove the tips of the individual cloves. Drizzle over the olive oil, season with salt and black pepper and wrap in a double layer of foil. Roast in the oven for 45 minutes or until soft to touch.
Pour the milk and corn flour into two separate bowls. Season the corn flour with salt and pepper. Dip the individual shallot rings into the milk, shake off the excess liquid and tip into the bowl containing the flour. Toss to coat. Pour enough vegetable oil into a small saucepan so that it is a third full. Heat to 180ºC. To check whether the oil is hot enough, drop in a cube of bread. It should become golden brown in 20 seconds. Deep-fry the shallot rings for one to two minutes, until golden and crispy. Drain well and then keep warm in a low oven until you are ready to serve.
Place a griddle or frying pan over a high heat and leave for two to three minutes, or until piping hot. Drizzle the meat all over with the olive oil and season generously with salt and pepper. Rub the seasoning into the meat and then place the steak in the hot pan. Cook for two to three minutes on each side, or longer if you prefer your meat well done. Remove from the pan and leave to rest in a warm place. Slice the meat on the angle.
Place the ciabatta loaf cut-side down in the pan and toast for a few seconds on each side.
To assemble, squeeze the roasted garlic cloves out of their skin and spread over the toasted ciabatta. Arrange a layer of lettuce leaves across the bottom. Place the sliced steak on top and scatter over the shallot rings and a spoonful of tomato chutney, if using. Slice in half and serve.
Roasted prawns on rye bread
A mixture of prawns and mayonnaise, or marie rose sauce, has long been a favourite sandwich filling. Unfortunately, mayonnaise is high in fat, so although the prawns are a great source of low-fat protein, this can still end up being a calorific snack. I've updated this recipe a little, using crème fraîche instead of mayonnaise and sun-blushed tomatoes in place of ketchup. Serving this as an open sandwich not only looks pretty, but also cuts calories.
Serves 2
For the sauce:
120g low-fat crème fraîche
zest of a lemon
tsp paprika
6 sun-blushed tomatoes, finely chopped
 
For the prawns:
1 tbsp olive oil
10 large prawns
juice of a lemon
 
To serve:
a few green lettuce leaves, very thinly shredded
4 slices rye bread, cut into strips (if you wish)
salt and black pepper
Tip the crème fraîche into a bowl. Add the lemon zest, paprika and chopped tomatoes. Season with salt and pepper and mix well.
Heat the olive oil in a frying pan over a medium heat. Add the prawns and cook for one minute before squeezing over the lemon juice. Sauté for a further two minutes, or until just cooked through. Remove from the pan, allow to cool slightly, then slice the prawns in half lengthways.
Spread the crème fraîche mixture over the bread and top with the sliced prawns. Sprinkle over the shredded lettuce just before serving.
Portable picnic loaf
This all-in-one loaf travels well and is much less hassle than preparing lots of individual sandwiches. Feel free to swap the ingredients around.
Serves 6
1 sturdy loaf of bread (eg bloomer loaf or large cob roll)
1 small aubergine
3 tbsp olive oil
175g cream cheese
small bunch basil
75g roasted red peppers (from a jar or deli section), sliced
75g roasted artichokes (from a jar or deli section), sliced
salt and black pepper
Cut the aubergine into slices approximately 1cm thick. Place in a colander, sprinkle lightly with salt. After 30 minutes wash off the salt and any liquid and pat dry.
Heat the oil in a frying pan over a medium-high heat. Add the aubergine slices and cook for two to three minutes on each side, or until tender and starting to blacken slightly. Drain on a plate lined with kitchen roll.
Slice the top off the loaf and set aside for later. Remove most of the inside of the bread to create a shell. Spread a layer of cream cheese over the inside base of the loaf. Scatter over a few basil leaves. Arrange a layer of roasted peppers over the top. Follow this with a layer of artichokes and then aubergine. Continue this layering process until the bread shell is full. Make sure the ingredients are firmly packed, then replace the bread lid and wrap the whole thing in cling film. Place a weight on top of the loaf and leave for a few hours or overnight. Cut into wedges to serve.

What are the main cyber security threats?

