• UN Deputy Secretary General Amina Mohammed, right, attends the UN Global Goals opening event at Expo 2020 Dubai's Al Wasl Plaza. Photo: Expo 2020 Dubai
    UN Deputy Secretary General Amina Mohammed, right, attends the UN Global Goals opening event at Expo 2020 Dubai's Al Wasl Plaza. Photo: Expo 2020 Dubai
  • Ms Mohammed with Mariam Al Mheiri, Minister of Climate Change and Environment. The world's fair is celebrating Global Goals Week. Photo: Expo 2020 Dubai
    Ms Mohammed with Mariam Al Mheiri, Minister of Climate Change and Environment. The world's fair is celebrating Global Goals Week. Photo: Expo 2020 Dubai
  • UN Sustainable Development Goal No 5 – achieve gender equality and empower all women and girls – displayed at the world's fair. Photo: Expo 2020 Dubai.
    UN Sustainable Development Goal No 5 – achieve gender equality and empower all women and girls – displayed at the world's fair. Photo: Expo 2020 Dubai.
  • Ireland hosted a meeting with Kenya at Expo 2020 to mark the roles both countries played in working on and finalising the UN's Sustainable Development Goals. Frome left: Pat Hennessy, Ireland Expo 2020 commissioner general, Sonja Hyland, of the Department of Foreign Affairs Ireland, Charles Tumbo, Kenya pavilion director and David Donoghue, who co-chaired the SDGs negotiations in 2015. Photo: Ireland Expo Pavilion
    Ireland hosted a meeting with Kenya at Expo 2020 to mark the roles both countries played in working on and finalising the UN's Sustainable Development Goals. Frome left: Pat Hennessy, Ireland Expo 2020 commissioner general, Sonja Hyland, of the Department of Foreign Affairs Ireland, Charles Tumbo, Kenya pavilion director and David Donoghue, who co-chaired the SDGs negotiations in 2015. Photo: Ireland Expo Pavilion
  • Ms Mohammed, centre-left, and Ms Al Mheiri, centre-right, attend the UN Global Goals event at Al Wasl Plaza. Photo: Expo 2020 Dubai
    Ms Mohammed, centre-left, and Ms Al Mheiri, centre-right, attend the UN Global Goals event at Al Wasl Plaza. Photo: Expo 2020 Dubai
  • The 17 Sustainable Development Goals displayed on the dome of Al Wasl Plaza. Photo: Expo 2020 Dubai
    The 17 Sustainable Development Goals displayed on the dome of Al Wasl Plaza. Photo: Expo 2020 Dubai
  • Visitors stand inside the SDG wheel at the Sustainability Portal. Photo: Expo 2020 Dubai
    Visitors stand inside the SDG wheel at the Sustainability Portal. Photo: Expo 2020 Dubai
  • Bill Gates, co-chairman of the Bill & Melinda Gates Foundation, during the Global Goals for All event. Photo: Expo 2020 Dubai
    Bill Gates, co-chairman of the Bill & Melinda Gates Foundation, during the Global Goals for All event. Photo: Expo 2020 Dubai
  • Sonja Hyland, deputy secretary general for global issues in Department of Foreign Affairs of Ireland, during the event called Women’s World Majlis - Gender Equality, The Mother of All SDGs. Photo: Expo 2020 Dubai
    Sonja Hyland, deputy secretary general for global issues in Department of Foreign Affairs of Ireland, during the event called Women’s World Majlis - Gender Equality, The Mother of All SDGs. Photo: Expo 2020 Dubai

What are the UN's sustainable development goals and why do they matter?


Neil Halligan
  • English
  • Arabic

Covid-19 has had a significant effect on countries' progress in achieving the UN's 17 sustainable development goals (SDGs), particularly in education, health and unemployment, said one of the co-chairs who helped to deliver the agreement in 2015.

David Donoghue, the former Irish diplomat who co-chaired the complex SDG negotiations in 2015, along with his Kenyan counterpart Macharia Kamau, said the impact of the pandemic was a "temporary setback".

"We're already halfway through [the 15-year timeframe of the goals] and Covid, of course has knocked us back a little bit, but I think it's only a temporary setback," Mr Donoghue told The National.

Gender equality is one of the goals that we see as absolutely central to all of the goals because if we don't achieve fundamental rights for women ... you're not going to achieve any of the goals
Sonja Hyland,
senior official at the Irish Department of Foreign Affairs

"The UN itself actually sees the SDGs as a guide to build back better after Covid – that the SDGs are the blueprint for the future and we have to almost leap forward in rebuilding countries and rebuilding societies after the pandemic."

