Nazih Musharbash felt hurt when Germany’s president told people with Arab roots to distance themselves from Hamas.
Such a demand makes an “assumption that you are close to this group”, said Mr Musharbash, who has lived in Germany for 58 years after growing up in Bethlehem. “That is not OK.”
What is more, he told The National, “if the president demands that of me, why shouldn’t an employer, a colleague at work, or even a teacher from their schoolchildren?”
In another world these could be happier times for Germany’s Arab and Muslim communities, but the backdrop to our meeting is a revival of fears of 1930s-style purges of those deemed non-German. The spark was a recent meeting of pan representatives of the far-right, including the country's second most popular party, Alternative for Deutschland (AfD).
I can and must be able to criticise anyone’s politics, without being accused of being anti-Israel
Nazih Musharbash
Since the start of the year, mass rallies against the far right have taken place after the secret hotel meeting in Potsdam, near Berlin, was compared with the 1942 Wannsee Conference where the Nazis planned the Final Solution. The meeting’s rhetoric was too much even for French nationalist Marine Le Pen, who hinted at cutting ties with the AfD.
Efforts to ensure integration of new German residents have in fact being working well. After fleeing their homeland in 2015, so many Syrians are now thriving in Germany that it can take two years to get an appointment at a red-brick electric substation converted to a passport office in Berlin.
The office has six departments. One is kept busy by “Syria, surnames A to E” plus Iran. Another covers four whole continents.
The queue is about to get longer. A new citizenship law means people can become German after five years living there, instead of eight, making even more people eligible for citizenship. Model students in language classes can do it in three. Many Syrians qualify for the fast-track route. Turks also stand to benefit.
New routes are being thrown open to Moroccans, with Berlin so keen to recruit skilled workers such as electricians that it is offering “pre-integration” classes where people can start tackling German grammar at an EU-funded centre in Rabat.
Yet migrants in Germany are in the eye of political storms that are clouding this push for integration.
An unpopular government facing protests from all corners is under pressure to curb asylum claims, clamp down on anti-Israel dissent and win voters back from the far right.
There is also concern that the new migration law is not as good as it sounds – especially for those with pro-Palestinian views.
Legal advice to campaigners seen by The National states that “if you are not a German citizen, your pro-Palestinian activism can cause problems". Special advice is being drawn up for people working in culture and the arts as dissident voices come under scrutiny.
For those seeking citizenship, the new law says racist or anti-Semitic views are incompatible with Germany’s values and its historic debt to Jewish people, a measure meant to screen out anti-Israel extremists.
Anti-Semitic incidents quadrupled after Hamas’s October 7 attack on Israel and have penetrated “all parts of our society”, Josef Schuster, the president of Germany’s main Jewish council, said on Thursday.
However, the new law leaves it unclear what amounts to anti-Semitism, leaving scope for local officials to do things their way and bring in questionnaires that amount to “Muslim tests”, said law professor Tarik Tabbara.
While MPs rejected a clause that would have specifically required applicants to support Israel’s right to exist, the new law “doesn’t shut the back door” to such a test, said Prof Tabbara, a former adviser to Germany's integration commissioner.
A questionnaire could ask people “what is their view of Israel, what do they think of Jews”, he said, as well as asking whether people have fundamentalist views on men and women.
“I’m a bit concerned," he said. "We’ve seen for a lot of years now that the question of equality of the sexes has been used against the Muslim population, especially by conservatives who usually don’t really care very much about equality of the sexes. They discovered this as a kind of test.”
Israel loyalty
All over Berlin there are symbols of Germany’s determination to atone for its past and show solidarity with Israel and Jewish people, including in the current conflict. An Israeli flag flies outside Berlin’s city hall. A Holocaust survivor appears on advertising screens holding a sign saying “we remember”. Israelis taking shelter in Germany have been told they can overlook visa rules until April.
