Sometimes I wish I could pull my eyeballs away from my computer screen and from all those social networking websites. I can't. Feeling attached to them has made me accustomed to speaking the language of the online world and forget the real spoken word. I don't tweet much. Still, messages of congratulations, birthday wishes, engagements and whatnot are more often plastered across websites like Twitter and Facebook than given in person for many of us.
In the past four years Ramadan has lost a bit of its flavour as it no longer brings family together at the table in my house. Qatayef, a sweet crepe filled with cheese or nuts served during Ramadan, no longer tastes the same to me. We no longer sit on the floor and share daily experiences. We're a bunch of individuals living in a hotel. Why? Because each one of us is sitting at a corner tapping on our computer.
There has been a noticeable decline in the number of people who go and knock on someone else's door to give a simple greeting, especially in Ramadan. Neighbours used to come just an hour before iftar to offer us home-cooked meals. Now even that number has reduced like an ink running out in a pen. Both the holy book of Islam, the Quran, and the narrations of the Prophet Mohammed educate us about strengthening our family ties, yet with the pace of the changes around us we often forget the importance of saying a simple "Asalaam Alaikum" ("Peace be upon you"). Getting more involved with technology has somehow affected the way I stay in touch with the people I love.
Most of us have become dependent on sharing our highs and lows using the online world by blogging, instant messaging, tweeting or Facebooking. I feel that using this contact system somehow lacks the sincerity in messages that can come across in person because it's deficient in context. It just becomes a written word. I am at fault here too. I have become very reliable on the social media that is bombarding our nation. Knowing that I can send a message on Facebook saying "Ramadan Kareem" seems a lot easier than making a phone call or getting out of the house to do so.
The day before Ramadan started, my Dad handed me his telephone to speak to an extended relative. I giggled out of nervousness - I don't giggle much - because I did not know what to say other than: "Hello, how are you?" I vividly recall how a few years ago I would run to the phone to be the first one who makes "the" phone call to my friends and spend hours talking and my Mum would ask me to hang up. That hasn't happened in a while.
Although Ramadan is all about forgiveness and creating stronger ties with family, friends and neighbours, I feel that social media is ruling our lives more and more as the days pass and that has caused more separation among people. We all need to get up and be more personal the next time we communicate. Eid will be here in a couple of weeks, so instead of broadcasting our messages through social networks, let us at least pick up a phone and say "Asalaam Alaikum" and "Eidkum Mubarak", if not visit our families and friends to begin with.
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Fixtures (6pm UAE unless stated)
Saturday Bournemouth v Leicester City, Chelsea v Manchester City (8.30pm), Huddersfield v Tottenham Hotspur (3.30pm), Manchester United v Crystal Palace, Stoke City v Southampton, West Bromwich Albion v Watford, West Ham United v Swansea City
Sunday Arsenal v Brighton (3pm), Everton v Burnley (5.15pm), Newcastle United v Liverpool (6.30pm)
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
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Article 15
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Habibi Funk: An Eclectic Selection Of Music From The Arab World (Habibi Funk)
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Types of bank fraud
1) Phishing
Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.
2) Smishing
The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.
3) Vishing
The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.
4) SIM swap
Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.
5) Identity theft
Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.
6) Prize scams
Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.
Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law