The top two storeys have already been torn down and workmen with sledgehammers are hacking at what is left, but at Mumbai’s Botawala Chawl apartment complex four families refuse to leave. Indranil Mukherjee / AFP
The top two storeys have already been torn down and workmen with sledgehammers are hacking at what is left, but at Mumbai’s Botawala Chawl apartment complex four families refuse to leave. Indranil Mukherjee / AFP
The top two storeys have already been torn down and workmen with sledgehammers are hacking at what is left, but at Mumbai’s Botawala Chawl apartment complex four families refuse to leave. Indranil Mukherjee / AFP
The top two storeys have already been torn down and workmen with sledgehammers are hacking at what is left, but at Mumbai’s Botawala Chawl apartment complex four families refuse to leave. Indranil Muk

Mumbai's residents resigned to living in dangerous buildings


  • English
  • Arabic

MUMBAI // The top two storeys have already been torn down and workmen with sledgehammers are hacking at what is left, but at Mumbai’s Botawala Chawl apartment complex four families refuse to leave.

They are among many in the Indian city stuck in dilapidated or poorly built structures, whose plight was highlighted last month when a residential block came crashing down, killing 60 people sleeping inside.

“The builders haven’t given us anything in writing,” said 57-year-old tenant RK Tiwari, who has verbally been promised an apartment in a replacement high-rise block.

“As long as we don’t get anything on paper, we won’t move.”

Her dilemma is among complex reasons why people continue to live in dangerous buildings in India’s densely populated financial capital, where land and affordable housing are scarce.

Corruption, negligence and outdated laws have all contributed to the troubled housing situation in Mumbai and its surroundings, where six major building collapses in recent months have killed more than 160 people.

While a heavy monsoon has exacerbated the problems, poor maintenance and shoddy construction have been highlighted. Experts say rogue developers are cashing in on the desperate need for cheap housing.

AFP first visited the century-old, three-storey Botawala Chawl in south-east Mumbai in 2005 after officials declared it among about 30 “extremely dangerous” buildings that would have to be vacated within a week. Eight years later, Ms Tiwari is still there, the ceilings of her home starting to buckle.

She lives near a five-storey building owned by the civic government, providing accommodation to its employees, that tumbled to the ground on September 27, killing 60 of more than 90 people inside.

The 30-year-old block had earlier been found unsafe and in urgent need of repairs.

Ms Tiwari would rather risk her home falling down than voluntarily give it up with no guarantees — possibly to be stuck in one of the so-called “transit camps” that house thousands of people while their homes are rebuilt.

“They have heard several stories of people leaving, getting accommodation in transit camps and the redevelopment never happening,” said Ashutosh Limaye, head of research at Jones Lang Lasalle India, a property consultancy.

A recent survey by the municipal government found 959 dilapidated buildings in the city — although some say the real figure is likely much higher — while more than half of Mumbai’s population of over 18 million people is said to live in slums. Yet around 40,000 apartments lie empty, priced out of reach of most people, according to Mahesh Khalap, strategic consultant at Jones Lang Lasalle.

In April, an illegal multi-storey building collapsed in Mumbai’s neighbouring district of Thane, killing 74. In June, three buildings came crashing down in Mumbai and Thane killing 27, including 10 at the Altaf Manzil apartment block in the city centre.

“I feel like crying every time I see this,” said Amy Patel, 72, looking at the remains of Altaf Manzil from her next-door residential block — itself more than 80 years old.

She and her family have decided to move out while the landlord rebuilds their home. The family pays 500 rupees ($8) a month in rent — but the strict controls on rental hikes mean landlords have little impetus to pay for maintenance.

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Traits of Chinese zodiac animals

Tiger:independent, successful, volatile
Rat:witty, creative, charming
Ox:diligent, perseverent, conservative
Rabbit:gracious, considerate, sensitive
Dragon:prosperous, brave, rash
Snake:calm, thoughtful, stubborn
Horse:faithful, energetic, carefree
Sheep:easy-going, peacemaker, curious
Monkey:family-orientated, clever, playful
Rooster:honest, confident, pompous
Dog:loyal, kind, perfectionist
Boar:loving, tolerant, indulgent   

MATCH INFO

AC Milan v Inter, Sunday, 6pm (UAE), match live on BeIN Sports

Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

Newcastle United 0 Tottenham Hotspur 2
Tottenham (Alli 61'), Davies (70')
Red card Jonjo Shelvey (Newcastle)

Company profile

Name: Thndr

Started: October 2020

Founders: Ahmad Hammouda and Seif Amr

Based: Cairo, Egypt

Sector: FinTech

Initial investment: pre-seed of $800,000

Funding stage: series A; $20 million

Investors: Tiger Global, Beco Capital, Prosus Ventures, Y Combinator, Global Ventures, Abdul Latif Jameel, Endure Capital, 4DX Ventures, Plus VC,  Rabacap and MSA Capital