• Nariman El-Mofty is a Pullitzer Prize-winning Egyptian-Canadian photographer whose work is focused on struggles for survival. She photographed Azizah Rageh, 25, a severely undernourished Yemeni woman entering the second trimester of pregnancy, at a hospital in Aden in February 2018. All images: Nariman El-Mofty/ AP Photo
    Nariman El-Mofty is a Pullitzer Prize-winning Egyptian-Canadian photographer whose work is focused on struggles for survival. She photographed Azizah Rageh, 25, a severely undernourished Yemeni woman entering the second trimester of pregnancy, at a hospital in Aden in February 2018. All images: Nariman El-Mofty/ AP Photo
  • Ahmed El-Benawy, living with HIV in 2017, wears his late mother's diamond ring as he poses for El-Mofty at his home in Cairo
    Ahmed El-Benawy, living with HIV in 2017, wears his late mother's diamond ring as he poses for El-Mofty at his home in Cairo
  • A woman makes her way in the market town of Ibb, south-western Yemen, in 2018, the third year of conflict between the recognised government and Houthi rebels
    A woman makes her way in the market town of Ibb, south-western Yemen, in 2018, the third year of conflict between the recognised government and Houthi rebels
  • Sawda Mohammed Khalil waits for treatment at the Al Khokha Hospital in Yemen in February 2018. Doctors estimated 40 per cent of the children in the town suffered malnutrition
    Sawda Mohammed Khalil waits for treatment at the Al Khokha Hospital in Yemen in February 2018. Doctors estimated 40 per cent of the children in the town suffered malnutrition
  • February 9, 2018 in Abyan, Yemen: Hagar Yahia holds her daughter Awsaf, a thin five-year-old who is getting no more than 800 calories a day from bread and tea, half the normal amount for a girl her age
    February 9, 2018 in Abyan, Yemen: Hagar Yahia holds her daughter Awsaf, a thin five-year-old who is getting no more than 800 calories a day from bread and tea, half the normal amount for a girl her age
  • Nine-month-old Galila is treated for malnutrition and malaria at the Nutrition Stabilisation Centre in Khokha in February 2018
    Nine-month-old Galila is treated for malnutrition and malaria at the Nutrition Stabilisation Centre in Khokha in February 2018
  • In Marib on July 27, 2018, Kahlan Saleh Amer, 12, demonstrates how to use a rifle at a camp for displaced persons
    In Marib on July 27, 2018, Kahlan Saleh Amer, 12, demonstrates how to use a rifle at a camp for displaced persons
  • St Mark's Cathedral in Cairo following the December 11, 2016 attack on Coptic Christians claimed by ISIS that killed dozens of people
    St Mark's Cathedral in Cairo following the December 11, 2016 attack on Coptic Christians claimed by ISIS that killed dozens of people
  • Boys at prayer at the Rehabilitation Of Children Recruited and Impacted By War in Yemen project centre in Marib in July 2018
    Boys at prayer at the Rehabilitation Of Children Recruited and Impacted By War in Yemen project centre in Marib in July 2018
  • Ethiopian migrants are taken to a lock-up known in Arabic as a 'hosh' by smugglers in Ras Al Ara, Lahj, south-western Yemen in July 2019. Nearly every migrant who lands is imprisoned while their families are shaken down for money. Women are subjected to daily torments ranging from beatings and rapes to starvation. Of every thousand, 800 men and women disappear in the lockups, said one humanitarian worker
    Ethiopian migrants are taken to a lock-up known in Arabic as a 'hosh' by smugglers in Ras Al Ara, Lahj, south-western Yemen in July 2019. Nearly every migrant who lands is imprisoned while their families are shaken down for money. Women are subjected to daily torments ranging from beatings and rapes to starvation. Of every thousand, 800 men and women disappear in the lockups, said one humanitarian worker
  • The tomb of Sarah, the wife of Prophet Abraham, in the Ibrahimi Mosque in the old city of Hebron in the West Bank, Palestine, in April 2016
    The tomb of Sarah, the wife of Prophet Abraham, in the Ibrahimi Mosque in the old city of Hebron in the West Bank, Palestine, in April 2016
  • An emaciated Ethiopian Tigrayan who had been imprisoned by traffickers for months is attended by a nurse at the Ras Al Ara Hospital in Lahj, Yemen, on August 1, 2019. Staff gave him fluids but he died hours later
    An emaciated Ethiopian Tigrayan who had been imprisoned by traffickers for months is attended by a nurse at the Ras Al Ara Hospital in Lahj, Yemen, on August 1, 2019. Staff gave him fluids but he died hours later
  • In this Aug. 1, 2019 photo, 19-year-old Ethiopian migrant Mohammed Hussein, who is severely malnourished due to imprisonment by smugglers and abuse, weighing only 31 kilograms (68 pounds) stands on a scale, at the Ras al-Ara Hospital in Lahj, Yemen. Starvation is a punishment used by the traffickers to wear down their victims. Hussein and three others arrived at the hospital with their bones protruded from their backs, their rib cages stood out sharply. With no fat on their bodies, they sat on rolled-up cloth because it was too painful to sit directly on their bones. AP Photo / Nariman El-Mofty
    In this Aug. 1, 2019 photo, 19-year-old Ethiopian migrant Mohammed Hussein, who is severely malnourished due to imprisonment by smugglers and abuse, weighing only 31 kilograms (68 pounds) stands on a scale, at the Ras al-Ara Hospital in Lahj, Yemen. Starvation is a punishment used by the traffickers to wear down their victims. Hussein and three others arrived at the hospital with their bones protruded from their backs, their rib cages stood out sharply. With no fat on their bodies, they sat on rolled-up cloth because it was too painful to sit directly on their bones. AP Photo / Nariman El-Mofty
  • Tigrayan refugees who fled the conflict in Ethiopia's Tigray ride a bus to the Village 8 temporary shelter, near the Sudan-Ethiopia border, in Hamdayet, eastern Sudan, on December 1, 2020
    Tigrayan refugees who fled the conflict in Ethiopia's Tigray ride a bus to the Village 8 temporary shelter, near the Sudan-Ethiopia border, in Hamdayet, eastern Sudan, on December 1, 2020
  • On August 4, 2019, photo, Yemenis, on the right, chew qat, while Ethiopian migrants, left, take shelter in a small shack at a qat market in Dhale governorate, where migrants rest before continuing their journey to Saudi Arabia
    On August 4, 2019, photo, Yemenis, on the right, chew qat, while Ethiopian migrants, left, take shelter in a small shack at a qat market in Dhale governorate, where migrants rest before continuing their journey to Saudi Arabia
  • Yemenis at a market in Dhale governorate. Many migrants there undertake a dangerous journey across Yemen, a country torn by civil war, to get to Saudi Arabia
    Yemenis at a market in Dhale governorate. Many migrants there undertake a dangerous journey across Yemen, a country torn by civil war, to get to Saudi Arabia
  • On August 1, 2019, Ethiopian migrants Gamal Hassan, Abdu Yassin, Mohammed Hussein, and Abdu Mohammed, who had been imprisoned and starved by traffickers for months, fed once a day with scraps of bread and a sip of water, pick rice from a bowl at Ras Al Ara Hospital in Lahj, Yemen
    On August 1, 2019, Ethiopian migrants Gamal Hassan, Abdu Yassin, Mohammed Hussein, and Abdu Mohammed, who had been imprisoned and starved by traffickers for months, fed once a day with scraps of bread and a sip of water, pick rice from a bowl at Ras Al Ara Hospital in Lahj, Yemen
  • Dome of the Rock in Jerusalem's Old City on April 18, 2016
    Dome of the Rock in Jerusalem's Old City on April 18, 2016
  • An Ethiopian Oromo migrant poses for a photograph at the ruins of the 22nd May Soccer Stadium in Aden, on July 21, 2019
    An Ethiopian Oromo migrant poses for a photograph at the ruins of the 22nd May Soccer Stadium in Aden, on July 21, 2019
  • The brother of Ahmed Mohsen, who lost a leg to a land mine, wipes his face at Marib General Hospital in Yemen on July 25, 2018
    The brother of Ahmed Mohsen, who lost a leg to a land mine, wipes his face at Marib General Hospital in Yemen on July 25, 2018
  • Boys stand for a photograph by the wreck of a van on a mountain in Ibb, Yemen, on August 3, 2018
    Boys stand for a photograph by the wreck of a van on a mountain in Ibb, Yemen, on August 3, 2018
  • A Tigrayan woman who fled the conflict in Ethiopia's Tigray region stretches after Sunday Mass at Umm Rakouba refugee camp in Qadarif, eastern Sudan, on November 29, 2020
    A Tigrayan woman who fled the conflict in Ethiopia's Tigray region stretches after Sunday Mass at Umm Rakouba refugee camp in Qadarif, eastern Sudan, on November 29, 2020
  • Tigrayan women who fled the conflict in Ethiopia's Tigray region, pray during Sunday Mass at a church near Umm Rakouba refugee camp in Qadarif, eastern Sudan, on November 29, 2020
    Tigrayan women who fled the conflict in Ethiopia's Tigray region, pray during Sunday Mass at a church near Umm Rakouba refugee camp in Qadarif, eastern Sudan, on November 29, 2020
  • Ethiopian migrants make their way in line to embark on a boat at the coast outside the town of Obock, the shore closest to Yemen, in Djibouti, East Africa, on July 15, 2019
    Ethiopian migrants make their way in line to embark on a boat at the coast outside the town of Obock, the shore closest to Yemen, in Djibouti, East Africa, on July 15, 2019
  • At Ras Al Ara Hospital, Lahj, Yemen, on July 26, 2019, Ethiopian Fadya Mohammed lies on a wheeled stretcher after disembarking from a boat and feeling sick from the journey
    At Ras Al Ara Hospital, Lahj, Yemen, on July 26, 2019, Ethiopian Fadya Mohammed lies on a wheeled stretcher after disembarking from a boat and feeling sick from the journey
  • People who refuse to leave their homes wait in line for food aid from Kramatorsk City Council, eastern Ukraine, on July 7, 2022
    People who refuse to leave their homes wait in line for food aid from Kramatorsk City Council, eastern Ukraine, on July 7, 2022
  • On July 18, 2022, a funeral procession is held on the outskirts of Pokrovsk, eastern Ukraine, for Anna Protsenko, 35, killed in a Russian rocket attack
    On July 18, 2022, a funeral procession is held on the outskirts of Pokrovsk, eastern Ukraine, for Anna Protsenko, 35, killed in a Russian rocket attack
  • In Lviv, western Ukraine, Zlata-Maria Shlapak, eight years old, an internally displaced person from Kharkiv, and her puppy Letti take to the bathtub in their flat as an air raid siren sounds on April 2, 2022
    In Lviv, western Ukraine, Zlata-Maria Shlapak, eight years old, an internally displaced person from Kharkiv, and her puppy Letti take to the bathtub in their flat as an air raid siren sounds on April 2, 2022
  • Five-year-old Tigrayan refugee Micheale Gebremariam plays with jewellery belonging to his deceased mother, Letay, inside the family's shelter in Hamdayet, eastern Sudan, near the border with Ethiopia, on March 14, 2021
    Five-year-old Tigrayan refugee Micheale Gebremariam plays with jewellery belonging to his deceased mother, Letay, inside the family's shelter in Hamdayet, eastern Sudan, near the border with Ethiopia, on March 14, 2021
  • Men who fled the conflict in Ethiopia's Tigray region watch news on a television at the Umm Rakouba refugee camp in Qadarif, eastern Sudan, on December 5, 2020
    Men who fled the conflict in Ethiopia's Tigray region watch news on a television at the Umm Rakouba refugee camp in Qadarif, eastern Sudan, on December 5, 2020
  • At Hamdayet Transition Centre near the Sudan-Ethiopia border in eastern Sudan on December 15, 2020, Tigrayan Abrahaley Minasbo, 22, a trained dancer from Mai-Kadra, shows wounds from machetes he says were inflicted by a pro-government militia five weeks earlier
    At Hamdayet Transition Centre near the Sudan-Ethiopia border in eastern Sudan on December 15, 2020, Tigrayan Abrahaley Minasbo, 22, a trained dancer from Mai-Kadra, shows wounds from machetes he says were inflicted by a pro-government militia five weeks earlier
  • July 6, 2022: Pensioner and widower Valerii Ilchenko, 70, who lives alone and refuses to leave, tunes in to the news on his television at his flat in Kramatorsk, eastern Ukraine
    July 6, 2022: Pensioner and widower Valerii Ilchenko, 70, who lives alone and refuses to leave, tunes in to the news on his television at his flat in Kramatorsk, eastern Ukraine
  • Refugees who fled the conflict in Ethiopia's Tigray region ride a bus going to the Village 8 temporary shelter, near the Sudan-Ethiopia border, in Hamdayet, eastern Sudan, on December 1, 2020
    Refugees who fled the conflict in Ethiopia's Tigray region ride a bus going to the Village 8 temporary shelter, near the Sudan-Ethiopia border, in Hamdayet, eastern Sudan, on December 1, 2020

Egyptian Pulitzer prize-winning photographer speaks of war's scars - and blessings


Hamza Hendawi
  • English
  • Arabic

Yemen was Nariman El-Mofty’s first war.

Everything was a shock, the Egyptian photojournalist says of her first trip to the war-scarred nation in 2018, from civilian casualties and starving children to child soldiers and widows left to fend for themselves.

“Hunger was very new to me. In Yemen, children who starved silently were the biggest shock,” El-Mofty, 35, recalled about her Yemen assignments between 2018 and 2020 that won her the first of two Pulitzer Prizes.

“No one cried or screamed. Children normally react and make sure that everyone knows if something is bothering them. A child that is not reacting to anything was very shocking to me.”

El-Mofty encountered silence again in the middle of another war, this time among the elderly in Ukraine.

Pulitzer Prize winning photographer Nariman El-Mofty on assignment for the Associated Press in Yemen. Photo: Nariman El-Mofty
Pulitzer Prize winning photographer Nariman El-Mofty on assignment for the Associated Press in Yemen. Photo: Nariman El-Mofty

“In Donbass, in eastern Ukraine, elderly people also suffer in silence, but alone. People in their 80s sit still and silent while the bombing goes on around them. They just sit still waiting for death to come and take them,” El-Mofty told The National.

She won her second Pulitzer Prize for her coverage of the Russia-Ukraine war in 2022, in the category of breaking news photography, and was a finalist in the feature photography category, sharing the honours in both cases with a team of Associated Press photographers.

She travels to New York next month for the award ceremony.

Covering wars is the dream of many journalists, who are driven to take risks in exchange for making a name for themselves. In most cases, as El-Mofty discovered, the challenges they face in the war zone – personal safety, logistics and keeping combatants at an arm’s length – are replaced by others when they leave.

Nariman El-Mofty on assignment in Ukraine. Photo: Nariman El-Mofty
Nariman El-Mofty on assignment in Ukraine. Photo: Nariman El-Mofty

“You leave with a bit of guilt. But you need to be mature about it. It takes time to separate one’s life from what you do. I am still working on this, but it’s eating me up,” said El-Mofty, who resigned from AP this year and is now freelance.

“It’s in the back of my mind every time I eat,” she said about photographing starving children in Yemen.

“It touches you and becomes part of you. In some ways, it also defines who you are.

“As hard as it [war photography] makes you, it also makes your heart bigger. It has changed the way I see children, the elderly and mothers. I have become softer in many ways.”

A graduate of Montreal’s Concordia University, El-Mofty began working for the AP in Cairo in 2011 as a photo desk editor, spending up to 10 hours a day, five days a week, editing about 100 images from across the Middle East daily.

In a busy and noisy newsroom dealing at the time with an avalanche of stories on the Arab uprisings, she was almost invisible – glued to her screen and her voice rarely heard.

She may have been biding her time.

“In those days, I spent my weekends photographing daily life in Cairo. I did the camel market, the Khan El Khalili bazaar, the circus and the city’s medieval quarter,” she said. She showed her photos to her boss and mentor at the time, veteran French-Iranian photographer Manoocher Deghati.

“He would look at them and explain where I went wrong or where I could have done better. After a few months he began to use some of them,” she said.

Zlata-Maria Shlapak, 8, sits in a bathtub with her 9-month-old puppy Letti as an air siren goes off in the Ukrainian city of Lviv, where her family rented a flat after fleeing from Kharkiv, on April 2, 2022, just days after Russian forces invaded Ulraine. Nariman El-Mofty / AP
Zlata-Maria Shlapak, 8, sits in a bathtub with her 9-month-old puppy Letti as an air siren goes off in the Ukrainian city of Lviv, where her family rented a flat after fleeing from Kharkiv, on April 2, 2022, just days after Russian forces invaded Ulraine. Nariman El-Mofty / AP

Slowly, she began to be given photo assignments – nothing very exciting or potentially prize-winning at first, but El-Mofty was happy to spend time away from her desk.

For Yemen, the first big story of her career, she was joined by reporter Maggie Michael, also an Egyptian, and Yemeni video-journalist Maad El Zikrey.

The three of them travelled widely in southern Yemen, experiencing the ravages of the war between the internationally-recognised government supported by a Saudi-led alliance and the Shiite Houthi rebels backed by Iran.

The first of her three trips to Yemen came in 2018, the year after El-Mofty lost her father, with whom she was very close.

He died at the age of 62 from cancer.

The loss was hard to take for El-Mofty, the youngest of three siblings.

“Everything I wanted to do I did to impress him. That remains unchanged today,” she said.

“He helped me thicken my skin in this industry. He never got me a camera until he was sure beyond a shred of doubt that I was serious about photography,” she said. “He was very tough.”

To be a capable field photographer, El-Mofty found, more than thick skin was needed.

“I was slow even though I was not carrying any gear,” she said about a drill she was put through in a hostile environment training course that simulated a hand-grenade explosion. “I was supposed to run as fast as I could in the opposite direction then lay down with my mouth open. But I was very slow.”

In this August 1, 2019 photo, 19-year-old Ethiopian migrant Mohammed Hussein, severely malnourished after imprisonment and abuse by smugglers, stands on a scale at the Ras al-Ara Hospital in Lahj, Yemen. Nariman El-Mofty / AP Photo
In this August 1, 2019 photo, 19-year-old Ethiopian migrant Mohammed Hussein, severely malnourished after imprisonment and abuse by smugglers, stands on a scale at the Ras al-Ara Hospital in Lahj, Yemen. Nariman El-Mofty / AP Photo

Her response was to take up rigorous workouts, including weightlifting, so she was able to move easily and quickly while taking photos and carrying 12 or 15 kilos of cameras and equipment on her back.

But that was not all.

Photography is dominated by men; war news photography much more so.

El-Mofty did everything she could to avoid appearing frail, emotional or weak-willed to her male peers. At times she covered up illness, even great pain, for fear of being sidelined or sent home.

“I put a lot of effort into that. I may have taken it to extremes. At the end, I hurt myself and it didn’t matter much,” she said.

“I became good at faking toughness, and I kind of sacrificed my physical wellness in the process.”

COMPANY PROFILE

Name: Rain Management

Year started: 2017

Based: Bahrain

Employees: 100-120

Amount raised: $2.5m from BitMex Ventures and Blockwater. Another $6m raised from MEVP, Coinbase, Vision Ventures, CMT, Jimco and DIFC Fintech Fund

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet

Best Academy: Ajax and Benfica

Best Agent: Jorge Mendes

Best Club : Liverpool   

 Best Coach: Jurgen Klopp (Liverpool)  

 Best Goalkeeper: Alisson Becker

 Best Men’s Player: Cristiano Ronaldo

 Best Partnership of the Year Award by SportBusiness: Manchester City and SAP

 Best Referee: Stephanie Frappart

Best Revelation Player: Joao Felix (Atletico Madrid and Portugal)

Best Sporting Director: Andrea Berta (Atletico Madrid)

Best Women's Player:  Lucy Bronze

Best Young Arab Player: Achraf Hakimi

 Kooora – Best Arab Club: Al Hilal (Saudi Arabia)

 Kooora – Best Arab Player: Abderrazak Hamdallah (Al-Nassr FC, Saudi Arabia)

 Player Career Award: Miralem Pjanic and Ryan Giggs

Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

Price: From Dh147,000

Available: Now

MATCH INFO

Tottenham 4 (Alli 51', Kane 50', 77'. Aurier 73')

Olympiakos 2 (El-Arabi 06', Semedo')

Coal Black Mornings

Brett Anderson

Little Brown Book Group 

Poacher
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3ERichie%20Mehta%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%3C%2Fstrong%3E%20Nimisha%20Sajayan%2C%20Roshan%20Mathew%2C%20Dibyendu%20Bhattacharya%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
How the bonus system works

The two riders are among several riders in the UAE to receive the top payment of £10,000 under the Thank You Fund of £16 million (Dh80m), which was announced in conjunction with Deliveroo's £8 billion (Dh40bn) stock market listing earlier this year.

The £10,000 (Dh50,000) payment is made to those riders who have completed the highest number of orders in each market.

There are also riders who will receive payments of £1,000 (Dh5,000) and £500 (Dh2,500).

All riders who have worked with Deliveroo for at least one year and completed 2,000 orders will receive £200 (Dh1,000), the company said when it announced the scheme.

UAE tour of the Netherlands

UAE squad: Rohan Mustafa (captain), Shaiman Anwar, Ghulam Shabber, Mohammed Qasim, Rameez Shahzad, Mohammed Usman, Adnan Mufti, Chirag Suri, Ahmed Raza, Imran Haider, Mohammed Naveed, Amjad Javed, Zahoor Khan, Qadeer Ahmed
Fixtures and results:
Monday, UAE won by three wickets
Wednesday, 2nd 50-over match
Thursday, 3rd 50-over match

The biog

Name: Abeer Al Bah

Born: 1972

Husband: Emirati lawyer Salem Bin Sahoo, since 1992

Children: Soud, born 1993, lawyer; Obaid, born 1994, deceased; four other boys and one girl, three months old

Education: BA in Elementary Education, worked for five years in a Dubai school

 

Indoor cricket in a nutshell

Indoor Cricket World Cup – Sep 16-20, Insportz, Dubai

16 Indoor cricket matches are 16 overs per side

8 There are eight players per team

There have been nine Indoor Cricket World Cups for men. Australia have won every one.

5 Five runs are deducted from the score when a wickets falls

Batsmen bat in pairs, facing four overs per partnership

Scoring In indoor cricket, runs are scored by way of both physical and bonus runs. Physical runs are scored by both batsmen completing a run from one crease to the other. Bonus runs are scored when the ball hits a net in different zones, but only when at least one physical run is score.

Zones

A Front net, behind the striker and wicketkeeper: 0 runs

B Side nets, between the striker and halfway down the pitch: 1 run

Side nets between halfway and the bowlers end: 2 runs

Back net: 4 runs on the bounce, 6 runs on the full

Our family matters legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Types of bank fraud

1) Phishing

Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.

2) Smishing

The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.

3) Vishing

The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.

4) SIM swap

Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.

5) Identity theft

Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.

6) Prize scams

Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Crops that could be introduced to the UAE

1: Quinoa 

2. Bathua 

3. Amaranth 

4. Pearl and finger millet 

5. Sorghum

OPENING FIXTURES

Saturday September 12

Crystal Palace v Southampton

Fulham v Arsenal

Liverpool v Leeds United

Tottenham v Everton

West Brom v Leicester

West Ham  v Newcastle

Monday  September 14

Brighton v Chelsea

Sheffield United v Wolves

To be rescheduled

Burnley v Manchester United

Manchester City v Aston Villa

Stamp duty timeline

December 2014: Former UK finance minister George Osbourne reforms stamp duty, replacing the slab system with a blended rate scheme, with the top rate increasing to 12 per cent from 10 per cent:
Up to £125,000 - 0%; £125,000 to £250,000 – 2%; £250,000 to £925,000 – 5%; £925,000 to £1.5m: 10%; Over £1.5m – 12%

April 2016: New 3% surcharge applied to any buy-to-let properties or additional homes purchased.

July 2020: Rishi Sunak unveils SDLT holiday, with no tax to pay on the first £500,000, with buyers saving up to £15,000.

March 2021: Mr Sunak decides the fate of SDLT holiday at his March 3 budget, with expectations he will extend the perk unti June.

April 2021: 2% SDLT surcharge added to property transactions made by overseas buyers.

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

UAE%20v%20West%20Indies
%3Cp%3EFirst%20ODI%20-%20Sunday%2C%20June%204%20%0D%3Cbr%3ESecond%20ODI%20-%20Tuesday%2C%20June%206%20%0D%3Cbr%3EThird%20ODI%20-%20Friday%2C%20June%209%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3EMatches%20at%20Sharjah%20Cricket%20Stadium.%20All%20games%20start%20at%204.30pm%0D%3Cbr%3E%0D%3Cbr%3E%3Cstrong%3EUAE%20squad%3C%2Fstrong%3E%0D%3Cbr%3EMuhammad%20Waseem%20(captain)%2C%20Aayan%20Khan%2C%20Adithya%20Shetty%2C%20Ali%20Naseer%2C%20Ansh%20Tandon%2C%20Aryansh%20Sharma%2C%20Asif%20Khan%2C%20Basil%20Hameed%2C%20Ethan%20D%E2%80%99Souza%2C%20Fahad%20Nawaz%2C%20Jonathan%20Figy%2C%20Junaid%20Siddique%2C%20Karthik%20Meiyappan%2C%20Lovepreet%20Singh%2C%20Matiullah%2C%20Mohammed%20Faraazuddin%2C%20Muhammad%20Jawadullah%2C%20Rameez%20Shahzad%2C%20Rohan%20Mustafa%2C%20Sanchit%20Sharma%2C%20Vriitya%20Aravind%2C%20Zahoor%20Khan%0D%3C%2Fp%3E%0A

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Updated: September 15, 2023, 6:00 PM