In the book we are taken into several lavish British homes, many of them designed as reassuringly familiar as possible to minimalise culture shock and achieve, as one woman termed it, “England in a perspiration”. This photo was taken in India circa 1880. Photo / Getty Images
In the book we are taken into several lavish British homes, many of them designed as reassuringly familiar as possible to minimalise culture shock and achieve, as one woman termed it, “England in a perspiration”. This photo was taken in India circa 1880. Photo / Getty Images
In the book we are taken into several lavish British homes, many of them designed as reassuringly familiar as possible to minimalise culture shock and achieve, as one woman termed it, “England in a perspiration”. This photo was taken in India circa 1880. Photo / Getty Images
In the book we are taken into several lavish British homes, many of them designed as reassuringly familiar as possible to minimalise culture shock and achieve, as one woman termed it, “England in a pe

Review: The British In India is a deep dive into personal histories


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The British in India: Three Centuries of Ambition and Experience

by David Gilmour

Allen Lane

"While we hold onto India, we are a first-rate power," wrote George Curzon, the last Victorian viceroy of India. "If we lose India, we will decline to a third-rate power."

A book that focuses on people rather than politics 

In his new book, acclaimed historical writer David Gilmour – whose work includes a study of Victorian India and a biography of Curzon – traces the lives and the contributions of the many Britons who left their homeland for the Subcontinent while Britannia still ruled and the brightest jewel was in its crown.  

The British in India: Three Centuries of Ambition and Experience covers a wealth of social history. Readers hoping for a political history of the Raj, with a central thesis, argument and judgments, should look elsewhere. In an introductory disclaimer, Gilmour explains that his book does not grapple with the politics or ethics of the British Empire. Instead he is interested in the motives and identities of British individuals in India: "in who these people were and why they went to India, in what they did and how they lived when they got there."

Gilmour devotes his first section to aspiration. Many who made the arduous or outright hazardous six-month passage to India in the 18th century were errant sons sent into exile by their fathers to mend their ways and earn their keep. Some enterprising sorts amassed a fortune working for the East India Company, others by establishing family firms.

But by 1830 those get-rich-quick opportunities dried up and the nabob died out: “the pagoda tree, when shaken, no longer showered its coins upon the adventurous and avaricious.” From then on, Britons saw India as a place to pursue a steady career and enjoy a higher standard of living than they would have obtained at home.

The army and the administration remained key employers. However, in the second half of the 19th century, as the British population in India expanded, further prospects opened up. Thousands of men were able to follow professions in commerce, industry and the railways, while women found positions as midwives, matrons, doctors and nurses.

European Quarter, Calcutta, India, 1922. Photo / Getty
European Quarter, Calcutta, India, 1922. Photo / Getty

In his second section, Gilmour focuses on working lives, both indoors and out. We meet district officers of varying competence and severity, and forest officers (or jungle wallahs), some of whom floundered in hill top stations or remote wildernesses. There are planters and policemen as well as military men and missionaries (the politician and orator William Wilberforce claimed that converting Indian subjects to Christianity – freeing them from “the grossest, the darkest and most degrading system of idolatrous superstition” – was more important than the abolition of the slave trade).

Taking us inside the lavish homes and beyond

Gilmour concludes by turning from work to play. In this, his longest and most absorbing section, he explores everything from intimacies to domesticities, by way of one of two singularities.

We are taken into several lavish British homes, many of them designed as reassuringly familiar as possible to minimise culture shock and achieve, as one woman termed it, “England in a perspiration”. We learn about those staple colonial pastimes of cricket and polo along with the less well-known pursuits of pig-sticking and jackal-hunting. And we are shown the ins and outs of “the Club” – what Gilmour calls “the social centre” of the civil station and cantonment – a refuge in which to unwind with croquet, tennis and leisurely drinks on the verandah. Although clubs seldom had Indian members until after the First World War, that did not mean Britons only mingled, or cohabited, with each other. Gilmour describes the rise and fall of the “bibi”, or native mistress, and provides insight into British-Indian marriages.

There is welcome comic relief not in tales of cultural divide but in stories concerning mismatched British couples. One intellectual woman who “didn’t know a golf ball from a tennis ball” married – and divorced – a sports-obsessed businessman who fell asleep during concerts and thought Omar Khayyam was a curry.

Gilmour shines a light on insufferably snobbish officers’ wives and the less conventional memsahib who ventured further afield than her club and her bungalow compound. One standout chapter looks at women like Fanny Parkes who in the 1830s declared her passion for “vagabondising over India.”

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Clocking in at over 600 pages, The British in India is a brick of a book, thick with fact, detail and anecdote. By rights it should sag in places, buckling under the weight of its author's tireless research – only it doesn't. By prioritising the individual, Gilmour fascinates and entertains with one bite-sized case study or potted history after another. Because of his egalitarian approach, men and women from all levels of society are included, from aristocratic governors to lowly punkah wallahs.

Gilmour is aware that not all these people were able to “make history”. And yet, he says, “I believe they deserve at least to be recorded and to be given human proportions.” It is a noble sentiment, and his book is a masterful achievement.

The British in India: Three Centuries of Ambition and Experience by David Gilmour published by Allan Lane. Courtesy Penguin UK
The British in India: Three Centuries of Ambition and Experience by David Gilmour published by Allan Lane. Courtesy Penguin UK

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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The British in India: Three Centuries of Ambition and Experience

by David Gilmour

Allen Lane