Pro-Palestinian symbols are less obvious; a lamppost sticker here, a scrawl of "boycott Zara" on a fashion shop window there. Some presentations and exhibitions have been taken down, Mr Musharbash says.
The president of the German-Palestinian Society, Mr Musharbash sympathises with Jewish people going through tough times, but worries too that criticism of the Israeli government is being conflated with anti-Semitism.
He says that Germany should, by its own historical logic, owe a debt to the Palestinians too because it was in the aftershocks of the Holocaust that people were displaced from what is Israel today.
“I can and must be able to criticise anyone’s politics, without being accused of being anti-Israel or being against Israel’s right to exist,” he said.
“It is an advantage of democracy that you can openly express your opinion without going to prison. If this is suddenly narrowed down so that you cannot express your opinion as used to be normal, there will be disappointment in this democracy, and trust in this democracy will go astray. That does not encourage integration.”
Mr Musharbash accepts there are some elements in the pro-Palestinian scene who act outside the law, such as Islamists, Hamas supporters and people who shout ignorant slogans at rallies.
German intelligence believes a wide range of extremists is seizing on the unrest, from supporters of ISIS and Al Qaeda to Turkish communists, with Berlin the main breeding ground for criminal behaviour. Police have been injured in pro-Palestinian clashes.
Zaid Abdelnasser, a leading figure in a banned pro-Palestinian network called Samidoun, was considered so far beyond the pale after Hamas attacked Israel that even a far-left group called Red Aid ended its campaign to save him from deportation.
Three men from Lebanon, Egypt and the Netherlands were arrested in December in an alleged Hamas plot involving a secret weapons cache in Europe, which prosecutors claim was destined for Berlin.
Several prosecutors have determined that the slogan “from the river to the sea, Palestine will be free” is also punishable because it is linked to Hamas and can be seen as a call for Israel’s elimination.
What is murkier is when anti-Israel views do not amount to crimes, but are nonetheless considered so offensive to Germany’s post-1945 principles that they could land migrants in hot water.
“It’s pretty unclear when someone meets this threshold,” Prof Tabbara said. “The new clause runs against some kind of behaviour that is not criminal, that doesn’t meet the threshold of criminal law. Where it begins, that’s going to be a tough issue to sort out.”
While Germany bans Holocaust denial – which is to question a historical fact – subjective views on Israel come with stronger legal protection, MPs have been told. One state, Saxony-Anhalt, has nonetheless said it will require aspiring new citizens to recognise Israel’s right to exist.
Authorities could not generally harass people just for attending protests, or scour their social media at will, migrants are reassured. However, they are advised to consult a lawyer if their residency is up for renewal, for fear they could be intimidated.
Minority concerns have not gone totally ignored. A new expert commission on hatred against Muslims is shortly to begin work in Berlin, after an internal survey found shocking levels of anti-Islam and anti-Jewish sentiment in the city.
Ministers are also showing increasing frustration with Israel. “There are rules even in the right to self-defence, and international humanitarian law remains valid even in a fight against terrorists,” Foreign Minister Annalena Baerbock said this week.
But Germany’s stance that protecting Israel is a fundamental “reason of state” remains rock-solid. A spokesman for the chancellery this week defined that credo like this: “If in doubt, we stand on Israel’s side.”
Far-right lurks
Blue election posters for the far-right AfD have popped up in Berlin before a February 11 by-election.
Unease at the AfD’s right-wing rhetoric burst on to the streets after party members were caught holding secret talks on “remigration” of foreigners.
It is not often a ruling party welcomes mass protests but the rallies showed a “silent majority” in Germany taking to the streets, said Social Democrat Cansel Kiziltepe, the top Berlin official responsible for integration.
Virtually everyone seems to have a reason to demonstrate in Berlin. Next to rallies on the far right and the Israel-Gaza war, there are farmers holding a vigil against budget cuts, Russian and Ukrainian flags waved, a one-man animal rights protest, even a show of anger at Argentina’s new president.
One lamppost sign that pleaded “Stop the coalition chaos” near Chancellor Olaf Scholz’s office has been amended to read simply: “Stop the chaos”.
What is clear is that the AfD is tapping into a deep well of voter frustration as it enjoys a bounce in the polls.
Surveys show Mr Scholz’s government is deeply unpopular, caught amid economic woes, high illegal migration and an image of weak leadership. A rush of more than 300,000 asylum claims last year is a top voter concern.
The next general election is not until 2025 but voters could use regional elections in three eastern states, the AfD’s heartland, to give Mr Scholz a kicking in the autumn.
Any co-operation with the AfD is taboo, but a win in the east could make it harder to stop the AfD having at least some sway.
The talk of mass deportations “has made clear what that would mean for vulnerable groups”, Peggy Piesche, a director of a civic education agency, told a meeting of Berlin councillors on integration. (“Shouldn’t you be neutral?”, fired back an AfD man, speaking up for the only time in a three-hour sitting.)
There is talk of trying to ban the AfD, although that is a long and difficult process. A court ruling this week that stripped a small neo-Nazi party of state funding could point the way to an alternative.
Some worry that the whole debate is a gift to the AfD, which complains of a campaign against it. At least the word “remigration” is on everyone’s lips now, the AfD claims.
Deportation drive
It is not only the right-wing fringe talking about deporting migrants.
A day before easing the path to citizenship, MPs passed another law that aims to send 600 more failed asylum seekers a year back home.
The offer to Morocco, likewise, comes with a price tag – that the government in Rabat must take back more migrants who travelled illegally to Germany.
Ministers are under pressure from local authorities who say they cannot find housing for the 329,000 people who sought asylum last year, almost a third of them Syrians. There are stories of cramped bedrooms and people living in containers. The strained situation has helped fuel the AfD’s rise.
Many of those in limbo in Germany made a difficult journey to get there.
At the EU’s borders, smuggling gangs often run by ethnic groups such as Syrians, Afghans or Moroccans are in increasingly aggressive and sometimes armed competition.
In northern Serbia, along a land route to Germany, these groups “have tried to fence off different sections of the border to control independently”, said David Suber, a University College London researcher who has advised border police in Europe.
“It’s not chance that the nationalities of these groups reflect the nationality of some of the largest migrant populations, also because in general people on the move coming from Syria, from North Africa or from Afghanistan are some of the largest groups that are trying to cross to Europe,” he said.
“But this does not mean that Syrian smugglers smuggle only Syrians. The groups are generally open to clients from any nationality or background.”
Germany has brought in emergency checks at its southern and eastern borders. The quicker road to citizenship is meant to balance all this by making the legal route more attractive than smuggling.
The three-year route is open to people who speak excellent German or show they are particularly well integrated. Elderly Turkish “guest workers” who helped rebuild West Germany can skip parts of the process.
Last year 1,004 Syrians acquired citizenship by the fast-track route in Berlin, more than all other nationalities put together. A new relaxed stance on dual nationality means people can settle in Germany without cutting ties with their homeland.
“It’s so hard to be in a new community, even if the community supports you,” said Syrian refugee chef Malakeh Jazmati.
“German people are welcoming, especially in Berlin. Friendly people around me in the community support me very well. But I’m still pining to live in my Damascus.”
At the far right’s secret meeting there was talk of using people’s dual nationality against them, stripping them of German citizenship without leaving them stateless.
Is the new generation of dual citizens walking into a trap? On this at least, Prof Tabbara’s answer is reassuring, as long as things do not get really out of control in Germany.
A German passport “gives the same right to everyone who has the nationality”, he said. “It’s not that we could say having two passports is a good reason to be treated differently.
“If this is happening, then we would already be in a situation where the rule of law doesn’t protect you anyway.”
