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Keren Bobker

Keren Bobker

Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with more than 30 years’ experience and has been in the UAE since 2006

Articles

It is standard practice for a financial company to request proof of identity and address when dealing with a transaction. Antonie Robertson / The National
‘Can an investment firm ask for my documents to release funds?’

Company is asking for proof of identity, address and bank statements to complete withdrawal

MoneyDecember 01, 2025
There are plenty of dedicated parking spaces for people of determination across the UAE. Pawan Singh / The National
‘How can my wife apply for a disabled parking permit in the UAE?’

The Emirates has introduced many schemes to assist people of determination

MoneyNovember 17, 2025
A cheque that is rejected for signature is not treated as a bounced cheque under criminal or civil penalty rules. Getty Images
‘Will a cheque bounce affect my credit score in the UAE?’

Decision will depend on the reason for rejection

MoneyNovember 03, 2025
A will is not just about assets, it is also about the legal protection of your children. Getty Images
‘If I don’t have any investments, do I need to write a will?’

Without a will, courts will be charged with deciding who brings up the children if their parents pass away

MoneyOctober 20, 2025
The UAE government has set validity requirements for golden visa applications. Pawan Singh / The National
‘Can I apply for UAE golden visa if my passport is about to expire?’

The government has set validity requirements for applications

MoneyOctober 06, 2025
Anyone who is resident outside of the UK for less than a full tax year remains UK tax resident and thus subject to UK income tax on their worldwide income. Reuters
Can I avoid paying UK tax on UAE earnings if I relocate?

Simply leaving the UK to move to another country does not mean a person is automatically exempt from taxes there

MoneySeptember 22, 2025
There are now several ways in which people can qualify for a UAE golden visa. Pawan Singh / The National
‘Will I qualify for a UAE golden visa if my basic salary is below Dh30,000?’

The employee’s salary exceeds the required threshold only when the housing allowance is added

MoneySeptember 08, 2025
No employer in the UAE can decide not to pay a basic salary. Antonie Robertson / The National
‘Can my employer withhold my basic salary if customers default?’

It is highly irregular for staff commission to depend on every part of a business

MoneyAugust 25, 2025
If someone is unwell due to an illness or injury that arose at work, they should be paid, but this can be impossible to prove in the case of illness. Getty Images
‘Can my salary be deducted if I take sick leave during probation?’

The UAE labour law states that a worker is not entitled to paid sick leave during probation

MoneyAugust 10, 2025
It is illegal to employ a domestic worker that claims to have their own visa or who is under the sponsorship of another resident. Getty Images
‘Can I employ a domestic helper who has her own UAE visa?’

Domestic workers must be employed through an agency or be sponsored as a direct employee

MoneyJuly 28, 2025
Anyone who has a case pending for not repaying debts is likely to be prevented from leaving the UAE through any point of exit. Chris Whiteoak / The National
‘If I have a police case pending in Dubai, can I fly out from Abu Dhabi?'

The reader has missed four months of debt repayment after losing their job

MoneyJuly 14, 2025
A UAE birth certificate, which does not make reference to nationality or religion, can be used to apply for a baby's passport. Getty Images
‘Does a child take the mother’s or father’s nationality?’

A child can take the nationality of either parent or both

MoneyJune 30, 2025
All employees are entitled to take annual leave on official public holidays that fall on their normal working days. Chris Whiteoak / The National
‘Can I demand money for working on UAE public holidays?’

If the employee does not want any extra time off work, they are entitled to receive 150 per cent of their daily salary

MoneyJune 16, 2025
The non-compete clause should not be used as a way of preventing any departing employee from taking another job. Getty Images
‘Is a non-compete clause valid if I quit during the probation period?’

The worker shall be exempted from this clause if the employment contract is terminated during probation

MoneyJune 02, 2025
The Al Etihad Credit Bureau's data is used by banks and other lenders to assess applications for credit. Silvia Razgova / The National
‘Will a missed loan payment affect my UAE credit score?’

The Al Etihad Credit Bureau records bounced cheques and has information on credit card usage

MoneyMay 19, 2025
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