DUBAI // It would be easy to mistake Samira Abdulrazzak for a young woman yet to take the first steps towards her chosen career.
But behind the unassuming air is an experienced businesswoman who has climbed to the very top of the corporate ladder to become one of the youngest Emirati female chief executives - and the brainchild behind a project to create the world's first dedicated fashion island.
Now Ms Abdulrazzak, the head of Dubai Infinity Holdings (DIH), a private investment company, is using her expertise to find the female leaders of the future and encourage more women to take their place in the higher echelons of the workplace.
Although now perfectly comfortable negotiating around the boardroom table or closing business deals, she freely admits she never really fostered aspirations to reach the top in business.
"I always dreamed of excelling in whatever I chose to pursue," she said. "If you devote 100 per cent of your dedication and commitment the reward will exceed your expectation.
"However, I haven't necessarily dreamt of being a CEO but I did want to contribute to the socio-economical development of the UAE in some capacity."
Although coy about her age - she will admit only to being in her mid-twenties - and modest about her achievements, Ms Abdulrazzak is leading the way for a generation of young women intent on making their mark in the traditionally male-dominated world of business.
"As far as being a women in business is concerned, I think that we are still very much the minority sector," she says. "However, on a positive note, this niche has been recognised and I see it as a personal goal to empower women in business."
It is believed that when Ms Abdulrazzak became chief executive of DIH, which began trading last December and is backed by a leading group of local investors, she achieved the distinction of becoming the youngest woman to occupy such a position in the UAE.
Before that, she held senior management positions at HSBC Bank Middle East and the financial institution Tamweel.
She admits the most challenging part of being a woman in her position is prioritising work, but her feminine touch is perhaps most evident in her insistence on having a close working relationship with her staff.
"I believe in an open-door policy, where my employees have direct access to me," she says. "I thrive on the interaction I have with my employees. However, I have to be very strategic with my time. In this way, every challenge brings about a new life lesson."
Her high-profile role inevitably makes demands on her time and energy, so maintaining the balance between her professional and personal lives is a challenge. "In the day, I am stationed in the office to be accessible for my employees, and at night I catch up with reading, friends and family. It is healthy and more productive in the long run to maintain a work-life balance."
However, she says, "I also believe in getting the job done and going the extra mile to deliver."
A large part of her day is spent in "think-tank sessions with my core team. Conceptualising first-of-their-kind projects which meet the needs of the community is both a fulfilling and exciting part of my day and job as a whole."
Ms Abdulrazzak is now determined to help to cultivate the next generation of female chief executives and, with this in mind, has launched Style7, a programme designed to sift through hundreds of hopefuls to find a few Emirati women to follow in her footsteps.
The ethos of Style7 is inspired by the 2015 plan of Sheikh Mohammed bin Rashid, Vice President of the UAE and Ruler of Dubai, which stresses the need to encourage women to contribute to the nation's socio-economic development.
A large part of that, says Ms Abdulrazzak, is providing Emirati women with the necessary skills to succeed and assume leadership roles in the business sector.
"Style7 is a 360-degree leadership programme - starting from attracting the candidates, training and motivating them, and eventually employing and retaining them," she says.
"I have initiated the campaign to bring awareness and rewards to women by giving them the platform to excel in business, particularly because the role of UAE women is now on the increase."
With more than 400 applications already, the programme, open to all Emirati women, has already drawn an extraordinary response - and the closing date is not until the end of September.
"I am currently screening the applications I have received, which have been very overwhelming and to an extremely high calibre," she says.
Over the course of two months, the hundreds of would-be executives will be whittled down to a final seven who will attend a leadership "boot-camp"; if they make the grade, they will be offered senior positions at Dubai Infinity Holdings.
The chosen women will eventually help to develop Ms Abdulrazzak's ambitious project, Isla Moda, a "fashion paradise" to be built in Dubai's 300-island archipelago, The World, which will feature themed villas and haute-couture boutiques. But winning the position will be no easy task. For a start, applicants must have a bachelor's degree and at least two years of work experience. In addition to an online application, they must compose an essay extolling their qualifications and expressing their aspirations.
The real challenge, however, will come in mid-October, when 50 women will have been shortlisted and selected to take part in a month-long assignment. The women will be divided into seven teams and face a series of realistic tasks, including presenting case studies and conceptualising property developments.
The seven finalists, hand-picked by Ms Abdulrazzak, will be interviewed by her one last time. If the shortlisted candidates accept the verbal offer made by her, they will be given a contract and will spend the next 18 months participating in an intensive leadership programme.
Each woman will be assigned to one of the seven company categories: architecture, project management, marketing, finance and feasibility, hospitality management, development and interior design - and further surprises await each of the winners.
The woman who will be assigned to interior design, for instance, will receive mentoring from the designer Karl Lagerfeld, who has worked for labels such as Chanel and Fendi.