Cyber crime - This includes fraud, impersonation, scams and deepfake technology, tactics that are increasingly targeting infrastructure and exploiting human vulnerabilities.
Cyber terrorism - Social media platforms are used to spread radical ideologies, misinformation and disinformation, often with the aim of disrupting critical infrastructure such as power grids.
Cyber warfare - Shaped by geopolitical tension, hostile actors seek to infiltrate and compromise national infrastructure, using one country’s systems as a springboard to launch attacks on others.

Ballon d’Or shortlists

Men

Sadio Mane (Senegal/Liverpool), Sergio Aguero (Aregentina/Manchester City), Frenkie de Jong (Netherlans/Barcelona), Hugo Lloris (France/Tottenham), Dusan Tadic (Serbia/Ajax), Kylian Mbappe (France/PSG), Trent Alexander-Arnold (England/Liverpool), Donny van de Beek (Netherlands/Ajax), Pierre-Emerick Aubameyang (Gabon/Arsenal), Marc-Andre ter Stegen (Germany/Barcelona), Cristiano Ronaldo (Portugal/Juventus), Alisson (Brazil/Liverpool), Matthijs de Ligt (Netherlands/Juventus), Karim Benzema (France/Real Madrid), Georginio Wijnaldum (Netherlands/Liverpool), Virgil van Dijk (Netherlands/Liverpool), Bernardo Silva (Portugal/Manchester City), Son Heung-min (South Korea/Tottenham), Robert Lewandowski (Poland/Bayern Munich), Roberto Firmino (Brazil/Liverpool), Lionel Messi (Argentina/Barcelona), Riyad Mahrez (Algeria/Manchester City), Kevin De Bruyne (Belgium/Manchester City), Kalidou Koulibaly (Senegal/Napoli), Antoine Griezmann (France/Barcelona), Mohamed Salah (Egypt/Liverpool), Eden Hazard (BEL/Real Madrid), Marquinhos (Brazil/Paris-SG), Raheem Sterling (Eengland/Manchester City), Joao Félix(Portugal/Atletico Madrid)

Women

Sam Kerr (Austria/Chelsea), Ellen White (England/Manchester City), Nilla Fischer (Sweden/Linkopings), Amandine Henry (France/Lyon), Lucy Bronze(England/Lyon), Alex Morgan (USA/Orlando Pride), Vivianne Miedema (Netherlands/Arsenal), Dzsenifer Marozsan (Germany/Lyon), Pernille Harder (Denmark/Wolfsburg), Sarah Bouhaddi (France/Lyon), Megan Rapinoe (USA/Reign FC), Lieke Martens (Netherlands/Barcelona), Sari van Veenendal (Netherlands/Atletico Madrid), Wendie Renard (France/Lyon), Rose Lavelle(USA/Washington Spirit), Marta (Brazil/Orlando Pride), Ada Hegerberg (Norway/Lyon), Kosovare Asllani (Sweden/CD Tacon), Sofia Jakobsson (Sweden/CD Tacon), Tobin Heath (USA/Portland Thorns)

 

 

The years Ramadan fell in May

1987

1954

1921

1888

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills

A Cat, A Man, and Two Women
Junichiro
Tamizaki
Translated by Paul McCarthy
Daunt Books 

MISSION: IMPOSSIBLE – FINAL RECKONING

Director: Christopher McQuarrie

Starring: Tom Cruise, Hayley Atwell, Simon Pegg

Rating: 4/5

The specs
Engine: 4.0-litre flat-six
Power: 510hp at 9,000rpm
Torque: 450Nm at 6,100rpm
Transmission: 7-speed PDK auto or 6-speed manual
Fuel economy, combined: 13.8L/100km
On sale: Available to order now
Price: From Dh801,800
THE SPECS

Range Rover Sport Autobiography Dynamic

Engine: 5.0-litre supercharged V8

Transmission: six-speed manual

Power: 518bhp

Torque: 625Nm

Speed: 0-100kmh 5.3 seconds

Price: Dh633,435

On sale: now

THE SPECS

Engine: 6.75-litre twin-turbocharged V12 petrol engine 

Power: 420kW

Torque: 780Nm

Transmission: 8-speed automatic

Price: From Dh1,350,000

On sale: Available for preorder now

Lexus LX700h specs

Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

Power: 464hp at 5,200rpm

Torque: 790Nm from 2,000-3,600rpm

Transmission: 10-speed auto

Fuel consumption: 11.7L/100km

On sale: Now

Price: From Dh590,000

MATCH INFO

Chelsea 1
Alonso (62')

Huddersfield Town 1
Depoitre (50')

UK's plans to cut net migration

Under the UK government’s proposals, migrants will have to spend 10 years in the UK before being able to apply for citizenship.

