Liverpool’s Steven Gerrard entered the pitch against Manchester United as a half-time substitute on Sunday and was dismissed with a red card 41 seconds later. Alex Livesey / Getty Images
Liverpool’s Steven Gerrard entered the pitch against Manchester United as a half-time substitute on Sunday and was dismissed with a red card 41 seconds later. Alex Livesey / Getty Images

Steven Gerrard’s abbreviated appearance is not only thing to go wrong at Anfield



The biggest games have a tendency to bring the best from Steven Gerrard. Every now and again, however, they reveal Gerrard at his worst.

He leaves Liverpool in the summer as the man who turned a Uefa Champions League final almost single-handedly and, perhaps, as a reason why they will not be participating in the competition next season.

He is their record scorer against Manchester United, but he has also completed a unique double by being sent off twice against each of Liverpool’s major rivals: Everton and, now, United. Liverpool have celebrated Gerrard as an explosive, devastating force.

“He is a big-game player,” manager Brendan Rodgers said. “A big impact player.”

This constituted the wrong sort of big impact. Gerrard’s final performance against United was self-destructive, rather than destructive.

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Imagine the reaction if a loose cannon such as Mario Balotelli had come on and gone off within 45 seconds.

Instead, the red mist descended on perhaps the greatest Red. The red card duly followed. So, after the final whistle, did a Gerrard apology.

“He was man enough to apologise,” Rodgers said.

Perhaps manliness was the issue. Liverpool were too meek in the first half. Enter, and exit, Gerrard. He smashed into a tackle with Juan Mata and stamped on Ander Herrera. The most experienced player on the pitch looked too pumped up, as he did when he was dismissed against United for a wild challenge on Michael Carrick in 2011.

That was Gerrard’s first game under a hero, after Kenny Dalglish’s appointment as caretaker-manager. This was his last against United. He featured for barely half an hour then, barely half a minute now, a substitute whose arrival had hardly been announced when his departure was being signalled by referee Martin Atkinson.

So Gerrard’s farewell tour has been derailed. A three-match ban will also deprive him of a final appearance against Arsenal. Liverpool’s journeys next season look likelier to include Europa League destinations, not Champions League venues.

A momentum team found theirs was halted, dramatically, perhaps decisively. A first Premier League defeat since their last meeting with United was potentially season-defining. It was not just the result, nor the suspensions incurred by Gerrard and, potentially, Martin Skrtel.

It was a game where plans unravelled at remarkable speed. Liverpool ended with Raheem Sterling, the man Manuel Pellegrini had described as a potential £100 million (Dh549m) attacker, operating as an ersatz left-back. United dissected Rodgers’ 3-4-2-1. Gerrard was required in a rethink because of systemic failings.

There have been warning signs of late. Opponents have grown better at countering Liverpool’s 3-4-2-1 formation. They have devised plans. Blackburn cramped them for space. Swansea City deployed a midfield diamond. United went for 4-3-3, plunging Liverpool into uncertainty with their positioning.

Every system has its imperfections. Play with wing-backs and opposing wingers can exploit the space behind them. Alberto Moreno was doubly culpable for Mata’s opener, first losing possession and then his man as the Spaniard glided on to Ander Herrera’s lovely pass.

Twin talismen Emre Can and Jordan Henderson were troubled by the roving destroyer, Marouane Fellaini. Further forward, Adam Lallana was lost between the lines and had to be withdrawn into a deeper position even before, fatefully, he came off for Gerrard. As Rodgers accepted, Liverpool neither passed nor pressed well.

Inspiration has seemed to characterise some of his recent decisions. Here, there was an air of desperation. Minus the dismissed Gerrard, Liverpool seemed to be playing 2-3-3-1. Sterling was wasted at wing-back. Liverpool lacked rhythm and fluency before mounting a late, frenzied assault on the United goal. It failed.

Gerrard was sorry, Liverpool suddenly slumping. Anfield has known some dark days but this, for one of its greatest servants, was among the most chastening.

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Company Profile
Company name: OneOrder

Started: October 2021

Founders: Tamer Amer and Karim Maurice

Based: Cairo, Egypt

Industry: technology, logistics

Investors: A15 and self-funded 

MATCH INFO

Euro 2020 qualifier

Ukraine 2 (Yaremchuk 06', Yarmolenko 27')

Portugal 1 (Ronaldo 72' pen)

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

The five pillars of Islam

1. Fasting

2. Prayer

3. Hajj

4. Shahada

5. Zakat 

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Ahmed Saadawi
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6.30pm: Al Maktoum Challenge Round-3 Group 1 (PA) | US$95,000 | (Dirt) 2,000m
7.05pm: Meydan Classic Listed (TB) ) | $175,000) | (Turf) 1,600m
7.40pm: Handicap (TB) ) | $135,000 ) | (D) 1,600m
8.15pm: Nad Al Sheba Trophy Group 3 (TB) ) | $300,000) | (T) 2,810m
8.50pm: Curlin Handicap Listed (TB)) | $160,000) | (D) 2,000m
9.25pm: Handicap (TB)) | $175,000) | (T) 1,400m
10pm: Handicap (TB) ) | $135,000 ) | (T) 2,000m

COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
Tightening the screw on rogue recruiters

The UAE overhauled the procedure to recruit housemaids and domestic workers with a law in 2017 to protect low-income labour from being exploited.

 Only recruitment companies authorised by the government are permitted as part of Tadbeer, a network of labour ministry-regulated centres.

A contract must be drawn up for domestic workers, the wages and job offer clearly stating the nature of work.

The contract stating the wages, work entailed and accommodation must be sent to the employee in their home country before they depart for the UAE.

The contract will be signed by the employer and employee when the domestic worker arrives in the UAE.

Only recruitment agencies registered with the ministry can undertake recruitment and employment applications for domestic workers.

Penalties for illegal recruitment in the UAE include fines of up to Dh100,000 and imprisonment

But agents not authorised by the government sidestep the law by illegally getting women into the country on visit visas.

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Transmission: Single-speed automatic
Touring range: 591km
Price: From Dh412,500
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Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
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  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
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How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

 

 

 

How to avoid crypto fraud
  • Use unique usernames and passwords while enabling multi-factor authentication.
  • Use an offline private key, a physical device that requires manual activation, whenever you access your wallet.
  • Avoid suspicious social media ads promoting fraudulent schemes.
  • Only invest in crypto projects that you fully understand.
  • Critically assess whether a project’s promises or returns seem too good to be true.
  • Only use reputable platforms that have a track record of strong regulatory compliance.
  • Store funds in hardware wallets as opposed to online exchanges.
If you go
Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.

When to go: Florida is best experienced during the winter months, from November to May, before the humidity kicks in.

How to get there: Emirates currently flies from Dubai to Orlando five times a week.
The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now