People on my Facebook feed constantly post about how they “deserve love” or a high wage job that aligns with their passions. Nope. To say that someone deserves anything implies there is some sort of cosmic justice balancing the scales, when all evidence points that the universe is a random place with no stabilising force at all.
The idea that you "deserve" a reward after a hard day can often blossom into out of control spending. We can see that in the idea of 'treat yo' self', popularised by one of my favourite US TV shows, Parks and Recreation. The "treat yo' self" attitude depletes our resources and wealth just to have a few trinkets, spa treatments and overpriced pieces of clothing. This is especially true if you have any debt in your life.
You also don’t “deserve” a high paying job, or a job that allows you to pursue your passions. It’s certainly comforting to think that forces in the Universe will combine to find you the right role that fits you like a luxurious glove, but those forces don’t care about your bank account and happiness levels. Nobody owes you that.
And thank goodness nobody owes us anything. Feeling like we will one day be presented with what we want; be it a relationship, a job, or a shiny car, just because we are “good” people is a debilitating delusion that keeps us passive for far too long, and then bitter when the world doesn’t work out the way we want. Why would we ever work or strive to accomplish those things if we were convinced that we would get them without any effort?
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Read more:
How to live frugally in the UAE and still feel fulfilled
The Happiest Teacher: 'The less you want, the richer you will become'
Don't be a slave to your finances, take control
'Happiest Teacher' blogs about saving money in Dubai
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The reality is that you have to go out to get what you want. If you want that other career, you need to put in the work to build the skills and get the certifications it requires, then make the contacts and sacrifices it needs. And you need a bit of luck too.
If you want a higher salary, then build more income streams through side projects or climb the corporate ladder, even if it means less free time, more responsibility, and playing the reviled game of office politics. If you want your creative dream job, you have to realise that millions of others also want that role, and those people are also talented, hard working, and self-sacrificing. Are you willing to be more extreme than them? Are you willing to accept that you aren’t the best, and won’t become so by just feeling like you deserve to be the best? How will you cope when you see people you view as less talented get their lucky break and achieve your dream? Because that will happen, and you need to be prepared for it. Remember, you deserve nothing.
But you can build anything, if you’re willing to put in the concerted effort and make the sacrifices it takes to be the best and reach your goals. It’s not easy. And that’s the way it should be, because you won’t know the deep satisfaction and joy of a life accomplished without getting what you want the hard way. That’s the only way to properly appreciate how valuable whatever you strive for is. If it’s just given to you, there’s no way you can understand how much sacrifice it took to get it. This is why the majority of lottery winners end up bankrupt. Easy come, easy go.
Here are a few steps that have helped me achieve my goals:
1. Know what you want and what makes you happy in life (beyond possessions).
2. Research how you can get it. Google is awesome. So are people who have accomplished what you want and can help you (they’re called mentors, and you can Google how to find them too)
3. Learn obsessively, like two to three hours a day because you want to, because you can’t go through life without this knowledge.
4. Create something related to what you want. Start a blog, create a YouTube channel, make a sculpture or business plan - something linked to your goal.
5. Put that stuff out into the world. The internet gives us incredible reach, no matter what field we want to get into or learn about. It’s OK if you think your stuff is terrible. At the beginning, it probably is. This is where mentors are awesome!
6. Keep at it. Don’t give up. If you’re creating things of value in the field you are obsessed with, with time and practice, you will improve to the point that people take notice. It’s when the right people take notice that real opportunities come your way.
7. Reaching your goals. Take the opportunities offered and do the very best you can with them. Show up on time, under promise and over deliver. Then you can pick a new goal or push this one as far as your life can take it. This can become a career or a relationship or anything you dream of.
I know this works, because I’ve done it. Nothing good in my life came from me thinking I deserved it. But if I wanted something deeply, I just kept learning and improving and trying and eventually, it usually worked out.
Remember; you deserve nothing. Instead earning it through hard work and determination is always better.
Dubai school teacher Zach Holz has won a huge following for his personal finance blog, The Happiest Teacher, which documents his journey towards financial independence
Mountain%20Boy
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Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
Round 3: February 7-9, Dubai Autodrome – Dubai
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
ANATOMY%20OF%20A%20FALL
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Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
ETFs explained
Exhchange traded funds are bought and sold like shares, but operate as index-tracking funds, passively following their chosen indices, such as the S&P 500, FTSE 100 and the FTSE All World, plus a vast range of smaller exchanges and commodities, such as gold, silver, copper sugar, coffee and oil.
