• Supporters of Philippines presidential candidate Ferdinand Marcos Jr, son of the late dictator Ferdinand Marcos, flash the victory sign at a rally in Paranaque City, suburban Manila. AFP
    Supporters of Philippines presidential candidate Ferdinand Marcos Jr, son of the late dictator Ferdinand Marcos, flash the victory sign at a rally in Paranaque City, suburban Manila. AFP
  • Supporters of Philippine Vice President and presidential candidate Leni Robredo attend a campaign rally in Makati, in suburb Manila. AFP
    Supporters of Philippine Vice President and presidential candidate Leni Robredo attend a campaign rally in Makati, in suburb Manila. AFP
  • Supporters of Philippine presidential candidate Leni Robredo attend a campaign rally in Makati, in suburb Manila. AFP
    Supporters of Philippine presidential candidate Leni Robredo attend a campaign rally in Makati, in suburb Manila. AFP
  • Children take part in a campaign rally for Leni Robredo. Reuters
    Children take part in a campaign rally for Leni Robredo. Reuters
  • Supporters of Leni Robredo distribute flowers to women at a campaign rally. Reuters
    Supporters of Leni Robredo distribute flowers to women at a campaign rally. Reuters
  • Supporters of presidential candidate Ferdinand Marcos Jr wave national flags in Paranaque City, suburban Manila. AFP
    Supporters of presidential candidate Ferdinand Marcos Jr wave national flags in Paranaque City, suburban Manila. AFP
  • Supporters of Mr Marcos Jr and Sara Duterte, daughter of President Rodrigo Duterte and a vice presidential candidate, display a banner with their portraits during a campaign rally in Paranaque City. AFP
    Supporters of Mr Marcos Jr and Sara Duterte, daughter of President Rodrigo Duterte and a vice presidential candidate, display a banner with their portraits during a campaign rally in Paranaque City. AFP
  • Supporters of Mr Marcos Jr and Ms Duterte wave flags during a campaign rally. AFP
    Supporters of Mr Marcos Jr and Ms Duterte wave flags during a campaign rally. AFP

Marcos Jr on course for big win as Philippine presidential election campaigning ends


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Final polls from the Philippine presidential election are showing the son of former leader Ferdinand Marcos heading for a landslide win.

Victory in Monday's election would cap a decades-long effort to rehabilitate the Marcos legacy after the former dictator was deposed and the family chased into exile in the US.

But the prospect of Ferdinand Marcos Jr moving back into the presidential palace has alarmed rights activists, church leaders and political analysts who fear he could rule "without constraint".

Ten candidates are vying to succeed President Rodrigo Duterte in the contest regarded by many as a make-or-break moment for the country's democracy.

The Marcos family's remarkable journey from pariahs to the peak of political power has been fuelled by public anger about corruption and poverty.

Polls indicate Mr Marcos Jr will win more than half the vote, which would make him the first presidential candidate to secure an absolute majority since his father was ousted in 1986.

Analysts say such an outcome would lead to weaker democratic checks and balances, more corruption and a new attempt to overhaul the 1987 constitution — which could include scrapping the one-term limit for presidents.

"If he wins really big, that could give him the kind of confidence and momentum to more radically alter the Philippines' political system," analyst Richard Heydarian said.

Previous administrations, including Mr Duterte's, have tried to amend the constitution but lacked sufficient support in Congress to push through the changes.

The latest poll by Pulse Asia Research showed Mr Marcos Jr on 56 per cent — 33 percentage points ahead of his nearest rival Leni Robredo, who narrowly beat him in the 2016 vice-presidential race

Such a winning margin would give Mr Marcos Jr the power to "govern the way Duterte wanted to", one long-time observer of Philippine politics told AFP.

"That is, without constraint," he said.

Ms Robredo, 57, has warned supporters that the "future of the country" is at stake.

Her recent poll bump has raised hopes among progressive supporters that their volunteer-driven campaign could yet deliver an upset.

