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NEW DELHI // You are more likely to be killed over a relationship than in a robbery in the state of Andhra Pradesh, according to India’s latest crime statistics.

Across the country, love-related disputes were the third most common motive for murder in 2012, after personal vendettas, which accounted for 3,877 killings, and property disputes, which led to 3,169 deaths. Affairs of the heart resulted in 2,549 killings last year, up by 184 since 2010.

In some states, “love affairs/sexual causes” accounted for the highest number of murders, according to the 2012 data released by the National Crime Records Bureau last week.

The southern state of Andhra Pradesh topped the list with 445 such murders, followed by the northern state of Uttar Pradesh with 325, and Tamil Nadu, also in the south, with 291.

The crime statistics bureau does not differentiate between murders because of relationships gone wrong and “honour” killings, despite repeated calls from activists for a separate record of crimes committed against couples who may break caste or religious barriers to marry.

Harsh Malhotra, who set up the voluntary organisation Love Commandos in 2010 to help protect young couples from their disapproving families, said the national statistics reflected what they witnessed on the ground.

“These numbers do not surprise me,” he said. “Whether it is killing in the name of unrequited love or objecting to a love affair, this is sad.”

Mr Malhotra said his organisation receives 600 to 700 phone calls every day from couples who face opposition from their families for marrying outside their caste or religion, with the most coming from Andhra Pradesh, followed by Uttar Pradesh, Haryana and Punjab.

Haryana reported 50 relationship-related murders last year, while neighbouring Punjab had 83.

“We see a lot of couples who are facing death in the name of honour. Maybe it is not the parents who are outraged but neighbours, relatives. They are the ones who vow to kill in the name of love,” Mr Malhotra said.

Even after getting married, some couples “have to run like they have committed a crime”, he said.

At least 1,000 young people are killed in the name of honour every year, according to figures compiled by the All India Democratic Women’s Association.

“We have been saying for a while now that there must be a category for killings and crimes in the name of honour,” said Sudha Sundararaman, general secretary of the association.

“You cannot put numbers under love or illicit affairs and try to hide from a crime that is spreading across the country.”

The crime records bureau does keep “dowry deaths” — in which women are killed or driven to suicide for bringing an insufficient dowry to her husband’s home. The dowry can range from cash and jewellery to household appliances, automobiles and land.

There was a slight decline in dowry deaths last year, from 8,618 in 2011 to 8,233.

Uttar Pradesh reported the highest number of such incidents for the second year running with 2,244 cases, followed by Bihar with 1,275.

Even with the overall decrease, Ms Sundararaman said it still meant a bride died every 90 minutes, or that dowry issues caused 1.4 deaths per 100,000 women.

“Either way, it continues to be a sad state of affairs,” she said.

A more positive statistic from the 2012 crime report was that murders of suspected witchcraft practioners dropped by half from the previous year, from 240 to 119. Women accused of witchcraft are often humiliated before they are lynched by parading them naked in public.

sbhattacharya@thenational.ae

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Buy farm-fresh food

The UAE is stepping up its game when it comes to platforms for local farms to show off and sell their produce.

In Dubai, visit Emirati Farmers Souq at The Pointe every Saturday from 8am to 2pm, which has produce from Al Ammar Farm, Omar Al Katri Farm, Hikarivege Vegetables, Rashed Farms and Al Khaleej Honey Trading, among others. 

In Sharjah, the Aljada residential community will launch a new outdoor farmers’ market every Friday starting this weekend. Manbat will be held from 3pm to 8pm, and will host 30 farmers, local home-grown entrepreneurs and food stalls from the teams behind Badia Farms; Emirates Hydroponics Farms; Modern Organic Farm; Revolution Real; Astraea Farms; and Al Khaleej Food. 

In Abu Dhabi, order farm produce from Food Crowd, an online grocery platform that supplies fresh and organic ingredients directly from farms such as Emirates Bio Farm, TFC, Armela Farms and mother company Al Dahra. 

