“There was mistake after mistake. I’m sorry, I can’t talk about it, I get emotional.”
Mohammed’s voice breaks as he discusses the chaos that followed the US invasion of Iraq and the country’s descent into a civil war that tore his community apart — and caused at least 210,000 civilian deaths.
The former vet grew up in the sleepy town of Yusufiyah, south of Baghdad. The rural community lies in an area later dubbed “the triangle of death” after 2003, when Mohammed signed up as an interpreter with US forces.
As his mixed-sect Sunni-Shiite tribe was split, caught between Al Qaeda and Shiite terrorist groups, he says he thought this was his best option to help because the Iraqi army “was still disorganised”.
“I lost colleagues who were killed in clashes while on their way to a farm to treat animals. I thought ‘I can't help being a vet, I’ve got to do something’,” he says.
With a college friend who died in the early years of violence, he signed up as a linguist, hoping to help tribal leaders to communicate with US forces to discuss detained Iraqis and humanitarian issues.
Mohammed believes the US lost precious months to stabilise postwar Iraq and avoid civil war, because of boldly optimistic assumptions about a postwar Iraq.
We ceded the terrain and the civilian population to the tender mercies of the insurgents, Al Qaeda terrorists and the Shiite militias, and then they started fighting for turf
Peter Mansoor
The National spoke to former senior US commanders, Coalition authority administrators and Iraqis, who said decision-makers in Washington were determined to keep US force numbers low, leaving inadequate troop numbers to secure vital infrastructure and communities.
Within 18 months of the invasion, Mohammed’s neighbourhood was in the grip of full-scale conflict.
“Al Qaeda would take a few people and kill them in front of their families or in the market to be an example and then the rest would leave,” he says. The violence ushered in what he says were equally thuggish Shiite groups promising to “defend” communities.
The terrorist groups took advantage of a sudden power vacuum in a country the size of California, with wide-open borders.
“There wasn't a plan,” remembers Keith Mines, a civilian administrator and veteran diplomat who was sent to set up a local government in Anbar, home to the battle-scarred city of Fallujah.
“The military, especially under General Tommy Frank's leadership, just wanted in and out,” he says, referring to the general who oversaw the invasion and co-ordinated with Donald Rumsfeld, who at one point wanted almost all US troops out of Iraq within 90 days.
Mr Mines says optimistic assumptions about stability made the postwar period “much harder than it needed to be”.
While many Iraqis were deeply opposed to foreign military intervention, others sensed opportunity with the end of harsh international sanctions and the toppling of the brutal Saddam Hussein regime.
“There were new employment opportunities, from basic workers, to engineers, even when violence levels were rising. Sources of income that weren't available before,” recalls Mohammed.
He says the small economic boom soon became meaningless after “the worst decision” the US made.
De-Baathification disaster
Coalition Provisional Authority Order Number 1 in May 2003 prohibited the top three senior levels of Saddam’s Baath party from remaining in public employment.
America’s new allies in Iraq, mainly “exiled politicians”, Mohammed says, rapidly expanded the order, with CPA head Paul Bremer’s consent, to the lowest levels of the party, which included teachers and hundreds of thousands of civil servants. It gutted ministries of qualified staff, while most ministry buildings had already been burnt by looters.
“When the Coalition stood by and allowed looting, this further shattered the rule of law in the early period and that could not be easily rebuilt,” says Michael Knights, an Iraq expert at the Washington Institute for Near East Policy, who visited Baghdad shortly after the invasion.
Infamously, the army was also dissolved, leaving hundreds of thousands of disgruntled soldiers on the streets, many of them armed and willing to start an insurgency against the Coalition.
Mohammed, who originally supported the war, says it was “the biggest single biggest mistake they did”.
“And, yes, everything collapsed after that,” he says.
Within a year, an energised insurgency had wreaked havoc across most of Iraq. America’s already lacklustre reconstruction plans — just $2.48 billion was allocated by Congress in April 2003, could not get off the ground.
A further $18.4 billion would be allocated in November 2003, part of a $60 billion US effort. But as the insurgency gained pace, targeting oil infrastructure and Iraqis working with the new government or Coalition, security expenditure soon ate into reconstruction funds.
According to a detailed US State Department study, The Future of Iraq Project, $18bn would barely have covered electricity reconstruction alone.
“The period immediately after regime change might offer criminals an opportunity to engage in acts of killing, plunder, looting,” the project said in 2002.
With the most resources, the US Army took the lead on reconstruction, when many said it was primarily a civilian job.
That year, General Mike Barbero was second in command of the US 4th Infantry Division and remembers his early efforts to support CPA reconstruction.