He said the Global Goals Week at Expo 2020 Dubai this week shines a spotlight on what countries are doing to achieve the SDGs.

Bill Gates, co-chair of the Bill & Melinda Gates Foundation, said the next eight years are an opportunity to build a brighter, more sustainable future by 2030.

“The SDGs aren’t something we can cram for a night or year before the deadline," Mr Gates said in his address on the opening day of Global Goals Week, which was held outside New York the first time in its history.

Bill Gates, co-chair of the Bill & Melinda Gates Foundation, during the Global Goals for All event at The Nexus for People and Planet. Expo 2020 Dubai
Bill Gates, co-chair of the Bill & Melinda Gates Foundation, during the Global Goals for All event at The Nexus for People and Planet. Expo 2020 Dubai

Focusing on SDG 3 (good health and well-being), Mr Gates said: “It’s especially true given the pandemic, which has set back progress on many fronts. If we’re going to reach the critical goals by 2030, we need 2022 and every year after to be a year of action.

"It’s going to take all hands on deck – governments, philanthropies, non-profits and the private sector; a committed focus to working together to reach the SDGs in the next years.”

What are the SDGs?

Sustainable Development Goals

1. End poverty in all its forms everywhere

2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture

3. Ensure healthy lives and promote well-being for all at all ages

4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all

5. Achieve gender equality and empower all women and girls

6. Ensure availability and sustainable management of water and sanitation for all

7. Ensure access to affordable, reliable, sustainable and modern energy for all

8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all

9. Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster innovation

10. Reduce inequality  within and among countries

11. Make cities and human settlements inclusive, safe, resilient and sustainable

12. Ensure sustainable consumption and production patterns

13. Take urgent action to combat climate change and its effects

14. Conserve and sustainably use the oceans, seas and marine resources for sustainable development

15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss

16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels

17. Strengthen the means of implementation and revitalise the global partnership for sustainable development

Seven years ago, all 193 member countries of the United Nations unanimously adopted a landmark set of development goals intended to galvanise and guide the world’s efforts to eradicate poverty, end hunger and address climate change by 2030.

The 17 sustainable development goals – also known as the Global Goals – are broken down into 169 specific targets that each country has committed to try to achieve voluntarily over the next 15 years.

For richer donor countries – such as the UAE – the 2030 agenda also provides a framework for greater co-ordination of efforts to finance the achievement of the targets in developing countries.

The first goal is to end poverty – defined as living on less than US$1.25 (Dh4.60) per day.

Others include ensuring gender equality and quality education, access to clean water and sanitation, affordable clean energy, urgent steps to combat climate change, building new infrastructure and ensuring sustainable economic development.

Why are they important?

The UN describes the SDGs as a "blueprint to achieve a better and more sustainable future for all by 2030".

SDGs’ predecessor, the UN’s millennium development goals (MDGs), are credited with contributing to significant global gains in halving the number of people worldwide living in extreme poverty, greater access to education and health care in the developing world and a reduction in hunger. They were adopted in 2000.

The 17 SDGs offer a more comprehensive development agenda covering most of the pressing issues in the world today. While they are considered vastly ambitious, they are expected to have a far greater impact than the MDGs.

Citizens are able to see what their governments have signed up to and the commitments they have made. In Africa, for example, citizens are aware that their governments have signed up to provide access to health, education and clean water.

How has Covid affected SDGs?

For most countries, the implementation of the goals was headed in the right direction before Covid stalled that positive momentum.

"A lot of indicators have become worse under Covid, but there are one or two where it has actually improved," said Mr Donoghue, who retired from Irish foreign service in September 2017 but remains actively involved in pushing forward the 2030 agenda.

"Connectivity has improved, which in turn will help us to achieve the health and education goals and many others.

"It's too early, perhaps, to raise score sheets, but every year the UN has a particular forum which assesses how we're all doing globally."

Sonja Hyland, a senior official at the Irish Department of Foreign Affairs who has been particularly involved in taking forward the implementation of the SDGs in her own country and has previously worked in Ethiopia and South Sudan, said poorer nations' education was severely affected.

"Education would have been quite badly affected by Covid, particularly in developing countries." Although a lot of children were in school, Ms Hyland said, "Covid closed down many schools and obviously not every child in the world has access to digital learning".

Are all SDGs equal in importance?

The goals are all interconnected, which makes the agenda quite complex and, in a way, reflects the reality, Mr Donoghue said.

While all the goals are equally important, gender equality is one that stands out above the others, Ms Hyland said.

"Gender equality is one of the goals that we see as absolutely central to all of the goals, because if we don't achieve basic fundamental rights for women and women's economic empowerment and political empowerment, and participation in peace and security issues, you're not going to achieve any of the goals," she said.

"It’s a very central goal that is still not on track and it's one of the ones in our own development programme in Ireland that we’re very focused on because we see it as sort of the leverage goal, in a way, or the catalytic goal that helps to develop all the other goals."

Sonja Hyland, deputy secretary general for Global Issues, Department of Foreign Affairs of Ireland, during Women’s World Majlis – Gender Equality, the Mother of all SDGs, at Women’s Pavilion. Photo: Expo 2020 Dubai
Sonja Hyland, deputy secretary general for Global Issues, Department of Foreign Affairs of Ireland, during Women’s World Majlis – Gender Equality, the Mother of all SDGs, at Women’s Pavilion. Photo: Expo 2020 Dubai

Goal 13 – take urgent action to combat climate change and its impacts – was agreed three months before the Paris Agreement and took on greater importance when Donald Trump announced the US withdrawal from the Paris climate deal.

"It was almost like an insurance policy in case we didn't get the Paris Agreement," Mr Donoghue said.

What happens in 2030 if a country does not achieve its goals?

No one country has achieved all of the goals as yet, but many developed countries are well on their way to hitting the 2030 target.

Mr Donoghue said it is hoped that peer pressure among countries in a given region will help get others to achieve the goals.

"There's no legal penalty if you don't make enough progress, and there are no benchmarks between now and 2030. The idea is that we were supposed to achieve them all by 2030." he said.

Ms Hyland said each country is setting out from different starting points.

"For some countries, probably by the time the goals were approved, they had achieved them and moved way beyond them. For some countries, it's a huge leap to try and get to the global goals.

"I think the whole point of having it global, rather than just developing countries, is to make the point that developed countries have a moral responsibility to support developing countries in trying to reach the goals."

Are SDGs just for governments?

Three years before the negotiations started in 2014, the UN launched 'My World Survey' about the SDGs, seeking input from the general public.

"It was the chance to say what kind of set of goals should we have for the next 15 years," Mr Donoghue said.

"That involvement of civil society and private sector, and so on, continued during the negotiations and most importantly, it is continuing now in the implementation phase.

"Although it was 193 governments who negotiated the actual text of the 2030 agenda plus the SDGs, civil society from all around the world was heavily involved in the negotiation behind the scenes."

SPECS
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%202-litre%204-cylinder%20turbo%20and%203.6-litre%20V6%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESeven-speed%20automatic%0D%3Cbr%3E%3Cstrong%3EPower%3A%3C%2Fstrong%3E%20235hp%20and%20310hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E258Nm%20and%20271Nm%0D%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh185%2C100%0D%3Cbr%3E%3C%2Fp%3E%0A
Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

The specs
 
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
MATCH INFO

Uefa Champions League semi-finals, first leg
Liverpool v Roma

When: April 24, 10.45pm kick-off (UAE)
Where: Anfield, Liverpool
Live: BeIN Sports HD
Second leg: May 2, Stadio Olimpico, Rome

Brief scoreline:

Manchester United 2

Rashford 28', Martial 72'

Watford 1

Doucoure 90'

Specs%3A%202024%20McLaren%20Artura%20Spider
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%203.0-litre%20twin-turbo%20V6%20and%20electric%20motor%3Cbr%3E%3Cstrong%3EMax%20power%3A%3C%2Fstrong%3E%20700hp%20at%207%2C500rpm%3Cbr%3E%3Cstrong%3EMax%20torque%3A%3C%2Fstrong%3E%20720Nm%20at%202%2C250rpm%3Cbr%3E%3Cstrong%3ETransmission%3A%3C%2Fstrong%3E%20Eight-speed%20dual-clutch%20auto%3Cbr%3E%3Cstrong%3E0-100km%2Fh%3A%3C%2Fstrong%3E%203.0sec%3Cbr%3E%3Cstrong%3ETop%20speed%3A%20%3C%2Fstrong%3E330kph%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh1.14%20million%20(%24311%2C000)%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
The specs

Engine: 6.2-litre supercharged V8

Power: 712hp at 6,100rpm

Torque: 881Nm at 4,800rpm

Transmission: 8-speed auto

Fuel consumption: 19.6 l/100km

Price: Dh380,000

On sale: now 

The specs

Engine: 2.0-litre 4cyl turbo

Power: 261hp at 5,500rpm

Torque: 405Nm at 1,750-3,500rpm

Transmission: 9-speed auto

Fuel consumption: 6.9L/100km

On sale: Now

Price: From Dh117,059

INFO

What: DP World Tour Championship
When: November 21-24
Where: Jumeirah Golf Estates, Dubai
Tickets: www.ticketmaster.ae.

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%3C%2Fstrong%3E%20Carzaty%2C%20now%20Kavak%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3ELaunch%20year%3A%20%3C%2Fstrong%3ECarzaty%20launched%20in%202018%2C%20Kavak%20in%20the%20GCC%20launched%20in%202022%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%3C%2Fstrong%3E%20140%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20Automotive%3Cbr%3E%3Cstrong%3EFunding%3A%20%3C%2Fstrong%3ECarzaty%20raised%20%246m%20in%20equity%20and%20%244m%20in%20debt%3B%20Kavak%20plans%20%24130m%20investment%20in%20the%20GCC%3C%2Fp%3E%0A
ESSENTIALS

The flights

Emirates flies from Dubai to Phnom Penh via Yangon from Dh2,700 return including taxes. Cambodia Bayon Airlines and Cambodia Angkor Air offer return flights from Phnom Penh to Siem Reap from Dh250 return including taxes. The flight takes about 45 minutes.

The hotels

Rooms at the Raffles Le Royal in Phnom Penh cost from $225 (Dh826) per night including taxes. Rooms at the Grand Hotel d'Angkor cost from $261 (Dh960) per night including taxes.

The tours

A cyclo architecture tour of Phnom Penh costs from $20 (Dh75) per person for about three hours, with Khmer Architecture Tours. Tailor-made tours of all of Cambodia, or sites like Angkor alone, can be arranged by About Asia Travel. Emirates Holidays also offers packages. 

Brief scores:

Day 1

Toss: India, chose to bat

India (1st innings): 215-2 (89 ov)

Agarwal 76, Pujara 68 not out; Cummins 2-40

Dirham Stretcher tips for having a baby in the UAE

Selma Abdelhamid, the group's moderator, offers her guide to guide the cost of having a young family:

• Buy second hand stuff

 They grow so fast. Don't get a second hand car seat though, unless you 100 per cent know it's not expired and hasn't been in an accident.

• Get a health card and vaccinate your child for free at government health centres

 Ms Ma says she discovered this after spending thousands on vaccinations at private clinics.

• Join mum and baby coffee mornings provided by clinics, babysitting companies or nurseries.

Before joining baby classes ask for a free trial session. This way you will know if it's for you or not. You'll be surprised how great some classes are and how bad others are.

• Once baby is ready for solids, cook at home

Take the food with you in reusable pouches or jars. You'll save a fortune and you'll know exactly what you're feeding your child.

Captain Marvel

Director: Anna Boden, Ryan Fleck

Starring: Brie Larson, Samuel L Jackson, Jude Law,  Ben Mendelsohn

4/5 stars

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

The%20specs%3A%202024%20Mercedes%20E200
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E2.0-litre%20four-cyl%20turbo%20%2B%20mild%20hybrid%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E204hp%20at%205%2C800rpm%20%2B23hp%20hybrid%20boost%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E320Nm%20at%201%2C800rpm%20%2B205Nm%20hybrid%20boost%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E9-speed%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%20%3C%2Fstrong%3E7.3L%2F100km%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENovember%2FDecember%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh205%2C000%20(estimate)%3C%2Fp%3E%0A
if you go

The flights

Etihad and Emirates fly direct from the UAE to Seoul from Dh3,775 return, including taxes

The package

Ski Safari offers a seven-night ski package to Korea, including five nights at the Dragon Valley Hotel in Yongpyong and two nights at Seoul CenterMark hotel, from £720 (Dh3,488) per person, including transfers, based on two travelling in January

The info

Visit www.gokorea.co.uk

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

In-demand jobs and monthly salaries
  • Technology expert in robotics and automation: Dh20,000 to Dh40,000 
  • Energy engineer: Dh25,000 to Dh30,000 
  • Production engineer: Dh30,000 to Dh40,000 
  • Data-driven supply chain management professional: Dh30,000 to Dh50,000 
  • HR leader: Dh40,000 to Dh60,000 
  • Engineering leader: Dh30,000 to Dh55,000 
  • Project manager: Dh55,000 to Dh65,000 
  • Senior reservoir engineer: Dh40,000 to Dh55,000 
  • Senior drilling engineer: Dh38,000 to Dh46,000 
  • Senior process engineer: Dh28,000 to Dh38,000 
  • Senior maintenance engineer: Dh22,000 to Dh34,000 
  • Field engineer: Dh6,500 to Dh7,500
  • Field supervisor: Dh9,000 to Dh12,000
  • Field operator: Dh5,000 to Dh7,000

