Owners vote for overtime rule changes for play-off matches

The NFL introduced new changes to its overtime format for post-season games on Tuesday in an attempt to reduce the impact of coin flips and increasingly accurate field-goal kickers. The new system eliminates the possibility of a team winning a post-season game with a field goal on the opening possession of overtime. The league's franchise owners voted 28-4 to ratify the change, which had been proposed by the NFL's rule-making competition committee.

"This idea, in our mind, did the right thing for football. We felt like from a fairness standpoint, this rule needed to be changed," said Rich McKay, the Atlanta Falcons president and the co-chairman of the competition committee. Under the new system, the team getting the ball first in overtime could win the game with a touchdown. If they score a field goal, the other side would have a chance to get possession and tie the game with a field goal or win it with a touchdown. If that team gets a tying field goal, the game would proceed on a sudden death basis. If neither team score on their first possession of overtime, the game would be sudden death from there.

Regular season games, at least for now, will continue to use the current overtime format, in which a coin flip determines who gets possession first and the first team to score wins. The owners will reconsider the measure, perhaps as early as May at a scheduled meeting in Dallas, Texas, and possibly could use the new system at some point for regular-season games as well. The Buffalo Bills, Minnesota Vikings, Baltimore Ravens and Cincinnati Bengals were the teams to vote against the proposal.

The vote came on the second day of the three-day annual league meeting, one day sooner than originally expected. Competition committee members said they proposed the new format because of a trend over the last 16 years in which the team twinning the overtime coin toss have won the game much more frequently, thanks in part to improved field goal accuracy. Since 1994, when kick-offs were moved back five yards, the team that won the overtime coin toss won the game 59.8 per cent of the time, while the team that lost the coin toss won the game only 38.5 per cent of the time.

"There were plenty of people, myself included, not inclined to be in favour of this," said Bill Polian, the Indianapolis Colts president. "But, once you went over the statistics, it was clear something needed to be done." It is believed the NFL Players' Association want the new system collectively bargained with the union, while it appears several owners voted for the move despite their coaches opposing it.

* With agencies

UAE currency: the story behind the money in your pockets

How Voiss turns words to speech

The device has a screen reader or software that monitors what happens on the screen

The screen reader sends the text to the speech synthesiser

This converts to audio whatever it receives from screen reader, so the person can hear what is happening on the screen

A VOISS computer costs between $200 and $250 depending on memory card capacity that ranges from 32GB to 128GB

The speech synthesisers VOISS develops are free

Subsequent computer versions will include improvements such as wireless keyboards

Arabic voice in affordable talking computer to be added next year to English, Portuguese, and Spanish synthesiser

Partnerships planned during Expo 2020 Dubai to add more languages

At least 2.2 billion people globally have a vision impairment or blindness

More than 90 per cent live in developing countries

The Long-term aim of VOISS to reach the technology to people in poor countries with workshops that teach them to build their own device

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Pharaoh's curse

British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.

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