Hundreds of foreign students holed up in basements to escape intense shelling in Kharkiv fear they will not get out alive.
One Indian student was killed by shelling in the city, Ukraine’s second-largest.
Thousands of others from India, Morocco, Egypt and Turkmenistan are trying to reach safety as Ukraine’s military battles to defend the city from a Russian invasion.
More than 300 students sheltering in the basement of their college fear they will be caught in the crossfire, for the fighting has quickly encircled their lodgings.
I am in panic mode and stressed. We are losing hope of surviving here
Fahad,
Indian student in Kharkiv
On Wednesday, India’s embassy in Ukraine asked all citizens to leave Kharkiv because the situation there was worsening.
It had earlier asked people not to venture out as fighting intensified.
“Every second, the situation is getting worse. We are losing hope,” said Soumalya Mukherjee, 20, from Kolkata, a second-year medical student at VN Karazin Kharkiv National University.
“It is very hard to be here for so many days. We are barely sleeping. There are 350 to 400 students in a very small space and we have been here from Thursday.”
Kharkiv is about 20 kilometres south of the border with Russia.
Ukrainian President Volodymyr Zelenskyy described Moscow’s rocket attacks on Kharkiv as a war crime.
His country’s military said Russian paratroopers have landed in the city and residential areas and public buildings were being attacked with missiles.
It shared a video of the Kharkiv regional administration building exploding after a missile attack.
News of bombs dropping on Kharkiv Zoo, close to the college campus, have worsened the students’ anxiety.
After a week of fighting, water supplies have begun to run low.
The students said they last stepped out of their housing blocks to buy rice and water early on Thursday, after which they were warned by college authorities not to leave the building and to stay in the basement for safety.
“We had some water but we finished it up. Now there is a scarcity of water,” Soumalya said.
“We can hear the shelling and bombs. We don’t take the risk of going upstairs for more than a few minutes to use the bathrooms. It is too dangerous.”
A few light bulbs shine across the darkened basement which is being used as a bomb shelter. Students have spread mattresses and blankets across the floor in narrow passages that were used to store stacks of wooden frames and glass sheets.
Fahad, 19, a first-year student, described the strain and tension they were under.
“We have been eating biscuits and drinking juice because water is not available,” he said.
“I am in panic mode and stressed. We are losing hopes of surviving here. We can hear the shelling and it is getting too close.”
Some food was sent by an education consultancy group that is in contact with Indian authorities in Ukraine.
Indians are among the largest group of foreign students in the country and about 4,000 live in Kharkiv alone.
More than 18,000 Indian students were at Ukrainian universities in 2020, according to Ukrainian government figures, accounting for about 24 per cent of foreign students in the country.
“I know it’s hard to rescue us students from Kharkiv because we are on the eastern border with Russia, but please, please try to reach us,” Soumalya said.
In Kolkata city, his parents stay up at night waiting for news.
“I can’t understand how they will be rescued from Kharkiv,” his mother, Soma, said.
“There is so much anxiety. He keeps telling us not to worry and that he is safe. But we hear from his friends that they don’t have water to drink or food to eat. We are [tense]. We just want them to come home safe.”
Students and their parents have been messaging the Indian government and embassies calling for help.
The Indian government said it had brought several thousand students to safety and was trying to reach the rest through Romania, Poland, Hungary and Slovakia.
Ceasefire talks between Russia and Ukraine held on Monday failed to reach a breakthrough and negotiators have not said when a new round will take place.
Moon Music
Artist: Coldplay
Label: Parlophone/Atlantic
Number of tracks: 10
Rating: 3/5
India squads
Test squad against Afghanistan: Rahane (c), Dhawan, Vijay, Rahul, Pujara, Karun, Saha, Ashwin, Jadeja, Kuldeep, Umesh, Shami, Pandya, Ishant, Thakur.
T20 squad against Ireland and England: Kohli (c), Dhawan, Rohit, Rahul, Raina, Pandey, Dhoni, Karthik, Chahal, Kuldeep, Sundar, Bhuvneshwar, Bumrah, Pandya, Kaul, Umesh.
ODI squad against England: Kohli (c), Dhawan, Rohit, Rahul, Shreyas, Rayudu, Dhoni, Karthik, Chahal, Kuldeep, Sundar, Bhuvneshwar, Bumrah, Pandya, Kaul, Umesh
The specs: 2019 GMC Yukon Denali
Price, base: Dh306,500
Engine: 6.2-litre V8
Transmission: 10-speed automatic
Power: 420hp @ 5,600rpm
Torque: 621Nm @ 4,100rpm
Fuel economy, combined: 12.9L / 100km
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
US households add $601bn of debt in 2019
American households borrowed another $601 billion (Dh2.2bn) in 2019, the largest yearly gain since 2007, just before the global financial crisis, according to February data from the New York Federal Reserve Bank.
Fuelled by rising mortgage debt as homebuyers continued to take advantage of low interest rates, the increase last year brought total household debt to a record high, surpassing the previous peak reached in 2008 just before the market crash, according to the report.
Following the 22nd straight quarter of growth, American household debt swelled to $14.15 trillion by the end of 2019, the New York Fed said in its quarterly report.
In the final three months of the year, new home loans jumped to their highest volume since the fourth quarter of 2005, while credit cards and auto loans also added to the increase.
The bad debt load is taking its toll on some households, and the New York Fed warned that more and more credit card borrowers — particularly young people — were falling behind on their payments.
"Younger borrowers, who are disproportionately likely to have credit cards and student loans as their primary form of debt, struggle more than others with on-time repayment," New York Fed researchers said.
COMPANY PROFILE
Name: Grubtech
Founders: Mohamed Al Fayed and Mohammed Hammedi
Launched: October 2019
Employees: 50
Financing stage: Seed round (raised $2 million)
Five personal finance podcasts from The National
To help you get started, tune into these Pocketful of Dirham episodes
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Balance is essential to happiness, health and wealth
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What is a portfolio stress test?
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What are NFTs and why are auction houses interested?
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How gamers are getting rich by earning cryptocurrencies
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Should you buy or rent a home in the UAE?
More from Aya Iskandarani
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Tips for newlyweds to better manage finances
All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.
Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.
Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.
Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.
Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.
Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.
The%20specs
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Federer's 11 Wimbledon finals
2003 Beat Mark Philippoussis
2004 Beat Andy Roddick
2005 Beat Andy Roddick
2006 Beat Rafael Nadal
2007 Beat Rafael Nadal
2008 Lost to Rafael Nadal
2009 Beat Andy Roddick
2012 Beat Andy Murray
2014 Lost to Novak Djokovic
2015 Lost to Novak Djokovic
2017 Beat Marin Cilic