  • A video showing thousands of supporters filling an entire avenue and singing Ariana Grande's song 'Break Free' at presidential hopeful Leni Robredo's rally in Pasig City in the Philippines has gone viral. Getty Images
    A video showing thousands of supporters filling an entire avenue and singing Ariana Grande's song 'Break Free' at presidential hopeful Leni Robredo's rally in Pasig City in the Philippines has gone viral. Getty Images
  • Campaigning for the presidential election in the Philippines began last month, ahead of the May 9 polls, with the country's Vice President, Robredo, set for a showdown with Ferdinand 'Bongbong' Marcos Jr, son of the Philippines' former dictator. Getty Images
    Campaigning for the presidential election in the Philippines began last month, ahead of the May 9 polls, with the country's Vice President, Robredo, set for a showdown with Ferdinand 'Bongbong' Marcos Jr, son of the Philippines' former dictator. Getty Images
  • Supporters cheer for Vice President Leni Robredo at the rally. Getty Images
    Supporters cheer for Vice President Leni Robredo at the rally. Getty Images
  • Voter polls that show Marcos Jr holding a double-digit lead are being disapproved by supporters of Robredo, spawning daily rallies as they hold on to her promise of good governance and a government free from corruption. Getty Images
    Voter polls that show Marcos Jr holding a double-digit lead are being disapproved by supporters of Robredo, spawning daily rallies as they hold on to her promise of good governance and a government free from corruption. Getty Images
  • Robredo, a staunch critic of President Rodrigo Duterte's brutal war on drugs, joined the race for president in October last year, promising to usher in a government that cares for the people, not personal interests. Getty Images
    Robredo, a staunch critic of President Rodrigo Duterte's brutal war on drugs, joined the race for president in October last year, promising to usher in a government that cares for the people, not personal interests. Getty Images
  • Robredo narrowly defeated Ferdinand Marcos Jr in the 2016 vice presidential race. Getty Images
    Robredo narrowly defeated Ferdinand Marcos Jr in the 2016 vice presidential race. Getty Images
  • Robredo was accompanied at the event, dubbed PasigLaban, by her vice presidential candidate Senator Kiko Pangilinan. Getty Images
    Robredo was accompanied at the event, dubbed PasigLaban, by her vice presidential candidate Senator Kiko Pangilinan. Getty Images
  • Sunday's rally was an impressive show of strength for the lawyer and social activist, with the Pasig City police estimating that a crowd of 137,000 were in attendance, according to the Philippines' 'Daily Guardian'. Getty Images
    Sunday's rally was an impressive show of strength for the lawyer and social activist, with the Pasig City police estimating that a crowd of 137,000 were in attendance, according to the Philippines' 'Daily Guardian'. Getty Images
  • Ariana Grande shared videos on her Instagram stories, which showed Emerald Avenue in Pasig City, east of Metro Manila in the Philippines, filled with a sea of pink, the official colour of 2022 presidential hopeful Leni Robredo. Getty Images
    Ariana Grande shared videos on her Instagram stories, which showed Emerald Avenue in Pasig City, east of Metro Manila in the Philippines, filled with a sea of pink, the official colour of 2022 presidential hopeful Leni Robredo. Getty Images
  • Vice President Leni Robredo meeting her supporters. Getty Images
    Vice President Leni Robredo meeting her supporters. Getty Images
  • Philippine Vice President Leni Robredo's rival Ferdinand Marcos Jr's namesake father was overthrown in a 1986 army-backed uprising. Reuters
    Philippine Vice President Leni Robredo's rival Ferdinand Marcos Jr's namesake father was overthrown in a 1986 army-backed uprising. Reuters
  • Dancers performing a routine at the rally. EPA
    Dancers performing a routine at the rally. EPA
  • Supporters of Philippine Vice President Leni Robredo watch from a building window. EPA
    Supporters of Philippine Vice President Leni Robredo watch from a building window. EPA
  • Philippine presidential hopeful Leni Robredo is campaigning with senator Kiko Pangilinan as her running mate. EPA
    Philippine presidential hopeful Leni Robredo is campaigning with senator Kiko Pangilinan as her running mate. EPA
  • Leni Robredo speaking to supporters at the event. EPA
    Leni Robredo speaking to supporters at the event. EPA

But pollster Ana Maria Tabunda of Pulse Asia Research said there was little chance of that.

"Our error margin is only plus or minus two percentage points — given the large gap, it's not going to be affecting the results," Ms Tabunda said.

Allegations of dirty tricks marred the last week of a bitter presidential campaign, as Mr Marcos Jr issued a warning about vote-rigging while Ms Robredo accused him of being a liar.

Monday's winner only needs to get more votes than anyone else.

"I think this election is very important ... our next six years of life will depend on it," said Charmaigne Ang, 18, a first-time voter who was among thousands of people gathered in Manila's financial district for a rally by Ms Robredo on Saturday.

Still smarting from his 2016 loss, Mr Marcos Jr has run a tightly controlled campaign, skipping televised debates with rivals and largely shunning media interviews to avoid own goals before election day.

He has instead posted folksy videos on YouTube that seek to present him and his wealthy family as regular Filipinos, and fielded easy questions from celebrity interviewers.

A large and well-funded social media misinformation campaign targeting a mostly young electorate with no memory of his father's violent and corrupt rule has also sought to rewrite the family's history.

Mr Marcos Jr's popularity has been further enhanced by a formidable alliance with vice-presidential front-runner and first daughter Sara Duterte, and the backing of several rival political dynasties.

Days before the election, rights defenders and many Catholic priests made a final push to stop Mr Marcos Jr returning to the Malacanang Palace, where he grew up.

"It will be another six years of hell," warned political satirist and activist Mae Paner, 58, who was part of a popular uprising that ended the elder Marcos's regime and has been campaigning for Ms Robredo.

Hundreds of priests publicly endorsed Ms Robredo and her running mate Francis Pangilinan, telling their congregations that the election was a "battle for the soul" of the nation.

But Ms Robredo faces an uphill battle, said Cleve Arguelles, an assistant lecturer in political science at De La Salle University in Manila.

After enduring six years of attacks from the elder Duterte, Ms Robredo has witnessed her popularity hammered by a relentless and vicious online smear campaign.

Mr Heydarian said her late decision to enter the race had cost valuable time, while "unnecessary infighting" among rival candidates had benefited Mr Marcos Jr.

"They are handing this on a silver platter to the princeling of Philippine politics, Bongbong Marcos," he said, using Mr Marcos Jr's nickname.

What drives subscription retailing?

Once the domain of newspaper home deliveries, subscription model retailing has combined with e-commerce to permeate myriad products and services.

The concept has grown tremendously around the world and is forecast to thrive further, according to UnivDatos Market Insights’ report on recent and predicted trends in the sector.

The global subscription e-commerce market was valued at $13.2 billion (Dh48.5bn) in 2018. It is forecast to touch $478.2bn in 2025, and include the entertainment, fitness, food, cosmetics, baby care and fashion sectors.

The report says subscription-based services currently constitute “a small trend within e-commerce”. The US hosts almost 70 per cent of recurring plan firms, including leaders Dollar Shave Club, Hello Fresh and Netflix. Walmart and Sephora are among longer established retailers entering the space.

UnivDatos cites younger and affluent urbanites as prime subscription targets, with women currently the largest share of end-users.

That’s expected to remain unchanged until 2025, when women will represent a $246.6bn market share, owing to increasing numbers of start-ups targeting women.

Personal care and beauty occupy the largest chunk of the worldwide subscription e-commerce market, with changing lifestyles, work schedules, customisation and convenience among the chief future drivers.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

%3Cp%3E%3Cstrong%3ETHE%20SPECS%3C%2Fstrong%3E%0D%3Cbr%3EEngine%3A%203.5-litre%20V6%0D%3Cbr%3ETransmission%3A%209-speed%20automatc%0D%3Cbr%3EPower%3A%20279hp%0D%3Cbr%3ETorque%3A%20350Nm%0D%3Cbr%3EPrice%3A%20From%20Dh250%2C000%0D%3Cbr%3EOn%20sale%3A%20Now%3C%2Fp%3E%0A
The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

GAC GS8 Specs

Engine: 2.0-litre 4cyl turbo

Power: 248hp at 5,200rpm

Torque: 400Nm at 1,750-4,000rpm

Transmission: 8-speed auto

Fuel consumption: 9.1L/100km

On sale: Now

Price: From Dh149,900

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

UAE v Zimbabwe A, 50 over series

Fixtures
Thursday, Nov 9 - 9.30am, ICC Academy, Dubai
Saturday, Nov 11 – 9.30am, ICC Academy, Dubai
Monday, Nov 13 – 2pm, Dubai International Stadium
Thursday, Nov 16 – 2pm, ICC Academy, Dubai
Saturday, Nov 18 – 9.30am, ICC Academy, Dubai

Women’s World T20, Asia Qualifier

UAE results
Beat China by 16 runs
Lost to Thailand by 10 wickets
Beat Nepal by five runs
Beat Hong Kong by eight wickets
Beat Malaysia by 34 runs

Standings (P, W, l, NR, points)

1. Thailand 5 4 0 1 9
2. UAE 5 4 1 0 8
3. Nepal 5 2 1 2 6
4. Hong Kong 5 2 2 1 5
5. Malaysia 5 1 4 0 2
6. China 5 0 5 0 0

