• BORUSSIA DORTMUND RATINGS: Gregor Kobel 8 – Pulled off some excellent saves, the standout being a sprawling stop to tip Reece James’ effort over the bar. AFP
    BORUSSIA DORTMUND RATINGS: Gregor Kobel 8 – Pulled off some excellent saves, the standout being a sprawling stop to tip Reece James’ effort over the bar. AFP
  • Marius Wolf 7 – Excellent in the final third, firing several rasping shots just wide, while also working tirelessly to win possession back quickly. Getty
    Marius Wolf 7 – Excellent in the final third, firing several rasping shots just wide, while also working tirelessly to win possession back quickly. Getty
  • Niklas Sule 6 – Dependable for the most part, although the towering German’s lack of mobility was exposed at times against Chelsea’s pacy attack. PA
    Niklas Sule 6 – Dependable for the most part, although the towering German’s lack of mobility was exposed at times against Chelsea’s pacy attack. PA
  • Nico Schlotterbeck 7 – Crucial in the final moments of the game, stepping up as Chelsea rained crosses into the penalty area. AFP
    Nico Schlotterbeck 7 – Crucial in the final moments of the game, stepping up as Chelsea rained crosses into the penalty area. AFP
  • Raphael Guerreiro 6 – Got into some excellent attacking positions but was wasteful with his end product. Seemed to tire in the second half. AFP
    Raphael Guerreiro 6 – Got into some excellent attacking positions but was wasteful with his end product. Seemed to tire in the second half. AFP
  • Emre Can 7 – Energetic and committed - evidenced best by his dramatic goal-line clearance from Koulibaly’s second-half strike. His enthusiasm boiled over at times, leading to the midfielder picking up a second-half yellow. EPA
    Emre Can 7 – Energetic and committed - evidenced best by his dramatic goal-line clearance from Koulibaly’s second-half strike. His enthusiasm boiled over at times, leading to the midfielder picking up a second-half yellow. EPA
  • Julian Brandt 8 – The 26-year-old extended his sparkling run of form with another classy display tonight. As the German side’s creative hub, he threaded several perfect through balls to his teammates in advanced positions. Reuters
    Julian Brandt 8 – The 26-year-old extended his sparkling run of form with another classy display tonight. As the German side’s creative hub, he threaded several perfect through balls to his teammates in advanced positions. Reuters
  • Jude Bellingham 8 – Dortmund’s young superstar pulled the strings all evening, leading from the front both defensively and offensively. Everything good that the hosts did seemed to go through the Englishman. Getty
    Jude Bellingham 8 – Dortmund’s young superstar pulled the strings all evening, leading from the front both defensively and offensively. Everything good that the hosts did seemed to go through the Englishman. Getty
  • Salih Ozcan 7 – The quieter of BVB’s midfielders, he kept things neat and tidy in possession, while helping to mop things up on the defensive side. His efforts to track the movements of Joao Felix were less effective. AFP
    Salih Ozcan 7 – The quieter of BVB’s midfielders, he kept things neat and tidy in possession, while helping to mop things up on the defensive side. His efforts to track the movements of Joao Felix were less effective. AFP
  • Karim Adeyemi 8 – Scorer of the only goal, having streaked away from Enzo Fernandez before rounding Kepa. It was a deserved reward for Adeyemi, whose movement caused Chelsea problems from the first minute. AFP
    Karim Adeyemi 8 – Scorer of the only goal, having streaked away from Enzo Fernandez before rounding Kepa. It was a deserved reward for Adeyemi, whose movement caused Chelsea problems from the first minute. AFP
  • Sebastien Haller 6 – Showcased some flashes of his old brilliance. His link-up play was very effective in the first half. AFP
    Sebastien Haller 6 – Showcased some flashes of his old brilliance. His link-up play was very effective in the first half. AFP
  • SUBS: Anthony Modeste 6 – Didn’t see a great deal of the ball as Chelsea pushed for a leveller in the final 20 minutes. AFP
    SUBS: Anthony Modeste 6 – Didn’t see a great deal of the ball as Chelsea pushed for a leveller in the final 20 minutes. AFP
  • Julian Ryerson 5 – Picked up a yellow card for time wasting, which ended up instigating a touchline fracas between the two sets of players. Getty
    Julian Ryerson 5 – Picked up a yellow card for time wasting, which ended up instigating a touchline fracas between the two sets of players. Getty
