People attend at a memorial at the location where a family of five was hit by a driver, in London, Ontario on Monday. AP Photo
People attend at a memorial at the location where a family of five was hit by a driver, in London, Ontario on Monday. AP Photo
People attend at a memorial at the location where a family of five was hit by a driver, in London, Ontario on Monday. AP Photo
People attend at a memorial at the location where a family of five was hit by a driver, in London, Ontario on Monday. AP Photo

Everything is not fine in Canada


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What Canadians abroad tend to miss most about their homeland is the feeling of safety. Not the low-crime, leave-your-doors-unlocked kind of safety – those are weary cliches for brand Canada. There are plenty of ways and places and times in Canada to be unsafe in your own way.

No, it’s the mental safety: the prototypically Canadian sensibility in a world of bad news that, actually, you are at home and everything is fine.

Most of us who grew up in Canada have become good at making ourselves feel that way. So many of us came from places we now view with a sense of forlorn pity. And the ones who didn’t come from elsewhere rest comfortably – sometimes smugly, sometimes a little jealously, but always comfortably – in the happenstance that they’re not in America.

Every so often, one of our number breaks the spell. On Sunday, 20-year-old Nathaniel Veltman of London, Ontario drove his black pickup truck onto a suburban curb and smashed it into a family, killing four members from three of its generations, leaving alive only a nine-year-old boy. Veltman sought to kill them, London police allege, because they looked foreign.

They looked foreign because, well, they used to be. The idea that they and others like them are no longer foreign is a national mantra, drilled into Canadians from a young age at school, on TV and in the stump speeches of wide-eyed politicians. The US proudly calls itself a melting pot, but Canada is a mosaic, goes the refrain in grade 10 civics class. There isn’t much debate over what that means exactly or why it’s better.

Sometimes the sentiment is so genuine that it strikes you deep in the heart and you want to cry. When Canada was debating refugee resettlement a couple of years ago, the mayor of far-north, edge-of-the-world Dawson City, Yukon told a reporter: “Canadians are born all over the world. It just sometimes takes them a bit of time to get here.”

It just isn’t like that in the US, which is where I was born and where we tell ourselves all the Nathaniel Veltmans of North America tend to live. When I was an 11-year-old kid there, in North Carolina, from a Muslim family, living in the aftermath of 9/11, I was told by my parents what they were told at the mosque: “keep a low profile”.

The day I immigrated to Canada, I was sent by officers to a balloon-filled room at Toronto airport where every Canadian’s white grandmother had volunteered to greet me and the other new immigrants coming in that day. “Thank you for choosing us,” they said. I wanted to cry then, too.

Flowers lay in memorial at the fatal crime scene in London, Ontario. Reuters
Flowers lay in memorial at the fatal crime scene in London, Ontario. Reuters

That’s the mental safety I’m talking about – the one Veltman’s victims undoubtedly had on Sunday, somewhere in the back of their minds, as they were out for a family stroll. It’s a stream of messaging that papers over everything – the fact that one third of young black Canadians in Ontario are born in poverty; the fact that Arab Canadians have double-the-average unemployment and below-average wages; the fact that native Canadians are treated perhaps even worse than those of us who just arrived.

Every so often, the messaging doesn't stick. It didn't stick in 2017, when a white supremacist shot dead six worshippers at a mosque in Quebec City. Nor last September, when Mohamed-Aslim Zafis, the caretaker of a mosque in Etobicoke, a Toronto suburb, was stabbed to death by a white supremacist. Nor did it stick for Nathaniel Veltman. Whatever he heard from Canada's system, his victims still looked foreign. They never stood a chance.

Sometimes it doesn’t stick in the immigrant communities either. There have been plenty of young Canadian men from Muslim families over the years who plotted their own attacks at home or joined terrorist groups abroad, some of them acutely aware of how foreign they looked.

The easy takeaway from all of this is that words are not enough, and that Canada must act to heal division and hatred and all of those other societal ills its politicians will name breathlessly in the days to come.

The US proudly calls itself a melting pot, but Canada is a mosaic, goes the refrain in grade 10 civics class

But perhaps, I would suggest, the words are too much. The feel-good platitudes describe the Canada of our fantasies, but not the one that exists today. Better to speak humbly about the Canada that is – a complicated country, like all of the countries from which it is built.

Canadians are not born everywhere in the world, just waiting to join the family they never knew they had in Toronto or Montreal or Vancouver. Many of them were born on the outside and are trying to join a society that is mostly nice, but mostly white – and so they will be foreign to some degree, and that carries a price that cannot be papered over.

The nine-year-old boy Veltman left alive, presumably unwittingly, has paid this price in the form of his entire family. He’ll grow up knowing that a man once thought he, a Canadian, looked foreign. He’ll sit in grade 10 civics class and hear about the mosaic, and he’ll know that it’s missing four pieces because that man thought they didn’t belong.

Sulaiman Hakemy is opinion editor at The National

  • Canada's Prime Minister Justin Trudeau speaks at a vigil for victims of the deadly vehicle attack on a Muslim family in London, Ontario on June 8, 2021. AP
    Canada's Prime Minister Justin Trudeau speaks at a vigil for victims of the deadly vehicle attack on a Muslim family in London, Ontario on June 8, 2021. AP
  • Friend's of Yumnah Afzaal, 15, who died in the attack along with her parents and grandmother, gather at the vigil. AFP
    Friend's of Yumnah Afzaal, 15, who died in the attack along with her parents and grandmother, gather at the vigil. AFP
  • Prime Minister Trudeau is greeted by London, Ontrario's mayor Ed Holder. AFP
    Prime Minister Trudeau is greeted by London, Ontrario's mayor Ed Holder. AFP
  • Women attend the vigil. AFP
    Women attend the vigil. AFP
  • New Democratic Party leader Jagmeet Singh speaks at the vigil. AFP
    New Democratic Party leader Jagmeet Singh speaks at the vigil. AFP
  • Prime Minister Trudeau condemned Islamophobia. Reuters
    Prime Minister Trudeau condemned Islamophobia. Reuters
  • The lives of the four victims 'were taken in a brutal, cowardly and brazen act of violence', the prime minister said. AFP
    The lives of the four victims 'were taken in a brutal, cowardly and brazen act of violence', the prime minister said. AFP
  • Mr Trudeau places flowers on a memorial. Reuters
    Mr Trudeau places flowers on a memorial. Reuters
  • The prime minister greets mourners. Reuters
    The prime minister greets mourners. Reuters
  • Thousands of mourners attended a vigil at the mosque the family attended. AFP
    Thousands of mourners attended a vigil at the mosque the family attended. AFP
  • Pandemic restrictions were eased to allow mourners to attend the outdoor vigil. AFP
    Pandemic restrictions were eased to allow mourners to attend the outdoor vigil. AFP
  • Imam Abdul Fattah Twakkal called for a commitment to end racism during the vigil. AFP
    Imam Abdul Fattah Twakkal called for a commitment to end racism during the vigil. AFP
The five pillars of Islam
Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

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'Panga'

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Starring Kangana Ranaut, Richa Chadha, Jassie Gill, Yagya Bhasin, Neena Gupta

Rating: 3.5/5

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Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier.