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It's Wednesday afternoon, and six-year-old Karamallah sluggishly wanders around the house in his pyjamas.
Normally at this time of the day, he would be in his school uniform learning to write or having fun in the playground with his classmates.
But for Karamallah, normal days have become a fading memory since conflict erupted on the Lebanon-Israel border, just a couple of kilometres from his home in Qlayaa, a village in south Lebanon.
His school, like many others in south Lebanon, has been closed for more than five months due to the security situation.
Since October 8, the Gaza war has spilled over into south Lebanon after Iran-backed Hezbollah opened a front on the border in support of its ally Hamas in Gaza. Hezbollah and its allies have been exchanging fire with Israeli forces since.
The fighting has forced 58 schools and education centres to close, according to Unicef, impacting more than 20,000 pupils.
No connection
Most schools in the south have switched to online teaching to maintain continuity with the academic year.
Karamallah's school is one of these. His majority-Christian town has been spared the worst of the violence despite its proximity to the border, so many of its residents have chosen to remain rather than flee north.
But while they may have not left their homes, the lives of children like Karamallah have still been seriously disrupted.
He is often unable to attend his online lessons due to the faltering internet connection.
“It was the same story this morning,” said his mother, Nisrine Farah, as she tried to load the page on the tablet as his lesson was about to begin.
The connection did not come back. Karamallah had to miss his lessons once again.
“These children are at risk of losing the school year,” Unesco's chief of education for Lebanon, Maysoun Chehab, told The National.
Lebanon's poor-quality internet, the lack of electronic devices in some households and inadequate teacher training are among the major hurdles for online education in Lebanon, she explained.
“The students have basically lost their academic year because they’ve been stuck between online classes with no internet and no devices to use,” said Salam Badreddine, the head of the disaster management committee for the Saida-Zahrani area in the south.
This is yet another devastating blow for the education sector, already reeling from Lebanon's grinding economic crisis.
Last year, public schools were closed for months due to repeated teachers' strikes demanding better salaries, which drastically plummeted after the Lebanese pound lost more than 98 per cent of its value.
“To this, one must add the impact of Covid-19 and the [August 2020] Beirut blast, which led to the damage and temporary closure of 280 schools,” Ms Chehab said.
“It's a crisis upon a crisis,” she added.
'A year lost of their life'
Unlike Karamallah's family, most border town residents had no choice but to leave. The violence has displaced more than 91,000 people, including over 33,000 children.
These children are now effectively homeless, crammed into displacement centres or temporarily hosted by relatives, and facing a grim new reality, with no end in sight.
“Their whole world has been turned upside down,” Ettie Higgins, the deputy representative of Unicef Lebanon, told The National
“They're not able to concentrate because they live in overcrowded homes, they are not sleeping properly and are constantly anxious.”
Ms Higgins said disabled children are particularly at risk. “Access to vital medication and services has been disrupted. Even something as seemingly small as a child's hearing aid battery or glasses can be enough to hinder their learning.”
“This year, young people have basically lost everything. It’s a year lost of their lives. They have no hope, they are in despair,” Manahel, a widow from the border village of Odaisseh, told The National.
She lives in the Hotel Montana, an abandoned hotel now housing more than 65 displaced families, in Marwanieh, a less dangerous part of south Lebanon.
They have faced months of uncertainty. Children have “lost all hope in the situation”. Everyone, including her son, dreams of leaving Lebanon.
Ms Higgins said this instability is “severely impacting children's learning process”.
Challenges accessing education and economic hardship are driving more children into labour, she said.
“Some families, deprived of income, have no choice but to rely on their children.”
'Ripped out of their communities'
In some cases, displaced children have been able to enrol in new schools. Five months ago, the Hjejeh family left the Lebanese border village of Beit Leif under Israeli bombardment, with little more than a couple of suitcases and the clothes on their backs.
Soon after arriving at the displacement centre in Tyre, Farah Hjejeh had registered her five children in a nearby school.
But they endured such merciless bullying from other pupils that she had to withdraw them soon afterwards.
“They said my kids didn’t have the right clothes,” she told The National. She gestured at her 10-year-old son, Hassan, wearing a sweatshirt and track pants.
Her children didn’t enjoy the school they were enrolled in anyway. Far from their farming village, they felt like outsiders in the city school.
“Everyone from my old school was from my village,” Hassan said. The new school left him self-conscious and at odds with the other pupils, none of whom were like the children he’d grown up with.
Now, instead, Hassan and other children from the displacement centre, itself a former school, attend a daily two-hour tutoring session hosted by a teacher contracted by Save the Children.
“But it’s not a real education,” Mrs Hjejeh told The National. “It’s just to pass the time.”
Hassan said he misses school but enjoys the tutoring sessions because at least they are a break from the monotony of life in the refugee centre.
“One might be tempted to think that if the child has re-enrolled in school, the issue is solved,” Ms Higgins said.
“But, it's much deeper than that. They've been ripped out of their community, out of their homes. They have really been forced to adjust to a new reality that no child should be subjected to. These are traumatic events that last a lifetime,” she added.
“Lebanon has long been famous for its incredible education system: this situation is going to have a generational impact on the entire country.”
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Europe’s rearming plan
- Suspend strict budget rules to allow member countries to step up defence spending
- Create new "instrument" providing €150 billion of loans to member countries for defence investment
- Use the existing EU budget to direct more funds towards defence-related investment
- Engage the bloc's European Investment Bank to drop limits on lending to defence firms
- Create a savings and investments union to help companies access capital
If you go
The flights
Emirates flies from Dubai to Funchal via Lisbon, with a connecting flight with Air Portugal. Economy class returns cost from Dh3,845 return including taxes.
The trip
The WalkMe app can be downloaded from the usual sources. If you don’t fancy doing the trip yourself, then Explore offers an eight-day levada trails tour from Dh3,050, not including flights.
The hotel
There isn’t another hotel anywhere in Madeira that matches the history and luxury of the Belmond Reid's Palace in Funchal. Doubles from Dh1,400 per night including taxes.
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FIGHT%20CARD
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Dubai World Cup nominations
UAE: Thunder Snow/Saeed bin Suroor (trainer), North America/Satish Seemar, Drafted/Doug Watson, New Trails/Ahmad bin Harmash, Capezzano, Gronkowski, Axelrod, all trained by Salem bin Ghadayer
USA: Seeking The Soul/Dallas Stewart, Imperial Hunt/Luis Carvajal Jr, Audible/Todd Pletcher, Roy H/Peter Miller, Yoshida/William Mott, Promises Fulfilled/Dale Romans, Gunnevera/Antonio Sano, XY Jet/Jorge Navarro, Pavel/Doug O’Neill, Switzerland/Steve Asmussen.
Japan: Matera Sky/Hideyuki Mori, KT Brace/Haruki Sugiyama. Bahrain: Nine Below Zero/Fawzi Nass. Ireland: Tato Key/David Marnane. Hong Kong: Fight Hero/Me Tsui. South Korea: Dolkong/Simon Foster.
Copa del Rey final
Sevilla v Barcelona, Saturday, 11.30pm (UAE), match on Bein Sports
THE%20SWIMMERS
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The specs
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Veere di Wedding
Dir: Shashanka Ghosh
Starring: Kareena Kapoo-Khan, Sonam Kapoor, Swara Bhaskar and Shikha Talsania
Verdict: 4 Stars
Company profile
Date started: 2015
Founder: John Tsioris and Ioanna Angelidaki
Based: Dubai
Sector: Online grocery delivery
Staff: 200
Funding: Undisclosed, but investors include the Jabbar Internet Group and Venture Friends
ENGLAND SQUAD
Goalkeepers Henderson, Pickford, Pope.
Defenders Alexander-Arnold, Chilwell, Coady, Dier, Gomez, Keane, Maguire, Maitland-Niles, Mings, Saka, Trippier, Walker.
Midfielders Henderson, Mount, Phillips, Rice, Ward-Prowse, Winks.
Forwards Abraham, Barnes, Calvert-Lewin, Grealish, Ings, Kane, Rashford, Sancho, Sterling.
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
White hydrogen: Naturally occurring hydrogen
Chromite: Hard, metallic mineral containing iron oxide and chromium oxide
Ultramafic rocks: Dark-coloured rocks rich in magnesium or iron with very low silica content
Ophiolite: A section of the earth’s crust, which is oceanic in nature that has since been uplifted and exposed on land
Olivine: A commonly occurring magnesium iron silicate mineral that derives its name for its olive-green yellow-green colour
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Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
The%20specs
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Liverpool's all-time goalscorers
Ian Rush 346
Roger Hunt 285
Mohamed Salah 250
Gordon Hodgson 241
Billy Liddell 228
It Was Just an Accident
Director: Jafar Panahi
Stars: Vahid Mobasseri, Mariam Afshari, Ebrahim Azizi, Hadis Pakbaten, Majid Panahi, Mohamad Ali Elyasmehr
Rating: 4/5
Company name: Farmin
Date started: March 2019
Founder: Dr Ali Al Hammadi
Based: Abu Dhabi
Sector: AgriTech
Initial investment: None to date
Partners/Incubators: UAE Space Agency/Krypto Labs