The specs
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
COMPANY%20PROFILE
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Stamp%20duty%20timeline
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Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
More Iraq election coverage:
Tomb%20Raider%20I%E2%80%93III%20Remastered
%3Cp%3EDeveloper%3A%20Aspyr%0D%3Cbr%3EPublisher%3A%20Aspyr%0D%3Cbr%3EConsole%3A%20Nintendo%20Switch%2C%20PlayStation%204%26amp%3B5%2C%20PC%20and%20Xbox%20series%20X%2FS%0D%3Cbr%3ERating%3A%203%2F5%3C%2Fp%3E%0A
More from Rashmee Roshan Lall
Terminator: Dark Fate
Director: Tim Miller
Starring: Arnold Schwarzenegger, Linda Hamilton, Mackenzie Davis
Rating: 3/5
Mia Man’s tips for fermentation
- Start with a simple recipe such as yogurt or sauerkraut
- Keep your hands and kitchen tools clean. Sanitize knives, cutting boards, tongs and storage jars with boiling water before you start.
- Mold is bad: the colour pink is a sign of mold. If yogurt turns pink as it ferments, you need to discard it and start again. For kraut, if you remove the top leaves and see any sign of mold, you should discard the batch.
- Always use clean, closed, airtight lids and containers such as mason jars when fermenting yogurt and kraut. Keep the lid closed to prevent insects and contaminants from getting in.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
STAY%2C%20DAUGHTER
%3Cp%3E%3Cstrong%3EAuthor%3A%20%3C%2Fstrong%3EYasmin%20Azad%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPublisher%3A%20%3C%2Fstrong%3ESwift%20Press%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAvailable%3A%20%3C%2Fstrong%3ENow%3C%2Fp%3E%0A
Federer's 11 Wimbledon finals
2003 Beat Mark Philippoussis
2004 Beat Andy Roddick
2005 Beat Andy Roddick
2006 Beat Rafael Nadal
2007 Beat Rafael Nadal
2008 Lost to Rafael Nadal
2009 Beat Andy Roddick
2012 Beat Andy Murray
2014 Lost to Novak Djokovic
2015 Lost to Novak Djokovic
2017 Beat Marin Cilic
The specs: 2018 Volkswagen Teramont
Price, base / as tested Dh137,000 / Dh189,950
Engine 3.6-litre V6
Gearbox Eight-speed automatic
Power 280hp @ 6,200rpm
Torque 360Nm @ 2,750rpm
Fuel economy, combined 11.7L / 100km
Afcon 2019
SEMI-FINALS
Senegal v Tunisia, 8pm
Algeria v Nigeria, 11pm
Matches are live on BeIN Sports
Final scores
18 under: Tyrrell Hatton (ENG)
- 14: Jason Scrivener (AUS)
-13: Rory McIlroy (NIR)
-12: Rafa Cabrera Bello (ESP)
-11: David Lipsky (USA), Marc Warren (SCO)
-10: Tommy Fleetwood (ENG), Chris Paisley (ENG), Matt Wallace (ENG), Fabrizio Zanotti (PAR)
Story%20behind%20the%20UAE%20flag
%3Cp%3EThe%20UAE%20flag%20was%20first%20unveiled%20on%20December%202%2C%201971%2C%20the%20day%20the%20UAE%20was%20formed.%C2%A0%3C%2Fp%3E%0A%3Cp%3EIt%20was%20designed%20by%20Abdullah%20Mohammed%20Al%20Maainah%2C%2019%2C%20an%20Emirati%20from%20Abu%20Dhabi.%C2%A0%3C%2Fp%3E%0A%3Cp%3EMr%20Al%20Maainah%20said%20in%20an%20interview%20with%20%3Cem%3EThe%20National%3C%2Fem%3E%20in%202011%20he%20chose%20the%20colours%20for%20local%20reasons.%C2%A0%3C%2Fp%3E%0A%3Cp%3EThe%20black%20represents%20the%20oil%20riches%20that%20transformed%20the%20UAE%2C%20green%20stands%20for%20fertility%20and%20the%20red%20and%20white%20colours%20were%20drawn%20from%20those%20found%20in%20existing%20emirate%20flags.%3C%2Fp%3E%0A
AT%20A%20GLANCE