“We had this bifurcated leadership with a three-star command, and then the CPA, which were oftentimes at odds with each other. We're trying to set up schools and get the country running again, but there was no strategic plan for phase four,” he says, referring to reconstruction.
“So we're out there doing our own thing, setting up regional elections, trying to get schools back and their schoolteachers and starting to get them certified. And then the CPA issued Order Number 1, but of course under Saddam the teachers had to be members of the Baath party,” he says, noting that membership did not mean loyalty to Saddam.
It was a decision that left Mr Mines begging the CPA to reinstate de-Baathified teachers and other public servants, in what would soon be the most dangerous part of Iraq.
Peter Mansoor commanded a brigade of US soldiers in Baghdad in the spring of 2003 and later worked as the executive officer to David Petraeus, overall Coalition commander.
He says the lack of troops was accompanied by lack of guidance from the CPA and very little to work with after the looting of April 2003.
“We were establishing a facilities protection service to provide armed guards to protect what was left, but the damage had already been done. And the problem is there were no rules of engagement for US troops to deal with looters. Do you shoot them? Do you arrest them?
“The military has no real arrest authority over civilians, so what do you do? And then you get Donald Rumsfeld saying ‘freedom’s messy’. It was just a stark realisation that the administration had no idea what it was doing, and hadn't looked at what had happened in other places like Panama when the regime collapsed.
“And immediately it led to massive looting, almost in every instance historically.”
Lack of understanding
Many US commanders found themselves taking a crash course on Iraq’s complex society as the insurgency gathered pace.
“Until we got our feet on the ground, we didn't fully understand the leanings and nuances of Sunnis, Shiites and Kurds. And this pressure cooker that Saddam sat on, and held control of, which when the top came off, it blew up. We had no understanding or discussion about that. We also totally underestimated the Iranian influence and its corrosive impact,” Lt Gen Barbero says.
Mr Mansoor recalls a “sharp firefight” after his forces entered a Shiite mosque near Karbala.
He says: “It was full of ammunition. It was basically a Jaish Al Mahdi (Shiite militia) ammo depot. And my commander on the ground, a captain, wanted to just blow it up. I said, ‘you’re not going to blow it up, it’s a shrine'.
“It might have been militarily the right thing to do just blown in place, but then we would have destroyed the mosque and that would have of course, had a huge political and social blowback in the community.”
“We had no intelligence preparation of the battlefield (IPP). IPP is a process where the intel is looked at and you develop an idea of what the situation will be. And that was obviously very flawed, because there was nothing on an insurgency,” Lt Gen Barbero recalls.
This lack of situational awareness and lack of troops allowed insurgents space to plan and recruit, setting the stage for civil war that would go on to claim at least 3,000 lives per month at its height in 2006.
“I've got 2,500 soldiers in my brigade combat team. And I've got two million Iraqis under my jurisdiction,” Mr Mansoor says of his time in 2003.
“So that's one soldier for every 500 civilians. You look at the police force in New York, you have one policeman for every 200 New Yorkers and there's no insurgency there. And the US counterinsurgency field manual says you need one counterinsurgent for every 50 civilians. So we are off by a factor of 10.”
Crisis in Fallujah
The lack of security meant that civilians who went to work on reconstruction soon found themselves in life-or-death situations.
“I got there in the summer of 2003,” recalls Mr Mines.
“So we're just a few months in. I started in Hillah, just for a few days before I could get to Anbar and the fact that there was nobody in Anbar was really quite stunning. I mean, that kind of says it all, here's 1.2 million people, a third of the country's geography.
“They're tribally divided, majority-Sunni, and many are ready to take on the Coalition and the new government. And nobody is there. And then I'm sent out with a suburban, a computer and a phone, alone, to sort of govern this. It was really quite stunning when you think about it.”
About 65 kilometres from Mr Mines, Mohammed watched as his home community slowly descended into violence.
Within a year, US forces had pulled back from Fallujah, a prelude to Al Qaeda taking over and a bloody US effort to reclaim the city.
Further troop drawdowns would occur until early 2007 when the US decided to send around 30,000 reinforcements to the conflict, changing strategy to focus on working more closely with Iraqi tribes and re-training security forces.
This new approach, known as the "Surge," along with a brief Shiite militia ceasefire and a Sunni uprising against Al Qaeda helped stabilise Iraq, at least until the rise of ISIS after 2012.
Before that happened, "we ceded the terrain and the civilian population to the tender mercies of the insurgents, Al Qaeda terrorists and the Shiite militias, and then they started fighting for turf,” Mr Mansoor says.
Norman Ricklefs, a civilian advisor and academic working with Coalition commanders between 2005 and 2011, agrees.