ETFs have zero upfront fees and annual charges as low as 0.07 per cent a year, which means you get to keep more of your returns, as actively managed funds can charge as much as 1.5 per cent a year.
There are thousands to choose from, with the five biggest providers BlackRock’s iShares range, Vanguard, State Street Global Advisors SPDR ETFs, Deutsche Bank AWM X-trackers and Invesco PowerShares.
Company%20Profile
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Director: Laxman Utekar
Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna
Rating: 1/5
Neil Thomson – THE BIO
Family: I am happily married to my wife Liz and we have two children together.
Favourite music: Rock music. I started at a young age due to my father’s influence. He played in an Indian rock band The Flintstones who were once asked by Apple Records to fly over to England to perform there.
Favourite book: I constantly find myself reading The Bible.
Favourite film: The Greatest Showman.
Favourite holiday destination: I love visiting Melbourne as I have family there and it’s a wonderful place. New York at Christmas is also magical.
Favourite food: I went to boarding school so I like any cuisine really.
How green is the expo nursery?
Some 400,000 shrubs and 13,000 trees in the on-site nursery
An additional 450,000 shrubs and 4,000 trees to be delivered in the months leading up to the expo
Ghaf, date palm, acacia arabica, acacia tortilis, vitex or sage, techoma and the salvadora are just some heat tolerant native plants in the nursery
Approximately 340 species of shrubs and trees selected for diverse landscape
The nursery team works exclusively with organic fertilisers and pesticides
All shrubs and trees supplied by Dubai Municipality
Most sourced from farms, nurseries across the country
Plants and trees are re-potted when they arrive at nursery to give them room to grow
Some mature trees are in open areas or planted within the expo site
Green waste is recycled as compost
Treated sewage effluent supplied by Dubai Municipality is used to meet the majority of the nursery’s irrigation needs
Construction workforce peaked at 40,000 workers
About 65,000 people have signed up to volunteer
Main themes of expo is ‘Connecting Minds, Creating the Future’ and three subthemes of opportunity, mobility and sustainability.
Expo 2020 Dubai to open in October 2020 and run for six months
Specs
Engine: Duel electric motors
Power: 659hp
Torque: 1075Nm
On sale: Available for pre-order now
Price: On request
Specs
Engine: 51.5kW electric motor
Range: 400km
Power: 134bhp
Torque: 175Nm
Price: From Dh98,800
Available: Now
The smuggler
Eldarir had arrived at JFK in January 2020 with three suitcases, containing goods he valued at $300, when he was directed to a search area.
Officers found 41 gold artefacts among the bags, including amulets from a funerary set which prepared the deceased for the afterlife.
Also found was a cartouche of a Ptolemaic king on a relief that was originally part of a royal building or temple.
The largest single group of items found in Eldarir’s cases were 400 shabtis, or figurines.
Khouli conviction
Khouli smuggled items into the US by making false declarations to customs about the country of origin and value of the items.
According to Immigration and Customs Enforcement, he provided “false provenances which stated that [two] Egyptian antiquities were part of a collection assembled by Khouli's father in Israel in the 1960s” when in fact “Khouli acquired the Egyptian antiquities from other dealers”.
He was sentenced to one year of probation, six months of home confinement and 200 hours of community service in 2012 after admitting buying and smuggling Egyptian antiquities, including coffins, funerary boats and limestone figures.
For sale
A number of other items said to come from the collection of Ezeldeen Taha Eldarir are currently or recently for sale.
Their provenance is described in near identical terms as the British Museum shabti: bought from Salahaddin Sirmali, "authenticated and appraised" by Hossen Rashed, then imported to the US in 1948.
- An Egyptian Mummy mask dating from 700BC-30BC, is on offer for £11,807 ($15,275) online by a seller in Mexico
- A coffin lid dating back to 664BC-332BC was offered for sale by a Colorado-based art dealer, with a starting price of $65,000
- A shabti that was on sale through a Chicago-based coin dealer, dating from 1567BC-1085BC, is up for $1,950
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Skewed figures
In the village of Mevagissey in southwest England the housing stock has doubled in the last century while the number of residents is half the historic high. The village's Neighbourhood Development Plan states that 26% of homes are holiday retreats. Prices are high, averaging around £300,000, £50,000 more than the Cornish average of £250,000. The local average wage is £15,458.
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