Lagerfeld is the first of five international designers who have signed up to design "haute homes" on Isla Moda.
The leadership boot-camp, as Ms Abdulrazzak calls it, will ensure the seven women receive training from the Institute of Leadership and Management, Europe's largest awarding body for leadership and management qualifications.
"Leadership is like swimming," Ms Abdulrazzak said. "You cannot perform its tasks only by reading, but you have to actually practise it. That's why Style7's training methods will be based on hands-on tasks.
"This project is about empowering women to make a difference within the business community in the UAE."
@Email:talramahi@thenational.ae
How to get there
Emirates (www.emirates.com) flies directly to Hanoi, Vietnam, with fares starting from around Dh2,725 return, while Etihad (www.etihad.com) fares cost about Dh2,213 return with a stop. Chuong is 25 kilometres south of Hanoi.
UNpaid bills:
Countries with largest unpaid bill for UN budget in 2019
USA – $1.055 billion
Brazil – $143 million
Argentina – $52 million
Mexico – $36 million
Iran – $27 million
Israel – $18 million
Venezuela – $17 million
Korea – $10 million
Countries with largest unpaid bill for UN peacekeeping operations in 2019
USA – $2.38 billion
Brazil – $287 million
Spain – $110 million
France – $103 million
Ukraine – $100 million
MATCH INFO
Wales 1 (Bale 45 3')
Croatia 1 (Vlasic 09')
The Pope's itinerary
Sunday, February 3, 2019 - Rome to Abu Dhabi
1pm: departure by plane from Rome / Fiumicino to Abu Dhabi
10pm: arrival at Abu Dhabi Presidential Airport
Monday, February 4
12pm: welcome ceremony at the main entrance of the Presidential Palace
12.20pm: visit Abu Dhabi Crown Prince at Presidential Palace
5pm: private meeting with Muslim Council of Elders at Sheikh Zayed Grand Mosque
6.10pm: Inter-religious in the Founder's Memorial
Tuesday, February 5 - Abu Dhabi to Rome
9.15am: private visit to undisclosed cathedral
10.30am: public mass at Zayed Sports City – with a homily by Pope Francis
12.40pm: farewell at Abu Dhabi Presidential Airport
1pm: departure by plane to Rome
5pm: arrival at the Rome / Ciampino International Airport
FIGHT%20CARD
%3Cp%3E%3Cstrong%3EFeatherweight%204%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EYousuf%20Ali%20(2-0-0)%20(win-loss-draw)%20v%20Alex%20Semugenyi%20(0-1-0)%3Cbr%3E%3Cstrong%3EWelterweight%206%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EBenyamin%20Moradzadeh%20(0-0-0)%20v%20Rohit%20Chaudhary%20(4-0-2)%3Cbr%3E%3Cstrong%3EHeavyweight%204%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EYoussef%20Karrar%20(1-0-0)%20v%20Muhammad%20Muzeei%20(0-0-0)%3Cbr%3E%3Cstrong%3EWelterweight%206%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EMarwan%20Mohamad%20Madboly%20(2-0-0)%20v%20Sheldon%20Schultz%20(4-4-0)%3Cbr%3E%3Cstrong%3ESuper%20featherweight%208%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EBishara%20Sabbar%20(6-0-0)%20v%20Mohammed%20Azahar%20(8-5-1)%3Cbr%3E%3Cstrong%3ECruiseweight%208%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EMohammed%20Bekdash%20(25-0-0)%20v%20Musa%20N%E2%80%99tege%20(8-4-0)%3Cbr%3E%3Cstrong%3ESuper%20flyweight%2010%20rounds%3A%3C%2Fstrong%3E%3Cbr%3ESultan%20Al%20Nuaimi%20(9-0-0)%20v%20Jemsi%20Kibazange%20(18-6-2)%3Cbr%3E%3Cstrong%3ELightweight%2010%20rounds%3A%3C%2Fstrong%3E%3Cbr%3EBader%20Samreen%20(8-0-0)%20v%20Jose%20Paez%20Gonzales%20(16-2-2-)%3C%2Fp%3E%0A
MATCH INFO
England 19 (Try: Tuilagi; Cons: Farrell; Pens: Ford (4)
New Zealand 7 (Try: Savea; Con: Mo'unga)
Top financial tips for graduates
Araminta Robertson, of the Financially Mint blog, shares her financial advice for university leavers:
1. Build digital or technical skills: After graduation, people can find it extremely hard to find jobs. From programming to digital marketing, your early twenties are for building skills. Future employers will want people with tech skills.
2. Side hustle: At 16, I lived in a village and started teaching online, as well as doing work as a virtual assistant and marketer. There are six skills you can use online: translation; teaching; programming; digital marketing; design and writing. If you master two, you’ll always be able to make money.
3. Networking: Knowing how to make connections is extremely useful. Use LinkedIn to find people who have the job you want, connect and ask to meet for coffee. Ask how they did it and if they know anyone who can help you. I secured quite a few clients this way.
