Huma Qureshi, author of In Spite of Oceans: Migrant Voices. Courtesy Huma Qureshi
Huma Qureshi, author of In Spite of Oceans: Migrant Voices. Courtesy Huma Qureshi

Huma Qureshi talks about her new book, for which she spoke to people from across Britain’s South Asian community



For most expectant mothers, pregnancy is a time to pause, make plans and look to the future. For the writer Huma Qureshi, however, conceiving her first child set her off on an unexpected emotional journey that ended with not only a beautiful baby boy, but also a debut collection of short stories out today.

The pregnancy also lent an urgency to her writing.

“I spent a lot of time thinking about what I would pass on to my son,” says Qureshi, who grew up in England to Pakistani parents and has written for The National.

“I don’t speak very good Urdu and I certainly felt I didn’t know as much as I should about my family history. How had I got to this point, what did my heritage mean? And I came to the conclusion that it’s not just the past that explains who you are, it’s the choices you make too. I’d like to think that comes across in the characters I wrote.”

It certainly does. In Spite of Oceans: Migrant Voices comprises 10 short stories populated with South Asian characters trying to make sense of Britain – be that a vivacious Indian mother whose sons are not interested in the "raunak" (the liveliness) of everyday life, or a teenage girl growing up kicking against the traditions of her parents.

Keen to avoid the clichés of the “culture-clash immigrant experience novel”, as Qureshi calls it, she put her journalism career to good use and actually began by interviewing normal people she came across.

“You know at the start of a film where it says ‘Based on a true story’?” she says with a smile. “It was like that. I kept encountering people whose lives I found fascinating and I couldn’t stop thinking about their backstories, how they came to be in the UK and how that had a knock-on effect on my generation born and brought up here.

“Such rich, emotional and personal stories – and it really appealed to be able to have, for a short period of time, a little window into the lives of quiet people. Everyone has a story to tell, I genuinely believe that.”

And the story in which that comes together most successfully is Learning to Drive, in which a timid Afra leaves Pakistan for late-1970s England to be with the husband she barely knows. It would be easy to cast this as another treatise on the morals of arranged marriage but it is, in fact, a story of resilience, strength and ­­hope. Somehow, in just 17 pages, ­­it captures the epic sweep of a life.

"It's the story that's had people in tears," says Qureshi. "But I'm glad that it's moved them, because the person I spoke to for Learning to Drive really did have that quiet determination to get through life. It's one of my favourites, but then, each one of these stories became precious to me because I really wanted to feel and capture what these people felt in real life."

Other stories explore the fizz of young love and the heartache of a father caring for his sick son. And if there is, perhaps, an over-reliance on the device of young women navigating their way through marriage – arranged or not – Qureshi is determined that the ideas should go deeper than that.

"Yes, the stories are mostly about the experiences of women and, of course, marriages and weddings are a big part of that in South Asian communities," she says. "But in The Curfew, the narrative is not just that Sara is Pakistani and can't be with a white boy called James. It's all the other things in her head – who she wants to be as she grows up, where her escapism lies, who she was with this other person. That's not exclusive to any one culture.

“What I’m interested in is the way these characters chose to respond to the challenges they faced, and how those decisions defined them, rather than their heritage.”

And that interest may now percolate into a debut, full-length novel. The circumstances around which Qureshi wrote In Spite of Oceans might have been unusual, but that period of introspection has spurred her on.

“I do want to write a novel,” she says. “I don’t know that I’ve proved to myself that I can write – that’s for others to judge anyway – but I do now feel like I can try to write something beautiful.”

In Spite of Oceans: Migrant Voices (The History Press) is out today. www.humaqureshi.co.uk

artslife@thenational.ae

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Price, base: From Dh77,900
Engine: 2.5L, in-line four-cylinder
Transmission: Continuously variable transmission
Power: 170hp @ 6,000rpm
Torque: 233Nm @ 4,000rpm
Fuel economy, combined: 8.3L / 100km

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Temple numbers

Expected completion: 2022

Height: 24 meters

Ground floor banquet hall: 370 square metres to accommodate about 750 people

Ground floor multipurpose hall: 92 square metres for up to 200 people

First floor main Prayer Hall: 465 square metres to hold 1,500 people at a time

First floor terrace areas: 2,30 square metres  

Temple will be spread over 6,900 square metres

Structure includes two basements, ground and first floor 

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

BEETLEJUICE BEETLEJUICE

Starring: Winona Ryder, Michael Keaton, Jenny Ortega

Director: Tim Burton

Rating: 3/5

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Greatest of All Time
Starring: Vijay, Sneha, Prashanth, Prabhu Deva, Mohan
Director: Venkat Prabhu
Rating: 2/5
How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

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