Final
Thailand v UAE, Monday, 7am

LOVE%20AGAIN
%3Cp%3EDirector%3A%20Jim%20Strouse%3C%2Fp%3E%0A%3Cp%3EStars%3A%20Priyanka%20Chopra%20Jonas%2C%20Sam%20Heughan%2C%20Celine%20Dion%3C%2Fp%3E%0A%3Cp%3ERating%3A%202%2F5%3C%2Fp%3E%0A

Babumoshai Bandookbaaz

Director: Kushan Nandy

Starring: Nawazuddin Siddiqui, Bidita Bag, Jatin Goswami

Three stars

Results

2-15pm: Commercial Bank Of Dubai – Conditions (TB) Dh100,000 (Dirt) 1,400m; Winner: Al Habash, Patrick Cosgrave (jockey), Bhupat Seemar (trainer)

2.45pm: Al Shafar Investment – Handicap (TB) Dh80,000 (D) 1,200m; Winner: Day Approach, Ray Dawson, Ahmad bin Harmash

3.15pm: Dubai Real estate Centre – Handicap (TB) Dh80,000 (D) 1,600m; Winner: Celtic Prince, Richard Mullen, Rashed Bouresly

3.45pm: Jebel Ali Sprint by ARM Holding – Listed (TB) Dh500,000 (D) 1,000m; Winner: Khuzaam, Pat Dobbs, Doug Watson

4.15pm: Shadwell – Conditions (TB) Dh100,000 (D) 1,600m; Winner: Tenbury Wells, Royston Ffrench, Salem bin Ghadayer

4.45pm: Jebel Ali Stakes by ARM Holding – Listed (TB) Dh500,000 (D) 1,950m; Winner: Lost Eden, Andrea Atzeni, Doug Watson

5.15pm: Jebel Ali Racecourse – Handicap (TB) Dh76,000 (D) 1,950m; Winner: Rougher, Pat Dobbs, Doug Watson

JOKE'S%20ON%20YOU
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PROFILE OF INVYGO

Started: 2018

Founders: Eslam Hussein and Pulkit Ganjoo

Based: Dubai

Sector: Transport

Size: 9 employees

Investment: $1,275,000

Investors: Class 5 Global, Equitrust, Gulf Islamic Investments, Kairos K50 and William Zeqiri

Election pledges on migration

CDU: "Now is the time to control the German borders and enforce strict border rejections" 

SPD: "Border closures and blanket rejections at internal borders contradict the spirit of a common area of freedom" 

The%20specs%20
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E2.0-litre%204cyl%20turbo%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E261hp%20at%205%2C500rpm%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E400Nm%20at%201%2C750-4%2C000rpm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E7-speed%20dual-clutch%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%20%3C%2Fstrong%3E10.5L%2F100km%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENow%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh129%2C999%20(VX%20Luxury)%3B%20from%20Dh149%2C999%20(VX%20Black%20Gold)%3C%2Fp%3E%0A
RIDE%20ON
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Kill%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Nikhil%20Nagesh%20Bhat%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3C%2Fstrong%3E%3A%20Lakshya%2C%20Tanya%20Maniktala%2C%20Ashish%20Vidyarthi%2C%20Harsh%20Chhaya%2C%20Raghav%20Juyal%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204.5%2F5%3Cbr%3E%3C%2Fp%3E%0A
The Africa Institute 101

Housed on the same site as the original Africa Hall, which first hosted an Arab-African Symposium in 1976, the newly renovated building will be home to a think tank and postgraduate studies hub (it will offer master’s and PhD programmes). The centre will focus on both the historical and contemporary links between Africa and the Gulf, and will serve as a meeting place for conferences, symposia, lectures, film screenings, plays, musical performances and more. In fact, today it is hosting a symposium – 5-plus-1: Rethinking Abstraction that will look at the six decades of Frank Bowling’s career, as well as those of his contemporaries that invested social, cultural and personal meaning into abstraction. 