  • Jamie Bynoe-Gittens N/A – Lively on the counter, although chances to stride forward were few and far between. Getty
    Jamie Bynoe-Gittens N/A – Lively on the counter, although chances to stride forward were few and far between. Getty
  • CHELSEA RATINGS: Kepa Arrizabalaga 5 – Was rounded very easily by Adeyemi for the goal. That aside, the Spaniard had very little to do. Getty
    CHELSEA RATINGS: Kepa Arrizabalaga 5 – Was rounded very easily by Adeyemi for the goal. That aside, the Spaniard had very little to do. Getty
  • DF: Reece James 7 – Chelsea’s best performer, forcing a couple of excellent saves from Kobel, while also turning provider from wide right. Led from the front defensively too. Getty
    DF: Reece James 7 – Chelsea’s best performer, forcing a couple of excellent saves from Kobel, while also turning provider from wide right. Led from the front defensively too. Getty
  • Thiago Silva 7 – Used his hand to try and score in first half. However, the Brazilian made amends with some standout interceptions and headed clearances. AFP
    Thiago Silva 7 – Used his hand to try and score in first half. However, the Brazilian made amends with some standout interceptions and headed clearances. AFP
  • Kalidou Koulibaly 6 – Solid at the back, growing as the game wore on. Saw his firm strike inside the Dortmund box cleared off the line by Can on the hour mark. AFP
    Kalidou Koulibaly 6 – Solid at the back, growing as the game wore on. Saw his firm strike inside the Dortmund box cleared off the line by Can on the hour mark. AFP
  • Ben Chilwell 6 – Dangerous at set-pieces, although the England international looked less than convincing defensively. Was replaced by Marc Cucurella in the 70th minute. Getty
    Ben Chilwell 6 – Dangerous at set-pieces, although the England international looked less than convincing defensively. Was replaced by Marc Cucurella in the 70th minute. Getty
  • Ruben Loftus-Cheek 6 – Influential in spells, especially on the defensive side. Having started brightly, he did fade in the second half. EPA
    Ruben Loftus-Cheek 6 – Influential in spells, especially on the defensive side. Having started brightly, he did fade in the second half. EPA
  • Enzo Fernandez 7 – The World Cup winner oozed quality, keeping things ticking over nicely for Chelsea in the middle of the park. But was beaten by Adeyemi before the German slotted home the winner. EPA
    Enzo Fernandez 7 – The World Cup winner oozed quality, keeping things ticking over nicely for Chelsea in the middle of the park. But was beaten by Adeyemi before the German slotted home the winner. EPA
  • Hakim Ziyech 7 – Very dangerous from the wide right, showing manager Graham Potter just how much he has left to give in a Chelsea shirt. The Moroccan was unfortunate not to have grabbed an assist. AFP
    Hakim Ziyech 7 – Very dangerous from the wide right, showing manager Graham Potter just how much he has left to give in a Chelsea shirt. The Moroccan was unfortunate not to have grabbed an assist. AFP
  • Joao Felix 7 – Should have ended up on the scoresheet, having squandered two golden opportunities. But the early signs are good for the Blues, as his movement caused so many problems for the BVB backline. AFP
    Joao Felix 7 – Should have ended up on the scoresheet, having squandered two golden opportunities. But the early signs are good for the Blues, as his movement caused so many problems for the BVB backline. AFP
  • Mykhailo Mudryk 6 – Another underwhelming performance from the Ukrainian winger. Showed some flashes of what he’s capable of, but all too often he was wasteful in the final third. EPA
    Mykhailo Mudryk 6 – Another underwhelming performance from the Ukrainian winger. Showed some flashes of what he’s capable of, but all too often he was wasteful in the final third. EPA
  • Kai Havertz 6 – Linked play nicely in the opening stages, but lacked killer instinct inside the Dortmund box. AFP
    Kai Havertz 6 – Linked play nicely in the opening stages, but lacked killer instinct inside the Dortmund box. AFP
  • SUBS: Mason Mount 5 – A forgettable cameo from the 24-year-old, who picked up a late yellow card. PA
    SUBS: Mason Mount 5 – A forgettable cameo from the 24-year-old, who picked up a late yellow card. PA
  • Marc Cucurella 7 – Whipping some teasing crosses into the Dortmund box in a bid to force an equaliser. Getty
    Marc Cucurella 7 – Whipping some teasing crosses into the Dortmund box in a bid to force an equaliser. Getty

Borussia Dortmund v Chelsea player ratings: Adeyemi 8, Can 7; Kepa 5, Mudryk 6


  • English
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A superb length-of-the-field goal from Borussia Dortmund forward Karim Adeyemi gave his side a 1-0 win over Chelsea at home in their last-16 Champions League first-leg clash on Wednesday.

Adeyemi's goal came during a period of sustained dominance from the visitors early in the second half, with the Germany forward pouncing on a clearance from a Chelsea corner.

Adeyemi sensed the opportunity and ran the length of the field, rounding both Enzo Fernandez and goalkeeper Kepa Arrizabalaga to give Dortmund the crucial lead which took them to victory.

The Blues looked the stronger side for much of the match but failed to find the finishing touch, with Joao Felix coming closest when his first-half effort pinged off the crossbar.

Adeyemi’s moment of brilliance earned Dortmund victory in the 63rd minute, with Kalidou Koulibaly prevented from equalising when Emre Can cleared his effort off the line.

It is the first time since 2016 that Dortmund, who now have seven successive victories across all competitions, have beaten Premier League opposition in Europe.

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Fasset%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2019%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohammad%20Raafi%20Hossain%2C%20Daniel%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%3C%2Fstrong%3E%20%242.45%20million%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2086%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-series%20B%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Investcorp%2C%20Liberty%20City%20Ventures%2C%20Fatima%20Gobi%20Ventures%2C%20Primal%20Capital%2C%20Wealthwell%20Ventures%2C%20FHS%20Capital%2C%20VN2%20Capital%2C%20local%20family%20offices%3C%2Fp%3E%0A
La Mer lowdown

La Mer beach is open from 10am until midnight, daily, and is located in Jumeirah 1, well after Kite Beach. Some restaurants, like Cupagahwa, are open from 8am for breakfast; most others start at noon. At the time of writing, we noticed that signs for Vicolo, an Italian eatery, and Kaftan, a Turkish restaurant, indicated that these two restaurants will be open soon, most likely this month. Parking is available, as well as a Dh100 all-day valet option or a Dh50 valet service if you’re just stopping by for a few hours.
 

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

Trump v Khan

2016: Feud begins after Khan criticised Trump’s proposed Muslim travel ban to US

2017: Trump criticises Khan’s ‘no reason to be alarmed’ response to London Bridge terror attacks

2019: Trump calls Khan a “stone cold loser” before first state visit

2019: Trump tweets about “Khan’s Londonistan”, calling him “a national disgrace”

2022:  Khan’s office attributes rise in Islamophobic abuse against the major to hostility stoked during Trump’s presidency

July 2025 During a golfing trip to Scotland, Trump calls Khan “a nasty person”

Sept 2025 Trump blames Khan for London’s “stabbings and the dirt and the filth”.

Dec 2025 Trump suggests migrants got Khan elected, calls him a “horrible, vicious, disgusting mayor”

Under 19 Cricket World Cup, Asia Qualifier

Fixtures
Friday, April 12, Malaysia v UAE
Saturday, April 13, UAE v Nepal
Monday, April 15, UAE v Kuwait
Tuesday, April 16, UAE v Singapore
Thursday, April 18, UAE v Oman

UAE squad
Aryan Lakra (captain), Aaron Benjamin, Akasha Mohammed, Alishan Sharafu, Anand Kumar, Ansh Tandon, Ashwanth Valthapa, Karthik Meiyappan, Mohammed Faraazuddin, Rishab Mukherjee, Niel Lobo, Osama Hassan, Vritya Aravind, Wasi Shah

The specs
 
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea

F1 The Movie

Starring: Brad Pitt, Damson Idris, Kerry Condon, Javier Bardem

Director: Joseph Kosinski

Rating: 4/5

SPECS
%3Cp%3E%3Cstrong%3EEngine%3C%2Fstrong%3E%3A%202-litre%20direct%20injection%20turbo%20%0D%3Cbr%3E%3Cstrong%3ETransmission%3C%2Fstrong%3E%3A%207-speed%20automatic%20%0D%3Cbr%3E%3Cstrong%3EPower%3C%2Fstrong%3E%3A%20261hp%20%0D%3Cbr%3E%3Cstrong%3ETorque%3C%2Fstrong%3E%3A%20400Nm%20%0D%3Cbr%3E%3Cstrong%3EPrice%3C%2Fstrong%3E%3A%20From%20Dh134%2C999%26nbsp%3B%3C%2Fp%3E%0A
The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

THE BIO: Mohammed Ashiq Ali

Proudest achievement: “I came to a new country and started this shop”

Favourite TV programme: the news

Favourite place in Dubai: Al Fahidi. “They started the metro in 2009 and I didn’t take it yet.”

Family: six sons in Dubai and a daughter in Faisalabad

 

Match info

Manchester United 1
Fred (18')

Wolves 1
Moutinho (53')

A MINECRAFT MOVIE

Director: Jared Hess

Starring: Jack Black, Jennifer Coolidge, Jason Momoa

Rating: 3/5

THREE
%3Cp%3EDirector%3A%20Nayla%20Al%20Khaja%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Jefferson%20Hall%2C%20Faten%20Ahmed%2C%20Noura%20Alabed%2C%20Saud%20Alzarooni%3C%2Fp%3E%0A%3Cp%3ERating%3A%203.5%2F5%3C%2Fp%3E%0A
The specs
Engine: 2.0-litre 4-cyl turbo

Power: 201hp at 5,200rpm

Torque: 320Nm at 1,750-4,000rpm

Transmission: 6-speed auto

Fuel consumption: 8.7L/100km

Price: Dh133,900

On sale: now 

Jetour T1 specs

Engine: 2-litre turbocharged

Power: 254hp

Torque: 390Nm

Price: From Dh126,000

Available: Now

Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

UAE currency: the story behind the money in your pockets
Updated: February 16, 2023, 3:42 AM