Skilled worker visas will require a university degree, and there will be tighter restrictions on recruitment for jobs with skills shortages.

But what are described as "high-contributing" individuals such as doctors and nurses could be fast-tracked through the system.

Language requirements will be increased for all immigration routes to ensure a higher level of English.

Rules will also be laid out for adult dependants, meaning they will have to demonstrate a basic understanding of the language.

The plans also call for stricter tests for colleges and universities offering places to foreign students and a reduction in the time graduates can remain in the UK after their studies from two years to 18 months.

Skewed figures

In the village of Mevagissey in southwest England the housing stock has doubled in the last century while the number of residents is half the historic high. The village's Neighbourhood Development Plan states that 26% of homes are holiday retreats. Prices are high, averaging around £300,000, £50,000 more than the Cornish average of £250,000. The local average wage is £15,458. 

BUNDESLIGA FIXTURES

Saturday, May 16 (kick-offs UAE time)

Borussia Dortmund v Schalke (4.30pm) 
RB Leipzig v Freiburg (4.30pm) 
Hoffenheim v Hertha Berlin (4.30pm) 
Fortuna Dusseldorf v Paderborn  (4.30pm) 
Augsburg v Wolfsburg (4.30pm) 
Eintracht Frankfurt v Borussia Monchengladbach (7.30pm)

Sunday, May 17

Cologne v Mainz (4.30pm),
Union Berlin v Bayern Munich (7pm)

Monday, May 18

Werder Bremen v Bayer Leverkusen (9.30pm)

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
ICC Women's T20 World Cup Asia Qualifier 2025, Thailand

UAE fixtures
May 9, v Malaysia
May 10, v Qatar
May 13, v Malaysia
May 15, v Qatar
May 18 and 19, semi-finals
May 20, final

Game Changer

Director: Shankar 

Stars: Ram Charan, Kiara Advani, Anjali, S J Suryah, Jayaram

Rating: 2/5

RECORD%20BREAKER
%3Cp%3E%3Cstrong%3EYoungest%20debutant%20for%20Barcelona%3A%3C%2Fstrong%3E%2015%20years%20and%20290%20days%20v%20Real%20Betis%3Cbr%3E%3Cstrong%3EYoungest%20La%20Liga%20starter%20in%20the%2021st%20century%3A%20%3C%2Fstrong%3E16%20years%20and%2038%20days%20v%20Cadiz%3Cbr%3E%3Cstrong%3EYoungest%20player%20to%20register%20an%20assist%20in%20La%20Liga%20in%20the%2021st%20century%3A%20%3C%2Fstrong%3E16%20years%20and%2045%20days%20v%20Villarreal%3Cbr%3E%3Cstrong%3EYoungest%20debutant%20for%20Spain%3A%3C%2Fstrong%3E%2016%20years%20and%2057%20days%20v%20Georgia%3Cbr%3E%3Cstrong%3EYoungest%20goalscorer%20for%20Spain%3A%3C%2Fstrong%3E%2016%20years%20and%2057%20days%3Cbr%3E%3Cstrong%3EYoungest%20player%20to%20score%20in%20a%20Euro%20qualifier%3A%3C%2Fstrong%3E%2016%20years%20and%2057%20days%3C%2Fp%3E%0A
Dr Afridi's warning signs of digital addiction

Spending an excessive amount of time on the phone.

Neglecting personal, social, or academic responsibilities.

Losing interest in other activities or hobbies that were once enjoyed.

Having withdrawal symptoms like feeling anxious, restless, or upset when the technology is not available.

Experiencing sleep disturbances or changes in sleep patterns.

What are the guidelines?

Under 18 months: Avoid screen time altogether, except for video chatting with family.

Aged 18-24 months: If screens are introduced, it should be high-quality content watched with a caregiver to help the child understand what they are seeing.

Aged 2-5 years: Limit to one-hour per day of high-quality programming, with co-viewing whenever possible.

Aged 6-12 years: Set consistent limits on screen time to ensure it does not interfere with sleep, physical activity, or social interactions.

Teenagers: Encourage a balanced approach – screens should not replace sleep, exercise, or face-to-face socialisation.

Source: American Paediatric Association
The Greatest Royal Rumble card as it stands

50-man Royal Rumble - names entered so far include Braun Strowman, Daniel Bryan, Kurt Angle, Big Show, Kane, Chris Jericho, The New Day and Elias

Universal Championship Brock Lesnar (champion) v Roman Reigns in a steel cage match

WWE World Heavyweight Championship AJ Styles (champion) v Shinsuke Nakamura

Intercontinental Championship Seth Rollins (champion) v The Miz v Finn Balor v Samoa Joe

United States Championship Jeff Hardy (champion) v Jinder Mahal

SmackDown Tag Team Championship The Bludgeon Brothers (champions) v The Usos

Raw Tag Team Championship (currently vacant) Cesaro and Sheamus v Matt Hardy and Bray Wyatt

Casket match The Undertaker v Chris Jericho

Singles match John Cena v Triple H

Cruiserweight Championship Cedric Alexander v tba

 

UAE currency: the story behind the money in your pockets
Countries offering golden visas

UK
Innovator Founder Visa is aimed at those who can demonstrate relevant experience in business and sufficient investment funds to set up and scale up a new business in the UK. It offers permanent residence after three years.

Germany
Investing or establishing a business in Germany offers you a residence permit, which eventually leads to citizenship. The investment must meet an economic need and you have to have lived in Germany for five years to become a citizen.

Italy
The scheme is designed for foreign investors committed to making a significant contribution to the economy. Requires a minimum investment of €250,000 which can rise to €2 million.

Switzerland
Residence Programme offers residence to applicants and their families through economic contributions. The applicant must agree to pay an annual lump sum in tax.

Canada
Start-Up Visa Programme allows foreign entrepreneurs the opportunity to create a business in Canada and apply for permanent residence. 

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%3Cp%3E1.%20Baghdad%2C%20Iraq%3Cbr%3E2.%20Manama%2C%20Bahrain%3Cbr%3E3.%20Dhahran%2C%20Saudi%20Arabia%3Cbr%3E4.%20Kuwait%20City%2C%20Kuwait%3Cbr%3E5.%20Ras%20Al%20Khaimah%2C%20UAE%3Cbr%3E6.%20Ash%20Shihaniyah%2C%20Qatar%3Cbr%3E7.%20Abu%20Dhabi%2C%20UAE%3Cbr%3E8.%20Cairo%2C%20Egypt%3Cbr%3E9.%20Riyadh%2C%20Saudi%20Arabia%3Cbr%3E10.%20Dubai%2C%20UAE%3C%2Fp%3E%0A%3Cp%3E%3Cem%3ESource%3A%202022%20World%20Air%20Quality%20Report%3C%2Fem%3E%3C%2Fp%3E%0A
MOST%20POLLUTED%20COUNTRIES%20IN%20THE%20WORLD
%3Cp%3E1.%20Chad%3Cbr%3E2.%20Iraq%3Cbr%3E3.%20Pakistan%3Cbr%3E4.%20Bahrain%3Cbr%3E5.%20Bangladesh%3Cbr%3E6.%20Burkina%20Faso%3Cbr%3E7.%20Kuwait%3Cbr%3E8.%20India%3Cbr%3E9.%20Egypt%3Cbr%3E10.%20Tajikistan%3Cbr%3E%3Cbr%3E%3Cem%3ESource%3A%202022%20World%20Air%20Quality%20Report%3C%2Fem%3E%3C%2Fp%3E%0A
The years Ramadan fell in May

1987

1954

1921

1888

Key figures in the life of the fort

Sheikh Dhiyab bin Isa (ruled 1761-1793) Built Qasr Al Hosn as a watchtower to guard over the only freshwater well on Abu Dhabi island.

Sheikh Shakhbut bin Dhiyab (ruled 1793-1816) Expanded the tower into a small fort and transferred his ruling place of residence from Liwa Oasis to the fort on the island.

Sheikh Tahnoon bin Shakhbut (ruled 1818-1833) Expanded Qasr Al Hosn further as Abu Dhabi grew from a small village of palm huts to a town of more than 5,000 inhabitants.

Sheikh Khalifa bin Shakhbut (ruled 1833-1845) Repaired and fortified the fort.

Sheikh Saeed bin Tahnoon (ruled 1845-1855) Turned Qasr Al Hosn into a strong two-storied structure.

Sheikh Zayed bin Khalifa (ruled 1855-1909) Expanded Qasr Al Hosn further to reflect the emirate's increasing prominence.

Sheikh Shakhbut bin Sultan (ruled 1928-1966) Renovated and enlarged Qasr Al Hosn, adding a decorative arch and two new villas.

Sheikh Zayed bin Sultan (ruled 1966-2004) Moved the royal residence to Al Manhal palace and kept his diwan at Qasr Al Hosn.

Sources: Jayanti Maitra, www.adach.ae

Kat Wightman's tips on how to create zones in large spaces

 

  • Area carpets or rugs are the easiest way to segregate spaces while also unifying them.
  • Lighting can help define areas. Try pendant lighting over dining tables, and side and floor lamps in living areas.
  • Keep the colour palette the same in a room, but combine different tones and textures in different zone. A common accent colour dotted throughout the space brings it together.
  • Don’t be afraid to use furniture to break up the space. For example, if you have a sofa placed in the middle of the room, a console unit behind it will give good punctuation.
  • Use a considered collection of prints and artworks that work together to form a cohesive journey.

Globalization and its Discontents Revisited
Joseph E. Stiglitz
W. W. Norton & Company

At a glance

Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.

 

Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year

 

Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month

 

Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30 

 

Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse

 

Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth

 

Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances

Teri%20Baaton%20Mein%20Aisa%20Uljha%20Jiya
%3Cp%3E%3Cstrong%3EDirectors%3A%3C%2Fstrong%3E%20Amit%20Joshi%20and%20Aradhana%20Sah%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECast%3A%3C%2Fstrong%3E%20Shahid%20Kapoor%2C%20Kriti%20Sanon%2C%20Dharmendra%2C%20Dimple%20Kapadia%2C%20Rakesh%20Bedi%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
The years Ramadan fell in May

1987

1954

1921

1888

Company profile

Company name: Suraasa

Started: 2018

Founders: Rishabh Khanna, Ankit Khanna and Sahil Makker

Based: India, UAE and the UK

Industry: EdTech

Initial investment: More than $200,000 in seed funding

The biog

Hobby: "It is not really a hobby but I am very curious person. I love reading and spend hours on research."

Favourite author: Malcom Gladwell 

Favourite travel destination: "Antigua in the Caribbean because I have emotional attachment to it. It is where I got married."

SPAIN SQUAD

Goalkeepers Simon (Athletic Bilbao), De Gea (Manchester United), Sanchez (Brighton)

Defenders Gaya (Valencia), Alba (Barcelona), P Torres (Villarreal), Laporte (Manchester City), Garcia (Manchester City), D Llorente (Leeds), Azpilicueta (Chelsea)

Midfielders Busquets (Barcelona), Rodri (Manchester City), Pedri (Barcelona), Thiago (Liverpool), Koke (Atletico Madrid), Ruiz (Napoli), M Llorente (Atletico Madrid)

Forwards: Olmo (RB Leipzig), Oyarzabal (Real Sociedad), Morata (Juventus), Moreno (Villarreal), F Torres (Manchester City), Traore (Wolves), Sarabia (PSG)

Dust and sand storms compared

Sand storm

  • Particle size: Larger, heavier sand grains
  • Visibility: Often dramatic with thick "walls" of sand
  • Duration: Short-lived, typically localised
  • Travel distance: Limited 
  • Source: Open desert areas with strong winds

Dust storm

  • Particle size: Much finer, lightweight particles
  • Visibility: Hazy skies but less intense
  • Duration: Can linger for days
  • Travel distance: Long-range, up to thousands of kilometres
  • Source: Can be carried from distant regions
The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

The Melbourne Mercer Global Pension Index

The Melbourne Mercer Global Pension Index

Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.

The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.

“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.

“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”

Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.

Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.

“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.