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House-hunting

Top 10 locations for inquiries from US house hunters, according to Rightmove

  1. Edinburgh, Scotland 
  2. Westminster, London 
  3. Camden, London 
  4. Glasgow, Scotland 
  5. Islington, London 
  6. Kensington and Chelsea, London 
  7. Highlands, Scotland 
  8. Argyll and Bute, Scotland 
  9. Fife, Scotland 
  10. Tower Hamlets, London 

 

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Groom and Two Brides

Director: Elie Semaan

Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla

Rating: 3/5

UAE currency: the story behind the money in your pockets
UAE currency: the story behind the money in your pockets
ETFs explained

Exhchange traded funds are bought and sold like shares, but operate as index-tracking funds, passively following their chosen indices, such as the S&P 500, FTSE 100 and the FTSE All World, plus a vast range of smaller exchanges and commodities, such as gold, silver, copper sugar, coffee and oil.

ETFs have zero upfront fees and annual charges as low as 0.07 per cent a year, which means you get to keep more of your returns, as actively managed funds can charge as much as 1.5 per cent a year.

There are thousands to choose from, with the five biggest providers BlackRock’s iShares range, Vanguard, State Street Global Advisors SPDR ETFs, Deutsche Bank AWM X-trackers and Invesco PowerShares.

Tributes from the UAE's personal finance community

• Sebastien Aguilar, who heads SimplyFI.org, a non-profit community where people learn to invest Bogleheads’ style

“It is thanks to Jack Bogle’s work that this community exists and thanks to his work that many investors now get the full benefits of long term, buy and hold stock market investing.

Compared to the industry, investing using the common sense approach of a Boglehead saves a lot in costs and guarantees higher returns than the average actively managed fund over the long term. 

From a personal perspective, learning how to invest using Bogle’s approach was a turning point in my life. I quickly realised there was no point chasing returns and paying expensive advisers or platforms. Once money is taken care off, you can work on what truly matters, such as family, relationships or other projects. I owe Jack Bogle for that.”

• Sam Instone, director of financial advisory firm AES International

"Thought to have saved investors over a trillion dollars, Jack Bogle’s ideas truly changed the way the world invests. Shaped by his own personal experiences, his philosophy and basic rules for investors challenged the status quo of a self-interested global industry and eventually prevailed.  Loathed by many big companies and commission-driven salespeople, he has transformed the way well-informed investors and professional advisers make decisions."

• Demos Kyprianou, a board member of SimplyFI.org

"Jack Bogle for me was a rebel, a revolutionary who changed the industry and gave the little guy like me, a chance. He was also a mentor who inspired me to take the leap and take control of my own finances."

• Steve Cronin, founder of DeadSimpleSaving.com

"Obsessed with reducing fees, Jack Bogle structured Vanguard to be owned by its clients – that way the priority would be fee minimisation for clients rather than profit maximisation for the company.

His real gift to us has been the ability to invest in the stock market (buy and hold for the long term) rather than be forced to speculate (try to make profits in the shorter term) or even worse have others speculate on our behalf.

Bogle has given countless investors the ability to get on with their life while growing their wealth in the background as fast as possible. The Financial Independence movement would barely exist without this."

• Zach Holz, who blogs about financial independence at The Happiest Teacher

"Jack Bogle was one of the greatest forces for wealth democratisation the world has ever seen.  He allowed people a way to be free from the parasitical "financial advisers" whose only real concern are the fat fees they get from selling you over-complicated "products" that have caused millions of people all around the world real harm.”

• Tuan Phan, a board member of SimplyFI.org

"In an industry that’s synonymous with greed, Jack Bogle was a lone wolf, swimming against the tide. When others were incentivised to enrich themselves, he stood by the ‘fiduciary’ standard – something that is badly needed in the financial industry of the UAE."

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