4. Pay yourself first: The minute you receive any income, put about 15 per cent aside into a savings account you won’t touch, to go towards your emergency fund or to start investing. I do 20 per cent. It helped me start saving immediately.
The BIO:
He became the first Emirati to climb Mount Everest in 2011, from the south section in Nepal
He ascended Mount Everest the next year from the more treacherous north Tibetan side
By 2015, he had completed the Explorers Grand Slam
Last year, he conquered K2, the world’s second-highest mountain located on the Pakistan-Chinese border
He carries dried camel meat, dried dates and a wheat mixture for the final summit push
His new goal is to climb 14 peaks that are more than 8,000 metres above sea level
MATCH INFO
Bangla Tigers 108-5 (10 ovs)
Ingram 37, Rossouw 26, Pretorius 2-10
Deccan Gladiators 109-4 (9.5 ovs)
Watson 41, Devcich 27, Wiese 2-15
Gladiators win by six wickets
MATCH DETAILS
Barcelona 0
Slavia Prague 0
MATCH INFO
Rugby World Cup (all times UAE)
Third-place play-off: New Zealand v Wales, Friday, 1pm
MATCH INFO
Final: England v South Africa, Saturday, 1pm
MATCH INFO
Inter Milan 1 (Martinez 18' pen)
Juventus 2 (Dybala 4', Higuain 80')
Springsteen: Deliver Me from Nowhere
Director: Scott Cooper
Starring: Jeremy Allen White, Odessa Young, Jeremy Strong
Rating: 4/5
What vitamins do we know are beneficial for living in the UAE
Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.
Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.
Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.
Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.
Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
Meydan race card
6.30pm: Maiden; Dh165,000; (Dirt) 1,200m
7.05pm: Handicap; Dh170,000; (D) 1,200m
7.40pm: Maiden; Dh165,000; (D) 1,900m
8.15pm: Handicap; Dh185,000; (D) 2,000m
8.50pm: Handicap; Dh185,000; (D) 1,600m
9.25pm: Handicap; Dh165,000; (D) 2,000m
Avatar%20(2009)
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EJames%20Cameron%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3ESam%20Worthington%2C%20Zoe%20Saldana%2C%20Sigourney%20Weaver%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
In-demand jobs and monthly salaries
- Technology expert in robotics and automation: Dh20,000 to Dh40,000
- Energy engineer: Dh25,000 to Dh30,000
- Production engineer: Dh30,000 to Dh40,000
- Data-driven supply chain management professional: Dh30,000 to Dh50,000
- HR leader: Dh40,000 to Dh60,000
- Engineering leader: Dh30,000 to Dh55,000
- Project manager: Dh55,000 to Dh65,000
- Senior reservoir engineer: Dh40,000 to Dh55,000
- Senior drilling engineer: Dh38,000 to Dh46,000
- Senior process engineer: Dh28,000 to Dh38,000
- Senior maintenance engineer: Dh22,000 to Dh34,000
- Field engineer: Dh6,500 to Dh7,500
- Field supervisor: Dh9,000 to Dh12,000
- Field operator: Dh5,000 to Dh7,000
How The Debt Panel's advice helped readers in 2019
December 11: 'My husband died, so what happens to the Dh240,000 he owes in the UAE?'
JL, a housewife from India, wrote to us about her husband, who died earlier this month. He left behind an outstanding loan of Dh240,000 and she was hoping to pay it off with an insurance policy he had taken out. She also wanted to recover some of her husband’s end-of-service liabilities to help support her and her son.
“I have no words to thank you for helping me out,” she wrote to The Debt Panel after receiving the panellists' comments. “The advice has given me an idea of the present status of the loan and how to take it up further. I will draft a letter and send it to the email ID on the bank’s website along with the death certificate. I hope and pray to find a way out of this.”
November 26: ‘I owe Dh100,000 because my employer has not paid me for a year’
SL, a financial services employee from India, left the UAE in June after quitting his job because his employer had not paid him since November 2018. He owes Dh103,800 on four debts and was told by the panellists he may be able to use the insolvency law to solve his issue.
SL thanked the panellists for their efforts. "Indeed, I have some clarity on the consequence of the case and the next steps to take regarding my situation," he says. "Hopefully, I will be able to provide a positive testimony soon."
October 15: 'I lost my job and left the UAE owing Dh71,000. Can I return?'
MS, an energy sector employee from South Africa, left the UAE in August after losing his Dh12,000 job. He was struggling to meet the repayments while securing a new position in the UAE and feared he would be detained if he returned. He has now secured a new job and will return to the Emirates this month.
“The insolvency law is indeed a relief to hear,” he says. "I will not apply for insolvency at this stage. I have been able to pay something towards my loan and credit card. As it stands, I only have a one-month deficit, which I will be able to recover by the end of December."