Veteran trekker Hadiya Al Zakwani’s friends never thought she would return to her passion for outdoor adventure so soon after suffering a nasty fall.
Hadiya was used to trekking through rough terrain, using her vast experience to explore the natural surroundings, walking on cliffs, rocky ground and steep hills for hours at a time.
But what started out as a regular expedition in Oman became a painful ordeal thanks to one misplaced step, after an accident left her stranded for more than 24 hours.
Last May, she set out for a trek but little did she know that something would go horribly wrong on a steep climb.
There was nothing much they could do except wrap a life-jacket around my broken leg
Hadiya Al Zakwani
“There were four us led by two tour guides,” Hadiya recalls. "We enjoyed rock-to-rock jumping at Umqbir village. Then we started climbing a cliff on foot to get to the top.
“I stepped on something and lost my footing and came tumbling down.”
Her leg turned as she was coming down, causing her to scream out in pain as she landed on rocky ground.
Her group informed her that she had broken her shin.
Umqbir is a haven for hikers with its gorges, meandering tracks and cliffs that offer a magnificent view of the landscape below — but it lies about 100km from Muscat.
“I could feel this unbearable pain coming from my leg," she says. After years of trekking it was the first time she had fallen and hurt herself seriously enough that she was unable to move.
It was about 10am when she fell. The tour guides used first-aid to relieve the pain but they were not trained to deal with broken bones.
“There was nothing much they could do except wrap a life-jacket around my broken leg,” Hadiya said. "They called the police emergency services and were told to wait for their arrival.
“But we were on difficult terrain and it was difficult to get out of there in my condition.”
The tour guide and fellow trekkers decided to get her down since they were somewhere between cliffs on a higher plateau. But the unevenness of the sharp rocks, stones, dangerous bends and steep hills on their way down made their progress extremely slow.
On a makeshift stretcher, they carried her down precarious paths at a snail's pace.
Umqbir is known for its beauty but difficult access when it comes to rescue.
A spokesman for Oman’s Civil Defence and Ambulance Authority (CDAA) explains: “It is a place notorious for its narrow paths — cliffs almost touching each other, where a rescue helicopter cannot go through. The best a rescue team could do is wait down on flat ground or send a team on foot up there.”
Hadiya and her group had to rest in the wilderness overnight and continue the journey down early the next morning.
By 11am the group had reached a plateau where the CDAA's rescue team was waiting with a helicopter.
Despite the setback, Hadiya is this week dead set on trekking to Oman's breathtaking Jebel Akhdar.
“The accident last year did not put me off trekking,” she said. "I still trek regularly and I learnt an important lesson of being careful where to go and what to step on while trekking."
A small community exists on Jebel Akhdar with some supermarkets, small restaurants and a handful of other resorts, and the surrounding landscape is set up for hiking, biking and trekking trails.
Whether a seasoned or first-time trekker, a list of dos and don’ts should be followed to protect the trekker, as well as the natural habitat.
Mohammed Al Saifi, a veteran of more than 30 years’ trekking, warned of the many potential dangers on a seemingly peaceful and serene trek in Oman's mountains.
“Before you go trekking, you must make sure the tour guides know what do with emergency like broken bones,” he said. “Avoid trekking on cliffs that are closed to each other or grounds that are too spiky, steep or slippery.”
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
What is a robo-adviser?
Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.
These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.
Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.
Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.
Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
Meydan race card
6.30pm: Maiden Dh 165,000 1,600m
7.05pm: Handicap Dh 185,000 2,000m
7.40pm: Maiden Dh 165,000 1,600m
8.15pm: Handicap Dh 190,000 1,400m
8.50pm: Handicap Dh 175,000 1,600m
9.25pm: Handicap Dh 175,000 1,200m
10pm: Handicap Dh 165,000 1,600m
The Way It Was: My Life with Frank Sinatra by Eliot Weisman and Jennifer Valoppi
Hachette Books
Trump v Khan
2016: Feud begins after Khan criticised Trump’s proposed Muslim travel ban to US
2017: Trump criticises Khan’s ‘no reason to be alarmed’ response to London Bridge terror attacks
2019: Trump calls Khan a “stone cold loser” before first state visit
2019: Trump tweets about “Khan’s Londonistan”, calling him “a national disgrace”
2022: Khan’s office attributes rise in Islamophobic abuse against the major to hostility stoked during Trump’s presidency
July 2025 During a golfing trip to Scotland, Trump calls Khan “a nasty person”
Sept 2025 Trump blames Khan for London’s “stabbings and the dirt and the filth”.
Dec 2025 Trump suggests migrants got Khan elected, calls him a “horrible, vicious, disgusting mayor”
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MATCH INFO
Manchester City 2 (Mahrez 04', Ake 84')
Leicester City 5 (Vardy 37' pen, 54', 58' pen, Maddison 77', Tielemans 88' pen)
Man of the match: Jamie Vardy (Leicester City)
THE DETAILS
Director: Milan Jhaveri
Producer: Emmay Entertainment and T-Series
Cast: John Abraham, Manoj Bajpayee
Rating: 2/5
What is safeguarding?
“Safeguarding, not just in sport, but in all walks of life, is making sure that policies are put in place that make sure your child is safe; when they attend a football club, a tennis club, that there are welfare officers at clubs who are qualified to a standard to make sure your child is safe in that environment,” Derek Bell explains.
match info
Manchester United 3 (Martial 7', 44', 74')
Sheffield United 0
UAE currency: the story behind the money in your pockets
Results
6pm: Dubai Trophy – Conditions (TB) $100,000 (Turf) 1,200m
Winner: Silent Speech, William Buick (jockey), Charlie Appleby
(trainer)
6.35pm: Jumeirah Derby Trial – Conditions (TB) $60,000 (T)
1,800m
Winner: Island Falcon, Frankie Dettori, Saeed bin Suroor
7.10pm: UAE 2000 Guineas Trial – Conditions (TB) $60,000 (Dirt)
1,400m
Winner: Rawy, Mickael Barzalona, Salem bin Ghadayer
7.45pm: Al Rashidiya – Group 2 (TB) $180,000 (T) 1,800m
Winner: Desert Fire, Hector Crouch, Saeed bin Suroor
8.20pm: Al Fahidi Fort – Group 2 (TB) $180,000 (T) 1,400m
Winner: Naval Crown, William Buick, Charlie Appleby
8.55pm: Dubawi Stakes – Group 3 (TB) $150,000 (D) 1,200m
Winner: Al Tariq, Pat Dobbs, Doug Watsons
9.30pm: Aliyah – Rated Conditions (TB) $80,000 (D) 2,000m
Winner: Dubai Icon, Patrick Cosgrave, Saeed bin Suroor
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
Match info
Wolves 0
Arsenal 2 (Saka 43', Lacazette 85')
Man of the match: Shkodran Mustafi (Arsenal)