"We discovered that violence increased greatly as Coalition troops were removed. Two combat brigades were withdrawn between December 2005 and January 2006, and it became clear that rather than exacerbating violence, they had been keeping the lid on a simmering conflict that then rapidly accelerated following the withdrawal of forces."
Following the 2004 Fallujah operations, the insurgency showed little sign of waning. Hundreds of Al Qaeda fighters were now attacking Mohammed’s community, tearing at the fabric of his mixed Sunni-Shiite tribe.
By 2005, he went from interpreting for local meetings with the US to volunteering for dangerous operations in Anbar with US forces, speaking proudly of fighting alongside Sunni tribes against Al Qaeda.
“We have a branch of our tribe that lives in Fallujah, and they are Sunni. And we are cousins,” he says.
But the war would severely damage the fabric of his community. Before the war, “normal people weren't paying much attention to the difference between Sunni, Shiite,” he says. The Coalition’s project for new governance in Iraq made sect a “basis for judgment,” he says. “It was mistake after mistake.”
Brahmastra%3A%20Part%20One%20-%20Shiva
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Milestones on the road to union
1970
October 26: Bahrain withdraws from a proposal to create a federation of nine with the seven Trucial States and Qatar.
December: Ahmed Al Suwaidi visits New York to discuss potential UN membership.
1971
March 1: Alex Douglas Hume, Conservative foreign secretary confirms that Britain will leave the Gulf and “strongly supports” the creation of a Union of Arab Emirates.
July 12: Historic meeting at which Sheikh Zayed and Sheikh Rashid make a binding agreement to create what will become the UAE.
July 18: It is announced that the UAE will be formed from six emirates, with a proposed constitution signed. RAK is not yet part of the agreement.
August 6: The fifth anniversary of Sheikh Zayed becoming Ruler of Abu Dhabi, with official celebrations deferred until later in the year.
August 15: Bahrain becomes independent.
September 3: Qatar becomes independent.
November 23-25: Meeting with Sheikh Zayed and Sheikh Rashid and senior British officials to fix December 2 as date of creation of the UAE.
November 29: At 5.30pm Iranian forces seize the Greater and Lesser Tunbs by force.
November 30: Despite a power sharing agreement, Tehran takes full control of Abu Musa.
November 31: UK officials visit all six participating Emirates to formally end the Trucial States treaties
December 2: 11am, Dubai. New Supreme Council formally elects Sheikh Zayed as President. Treaty of Friendship signed with the UK. 11.30am. Flag raising ceremony at Union House and Al Manhal Palace in Abu Dhabi witnessed by Sheikh Khalifa, then Crown Prince of Abu Dhabi.
December 6: Arab League formally admits the UAE. The first British Ambassador presents his credentials to Sheikh Zayed.
December 9: UAE joins the United Nations.
Company%20Profile
%3Cp%3E%3Cstrong%3EName%3A%3C%2Fstrong%3E%20Takestep%0D%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%20March%202018%0D%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Mohamed%20Khashaba%2C%20Mohamed%20Abdallah%2C%20Mohamed%20Adel%20Wafiq%20and%20Ayman%20Taha%0D%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Cairo%2C%20Egypt%0D%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20health%20technology%0D%3Cbr%3E%3Cstrong%3EEmployees%3A%3C%2Fstrong%3E%20%2011%20full%20time%20and%2022%20part%20time%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20pre-Series%20A%3C%2Fp%3E%0A
Padmaavat
Director: Sanjay Leela Bhansali
Starring: Ranveer Singh, Deepika Padukone, Shahid Kapoor, Jim Sarbh
3.5/5
The%20Roundup%20%3A%20No%20Way%20Out
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Lee%20Sang-yong%3Cbr%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Don%20Lee%2C%20Lee%20Jun-hyuk%2C%20Munetaka%20Aoki%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3Cbr%3E%3Cbr%3E%3C%2Fp%3E%0A
'The Ice Road'
Director: Jonathan Hensleigh
Stars: Liam Neeson, Amber Midthunder, Laurence Fishburne
2/5
UAE currency: the story behind the money in your pockets
Specs%20
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Company%20Profile
%3Cp%3E%3Cstrong%3EName%3A%3C%2Fstrong%3E%20Ovasave%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%20November%202022%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Majd%20Abu%20Zant%20and%20Torkia%20Mahloul%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Abu%20Dhabi%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20Healthtech%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%3C%2Fstrong%3E%20Three%20employees%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20Pre-seed%3Cbr%3E%3Cstrong%3EInvestment%3A%3C%2Fstrong%3E%20%24400%2C000%3C%2Fp%3E%0A
COMPANY PROFILE
Name: HyperSpace
Started: 2020
Founders: Alexander Heller, Rama Allen and Desi Gonzalez
Based: Dubai, UAE
Sector: Entertainment
Number of staff: 210
Investment raised: $75 million from investors including Galaxy Interactive, Riyadh Season, Sega Ventures and Apis Venture Partners
What the law says
Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.
“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.
“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”
If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.
MATCH INFO
Barcelona v Real Madrid, 11pm UAE
Match is on BeIN Sports
How it works
Booklava works on a subscription model. On signing up you receive a free book as part of a 30-day-trial period, after which you pay US$9.99 (Dh36.70) per month to gain access to a library of books and discounts of up to 30 per cent on selected titles. You can cancel your subscription at any time. For more details go to www.booklava.com
Our family matters legal consultant
Name: Dr Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Match statistics
Dubai Sports City Eagles 8 Dubai Exiles 85
Eagles
Try: Bailey
Pen: Carey
Exiles
Tries: Botes 3, Sackmann 2, Fourie 2, Penalty, Walsh, Gairn, Crossley, Stubbs
Cons: Gerber 7
Pens: Gerber 3
Man of the match: Tomas Sackmann (Exiles)
The years Ramadan fell in May
RESULTS
Bantamweight:
Zia Mashwani (PAK) bt Chris Corton (PHI)
Super lightweight:
Flavio Serafin (BRA) bt Mohammad Al Khatib (JOR)
Super lightweight:
Dwight Brooks (USA) bt Alex Nacfur (BRA)
Bantamweight:
Tariq Ismail (CAN) bt Jalal Al Daaja (JOR)
Featherweight:
Abdullatip Magomedov (RUS) bt Sulaiman Al Modhyan (KUW)
Middleweight:
Mohammad Fakhreddine (LEB) bt Christofer Silva (BRA)
Middleweight:
Rustam Chsiev (RUS) bt Tarek Suleiman (SYR)
Welterweight:
Khamzat Chimaev (SWE) bt Mzwandile Hlongwa (RSA)
Lightweight:
Alex Martinez (CAN) bt Anas Siraj Mounir (MAR)
Welterweight:
Jarrah Al Selawi (JOR) bt Abdoul Abdouraguimov (FRA)
Quick%20facts
%3Cul%3E%0A%3Cli%3EStorstockholms%20Lokaltrafik%20(SL)%20offers%20free%20guided%20tours%20of%20art%20in%20the%20metro%20and%20at%20the%20stations%3C%2Fli%3E%0A%3Cli%3EThe%20tours%20are%20free%20of%20charge%3B%20all%20you%20need%20is%20a%20valid%20SL%20ticket%2C%20for%20which%20a%20single%20journey%20(valid%20for%2075%20minutes)%20costs%2039%20Swedish%20krone%20(%243.75)%3C%2Fli%3E%0A%3Cli%3ETravel%20cards%20for%20unlimited%20journeys%20are%20priced%20at%20165%20Swedish%20krone%20for%2024%20hours%3C%2Fli%3E%0A%3Cli%3EAvoid%20rush%20hour%20%E2%80%93%20between%209.30%20am%20and%204.30%20pm%20%E2%80%93%20to%20explore%20the%20artwork%20at%20leisure%3C%2Fli%3E%0A%3C%2Ful%3E%0A
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Killing of Qassem Suleimani
STAY%2C%20DAUGHTER
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The%20pillars%20of%20the%20Dubai%20Metaverse%20Strategy
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If you go
Flight connections to Ulaanbaatar are available through a variety of hubs, including Seoul and Beijing, with airlines including Mongolian Airlines and Korean Air. While some nationalities, such as Americans, don’t need a tourist visa for Mongolia, others, including UAE citizens, can obtain a visa on arrival, while others including UK citizens, need to obtain a visa in advance. Contact the Mongolian Embassy in the UAE for more information.
Nomadic Road offers expedition-style trips to Mongolia in January and August, and other destinations during most other months. Its nine-day August 2020 Mongolia trip will cost from $5,250 per person based on two sharing, including airport transfers, two nights’ hotel accommodation in Ulaanbaatar, vehicle rental, fuel, third party vehicle liability insurance, the services of a guide and support team, accommodation, food and entrance fees; nomadicroad.com
A fully guided three-day, two-night itinerary at Three Camel Lodge costs from $2,420 per person based on two sharing, including airport transfers, accommodation, meals and excursions including the Yol Valley and Flaming Cliffs. A return internal flight from Ulaanbaatar to Dalanzadgad costs $300 per person and the flight takes 90 minutes each way; threecamellodge.com
Teaching in coronavirus times
PULITZER PRIZE 2020 WINNERS
JOURNALISM
Public Service
Anchorage Daily News in collaboration with ProPublica
Breaking News Reporting
Staff of The Courier-Journal, Louisville, Ky.