%3Cp%3E%3Cstrong%3EWindfall%3C%2Fstrong%3E%3Cbr%3EAn%20%E2%80%9Cenergy%20profits%20levy%E2%80%9D%20to%20raise%20about%20%C2%A35%20billion%20in%20a%20year.%20The%20temporary%20one-off%20tax%20will%20hit%20oil%20and%20gas%20firms%20by%2025%20per%20cent%20on%20extraordinary%20profits.%20An%2080%20per%20cent%20investment%20allowance%20should%20calm%20Conservative%20nerves%20that%20the%20move%20will%20dent%20North%20Sea%20firms%E2%80%99%20investment%20to%20save%20them%2091p%20for%20every%20%C2%A31%20they%20spend.%3Cbr%3E%3Cstrong%3EA%20universal%20grant%3C%2Fstrong%3E%3Cbr%3EEnergy%20bills%20discount%2C%20which%20was%20effectively%20a%20%C2%A3200%20loan%2C%20has%20doubled%20to%20a%20%C2%A3400%20discount%20on%20bills%20for%20all%20households%20from%20October%20that%20will%20not%20need%20to%20be%20paid%20back.%3Cbr%3E%3Cstrong%3ETargeted%20measures%3C%2Fstrong%3E%3Cbr%3EMore%20than%20eight%20million%20of%20the%20lowest%20income%20households%20will%20receive%20a%20%C2%A3650%20one-off%20payment.%20It%20will%20apply%20to%20households%20on%20Universal%20Credit%2C%20Tax%20Credits%2C%20Pension%20Credit%20and%20legacy%20benefits.%3Cbr%3ESeparate%20one-off%20payments%20of%20%C2%A3300%20will%20go%20to%20pensioners%20and%20%C2%A3150%20for%20those%20receiving%20disability%20benefits.%3C%2Fp%3E%0A
TOURNAMENT INFO
Women’s World Twenty20 Qualifier
Jul 3- 14, in the Netherlands
The top two teams will qualify to play at the World T20 in the West Indies in November
UAE squad
Humaira Tasneem (captain), Chamani Seneviratne, Subha Srinivasan, Neha Sharma, Kavisha Kumari, Judit Cleetus, Chaya Mughal, Roopa Nagraj, Heena Hotchandani, Namita D’Souza, Ishani Senevirathne, Esha Oza, Nisha Ali, Udeni Kuruppuarachchi
Profile
Company name: Jaib
Started: January 2018
Co-founders: Fouad Jeryes and Sinan Taifour
Based: Jordan
Sector: FinTech
Total transactions: over $800,000 since January, 2018
Investors in Jaib's mother company Alpha Apps: Aramex and 500 Startups
Timeline
2012-2015
The company offers payments/bribes to win key contracts in the Middle East
May 2017
The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts
September 2021
Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act
October 2021
Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence
December 2024
Petrofac enters into comprehensive restructuring to strengthen the financial position of the group
May 2025
The High Court of England and Wales approves the company’s restructuring plan
July 2025
The Court of Appeal issues a judgment challenging parts of the restructuring plan
August 2025
Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision
October 2025
Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange
November 2025
180 Petrofac employees laid off in the UAE
UAE currency: the story behind the money in your pockets
Zayed Sustainability Prize
The%20Super%20Mario%20Bros%20Movie
%3Cp%3E%3Cstrong%3EDirectors%3A%3C%2Fstrong%3E%20Aaron%20Horvath%20and%20Michael%20Jelenic%0D%3Cbr%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Chris%20Pratt%2C%20Anya%20Taylor-Joy%2C%20Charlie%20Day%2C%20Jack%20Black%2C%20Seth%20Rogen%20and%20Keegan-Michael%20Key%0D%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%201%2F5%3C%2Fp%3E%0A
WandaVision
Starring: Elizabeth Olsen, Paul Bettany
Directed by: Matt Shakman
Rating: Four stars
Results
2pm Handicap (PA) Dh85,000 1,800m
Winner AF Al Baher, Tadhg O’Shea (jockey), Ernst Oertel (trainer).
2.30pm Maiden (TB) Dh75,000 1,400m
Winner Alla Mahlak, Fabrice Veron, Rashed Bouresly.
3pm Handicap (TB) Dh80,000 1,400m
Winner Davy Lamp, Adrie de Vries, Rashed Bouresly.
3.30pm Handicap (TB) Dh105,000 1,400m
Winner Ode To Autumn, Richard Mullen, Satish Seemar.
4pm Handicap (TB) Dh80,000 1,950m
Winner Arch Gold, Pat Dobbs, Doug Watson.
4.30pm Maiden (TB) Dh75,000 1,800m
Winner Meqdam, Pat Dobbs, Doug Watson.
5pm Handicap (TB) Dh90,000 1,800m
Winner Native Appeal, Sam Hitchcott, Doug Watson.
5.30pm Maiden (TB) Dh75,000 1,400m
Winner Amani Pico, Tadhg O’Shea, Satish Seemar
Profile box
Company name: baraka
Started: July 2020
Founders: Feras Jalbout and Kunal Taneja
Based: Dubai and Bahrain
Sector: FinTech
Initial investment: $150,000
Current staff: 12
Stage: Pre-seed capital raising of $1 million
Investors: Class 5 Global, FJ Labs, IMO Ventures, The Community Fund, VentureSouq, Fox Ventures, Dr Abdulla Elyas (private investment)
'The Batman'
Stars:Robert Pattinson
Director:Matt Reeves
Rating: 5/5
Pros%20and%20cons%20of%20BNPL
%3Cp%3E%3Cstrong%3EPros%3C%2Fstrong%3E%0D%3C%2Fp%3E%0A%3Cul%3E%0A%3Cli%3EEasy%20to%20use%20and%20require%20less%20rigorous%20credit%20checks%20than%20traditional%20credit%20options%0D%3C%2Fli%3E%0A%3Cli%3EOffers%20the%20ability%20to%20spread%20the%20cost%20of%20purchases%20over%20time%2C%20often%20interest-free%0D%3C%2Fli%3E%0A%3Cli%3EConvenient%20and%20can%20be%20integrated%20directly%20into%20the%20checkout%20process%2C%20useful%20for%20online%20shopping%0D%3C%2Fli%3E%0A%3Cli%3EHelps%20facilitate%20cash%20flow%20planning%20when%20used%20wisely%0D%3C%2Fli%3E%0A%3C%2Ful%3E%0A%3Cp%3E%3Cstrong%3ECons%3C%2Fstrong%3E%3C%2Fp%3E%0A%3Cul%3E%0A%3Cli%3EThe%20ease%20of%20making%20purchases%20can%20lead%20to%20overspending%20and%20accumulation%20of%20debt%0D%3C%2Fli%3E%0A%3Cli%3EMissing%20payments%20can%20result%20in%20hefty%20fees%20and%2C%20in%20some%20cases%2C%20high%20interest%20rates%20after%20an%20initial%20interest-free%20period%0D%3C%2Fli%3E%0A%3Cli%3EFailure%20to%20make%20payments%20can%20impact%20credit%20score%20negatively%0D%3C%2Fli%3E%0A%3Cli%3ERefunds%20can%20be%20complicated%20and%20delayed%0D%3C%2Fli%3E%0A%3C%2Ful%3E%0A%3Cp%3E%3Cem%3ECourtesy%3A%20Carol%20Glynn%3C%2Fem%3E%3C%2Fp%3E%0A
Dubai Bling season three
Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed
Rating: 1/5