Gary Clement for The National
Gary Clement for The National
Gary Clement for The National
Gary Clement for The National

Tip for men is invest like a girl


Felicity Glover
  • English
  • Arabic

Iam just going to come right out and say it: women are smarter investors than men. I can hear those overconfident boys in the back row sniggering already.

I'm not saying it because I'm a woman; I'm saying it because I believe it is true.

Of course, it depends on the circumstances, but if both sexes have the same opportunity to invest, say in stocks, then it is the woman who has a better chance of coming out on top on profits.

But it's not just our investing nous that is putting men in the shade. Even our IQs outstrip our male counterparts, according to James Flynn, a renowned intelligence quotient expert.

Professor Flynn, a researcher based in New Zealand, this month told Australia's ABC News that women had "closed the gap and even inched ahead in this battle of the intelligent sexes" for the first time in a century.

"Over the last 100 years, everyone in the developing world has been gaining about three IQ points, but women have been gaining faster," he told the government-owned broadcaster.

"This is the result of modernity. In every country where women have an equal chance of modernity, women have caught men [in IQ results].

But back to investing and why we are better at it.

According to a research report by Barclays Wealth and Ledbury Research, women make money from financial markets because they take fewer risks.

Women also hold on to their stocks longer, rather than constantly trading or selling them in a panic, a trait often seen with men.

But here's what is interesting. The report says many women lack confidence and composure when it comes to investing, but they still manage to make bigger profits.

"Women reported a greater desire for self-control in their approach to financial management," the report says.

"This relationship can be explained in part by lower composure in women; women are likely to get stressed more easily and their awareness partially accounts for their greater desire for financial discipline.

"However, it is men who actually have a greater need for discipline when it comes to investment management as they tend to be overconfident in investing, leading to lower returns."

I'm not the only one who thinks women are smart investors.

LouAnn Lofton, who works for The Motley Fool, an investing website based in London, is the author of Warren Buffett Invests Like a Girl And Why You Should Too. Clearly, she's a strong proponent of the staying power of women and their ability to grow their money.

She first saw the link between Mr Buffett's investing prowess and that of women a few years ago.

"The one trait shared by the 90 per cent of the bad actors who got us into the financial crisis and global meltdown of 2008 - and many of the Wall Street traders, short-sellers and analysts who panicked and made it worse - is a Y chromosome," she writes on The Motley Fool's website about her idea for the book.

"And the one high-profile investor who stood above the fray of this unruly, destructive crowd? None other than the man who launched my career in finance and changed my life - Warren Buffett. When the dust settled, there was no denying it: Warren Buffett invests like a girl."

Mr Buffett invests like a girl because he spends time researching the companies he is investing in and keeps a long-term view on those investments he makes.

As he is often quoted as saying: "Only buy something that you'd be perfectly happy to hold if the market shut down for 10 years."

But if there's one trait Mr Buffett doesn't share with women, it has to be that everybody listens to him. And why wouldn't they? He is, after all, the "Oracle of Omaha" and the world's third-richest man with an estimated fortune of US$44 billion (Dh161.61bn), according to Forbesmagazine.

So if women are so successful when it comes to investing, why aren't we treated with the respect we deserve, especially from financial advisers? A study by the Family Wealth Advisors Council in the United States found both the "amount of wealth controlled by women and the rate at which it is increasing are extraordinary".

But the financial services industry continues to ignore them, the study says, despite the fact women in the US control 51 per cent - or $14 trillion - in personal wealth, a figure that is expected to grow to $22tn within the next decade.

"Women are leading Fortune 500 corporations, winning top political posts and enjoying more career choices than ever before," the study says.

"By 2030, women will control two thirds of the nation's wealth - a result of strong organic growth rates buoyed by trillions in generational and spousal transfers.

"Despite these significant inroads and potential opportunities, barriers remain - particularly in the financial services industry. Women of wealth are more dissatisfied with this industry than in anything else that affects their daily lives.

"They believe their gender is a key factor in the disrespect and condescension they have often experienced and the poor financial advice they have received."

But that's OK. We are doing pretty well on our own, anyway - more so because we invest like Mr Buffett.

Who was Alfred Nobel?

The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.

  • In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
  • Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
  • Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.
COPA DEL REY

Semi-final, first leg

Barcelona 1 (Malcom 57')
Real Madrid (Vazquez 6')

Second leg, February 27

UAE currency: the story behind the money in your pockets
Timeline

2012-2015

The company offers payments/bribes to win key contracts in the Middle East

May 2017

The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts

September 2021

Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act

October 2021

Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence 

December 2024

Petrofac enters into comprehensive restructuring to strengthen the financial position of the group

May 2025

The High Court of England and Wales approves the company’s restructuring plan

July 2025

The Court of Appeal issues a judgment challenging parts of the restructuring plan

August 2025

Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision

October 2025

Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange

November 2025

180 Petrofac employees laid off in the UAE

SUCCESSION%20SEASON%204%20EPISODE%201
%3Cp%3E%3Cstrong%3ECreated%20by%3A%20%3C%2Fstrong%3EJesse%20Armstrong%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Brian%20Cox%2C%20Jeremy%20Strong%2C%20Kieran%20Culkin%2C%20Sarah%20Snook%2C%20Nicholas%20Braun%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
What is Reform?

Reform is a right-wing, populist party led by Nigel Farage, a former MEP who won a seat in the House of Commons last year at his eighth attempt and a prominent figure in the campaign for the UK to leave the European Union.

It was founded in 2018 and originally called the Brexit Party.

Many of its members previously belonged to UKIP or the mainstream Conservatives.

After Brexit took place, the party focused on the reformation of British democracy.

Former Tory deputy chairman Lee Anderson became its first MP after defecting in March 2024.

The party gained support from Elon Musk, and had hoped the tech billionaire would make a £100m donation. However, Mr Musk changed his mind and called for Mr Farage to step down as leader in a row involving the US tycoon's support for far-right figurehead Tommy Robinson who is in prison for contempt of court.

Citadel: Honey Bunny first episode

Directors: Raj & DK

Stars: Varun Dhawan, Samantha Ruth Prabhu, Kashvi Majmundar, Kay Kay Menon

Rating: 4/5

The specs
Engine: 77.4kW all-wheel-drive dual motor
Power: 320bhp
Torque: 605Nm
Transmission: Single-speed automatic
Price: From Dh219,000
On sale: Now