Democratic candidate Hillary Clinton greets supporters during a campaign rally in Pittsburgh, Pennsylvaniaon November 7, 2016, one day before the US presidential election. Justin Sullivan / Getty Images / AFP
Democratic candidate Hillary Clinton greets supporters during a campaign rally in Pittsburgh, Pennsylvaniaon November 7, 2016, one day before the US presidential election. Justin Sullivan / Getty ImagShow more

US prepares for final act in a dramatic and divisive campaign



New York // After one of the longest and most bitter campaigns in American election history, the two candidates embarked on a final, frantic round of rallies on Monday as polls showed Hillary Clinton with a potentially decisive edge.
Mrs Clinton addressed the division in the country as she boarded a plane for the first of four final-day campaign stops.
"I have some work to bring the country together," the Democratic candidate said. "I really do want to be the president for everybody - people who vote for me, people who vote against me."
As the jittery Clinton camp dispatched its biggest guns - including her husband and president Barack Obama - to defend her lead, a last-minute schedule change by Mr Trump to address supporters in Michigan showed how solid Democrat states may still be up for grabs.
The manoeuvring illustrated how Mr Trump's unpredictable brand of politics has upset conventions in a bad-tempered election that once looked as if it would be a romp for Mrs Clinton.
He continued his attacks on the integrity of his rival after the FBI once again announced Mrs Clinton would not face charges over her emails.
"Hillary Clinton is guilty, she knows it, the FBI knows it, the people know it and now it's up to the American people to deliver justice at the ballot box on November 8," he said during a rally on Sunday evening in the Detroit suburbs.
The issue of her private email server had threatened to overshadow election day after the FBI director announced a fresh inquiry into the Democratic candidate's communications.
The shock twist prompted a narrowing in the polls which had once put the former secretary of state as much as 11 points clear of her billionaire opponent. By election eve, the latest opinion polls suggested Mrs Clinton had moved back out to a four or five-point lead.
Mrs Clinton was due to end her campaign to become America's first female president in the battleground state of North Carolina at midnight on Monday while Mr Trump was expected to be in Grand Rapids, Michigan.
Kellyann Conway, Mr Trump's campaign manager, said it showed they had the Democrats on the run.
"If they thought Michigan was in the bag, Hillary Clinton, Bill Clinton and Barack Obama would not be returning there today or tomorrow," she said.
Much of the country will breathe a sigh of relief when campaigning ends and voting begins on Tuesday.
A marathon election cycle will be remembered as the most bitter in memory. Opinion polls suggest the two candidates are the least popular in history.
Mr Trump's campaign began with his characterisation of Mexicans as rapists and drug smugglers, and was followed by threats to ban foreign Muslims from entering the US, claims that the election was rigged and by the emergence of an 11-year-old recording in which he boasted of sexual assault. At times his rallies were marred by violence and he has repeatedly refused to say he will accept the election results if he loses, prompting some supporters to say they will take up arms.
His vulgar rhetoric - characterised by an authoritarian, nativist tone and misogynistic outbursts - has seen senior party figures, including the former presidents George Bush and George W Bush, refuse to endorse him.
Meanwhile, Mrs Clinton was hit by a health scare in September, when she contracted pneumonia, and by allegations she mishandled classified information by using a personal email server during her time as secretary of state.
She received a boost on Sunday when James Comey, the director of the FBI, released a letter saying no evidence of wrongdoing had been found in a review of emails found on a computer used by Huma Abedin, her closest aide.
In addition, Jeanne Zaino, professor of political science at New York's Iona College, said the Clinton campaign had been smart in directing late attention to states where early voting was not allowed and that she would benefit from the Democrats' strong get-out-the-vote operation.
"So they seem incredibly strategic, where looking at the Trump campaign it seems they are throwing a Hail Mary pass to a certain extent," she said.
"You have to give the guy credit, he has been everywhere, he has been relentless and driven, but is that the best way to spend your time and your energy?"
However, in an eve-of-election email to supporters, Mr Trump's running mate Mike Pence insisted victory was theirs.
"It's a close race - but with your help, I know we'll win on Tuesday," he said.
"The enthusiasm that I'm seeing from not just Republicans, but independents and many Democrats around the country, is like nothing I've seen in my lifetime since the days of Ronald Reagan."
Analysts caution that the vagaries of America's electoral college system mean a Trump win would need a slew of battleground states - such as Ohio, Florida and Pennsylvania - to break his way, while Mrs Clinton needs only one or two to secure victory.
That leaves many Republicans pondering what comes next for their party after the divisions sown by Mr Trump.
Matt Lewis, author of Too Dumb to Fail which charts the turmoil in the party, said Republicans would have to decide what sort of party they wanted.
"We are still at the beginning of this. I don't know if we want to call it a civil war - but I don't think this is going to end if Donald Trump loses," he said.
foreign.desk@thenational.ae

