Multiple actors in the Lebanese civil war “systematically” used sexually violence against women and girls, according to report by Legal Action Worldwide.
The report, which includes interviews with victims and witnesses, said it sets out for the first time the extent of gender-based crimes during the Lebanese civil war from 1975 to 1990.
The non-profit organisation said accountability over abuses committed during that period “has largely been absent and the use of transitional justice mechanisms in Lebanon has been limited”.
Commissioned by gender equality organisation UN Women, the report says multiple state and non-state actors and armed groups carried out sexual and gender-based violence against females, including rape, genital mutilation, sexualised torture and humiliation, and forced prostitution.
Rape via the use of foreign objects, for instance glass bottles, was reportedly common.
“Rape was used as a method of war to persecute persons from particular communities, to humiliate them, to break their resistance and to emasculate members of the family,” the report said.
“During sieges and massacres, women and girls were divided according to their nationality. In many cases, perpetrators killed women and girls after raping them. Women and girls were raped in their homes and in the streets and in front of their family members, after which they were killed.”
Researchers spoke to a 75-year-old woman who witnessed 19 girls aged from 9 to 15 being taken to a camp.
“They were in an indescribable state. They had blood stains all over their clothes and legs. They were raped with bottles,” she told LAW.
“I saw a man who was crying. He told me that two of them were his daughters and that the younger one was not among them, because she had died. She was raped with a bottle and the bottle broke inside her.”
Women and girls were sometimes forced to have sexual relations with militiamen in return for food and protection.
“Sexualised torture was perpetrated in detention centres, at checkpoints, and in the streets during sieges and massacres. In detention, male officers electrocuted victims’ nipples, breasts, and genital areas, and intensified physical assaults when victims were menstruating,” the report said.
“Women and girls as young as 12 years old had their legs tied to two cars, which were driven in opposite directions, wrenching the victim in two from the crotch up, and resulting in death. Women were also killed in this way, but with militiamen holding the legs of the victim and wrenching them apart.”
Women and girls were killed and abducted in front of family members in retribution, with pregnant women and new mothers also murdered, it said.
LAW also reported an increase in violence from male family members towards their relatives, often amid stress, trauma and poor living conditions.
“With this report, we are seeking to contribute to the body of work produced in Lebanon that shines a spotlight on the gendered impact of Lebanon’s civil war, and its long lasting legacy — which includes today’s heightened levels of violence against women and continued stigma for those who survived these crimes,” said Rachel Dore-Weeks, the head of UN Women Lebanon.
“Without acknowledging and understand the past, we cannot build a peace and stable future,” she said.
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Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
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Keep it fun and engaging
Stuart Ritchie, director of wealth advice at AES International, says children cannot learn something overnight, so it helps to have a fun routine that keeps them engaged and interested.
“I explain to my daughter that the money I draw from an ATM or the money on my bank card doesn’t just magically appear – it’s money I have earned from my job. I show her how this works by giving her little chores around the house so she can earn pocket money,” says Mr Ritchie.
His daughter is allowed to spend half of her pocket money, while the other half goes into a bank account. When this money hits a certain milestone, Mr Ritchie rewards his daughter with a small lump sum.
He also recommends books that teach the importance of money management for children, such as The Squirrel Manifesto by Ric Edelman and Jean Edelman.
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