On a recent trip to the Abu Dhabi Spinneys to unload about five months of hoarded newspapers at the recycling bins in the car park, I asked what happens to the items - which at the time were overflowing from the three bins designated for cans, plastic and paper - once they have been dropped off. After all, as far as I knew and my friends speculated, the bins could simply be emptied later into the country's ever-growing landfills.
After asking at the customer service desk, a supermarket employee led me to the back of the shop to find the "recycling man".
Surrounded by stacked cardboard boxes and near the loading docks was a small, fenced-in area lined with cardboard. The Spinneys employee opened the door to the giant cage and looked in. "He's not here right now. The recycling man is usually here."
Curious, I returned the next day to find Pechetti Baskara Rao, also known as "the recycling man", sorting through some cardboard in the cage. Through a security guard acting as a translator, I learned, to my relief, that Rao, who's been in the UAE for 12 years, works for Zenath, one of the few recycling firms in the UAE. He explained that his job is to sort the store's recycling. That and whatever else is dropped off by the public are picked up daily and processed at a plant in Musaffah.
At the plant, Goklendra Vyas explained on the phone later, workers sort through the cardboard and paper, removing tape and other non-reusable materials. It is then packaged and shipped to India and Pakistan. A small percentage goes to paper mills in Dubai. The metal is bought by local recyclers, such as Lucky Recycling in Dubai.
So the good news is that all that recycling doesn't just get thrown out - as some of my friends suspected. Vyas informs me that other drop-off points in Abu Dhabi can be found at the Carrefour on Airport Road and Marina Mall. In Dubai, recycling can be left at all Spinneys locations and the Carrefour in City Centre mall. Zenath will also come to an office and pick up recycling.
For more information on their services, visit www.zenath.com.
John Mather
What we tried: Tivoli's global internet radio (including a remote control), now available in the UAE at Dubai Audio Center and all Virgin outlets for Dh2,800.
What we had hoped for: To tune into favourite radio stations around the world, and discover unknown music in far-flung corners of the universe, with the simple flick of a switch.
What we experienced: Well, first you have to have wireless internet. Fortunately, I did. It was fairly easy to connect, but it takes a bit of fiddling to code your password into the box. Then you can set about finding the stations you want, if you don't want to rely on the five pre-selected ones (which include BBC World Service).
You can do a random search, either by region or by genre. Want to listen to a reggae station in Jamaica? No problem, mon. An ambient station in France? Mais oui. Hip-hop in the United States? Big up! The list is almost endless - you can search thousands of stations dedicated to such genres as showtunes, holiday music, comedy and news.
Random searching takes a little time and concentration, so if you want to get right to it, you can search for a specific station: I easily settled into a CBC news station, and listened to a correspondent friend from Canada report from the Israel-Gaza border, from the safety of Abu Dhabi. It doesn't get more global than that.
Alternatively, you can search for podcasts, of which there are a wide range by region or genre, including the Canucks Outsider hockey podcast, which features two guys in Canada talking about a favourite team, recorded on a bus. The sound was crystal clear, even over the rattle of the bus engine.
Tivoli's radio works best if you program your "favourites" with the touch of a button, which makes it easy to return to your new discoveries and to tune into old faithfuls like Radio Paradise.
An added bonus is the alarm clock, with a 20-minute sleep timer (sadly, though, like most of Tivoli's radios, no snooze button). Another plus: you can apparently stream your music from your computer wirelessly through the box, but I couldn't find a way to do so with a Mac, because the radio can't play back music files that use Apple coding. PC users should have better luck.
The final verdict: You could listen to many of these stations on the computer, if you can't afford the Dh2,800 price tag, but I far preferred to listen to them through Tivoli's stylish and smooth-sounding speaker. It was like having satellite radio, without the cost of a monthly subscription. Since I packed up our test radio to return it to the store, my flat is feeling rather quiet and lonesome for all those voices from around the world.
Mo Gannon
Part 8: Memorise your top five mobile numbers
Mobiles have allowed us to amass large collections of phone numbers that are easily accessed by pressing a few buttons. The problem is that a lot of us couldn't remember those numbers if we were stuck in an emergency without our phone. Start by thinking of the five people you would most likely call for help if you were in trouble and didn't have your phone. (Feel free to think of four people and your favourite food delivery place in case your phone battery dies, which is also sort of an emergency when you're hungry.) Flip open your phone and memorise the numbers. We recommend the Suzuki music method: memorise the first number, then memorise the first and second number in sequence, then memorise the first, second and third number in sequence (remembering which name goes with what number, of course), etc. Don't move on to the next name until you have mastered the sequence.
Now that cheap is definitely chic, we're ready to share our favourite money-saving beauty custom. Ask for a sample of a very expensive face cream. Instead of using it all up in just one go, keep it for the trouble spots on your face, and use cheaper face cream for the rest. Or keep it for a special night, or a day when your skin is looking particularly rough, and use your cheaper cream in between. We've made samples last six months this way.
