Torres return likely as Reds host West Brom


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LIVERPOOL // Fernando Torres now seems almost certain to make his comeback from a hamstring strain in Liverpool's clash with West Brom at Anfield. The striker has not played since the last international break on Oct 15, missing six matches including Tuesday's Champions League draw with Atletico Madrid, meaning he has missed both matches against his former club. But the Liverpool boss Rafael Benitez and captain Steven Gerrard are confident Torres, 24, will return against the midlands side.

Benitez said: "I believe Torres will be ready for the West Brom game at the weekend. "It all depends on Fernando, he was not happy with his fitness so he did not play against Atletico. "I will talk to the player during the rest of the week to see how he is after each training session. But I will also talk with the physio and the doctor for their view. But how Fernando feels will be the key." And Gerrard, who grabbed the penalty equaliser against Atletico, cannot wait to see Torres back in action.

He said: "Hopefully Fernando will be ready come the weekend, we have missed him. He has been training all week. "We need to take three points against West Brom." * PA Sport

Tips for newlyweds to better manage finances

All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.

Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.

Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.

Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.

Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.

Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.

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How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less
Honeymoonish
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