• SPAIN RATINGS. Saved a Kimmich header on 20 mins and comfortable saving Havertz’s chances in the first half. More comfortable saves in the second. Booked for time-wasting as Spain tried to see the game out. Poor ball out almost saw him chipped by Havertz. Finally beaten on 88 minutes. Great save from Fullkrug late on. Getty Images
    Unai Simon 8/10
    SPAIN RATINGS. Saved a Kimmich header on 20 mins and comfortable saving Havertz’s chances in the first half. More comfortable saves in the second. Booked for time-wasting as Spain tried to see the game out. Poor ball out almost saw him chipped by Havertz. Finally beaten on 88 minutes. Great save from Fullkrug late on. Getty Images
    SPAIN RATINGS. Saved a Kimmich header on 20 mins and comfortable saving Havertz’s chances in the first half. More comfortable saves in the second. Booked for time-wasting as Spain tried to see the gam
  • Fouled in a yellow card challenge on 27 mins. Got back to get his foot in and disrupt German attacks. Blocked Havertz as Germany pushed for an equaliser. Became the 11th player to be booked (from 16) in the game on 100 minutes, then sent off after taking one for the team. PA
    Dani Carvajal 6/10
    Fouled in a yellow card challenge on 27 mins. Got back to get his foot in and disrupt German attacks. Blocked Havertz as Germany pushed for an equaliser. Became the 11th player to be booked (from 16) in the game on 100 minutes, then sent off after taking one for the team. PA
    Fouled in a yellow card challenge on 27 mins. Got back to get his foot in and disrupt German attacks. Blocked Havertz as Germany pushed for an equaliser. Became the 11th player to be booked (from 16)
  • Shot low and on target after 22 mins. Floored 10 seconds into the second half by Wirtz. Ball went over his head for Germany’s goal, but played well. EPA
    Aymeric Laporte 7/10
    Shot low and on target after 22 mins. Floored 10 seconds into the second half by Wirtz. Ball went over his head for Germany’s goal, but played well. EPA
    Shot low and on target after 22 mins. Floored 10 seconds into the second half by Wirtz. Ball went over his head for Germany’s goal, but played well. EPA
  • Got his foot in to block a fifth minute German attack. Booked after 29 mins and taken off as a caution at half time. AFP
    Robin Le Normand 6/10
    Got his foot in to block a fifth minute German attack. Booked after 29 mins and taken off as a caution at half time. AFP
    Got his foot in to block a fifth minute German attack. Booked after 29 mins and taken off as a caution at half time. AFP
  • Fired a splendid ball down the line after five minutes. Beaten in the air before Germany’s equaliser. Ball hit his hand after 106 minutes but no penalty – correctly – was given. AFP
    Marc Cucurella 7/10
    Fired a splendid ball down the line after five minutes. Beaten in the air before Germany’s equaliser. Ball hit his hand after 106 minutes but no penalty – correctly – was given. AFP
    Fired a splendid ball down the line after five minutes. Beaten in the air before Germany’s equaliser. Ball hit his hand after 106 minutes but no penalty – correctly – was given. AFP
  • His muscle was needed in a scrappy game. Tough against Musiala and he should have been booked for one challenge. Stopped the ball getting to Gundogan in the box on 54 mins. Booked. AFP
    Rodri 7/10
    His muscle was needed in a scrappy game. Tough against Musiala and he should have been booked for one challenge. Stopped the ball getting to Gundogan in the box on 54 mins. Booked. AFP
    His muscle was needed in a scrappy game. Tough against Musiala and he should have been booked for one challenge. Stopped the ball getting to Gundogan in the box on 54 mins. Booked. AFP
  • Had a shot on target in the first minute, then flipped over in a tackle by Kroos three minutes later. Left the pitch after eight minutes and his leg was heavily bandaged thereafter. AFP
    Pedri 6/10
    Had a shot on target in the first minute, then flipped over in a tackle by Kroos three minutes later. Left the pitch after eight minutes and his leg was heavily bandaged thereafter. AFP
    Had a shot on target in the first minute, then flipped over in a tackle by Kroos three minutes later. Left the pitch after eight minutes and his leg was heavily bandaged thereafter. AFP
  • Shot over the bar after going for the top corner in an open game after 16 minutes. Lovely touch and skill to take three players out of the game with a 79th minute move. Booked. AFP
    Fabian Ruiz 8/10
    Shot over the bar after going for the top corner in an open game after 16 minutes. Lovely touch and skill to take three players out of the game with a 79th minute move. Booked. AFP
    Shot over the bar after going for the top corner in an open game after 16 minutes. Lovely touch and skill to take three players out of the game with a 79th minute move. Booked. AFP
  • Set up Morata at the start of the second half and Olmo with a perfectly weighted pass after 51 mins for the opener. Getty Images
    Lamine Yamal 7/10
    Set up Morata at the start of the second half and Olmo with a perfectly weighted pass after 51 mins for the opener. Getty Images
    Set up Morata at the start of the second half and Olmo with a perfectly weighted pass after 51 mins for the opener. Getty Images
  • Poor movement in the first half, shot over at the start of the second when he was much improved. Involved in the first goal. Brought off as Spain sought, unsuccessfully, to protect their lead. Booked in the celebrations for the winner and will miss the semi-final. Reuters
    Alvaro Morata 6/10
    Poor movement in the first half, shot over at the start of the second when he was much improved. Involved in the first goal. Brought off as Spain sought, unsuccessfully, to protect their lead. Booked in the celebrations for the winner and will miss the semi-final. Reuters
    Poor movement in the first half, shot over at the start of the second when he was much improved. Involved in the first goal. Brought off as Spain sought, unsuccessfully, to protect their lead. Booked
  • Quick feet allowed him to shoot on target on 35 mins, but he was offside. Closely followed by Rudiger and not as effective as in other games. AP
    Nico Williams 6/10
    Quick feet allowed him to shoot on target on 35 mins, but he was offside. Closely followed by Rudiger and not as effective as in other games. AP
    Quick feet allowed him to shoot on target on 35 mins, but he was offside. Closely followed by Rudiger and not as effective as in other games. AP
  • SPAIN SUBS. (On for Pedri, 8'): Put his side ahead after 51 mins with a beautifully timed run and finish. Pulled back by Kroos when he was clear on goal. Germany struggled to deal with the Spaniard who plays his club football for Leipzig. AFP
    Dani Olmo 9/10
    SPAIN SUBS. (On for Pedri, 8'): Put his side ahead after 51 mins with a beautifully timed run and finish. Pulled back by Kroos when he was clear on goal. Germany struggled to deal with the Spaniard who plays his club football for Leipzig. AFP
    SPAIN SUBS. (On for Pedri, 8'): Put his side ahead after 51 mins with a beautifully timed run and finish. Pulled back by Kroos when he was clear on goal. Germany struggled to deal with the Spaniard wh
  • (On for Le Normand, 46'): The Saudi-bound player had a tough time against the powerful Fullkrug. Reuters
    Nacho 5/10
    (On for Le Normand, 46'): The Saudi-bound player had a tough time against the powerful Fullkrug. Reuters
    (On for Le Normand, 46'): The Saudi-bound player had a tough time against the powerful Fullkrug. Reuters
  • (On for Yamal, 63'): Booked for pulling back Musiala. Prodded a breakaway attack wide after 120 minutes. AP
    Ferran Torres 6/10
    (On for Yamal, 63'): Booked for pulling back Musiala. Prodded a breakaway attack wide after 120 minutes. AP
    (On for Yamal, 63'): Booked for pulling back Musiala. Prodded a breakaway attack wide after 120 minutes. AP
  • (On for Morata, 80'): Curled a shot from outside the area wide of the far post. EPA
    Mikel Oyarzabal 6/10
    (On for Morata, 80'): Curled a shot from outside the area wide of the far post. EPA
    (On for Morata, 80'): Curled a shot from outside the area wide of the far post. EPA
  • (On for Williams, 80'): Will be remembered for one thing, the winning goal, a perfectly executed header on 118 minutes from the Real Sociedad midfielder. PA
    Mikel Merino 8/10
    (On for Williams, 80'): Will be remembered for one thing, the winning goal, a perfectly executed header on 118 minutes from the Real Sociedad midfielder. PA
    (On for Williams, 80'): Will be remembered for one thing, the winning goal, a perfectly executed header on 118 minutes from the Real Sociedad midfielder. PA
  • (On for Ruiz, 102'): The Stuttgart-born striker was a late substitute. PA
    Joselu 6/10
    (On for Ruiz, 102'): The Stuttgart-born striker was a late substitute. PA
    (On for Ruiz, 102'): The Stuttgart-born striker was a late substitute. PA
  • GERMANY RATINGS: Couple of solid if routine stops from Pedri and then his replacement Olmo in the first half. Could do little about either goal. AFP
    Manuel Neuer 7/10
    GERMANY RATINGS: Couple of solid if routine stops from Pedri and then his replacement Olmo in the first half. Could do little about either goal. AFP
    GERMANY RATINGS: Couple of solid if routine stops from Pedri and then his replacement Olmo in the first half. Could do little about either goal. AFP
  • Didn't know whether to stick or twist at times as he wanted to get forward but wary of the dangerous Williams. Super knock down for equaliser. Getty Images
    Joshua Kimmich 7/10
    Didn't know whether to stick or twist at times as he wanted to get forward but wary of the dangerous Williams. Super knock down for equaliser. Getty Images