A very shiny gold star goes this week to an Abu Dhabi taxi driver we know only as Wael. It was as we watched our car being towed away by a pick-up truck, after breaking down in the chaotic roadworks in Salam Street, that he pulled up and picked up the flustered M and the three large bags of laundry we had been attempting to deliver. After leaping out of his seat to grab the heavy bags and put them in the boot, Wael opened the door to his taxi, which was not only wonderfully clean, cool and comfortable, but also smelled delightful, too. Once at our destination, he again jumped out, heaved the bags out of the car and carried them across the street to the shop. Then, he refused to accept not only a tip, but any money whatsover, informing us that he was, simply, "happy to help". Gone before we could get his number, all we know is that Wael drives a silver Tawasul taxi, and that, through his kindness, turned a very bad day into a very nice one indeed.
www.adpolice.gov.ae/Ticketsen
This is the website to visit if you want to find out what you owe the Abu Dhabi Police in outstanding traffic fines. It can also be done with Dubai Police at www.dubaipolice.gov.ae/dp/english. While these sites are, admittedly, more practical than entertaining, you still might find a few surprises. You know those speed cameras along Sheikh Zayed Road on the way in and out of Dubai? Well, here's where they come back to haunt you (especially since they installed those blue stealth cameras that don't flash before slapping a Dh600 fine on your driving record). If you find you have a long list of fines, check them very closely, because there have recently been some reports of drivers being fined for violations they allegedly committed before moving here.
BIGGEST CYBER SECURITY INCIDENTS IN RECENT TIMES
SolarWinds supply chain attack: Came to light in December 2020 but had taken root for several months, compromising major tech companies, governments and its entities
Microsoft Exchange server exploitation: March 2021; attackers used a vulnerability to steal emails
Kaseya attack: July 2021; ransomware hit perpetrated REvil, resulting in severe downtime for more than 1,000 companies
Log4j breach: December 2021; attackers exploited the Java-written code to inflitrate businesses and governments
Volvo ES90 Specs
Engine: Electric single motor (96kW), twin motor (106kW) and twin motor performance (106kW)
Power: 333hp, 449hp, 680hp
Torque: 480Nm, 670Nm, 870Nm
On sale: Later in 2025 or early 2026, depending on region
Price: Exact regional pricing TBA
Types of fraud
Phishing: Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.
Smishing: The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.
Vishing: The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.
SIM swap: Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.
Identity theft: Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.
Prize scams: Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.
* Nada El Sawy
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
BRAZIL SQUAD
Alisson (Liverpool), Daniel Fuzato (Roma), Ederson (Man City); Alex Sandro (Juventus), Danilo (Juventus), Eder Militao (Real Madrid), Emerson (Real Betis), Felipe (Atletico Madrid), Marquinhos (PSG), Renan Lodi (Atletico Madrid), Thiago Silva (PSG); Arthur (Barcelona), Casemiro (Real Madrid), Douglas Luiz (Aston Villa), Fabinho (Liverpool), Lucas Paqueta (AC Milan), Philippe Coutinho (Bayern Munich); David Neres (Ajax), Gabriel Jesus (Man City), Richarlison (Everton), Roberto Firmino (Liverpool), Rodrygo (Real Madrid), Willian (Chelsea).
Dhadak
Director: Shashank Khaitan
Starring: Janhvi Kapoor, Ishaan Khattar, Ashutosh Rana
Stars: 3
SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20Apple%20M3%2C%208-core%20CPU%2C%20up%20to%2010-core%20CPU%2C%2016-core%20Neural%20Engine%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%2013.6-inch%20Liquid%20Retina%2C%202560%20x%201664%2C%20224ppi%2C%20500%20nits%2C%20True%20Tone%2C%20wide%20colour%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208%2F16%2F24GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStorage%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201%2F2TB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20Thunderbolt%203%2FUSB-4%20(2)%2C%203.5mm%20audio%2C%20Touch%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%206E%2C%20Bluetooth%205.3%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%2052.6Wh%20lithium-polymer%2C%20up%20to%2018%20hours%2C%20MagSafe%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECamera%3A%3C%2Fstrong%3E%201080p%20FaceTime%20HD%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%20Support%20for%20Apple%20ProRes%2C%20HDR%20with%20Dolby%20Vision%2C%20HDR10%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAudio%3A%3C%2Fstrong%3E%204-speaker%20system%2C%20wide%20stereo%2C%20support%20for%20Dolby%20Atmos%2C%20Spatial%20Audio%20and%20dynamic%20head%20tracking%20(with%20AirPods)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Midnight%2C%20silver%2C%20space%20grey%2C%20starlight%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20MacBook%20Air%2C%2030W%2F35W%20dual-port%2F70w%20power%20adapter%2C%20USB-C-to-MagSafe%20cable%2C%202%20Apple%20stickers%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh4%2C599%3C%2Fp%3E%0A
At a glance
Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.
Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year
Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month
Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30
Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse
Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth
Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
NO OTHER LAND
Director: Basel Adra, Yuval Abraham, Rachel Szor, Hamdan Ballal
Stars: Basel Adra, Yuval Abraham
Rating: 3.5/5
A MINECRAFT MOVIE
Director: Jared Hess
Starring: Jack Black, Jennifer Coolidge, Jason Momoa
Rating: 3/5
Financial considerations before buying a property
Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.
“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says.
Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.
Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier.