Therese Comair offers apples grown in her orchard in the village of Tannourine, an hour-and-a-half’s drive north-east of Beirut. Picture: Elizabeth Fitt
Therese Comair offers apples grown in her orchard in the village of Tannourine, an hour-and-a-half’s drive north-east of Beirut. Picture: Elizabeth Fitt
Therese Comair offers apples grown in her orchard in the village of Tannourine, an hour-and-a-half’s drive north-east of Beirut. Picture: Elizabeth Fitt
Therese Comair offers apples grown in her orchard in the village of Tannourine, an hour-and-a-half’s drive north-east of Beirut. Picture: Elizabeth Fitt

'The clinic is Therese' - the Lebanese mountain village relying on one retired nurse


Sunniva Rose
  • English
  • Arabic

Therese Comair likes to talk about herself in the third person. “Therese is clever and hard-working,” she said when explaining how the ministry of health granted her a permit to continue running her village’s clinic despite retiring three years ago.

“Therese serves everyone, whatever party or religion,” she said, sitting in her cousin’s living room overlooking the dramatic mountain scenery surrounding the picturesque village of Tannourine, an hour-and-a-half’s drive north-east of Beirut. “A sick man is a sick man.”

Most people in Tannourine, a historic Maronite Christian refuge close to 1,500 metres above sea level with a natural reserve of Lebanon’s famed cedar trees and deep waterfalls near by, agree with Therese. “She’s not like any other employee who goes home after their shift. She’ll come out in her pyjamas to get medicine for you,” said Norma Younes, a retired schoolteacher.

For the tight-knit community of Tannourine, Therese, a short, energetic 67-year-old woman with bright blue eyes, has come to embody the local government-owned primary healthcare centre, where she has worked as a nurse and midwife for nearly 50 years.

Though she retired in 2018, she stayed on as a volunteer, backed by the local government hospital and the municipality that provides her with a small monthly stipend. Villagers feared no one would replace Therese because of a government hiring freeze and the centre would close.

Today, they rely on her services more than ever. Patients have tripled in the past two years as Lebanon’s devastating financial crisis drags on, according to Therese, who manages her stocks carefully. People have started calling from outside the village, as far away as Batroun, a coastal town a 45-minute drive away.

“I can’t give everything to one person in one go,” she said as she listens to a voice note on WhatsApp from a man asking for a second dose of an antibiotic, Augmentin, for his baby, a few hours after a first request that morning.

Drugs have become a precious and expensive commodity as shortages of basic goods, including pain-relievers such as Panadol, increase. Like in all primary healthcare centres in the country, Therese hands out medicine provided by the ministry to anyone – no questions asked – for a small fee of about 10 cents.

Therese Comair explains the difficulties facing Lebanese people from her clinic in Tannourine. Picture: Elizabeth Fitt
Therese Comair explains the difficulties facing Lebanese people from her clinic in Tannourine. Picture: Elizabeth Fitt

Because public hospitals and clinics in Lebanon are widely viewed as subpar compared with the private sector, turning to a government-run clinic for medication used to be relatively uncommon among the Lebanese middle class.

It is a new habit for Therese's cousin, 22-year old law student Carine Comair. The clinic is “normally a place for the poor. But we are all poor now”, she said. “If I go to the pharmacy, they say there’s nothing, or it’s very expensive. I come here and it’s free.”

Rana Tarabey, another distant relative who has come to the clinic to pick up Panadol, described the primary healthcare centre as “better than 100 pharmacies”.

“Habibeh,” answered Therese with a smile, gracefully acknowledging the compliment with a local term of endearment. She knows how important she is for the community. But she is also aware she cannot cater to their most urgent needs as the amount of medicine for chronic diseases delivered by the cash-strapped Ministry of Health dwindles.

A patient describes the difficulties of living through shortages as she drops by Comair's clinic to pick up medication she can't get anywhere else. Picture: Elizabeth Fitt
A patient describes the difficulties of living through shortages as she drops by Comair's clinic to pick up medication she can't get anywhere else. Picture: Elizabeth Fitt

“Most people want medicine for diabetes but I don’t have it. They have to try their luck at hospitals or pharmacies,” she said.

The doctor who normally sees patients in the clinic, which sits on the ground floor of one of the village’s traditional stone buildings, was absent the day The National visited because he could not get enough fuel for his car.

Tannourine’s primary health care centre is part of a network of more than 200 centres across the country. Most of them are managed by NGOs, but a small portion, including the one in Tannourine, are entirely state-owned.

Experts agree the centres play an essential role in keeping the population healthy and preventing the spread of chronic diseases such as diabetes, which, along with cancer, are the leading cause of mortality in the country.

Yet decade-long underfunding is becoming increasingly apparent, much to the worry of the centres’ managers, who have to accommodate an ever-increasing number of patients.

An old man walks past the pharmacy and on up Tannourine high street. Picture: Elizabeth Fitt
An old man walks past the pharmacy and on up Tannourine high street. Picture: Elizabeth Fitt

Serop Ohanian, the executive director one of the biggest primary healthcare centres in the country, said the network received less than 10 per cent of the health ministry’s budget, one of the country’s main expenses.

“Demand has increased and the quantity of medication has decreased. I sometimes have to tell patients to return in two weeks,” said Mr Ohanian, who heads the Howard Karagheusian primary healthcare centre in the Beirut suburb of Bourj Hammoud.

In the past decades, the Ministry of Public Health had responded to political pressure by building hospitals instead of focusing on preventing disease, said Salim Adib, a professor of epidemiology and public health at American University of Beirut. “Prevention has always been the weaker part of public health in Lebanon,” he told The National.

Randa Hamadeh, the director of the primary healthcare department at the ministry, did not respond to a request for comment.

In Tannourine, the government-run clinic is both a symbol of the state’s faltering presence and a testimony to the efforts of hard working individuals such as Therese. “It’s us, Lebanese citizens, who took the necessary steps to make sure that our institutions continue working,” said Walid Harb, chairman of Tannourine government hospital.

Therese summed it up: “Without Therese, there is no clinic. With Therese, there is a clinic. The clinic is Therese.”

Libya's Gold

UN Panel of Experts found regime secretly sold a fifth of the country's gold reserves. 

The panel’s 2017 report followed a trail to West Africa where large sums of cash and gold were hidden by Abdullah Al Senussi, Qaddafi’s former intelligence chief, in 2011.

Cases filled with cash that was said to amount to $560m in 100 dollar notes, that was kept by a group of Libyans in Ouagadougou, Burkina Faso.

A second stash was said to have been held in Accra, Ghana, inside boxes at the local offices of an international human rights organisation based in France.

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Sarfira

Director: Sudha Kongara Prasad

Starring: Akshay Kumar, Radhika Madan, Paresh Rawal 

Rating: 2/5

The biog

From: Upper Egypt

Age: 78

Family: a daughter in Egypt; a son in Dubai and his wife, Nabila

Favourite Abu Dhabi activity: walking near to Emirates Palace

Favourite building in Abu Dhabi: Emirates Palace

BMW M5 specs

Engine: 4.4-litre twin-turbo V-8 petrol enging with additional electric motor

Power: 727hp

Torque: 1,000Nm

Transmission: 8-speed auto

Fuel consumption: 10.6L/100km

On sale: Now

Price: From Dh650,000

The specs: 2018 Volkswagen Teramont

Price, base / as tested Dh137,000 / Dh189,950

Engine 3.6-litre V6

Gearbox Eight-speed automatic

Power 280hp @ 6,200rpm

Torque 360Nm @ 2,750rpm

Fuel economy, combined 11.7L / 100km

HIJRA

Starring: Lamar Faden, Khairiah Nathmy, Nawaf Al-Dhufairy

Director: Shahad Ameen

Rating: 3/5

Sly%20Cooper%20and%20the%20Thievius%20Raccoonus
%3Cp%3E%3Cstrong%3EDeveloper%3A%3C%2Fstrong%3E%20Sucker%20Punch%20Productions%3Cbr%3E%3Cstrong%3EPublisher%3A%3C%2Fstrong%3E%20Sony%20Computer%20Entertainment%3Cbr%3E%3Cstrong%3EConsole%3A%3C%2Fstrong%3E%20PlayStation%202%20to%205%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%205%2F5%3C%2Fp%3E%0A
Results:

5pm: Conditions (PA) Dh80,000 1,400m | Winner: AF Tahoonah, Richard Mullen (jockey), Ernst Oertel (trainer)

5.30pm: Handicap (TB) Dh90,000 1,400m | Winner: Ajwad, Gerald Avranche, Rashed Bouresly

6pm: Maiden (PA) Dh80,000 1,600m | Winner: RB Lam Tara, Fabrice Veron, Eric Lemartinel

6.30pm: Handicap (PA) Dh80,000 1,600m | Winner: Duc De Faust, Szczepan Mazur, Younis Al Kalbani

7pm: Wathba Stallions Cup (PA) Dh70,000 2,200m | Winner: Shareef KB, Fabrice Veron, Ernst Oertel

7.30pm: Handicap (PA) Dh90,000 1,500m | Winner: Bainoona, Pat Cosgrave, Eric Lemartinel

The biog

Name: Fareed Lafta

Age: 40

From: Baghdad, Iraq

Mission: Promote world peace

Favourite poet: Al Mutanabbi

Role models: His parents 

Engine: 3.5-litre V6

Transmission: eight-speed automatic

Power: 290hp

Torque: 340Nm

Price: Dh155,800

On sale: now

Match info

Huddersfield Town 0

Chelsea 3
Kante (34'), Jorginho (45' pen), Pedro (80')

UAE currency: the story behind the money in your pockets
'Champions'

Director: Manuel Calvo
Stars: Yassir Al Saggaf and Fatima Al Banawi
Rating: 2/5
 

Teri%20Baaton%20Mein%20Aisa%20Uljha%20Jiya
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The Bio

Amal likes watching Japanese animation movies and Manga - her favourite is The Ancient Magus Bride

She is the eldest of 11 children, and has four brothers and six sisters.

Her dream is to meet with all of her friends online from around the world who supported her work throughout the years

Her favourite meal is pizza and stuffed vine leaves

She ams to improve her English and learn Japanese, which many animated programmes originate in

Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

Price: From Dh147,000

Available: Now

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Dhadak 2

Director: Shazia Iqbal

Starring: Siddhant Chaturvedi, Triptii Dimri 

Rating: 1/5

Sri Lanka v England

First Test, at Galle
England won by 211

Second Test, at Kandy
England won by 57 runs

Third Test, at Colombo
From Nov 23-27

What vitamins do we know are beneficial for living in the UAE

Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Company%20profile
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Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

Springsteen: Deliver Me from Nowhere

Director: Scott Cooper

Starring: Jeremy Allen White, Odessa Young, Jeremy Strong

Rating: 4/5

Key findings of Jenkins report
  • Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
  • Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
  • Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
  • Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."

Graduated from the American University of Sharjah

She is the eldest of three brothers and two sisters

Has helped solve 15 cases of electric shocks

Enjoys travelling, reading and horse riding

 

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What went into the film

25 visual effects (VFX) studios

2,150 VFX shots in a film with 2,500 shots

1,000 VFX artists

3,000 technicians

10 Concept artists, 25 3D designers

New sound technology, named 4D SRL

 

Company profile

Name: Back to Games and Boardgame Space

Started: Back to Games (2015); Boardgame Space (Mark Azzam became co-founder in 2017)

Founder: Back to Games (Mr Azzam); Boardgame Space (Mr Azzam and Feras Al Bastaki)

Based: Dubai and Abu Dhabi 

Industry: Back to Games (retail); Boardgame Space (wholesale and distribution) 

Funding: Back to Games: self-funded by Mr Azzam with Dh1.3 million; Mr Azzam invested Dh250,000 in Boardgame Space  

Growth: Back to Games: from 300 products in 2015 to 7,000 in 2019; Boardgame Space: from 34 games in 2017 to 3,500 in 2019

Farage on Muslim Brotherhood

Nigel Farage told Reform's annual conference that the party will proscribe the Muslim Brotherhood if he becomes Prime Minister.
"We will stop dangerous organisations with links to terrorism operating in our country," he said. "Quite why we've been so gutless about this – both Labour and Conservative – I don't know.
“All across the Middle East, countries have banned and proscribed the Muslim Brotherhood as a dangerous organisation. We will do the very same.”
It is 10 years since a ground-breaking report into the Muslim Brotherhood by Sir John Jenkins.
Among the former diplomat's findings was an assessment that “the use of extreme violence in the pursuit of the perfect Islamic society” has “never been institutionally disowned” by the movement.
The prime minister at the time, David Cameron, who commissioned the report, said membership or association with the Muslim Brotherhood was a "possible indicator of extremism" but it would not be banned.

The specs

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

Section 375

Cast: Akshaye Khanna, Richa Chadha, Meera Chopra & Rahul Bhat

Director: Ajay Bahl

Producers: Kumar Mangat Pathak, Abhishek Pathak & SCIPL

Rating: 3.5/5

Our family matters legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Race 3

Produced: Salman Khan Films and Tips Films
Director: Remo D’Souza
Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem
Rating: 2.5 stars

Updated: October 02, 2021, 7:45 AM