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Engine 2.9-litre, twin-turbo V6
Gearbox eight-speed automatic
Power 503bhp
Torque 443Nm
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Director Hansal Mehta

Stars: Kangana Ranaut, Soham Shah, Esha Tiwari Pandey

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Engine: 5.6-litre V8

Transmission: seven-speed automatic

Power: 400hp

Torque: 560Nm

Price: Dh234,000 - Dh329,000

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THE SPECS

Engine: Four-cylinder 2.5-litre

Transmission: Seven-speed auto

Power: 165hp

Torque: 241Nm

Price: Dh99,900 to Dh134,000

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Most F1 world titles

7 — Michael Schumacher (1994, ’95, 2000, ’01 ’02, ’03, ’04)

7 — Lewis Hamilton (2008, ’14,’15, ’17, ’18, ’19, ’20)

5 — Juan Manuel Fangio (1951, ’54, ’55, ’56, ’57)

4 — Alain Prost (1985, ’86, ’89, ’93)

4 — Sebastian Vettel (2010, ’11, ’12, ’13)

What is the Supreme Petroleum Council?

The Abu Dhabi Supreme Petroleum Council was established in 1988 and is the highest governing body in Abu Dhabi’s oil and gas industry. The council formulates, oversees and executes the emirate’s petroleum-related policies. It also approves the allocation of capital spending across state-owned Adnoc’s upstream, downstream and midstream operations and functions as the company’s board of directors. The SPC’s mandate is also required for auctioning oil and gas concessions in Abu Dhabi and for awarding blocks to international oil companies. The council is chaired by Sheikh Khalifa, the President and Ruler of Abu Dhabi while Sheikh Mohamed bin Zayed, Abu Dhabi’s Crown Prince and Deputy Supreme Commander of the Armed Forces, is the vice chairman.

Tips for taking the metro

- set out well ahead of time

- make sure you have at least Dh15 on you Nol card, as there could be big queues for top-up machines

- enter the right cabin. The train may be too busy to move between carriages once you're on

- don't carry too much luggage and tuck it under a seat to make room for fellow passengers

Fire and Fury
By Michael Wolff,
Henry Holt

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%3Cp%3EEtihad%20Airways%20operates%20seasonal%20flights%20from%20Abu%20Dhabi%20to%20Nice%20C%C3%B4te%20d'Azur%20Airport.%20Services%20depart%20the%20UAE%20on%20Wednesdays%20and%20Sundays%20with%20outbound%20flights%20stopping%20briefly%20in%20Rome%2C%20return%20flights%20are%20non-stop.%20Fares%20start%20from%20Dh3%2C315%2C%20flights%20operate%20until%20September%2018%2C%202022.%C2%A0%3C%2Fp%3E%0A%3Cp%3EThe%20Radisson%20Blu%20Hotel%20Nice%20offers%20a%20western%20location%20right%20on%20Promenade%20des%20Anglais%20with%20rooms%20overlooking%20the%20Bay%20of%20Angels.%20Stays%20are%20priced%20from%20%E2%82%AC101%20(%24114)%2C%20including%20taxes.%3C%2Fp%3E%0A%3Cp%3E%3C%2Fp%3E%0A
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UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Profile of Foodics

Founders: Ahmad AlZaini and Mosab AlOthmani

Based: Riyadh

Sector: Software

Employees: 150

Amount raised: $8m through seed and Series A - Series B raise ongoing

Funders: Raed Advanced Investment Co, Al-Riyadh Al Walid Investment Co, 500 Falcons, SWM Investment, AlShoaibah SPV, Faith Capital, Technology Investments Co, Savour Holding, Future Resources, Derayah Custody Co.

The line up

Friday: Giggs, Sho Madjozi and Masego  

Saturday: Nas, Lion Bbae, Roxanne Shante and DaniLeigh  

Sole DXB runs from December 6 to 8 at Dubai Design District. Weekend pass is Dh295 while a one day pass is Dh195. Tickets are available from www.soledxb.com

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SPECS
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