Investigative Reporting
Brian M. Rosenthal of The New York Times
Explanatory Reporting
Staff of The Washington Post
Local Reporting
Staff of The Baltimore Sun
National Reporting
T. Christian Miller, Megan Rose and Robert Faturechi of ProPublica
and
Dominic Gates, Steve Miletich, Mike Baker and Lewis Kamb of The Seattle Times
International Reporting
Staff of The New York Times
Feature Writing
Ben Taub of The New Yorker
Commentary
Nikole Hannah-Jones of The New York Times
Criticism
Christopher Knight of the Los Angeles Times
Editorial Writing
Jeffery Gerritt of the Palestine (Tx.) Herald-Press
Editorial Cartooning
Barry Blitt, contributor, The New Yorker
Breaking News Photography
Photography Staff of Reuters
Feature Photography
Channi Anand, Mukhtar Khan and Dar Yasin of the Associated Press
Audio Reporting
Staff of This American Life with Molly O’Toole of the Los Angeles Times and Emily Green, freelancer, Vice News for “The Out Crowd”
LETTERS AND DRAMA
Fiction
"The Nickel Boys" by Colson Whitehead (Doubleday)
Drama
"A Strange Loop" by Michael R. Jackson
History
"Sweet Taste of Liberty: A True Story of Slavery and Restitution in America" by W. Caleb McDaniel (Oxford University Press)
Biography
"Sontag: Her Life and Work" by Benjamin Moser (Ecco/HarperCollins)
Poetry
"The Tradition" by Jericho Brown (Copper Canyon Press)
General Nonfiction
"The Undying: Pain, Vulnerability, Mortality, Medicine, Art, Time, Dreams, Data, Exhaustion, Cancer, and Care" by Anne Boyer (Farrar, Straus and Giroux)
and
"The End of the Myth: From the Frontier to the Border Wall in the Mind of America" by Greg Grandin (Metropolitan Books)
Music
"The Central Park Five" by Anthony Davis, premiered by Long Beach Opera on June 15, 2019
Special Citation
Ida B. Wells
More from Neighbourhood Watch:
MATCH INFO
RB Leipzig 2 (Klostermann 24', Schick 68')
Hertha Berlin 2 (Grujic 9', Piatek 82' pen)
Man of the match Matheus Cunha (Hertha Berlin
Draw
Quarter-finals
Real Madrid (ESP) or Manchester City (ENG) v Juventus (ITA) or Lyon (FRA)
RB Leipzig (GER) v Atletico Madrid (ESP)
Barcelona (ESP) or Napoli (ITA) v Bayern Munich (GER) or Chelsea (ENG)
Atalanta (ITA) v Paris Saint-Germain (FRA)
Ties to be played August 12-15 in Lisbon
The Specs:
The Specs:
Engine: 2.9-litre, V6 twin-turbo
Transmission: 8-speed automatic
Power: 444bhp
Torque: 600Nm
Price: AED 356,580 incl VAT
On sale: now.
'Shakuntala Devi'
Starring: Vidya Balan, Sanya Malhotra
Director: Anu Menon
Rating: Three out of five stars
UAE currency: the story behind the money in your pockets
About Takalam
Date started: early 2020
Founders: Khawla Hammad and Inas Abu Shashieh
Based: Abu Dhabi
Sector: HealthTech and wellness
Number of staff: 4
Funding to date: Bootstrapped
Generational responses to the pandemic
Devesh Mamtani from Century Financial believes the cash-hoarding tendency of each generation is influenced by what stage of the employment cycle they are in. He offers the following insights:
Baby boomers (those born before 1964): Owing to market uncertainty and the need to survive amid competition, many in this generation are looking for options to hoard more cash and increase their overall savings/investments towards risk-free assets.
Generation X (born between 1965 and 1980): Gen X is currently in its prime working years. With their personal and family finances taking a hit, Generation X is looking at multiple options, including taking out short-term loan facilities with competitive interest rates instead of dipping into their savings account.
Millennials (born between 1981 and 1996): This market situation is giving them a valuable lesson about investing early. Many millennials who had previously not saved or invested are looking to start doing so now.
THE TWIN BIO
Their favourite city: Dubai
Their favourite food: Khaleeji
Their favourite past-time : walking on the beach
Their favorite quote: ‘we rise by lifting others’ by Robert Ingersoll