Due to high prices of some basic food items in India, many customers are avoiding buying the more expensive varieties. Adeel Halim / Bloomberg
Due to high prices of some basic food items in India, many customers are avoiding buying the more expensive varieties. Adeel Halim / Bloomberg

High-priced pulses pushed off lndia menu



For Shohba Chauhan, a housemaid in Mumbai, making some of her family’s favourite Indian dishes, including idli, has not been an option recently because of a surge in the price of pulses.

“It’s too expensive,” she says. “We just have to go without.”

Food inflation has become a critical issue in India. Official data released on Tuesday showed that surging food costs led retail inflation in the country last month to accelerate to its fastest in 15 months. Consumer prices increased by 5.6 per cent compared to a year earlier. Within the consumer price index, food prices jumped 6.4 per cent in December from a year ago, driven by a 46 per cent surge in the price of pulses, including lentils.

This followed a 5.4 per cent rise in consumer prices in November from the previous year and a 6 per cent rise in the consumer food price index.

The spike in the prices of pulses has been blamed on insufficient monsoon rains and delays to the sowing of the winter crop, which have reduced supply. But hoarding of supplies by some traders to artificially drive up rates are also widely considered to be a factor in the surge in prices.

Pulses are a staple of the Indian diet and any rise in costs hits the poor particularly hard.

Dinesh, who says he only goes by one name, works in the Mahavir Provisions Store in Colaba market in south Mumbai. He points to bags of dal [lentils] that are stacked high and says many customers are avoiding buying the more expensive varieties, including toor and urad dal because prices are too high. The shop is selling toor dal at 180 rupees (Dh9.75) per kilogram, with urad dal priced at the same rate.

He picks out some bags of chana dal which are selling for 90 rupees a kilogram.

“These ones, people are running with them because the prices are lower,” Dinesh says. “But the others are selling less now because they cost too much. The supply is less, so the prices go up. There’s nothing we can do.”

The market worker adds that he cannot afford to buy many of the pulses at their current prices and looks for cheaper alternatives or buys them in smaller quantities.

State governments have seized more than 130,000 tonnes of pulses from hoarders following a series of raids. The majority of the seizures have since been released into the retail market to help reduce prices, a report by the Press Trust of India news agency revealed.

“The impact of sharp increases in food prices on overall inflation, will be a key monitorable in the coming months,” according to Crisil Research, which is part of Standard & Poor’s.

Inflation has come down sharply compared to the double-digit rises India was experiencing a couple of years ago, but December was the fifth consecutive month that consumer price inflation edged higher.

“The rise was much slower than in the previous months as the low base effect wore out,” says Crisil.

“Pulses inflation stabilised at a higher level after rising sharply for nearly a year. This month, higher inflation was driven by a near 40 basis points jump in food inflation – mainly sugar, meat, fish and vegetables – and higher fuel inflation, led by the hike in excise duty last month.”

It expects the consumer price index inflation to average 5.4 per cent in the current financial year, which runs until the end of March. The Reserve Bank of India (RBI) has set an inflation target of 6 per cent by the end of this month, “which looks attainable”, it says.

Edelweiss, a financial services group based in Mumbai, says that “sugar and edible oils inflation increased owing to international food prices, while the anticipated decline in pulses prices has not occurred”, although it believes high pulse rates should subside. “However, if the recent rising trends in sugar and edible oils prices persist, it could push inflation higher.”

Kamlesh Barot, the director of Vie Hospitality in Mumbai and the former president of the Federation of Hotel and Restaurant Associations of India, says the fact the government has intervened by cracking down on hoarders is helping prices to ease.

“The new crops that will be coming in a month or two will also put prices down,” he says.

But he explains that sharp fluctuations in food rates pose challenges for restaurant owners.

“The menu prices that the restaurant industry charge are not as flexible, like the room rates in a hotel,” says Mr Barot. “Restaurants are not able to negotiate those prices because they are printed on the menu and it’s hardly possible for these kind of inflationary trends to revise the menus now and then because there are a lot of other factors which kick in. That affects our bottom line.”

He adds that the practice of hoarding is not only limited to pulses, but extends to other foods including onions and sugar.

Business leaders and investors had been hoping that the RBI would continue to cut rates, which makes borrowing funds cheaper for companies and helps to spur economic growth. But the rise in food prices had led to economists ruling out further rate cuts during this financial year

“As it is, inflation expectations have been rising over the past few months, in all likelihood on the back of the recent rise in food inflation,” says Shilan Shah, the India economist at Capital Economics.

The latest inflation figures “highlight the difficult task the RBI faces in meeting its medium-term targets”, he says. “This bolsters our view that the window for further interest rate cuts has closed. Inflation remains below the RBI’s 6 per cent target for January 2016. But attention has now turned towards meeting the medium-term inflation targets of 5 per cent for March 2017, and 4 plus or minus 2 per cent for March 2018. Meeting these targets will prove to be an altogether tougher challenge.”

Pankaj Sharma, the head of equities at Equirus Securities, explains that the price increases for pulses and spices are “essential items” for many. “Some of the poorest areas are seeing a much higher inflation,” he says, such as the states of Odisha and Chhattisgarh.

Food inflation in rural areas at 6.6 per cent in December is higher than urban areas, where it came in at 6 per cent, which “is indicative of rural stress and even supply side constraint”, says Mr Sharma.

“Apart from an uncomfortable situation on inflation for RBI, the rural versus urban divide will also be a challenge for the government,” he says, adding that the government may be inclined to announce more money for rural areas.

“The rural investment push the finance ministry was talking about could become a priority for government. The crop sowing has been lower this winter season and there is a serious impact on wheat. We think this will be a key factor for cereals for inflation numbers.”

Sambhavna Seth, an Indian television presenter and dancer, also feels strongly about the issue of food price.

“Commodities that are used in our day-to-day lives should be charged nominally as a huge population in our country gets affected by any hike, be it food grains or vegetables,” she says. “The government should bear in mind these basic things and, if required, can increase prices of luxury goods as luxury is a choice and not a necessity.”

SB Nawaz, a teacher based in Mumbai, who was shopping in the market this week, says she was finding food prices in India increasingly expensive, which makes managing the household budget more challenging.

“When prices go up, we are forced to pay that amount,” she says. “We can’t do anything.”

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Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
 
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
 
Round 3: February 7-9, Dubai Autodrome – Dubai
 
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
 
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E4.0-litre%20twin-turbo%20V8%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E640hp%20at%206%2C000rpm%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E850Nm%20from%202%2C300-4%2C500rpm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E8-speed%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%20%3C%2Fstrong%3E11.9L%2F100km%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EDh749%2C800%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3Enow%3C%2Fp%3E%0A
Match info:

Wolves 1
Boly (57')

Manchester City 1
Laporte (69')

A State of Passion

Directors: Carol Mansour and Muna Khalidi

Stars: Dr Ghassan Abu-Sittah

Rating: 4/5

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”