Ilhan Omar stripped of House Foreign Affairs Committee seat


Willy Lowry
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US Representative Ilhan Omar, one of the first Muslim women to serve in the US Congress, was stripped on Thursday of her seat on the Foreign Affairs Committee over previous anti-Semitic and anti-Israel rhetoric.

The Republican-controlled House voted along party lines, with 218 voting in favour of booting Ms Omar from the influential committee and 211 voting against.

Republican Max Miller of Ohio, who introduced the bill, said: “Congresswoman Omar has attempted to undermine the relationship between the United States and Israel, one of the most important strategic alliances we have.

“She has disqualified herself from serving on the Foreign Affairs Committee.”

Ms Omar, who fled civil war in Somalia as a child and spent several years in a refugee camp in Kenya before coming to the US, has come under fire for controversial statements made about Israel and the Jewish people.

In 2019, she was forced to apologise for a tweet in which she propagated an anti-Semitic trope.

But the third-term congresswoman has been a force in Washington since she arrived in 2017, helping to lead the progressive wing of the Democratic Party.

Her Democratic colleagues were visibly emotional as Mr Omar spoke during the removal hearing on Thursday.

‘“My leadership and voice will not be diminished if I am not on this committee for one term; my voice will get louder and stronger and my leadership will be celebrated around the world as it has been,” said Ms Omar.

“So take your votes or not — I am here to stay.”

Ms Omar's close ally, Rashida Tlaib, held back tears as she defended her colleague, saying: “Our country is failing you today through this chamber.”

Gregory Meeks, the ranking Democrat on the committee, slammed Republicans for the resolution.

“Today’s vote is not a reflection of Representative Omar, but on the rank hypocrisy of Republican leadership, which has used its power to exact revenge on their political opponents and, in the case of Omar, punish a member to satisfy the extreme Maga [Make America Great Again] wing of their party," he said in a statement.

It is rare but not unheard of for representatives to be stripped of their committee memberships.

Most recently, Republican Marjorie Taylor Green was stripped of her appointments over a series of incendiary comments, and Paul Gosar had his taken away after he shared a violent video depicting the killing of Democrat Alexandria Ocasio-Cortez.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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Updated: February 03, 2023, 5:36 AM