Desert Warrior

Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley

Director: Rupert Wyatt

Rating: 3/5

Ferrari 12Cilindri specs

Engine: naturally aspirated 6.5-liter V12

Power: 819hp

Torque: 678Nm at 7,250rpm

Price: From Dh1,700,000

Available: Now

UAE%20set%20for%20Scotland%20series
%3Cp%3EThe%20UAE%20will%20host%20Scotland%20for%20a%20three-match%20T20I%20series%20at%20the%20Dubai%20International%20Stadium%20next%20month.%3Cbr%3EThe%20two%20sides%20will%20start%20their%20Cricket%20World%20Cup%20League%202%20campaigns%20with%20a%20tri-series%20also%20involving%20Canada%2C%20starting%20on%20January%2029.%3Cbr%3EThat%20series%20will%20be%20followed%20by%20a%20bilateral%20T20%20series%20on%20March%2011%2C%2013%20and%2014.%3C%2Fp%3E%0A
Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Company Profile 

Founder: Omar Onsi

Launched: 2018

Employees: 35

Financing stage: Seed round ($12 million)

Investors: B&Y, Phoenician Funds, M1 Group, Shorooq Partners

How much do leading UAE’s UK curriculum schools charge for Year 6?
  1. Nord Anglia International School (Dubai) – Dh85,032
  2. Kings School Al Barsha (Dubai) – Dh71,905
  3. Brighton College Abu Dhabi - Dh68,560
  4. Jumeirah English Speaking School (Dubai) – Dh59,728
  5. Gems Wellington International School – Dubai Branch – Dh58,488
  6. The British School Al Khubairat (Abu Dhabi) - Dh54,170
  7. Dubai English Speaking School – Dh51,269

*Annual tuition fees covering the 2024/2025 academic year

Switching%20sides
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SCORES IN BRIEF

New Zealand 153 and 56 for 1 in 22.4 overs at close
Pakistan 227
(Babar 62, Asad 43, Boult 4-54, De Grandhomme 2-30, Patel 2-64)

Short-term let permits explained

Homeowners and tenants are allowed to list their properties for rental by registering through the Dubai Tourism website to obtain a permit.

Tenants also require a letter of no objection from their landlord before being allowed to list the property.

There is a cost of Dh1,590 before starting the process, with an additional licence fee of Dh300 per bedroom being rented in your home for the duration of the rental, which ranges from three months to a year.

Anyone hoping to list a property for rental must also provide a copy of their title deeds and Ejari, as well as their Emirates ID.

Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

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Red flags
  • Promises of high, fixed or 'guaranteed' returns.
  • Unregulated structured products or complex investments often used to bypass traditional safeguards.
  • Lack of clear information, vague language, no access to audited financials.
  • Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
  • Hard-selling tactics - creating urgency, offering 'exclusive' deals.

Courtesy: Carol Glynn, founder of Conscious Finance Coaching

Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

Company Profile:

Name: The Protein Bakeshop

Date of start: 2013

Founders: Rashi Chowdhary and Saad Umerani

Based: Dubai

Size, number of employees: 12

Funding/investors:  $400,000 (2018) 

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What vitamins do we know are beneficial for living in the UAE

Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.

BULKWHIZ PROFILE

Date started: February 2017

Founders: Amira Rashad (CEO), Yusuf Saber (CTO), Mahmoud Sayedahmed (adviser), Reda Bouraoui (adviser)

Based: Dubai, UAE

Sector: E-commerce 

Size: 50 employees

Funding: approximately $6m

Investors: Beco Capital, Enabling Future and Wain in the UAE; China's MSA Capital; 500 Startups; Faith Capital and Savour Ventures in Kuwait

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While you're here
Our legal consultant

Name: Dr Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

The specs

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

Stage result

1. Pascal Ackermann (GER) Bora-Hansgrohe, in 3:29.09

2. Caleb Ewan (AUS) Lotto-Soudal

3. Rudy Barbier (FRA) Israel Start-Up Nation

4. Dylan Groenewegen (NED) Jumbo-Visma

5. Luka Mezgec (SLO) Mitchelton-Scott

6. Alberto Dainese (ITA) Sunweb

7. Jakub Mareczko (ITA) CCC

8. Max Walscheid (GER) NTT

9. José Rojas (ESP) Movistar

10. Andrea Vendrame (ITA) Ag2r La Mondiale, all at same time

Quick pearls of wisdom

Focus on gratitude: And do so deeply, he says. “Think of one to three things a day that you’re grateful for. It needs to be specific, too, don’t just say ‘air.’ Really think about it. If you’re grateful for, say, what your parents have done for you, that will motivate you to do more for the world.”

Know how to fight: Shetty married his wife, Radhi, three years ago (he met her in a meditation class before he went off and became a monk). He says they’ve had to learn to respect each other’s “fighting styles” – he’s a talk it-out-immediately person, while she needs space to think. “When you’re having an argument, remember, it’s not you against each other. It’s both of you against the problem. When you win, they lose. If you’re on a team you have to win together.” 

Company%20Profile
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Updated: May 07, 2022, 3:46 PM