    Didn't know whether to stick or twist at times as he wanted to get forward but wary of the dangerous Williams. Super knock down for equaliser. Getty Images
  • Battled bravely but looked distraught after he lost Merino and was caught under the ball for the winner. Reuters
    Antonio Rudiger 6/10
    Battled bravely but looked distraught after he lost Merino and was caught under the ball for the winner. Reuters
    Battled bravely but looked distraught after he lost Merino and was caught under the ball for the winner. Reuters
  • Took a while to settle down on return from suspension but solid enough afterwards. AFP
    Jonathan Tah 6/10
    Took a while to settle down on return from suspension but solid enough afterwards. AFP
    Took a while to settle down on return from suspension but solid enough afterwards. AFP
  • Should have done more to stop Lamal crossing for the opener. Withdrawn on 57 minutes. AFP
    David Raum 5/10
    Should have done more to stop Lamal crossing for the opener. Withdrawn on 57 minutes. AFP
    Should have done more to stop Lamal crossing for the opener. Withdrawn on 57 minutes. AFP
  • Put himself about in physical start from Germans but off the pace and subbed at the break. AFP
    Emre Can 5/10
    Put himself about in physical start from Germans but off the pace and subbed at the break. AFP
    Put himself about in physical start from Germans but off the pace and subbed at the break. AFP
  • Glittering career ended in crushing disappointment in his final game before retirement. Getty Images
    Toni Kroos 6/10
    Glittering career ended in crushing disappointment in his final game before retirement. Getty Images
    Glittering career ended in crushing disappointment in his final game before retirement. Getty Images
  • Couple of searching passes but struggled to make an impact and taken off in reshuffle on 57 minutes. AFP
    Ilkay Gundogan 6/10
    Couple of searching passes but struggled to make an impact and taken off in reshuffle on 57 minutes. AFP
    Couple of searching passes but struggled to make an impact and taken off in reshuffle on 57 minutes. AFP
  • Flickered in and out of the game. Some lively runs but not quite the cutting edge of previous games. AFP
    Jamal Musiala 6/10
    Flickered in and out of the game. Some lively runs but not quite the cutting edge of previous games. AFP
    Flickered in and out of the game. Some lively runs but not quite the cutting edge of previous games. AFP
  • Some clever link-up play but blew big moment as he lofted over the bar as his side sought an equaliser. AFP
    Kai Havertz 6/10
    Some clever link-up play but blew big moment as he lofted over the bar as his side sought an equaliser. AFP
    Some clever link-up play but blew big moment as he lofted over the bar as his side sought an equaliser. AFP
  • On the fringes of the game before half-time withdrawal. AFP
    Leroy Sane 5/10
    On the fringes of the game before half-time withdrawal. AFP
    On the fringes of the game before half-time withdrawal. AFP
  • GERMANY SUBS. (On for Sane, 45'): Super finish for vital late leveller and almost had a second in extra time. Getty Images
    Florian Wirtz 7/10
    GERMANY SUBS. (On for Sane, 45'): Super finish for vital late leveller and almost had a second in extra time. Getty Images
    GERMANY SUBS. (On for Sane, 45'): Super finish for vital late leveller and almost had a second in extra time. Getty Images
  • (On for Can, 45'): Added some bite to German midfield. Reuters
    Robert Andrich 7/10
    (On for Can, 45'): Added some bite to German midfield. Reuters
    (On for Can, 45'): Added some bite to German midfield. Reuters
  • (On for Gundogan, 57'): Gave side a focal point and proved a real handful for Spanish defence. Struck post and drew big save from Simon late in extra time. Then missed late headed chance. Reuters
    Niclas Fullkrug 7/10
    (On for Gundogan, 57'): Gave side a focal point and proved a real handful for Spanish defence. Struck post and drew big save from Simon late in extra time. Then missed late headed chance. Reuters
    (On for Gundogan, 57'): Gave side a focal point and proved a real handful for Spanish defence. Struck post and drew big save from Simon late in extra time. Then missed late headed chance. Reuters
  • (On for Raum, 57'): Rash defensively but cross led to Wirtz's goal. AP
    Maximilian Mittelstadt 6/10
    (On for Raum, 57'): Rash defensively but cross led to Wirtz's goal. AP
    (On for Raum, 57'): Rash defensively but cross led to Wirtz's goal. AP
  • (On for Tah, 80'): Made little impact. Reuters
    Thomas Muller 5/10
    (On for Tah, 80'): Made little impact. Reuters
    (On for Tah, 80'): Made little impact. Reuters
  • (On for Havertz, 90'): Shored things up. Getty Images
    Waldemar Anton 6/10
    (On for Havertz, 90'): Shored things up. Getty Images
    (On for Havertz, 90'): Shored things up. Getty Images

Spain v Germany player ratings: Merino 8, Olmo 9; Kroos 6, Fullkrug 7


Andy Mitten
  • English
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Mikel Merino scored a stunning header in extra time to put Spain through to the Euro 2024 semi-finals as they sent hosts Germany crashing out following a 2-1 win in Stuttgart on Friday night.

Spain took the lead through Dani Olmo six minutes into the second half, but Germany fought back and Florian Wirtz kept their hopes alive with an 89th-minute strike.

The match looked destined for penalties but, in the 119th minute, substitute Merino headed Spain into the final four and knocked the hosts out.

Dani Carvajal was shown a second yellow card in the final seconds of the match and La Roja will now face France in Munich on Tuesday after Les Bleus edged past Portugal on penalties in Hamburg.

Match-winner Merino said afterwards: "The game we were all waiting for, between two of the best teams in the world. It could be a World Cup final or a Euros final, those who have come off the bench have a very high level. We have shown that we know how to suffer, that we have a great team."

Spain started brightly with a chance just seconds after kick-off when Alvaro Morata flicked the ball to Pedri on the edge of the box, but his low strike was collected by Manuel Neuer.

La Roja were then dealt a blow after Barcelona midfielder Pedri was forced off the field with an injury just eight minutes into the game. He had been chopped down by Toni Kroos moments earlier.

Fabian Ruiz blasted a shot over as Spain threatened on the break but, following a cautious start, Germany had their first real chance when Havertz’s header was saved by Unai Simon.