MATCH INFO

Syria v Australia
2018 World Cup qualifying: Asia fourth round play-off first leg
Venue: Hang Jebat Stadium (Malacca, Malayisa)
Kick-off: Thursday, 4.30pm (UAE)
Watch: beIN Sports HD

* Second leg in Australia scheduled for October 10

The specs: 2018 Mercedes-Benz GLA

Price, base / as tested Dh150,900 / Dh173,600

Engine 2.0L inline four-cylinder

Transmission Seven-speed automatic

Power 211hp @ 5,500rpm

Torque 350Nm @ 1,200rpm

Fuel economy, combined 6.4L / 100km

Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
Ways to control drones

Countries have been coming up with ways to restrict and monitor the use of non-commercial drones to keep them from trespassing on controlled areas such as airports.

"Drones vary in size and some can be as big as a small city car - so imagine the impact of one hitting an airplane. It's a huge risk, especially when commercial airliners are not designed to make or take sudden evasive manoeuvres like drones can" says Saj Ahmed, chief analyst at London-based StrategicAero Research.

New measures have now been taken to monitor drone activity, Geo-fencing technology is one.

It's a method designed to prevent drones from drifting into banned areas. The technology uses GPS location signals to stop its machines flying close to airports and other restricted zones.

The European commission has recently announced a blueprint to make drone use in low-level airspace safe, secure and environmentally friendly. This process is called “U-Space” – it covers altitudes of up to 150 metres. It is also noteworthy that that UK Civil Aviation Authority recommends drones to be flown at no higher than 400ft. “U-Space” technology will be governed by a system similar to air traffic control management, which will be automated using tools like geo-fencing.

The UAE has drawn serious measures to ensure users register their devices under strict new laws. Authorities have urged that users must obtain approval in advance before flying the drones, non registered drone use in Dubai will result in a fine of up to twenty thousand dirhams under a new resolution approved by Sheikh Hamdan bin Mohammed, Crown Prince of Dubai.

Mr Ahmad suggest that "Hefty fines running into hundreds of thousands of dollars need to compensate for the cost of airport disruption and flight diversions to lengthy jail spells, confiscation of travel rights and use of drones for a lengthy period" must be enforced in order to reduce airport intrusion.

Find the right policy for you

Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.

Some insurers, such as World Nomads, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.

Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.

Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.

If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.

Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.

Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”

Women’s World T20, Asia Qualifier, in Bangkok

UAE fixtures Mon Nov 20, v China; Tue Nov 21, v Thailand; Thu Nov 23, v Nepal; Fri Nov 24, v Hong Kong; Sun Nov 26, v Malaysia; Mon Nov 27, Final

(The winners will progress to the Global Qualifier)

Virtuzone GCC Sixes

Date and venue Friday and Saturday, ICC Academy, Dubai Sports City

Time Matches start at 9am

Groups

A Blighty Ducks, Darjeeling Colts, Darjeeling Social, Dubai Wombats; B Darjeeling Veterans, Kuwait Casuals, Loose Cannons, Savannah Lions; Awali Taverners, Darjeeling, Dromedary, Darjeeling Good Eggs

Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea

Infiniti QX80 specs

Engine: twin-turbocharged 3.5-liter V6

Power: 450hp

Torque: 700Nm

Price: From Dh450,000, Autograph model from Dh510,000

Available: Now

Sustainable Development Goals

1. End poverty in all its forms everywhere

2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture

3. Ensure healthy lives and promote well-being for all at all ages

4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all

5. Achieve gender equality and empower all women and girls

6. Ensure availability and sustainable management of water and sanitation for all

7. Ensure access to affordable, reliable, sustainable and modern energy for all

8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all

9. Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster innovation

10. Reduce inequality  within and among countries

11. Make cities and human settlements inclusive, safe, resilient and sustainable

12. Ensure sustainable consumption and production patterns

13. Take urgent action to combat climate change and its effects

14. Conserve and sustainably use the oceans, seas and marine resources for sustainable development

15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss

16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels

17. Strengthen the means of implementation and revitalise the global partnership for sustainable development

Updated: January 18, 2022, 11:53 AM