Mary Jane Aratan and her husband Jhay Fortes at Al Karama station yesterday.
Mary Jane Aratan and her husband Jhay Fortes at Al Karama station yesterday.

Al Karama residents feel linked like never before



DUBAI // For some it was just the opening of seven new Metro stations. But for many residents of Al Karama, which boasts one of those seven, it was the day, they say, that opened up a city for them. The area of Bur Dubai is home mainly to low-income and middle-income people from India, Pakistan and the Philippines. Individual apartments are rare and largely unaffordable to most residents. Jonas Ramos, 25, a data specialist from the Philippines, who shares a flat five minutes from the station with two other friends, will be commuting by Metro to his work in Media City.

Not only was the Metro now a means of travelling cheaply to work, but it had, Mr Ramos said, provided him with a way of familiarising himself with the city in which he has lived for three years. A one-way Metro ticket to Media City costs Dh4.10 (US$1.10); the same journey in a taxi would cost around Dh50. "With more stations opening, especially with one just outside my home, I can now afford to explore the city," he said.

Before the station's opening, Mr Ramos and his friends spent most of their free time in Al Karama, but this is likely to change. "I will be going more places with the Metro. I can go all the way to Ibn Battuta," he said. Mary Jane Aratan, 31, an assistant accountant, and her husband, Jhay Fortes, 29, an IT specialist, are both from the Philippines but live at opposite ends of Dubai because their respective companies provide them with accommodation.

They meet only on the weekend, and the Metro is their means of transportation. Yesterday, they took the train to visit a friend in Al Karama, who was celebrating his birthday. Ms Aratan said: "We did not even know that the new stations had opened so we took the train from the Nakheel Harbour and Tower station and had intended to get to Khalid Bin al Waleed station and take a taxi from there, but it was a happy surprise to be able to come down in Al Karama station, which is five minutes' walk from our friend's house."

They said the hot weather might deter some people from walking to Metro stations during the summer. But for Ms Aratan and her husband, who said they earned Dh6,500 a month between them, this will not happen. "The hot weather might put off those who have bigger salaries, but for us it is better to walk than spend money we do not have," Ms Aratan said. The couple said that, as more stations open, they will be able to save about 80 per cent of what they used to pay for travel. They said that they usually needed to spend about Dh50 every time they met.

Ms Aratan said: "I think that the Metro, especially after the new stations, will bring the city closer and more people from different areas in the city will be encouraged to visit each others' areas." For some, however, the Metro is more a recreation option than a lifestyle choice. Such is the case for Noushad PN and his family, who have lived in Al Karama for 21 years. "I wanted my two children and my wife to go on a ride on the first day of the opening of Al Karama station," said Mr Noushad, who took his family on the first train from Al Karama to Jebel Ali and back.

His eight-year-old son, Nafieh, declared: "I prefer to go by Metro than by car because it is more fun." @Email:wissa@thenational.ae

Fines for littering

In Dubai:

Dh200 for littering or spitting in the Dubai Metro

Dh500 for throwing cigarette butts or chewing gum on the floor, or littering from a vehicle. 
Dh1,000 for littering on a beach, spitting in public places, throwing a cigarette butt from a vehicle

In Sharjah and other emirates
Dh500 for littering - including cigarette butts and chewing gum - in public places and beaches in Sharjah
Dh2,000 for littering in Sharjah deserts
Dh500 for littering from a vehicle in Ras Al Khaimah
Dh1,000 for littering from a car in Abu Dhabi
Dh1,000 to Dh100,000 for dumping waste in residential or public areas in Al Ain
Dh10,000 for littering at Ajman's beaches 

City's slump

L - Juventus, 2-0
D - C Palace, 2-2
W - N Forest, 3-0
L - Liverpool, 2-0
D - Feyenoord, 3-3
L - Tottenham, 4-0
L - Brighton, 2-1
L - Sporting, 4-1
L - Bournemouth, 2-1
L - Tottenham, 2-1

The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
 
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
 
Round 3: February 7-9, Dubai Autodrome – Dubai
 
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
 
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
Race card:

6.30pm: Maiden; Dh165,000; 2,000m

7.05pm: Handicap; Dh165,000; 2,200m

7.40pm: Conditions; Dh240,000; 1,600m

8.15pm: Handicap; Dh190,000; 2,000m

8.50pm: The Garhoud Sprint Listed; Dh265,000; 1,200m

9.25pm: Handicap; Dh170,000; 1,600m

10pm: Handicap; Dh190,000; 1,400m

In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

The specs

Price: From Dh529,000

Engine: 5-litre V8

Transmission: Eight-speed auto

Power: 520hp

Torque: 625Nm

Fuel economy, combined: 12.8L/100km

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less