Spain were fast out of the blocks in the second half when Lamine Yamal tapped the ball into Morata, who pulled off a great turn but fired over the bar.

Their quick start was rewarded in the 51st minute when Yamal hit another great low pass from the right into an unmarked Olmo, who tucked the ball into the bottom corner.

Germany searched for a response with Niclas Fullkrug and Antonio Rudiger going close before Simon made a great save to palm away Robert Andrich’s powerful shot.

Fullkrug was causing problems and had a brilliant chance after receiving the ball from Wirtz, but his effort smashed off a post.

Germany’s persistence paid off when Wirtz struck a low effort into the bottom corner in the 89th minute to level the match and force an additional 30 minutes.

Despite the host’s extra-time efforts, Merino sent Spain through in the 119th minute, leaping and heading into the top corner from Olmo’s cross.

The drama continued in the final minutes as Fullkrug nodded wide and Carvajal was dismissed after hauling Jamal Musiala down.

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Profile

Name: Carzaty

Founders: Marwan Chaar and Hassan Jaffar

Launched: 2017

Employees: 22

Based: Dubai and Muscat

Sector: Automobile retail

Funding to date: $5.5 million

Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

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Available: Now

Who's who in Yemen conflict

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Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea

Director: Laxman Utekar

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Rating: 1/5

Desert Warrior

Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley

Director: Rupert Wyatt

Rating: 3/5

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

RACECARD

6pm Emaar Dubai Sprint – Conditions (TB) $60,000 (Turf) 1,200m

6.35pm Graduate Stakes – Conditions (TB) $100,000 (Dirt) 1,600m

7.10pm Al Khail Trophy – Listed (TB) $100,000 (T) 2,810m

7.45pm UAE 1000 Guineas – Listed (TB) $150,000 (D) 1,600m

8.20pm Zabeel Turf – Listed (TB) $100,000 (T) 2,000m

8.55pm Downtown Dubai Cup – Rated Conditions (TB) $80,000 (D) 1,400m

9.30pm Zabeel Mile – Group 2 (TB) $180,000 (T) 1,600m

10.05pm Dubai Sprint – Listed (TB) $100,000 (T) 1,200m 

Paatal Lok season two

Directors: Avinash Arun, Prosit Roy 

Stars: Jaideep Ahlawat, Ishwak Singh, Lc Sekhose, Merenla Imsong

Rating: 4.5/5

Company name: Play:Date

Launched: March 2017 on UAE Mother’s Day

Founder: Shamim Kassibawi

Based: Dubai with operations in the UAE and US

Sector: Tech 

Size: 20 employees

Stage of funding: Seed

Investors: Three founders (two silent co-founders) and one venture capital fund

The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

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%3Cp%3E%3Cstrong%3ECreated%20by%3A%20%3C%2Fstrong%3EJesse%20Armstrong%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Brian%20Cox%2C%20Jeremy%20Strong%2C%20Kieran%20Culkin%2C%20Sarah%20Snook%2C%20Nicholas%20Braun%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

The President's Cake

Director: Hasan Hadi

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Rating: 4/5

India Test squad

Kohli (c), Dhawan, Rahul, Vijay, Pujara, Rahane (vc), Karun, Karthik (wk), Rishabh Pant (wk), Ashwin, Jadeja, Kuldeep, Pandya, Ishant, Shami, Umesh, Bumrah, Thakur

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How much of your income do you need to save?

The more you save, the sooner you can retire. Tuan Phan, a board member of SimplyFI.com, says if you save just 5 per cent of your salary, you can expect to work for another 66 years before you are able to retire without too large a drop in income.

In other words, you will not save enough to retire comfortably. If you save 15 per cent, you can forward to another 43 working years. Up that to 40 per cent of your income, and your remaining working life drops to just 22 years. (see table)

Obviously, this is only a rough guide. How much you save will depend on variables, not least your salary and how much you already have in your pension pot. But it shows what you need to do to achieve financial independence.

 

Updated: July 05, 2024, 9:54 PM