Fasting is 'not broken' by diet patches


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ABU DHABI // Appetite-suppressing diet patches are "not a problem" when used during Ramadan, the Islamic Affairs Authority has said. In response to calls to its fatwa telephone line, the authority said Muslims who turn to such patches will not invalidate their fast. "If you use it on the outside around your body to stop the pains of hunger, it is not a problem," assured Abdul Ammoura, a mufti with the fatwa call centre.

"It's like using a cream or a lotion. Anything external is fine, as long as it's not entering via the mouth." Although local religious authorities confirmed the patches were permissible, the scholars did not endorse them. "They should be avoided," advised Mohammed al Kobaisi, a mufti with the Dubai Islamic Affairs Department. He noted that wearing such aids to ease fasting defeated the whole purpose of abstaining from food and drink - self-restraint and an appreciation for worldly comforts.

"It goes against the spirit of fasting itself," Mr Kobaisi said. "This feeling of hunger and thirst is meant to be so Muslims will feel for the poor and the needy, and have compassion to help them." The ruling on the use of diet patches follows Turkey's decision to approve stick-on transdermal appetite suppressants during fasting. Saudi Arabian scholars challenged that ruling the same week, declaring that diet patches are haraam or forbidden if they transfer nutrients through the tissue during the fast.

UAE chemists offer brands such as Slim Patch and Trim 24/7, which claim to burn fat by secreting stimulants into the skin to speed up metabolism and reduce appetite. Pharmacists said they were not aware of any fatwas regarding the product. "We've all been debating it," said Mark Zora, executive manager of the Medicine Shoppe, in Dubai. "As far as whether or not diet patches will break your fast, we have no information but we'd like to know."

Ahmed Jowad, who works at Life Pharmacy, in Dubai, said he believed using aids to ease fasting during Ramadan amounted to foul play. "Some people will say this is cheating," he said. Meanwhile, the Nutrition Centre at Marina Mall was still selling the Trim 24/7 patches. "So many people use them during Ramadan already and there are enough for one month, so they are not a problem," said the pharmacist, Sherif Reda Maradal Sherif.

Sahar Sultan, who works at Al Safa drugstore on Muroor Road, doubted the patches were appropriate during the fast. "There is some medicine inside these patches that is absorbed by the skin to lower fat deposits," she said. "There is no need to diet like that." Nicotine patches are permissible and commonly used during Ramadan. Smokers have been known to use the holy month as an opportunity to quit.

One mufti at the fatwa call centre said there was room for manoeuvre within Ramadan's rules. Muslims suffering from chronic illnesses such as diabetes, for instance, could still take insulin. "Islam is about leniency, not hardship," he said. @Email:mkwong@thenational.ae

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Engine 4.0-litre twin-turbo V8

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The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

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COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

BANGLADESH SQUAD

Mashrafe Mortaza (captain), Tamim Iqbal, Liton Das, Soumya Sarkar, Mushfiqur Rahim (wicketkeeper), Mahmudullah, Shakib Al Hasan (vice captain), Mohammad Mithun, Sabbir Rahaman, Mosaddek Hossain, Mohammad Saifuddin, Mehidy Hasan Miraz, Rubel Hossain, Mustafizur Rahman, Abu Jayed (Reporting by Rohith Nair in Bengaluru Editing by Amlan Chakraborty)

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”