Bhavna Patil, seen here with her husband Amey Sarode, was told by her mum to keep her stammer hidden from potential grooms. Photo: Yogesh Sharma
Bhavna Patil, seen here with her husband Amey Sarode, was told by her mum to keep her stammer hidden from potential grooms. Photo: Yogesh Sharma
Bhavna Patil, seen here with her husband Amey Sarode, was told by her mum to keep her stammer hidden from potential grooms. Photo: Yogesh Sharma
Bhavna Patil, seen here with her husband Amey Sarode, was told by her mum to keep her stammer hidden from potential grooms. Photo: Yogesh Sharma

How the Indian Stammering Association has empowered thousands to find self-acceptance


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Within an hour of her first meeting with her future husband, Amey Sarode, in 2018, Bhavana Patil told him that she stammers. “He was a bit surprised as we had only chatted in Marathi until then, and I do not stammer when I speak Marathi,” says Patil, 29.

She directed him to some blog posts about her experiences with stammering. "Read my posts and let me know if you still want to meet again," she told him.

“I can’t imagine what you went through,” Sarode told Patil when he met her next. “But I can assure you that your stammer would never become a hurdle in our relationship.”

While Sarode's empathetic reaction is a major reason why the duo have been happily married for two years, Patil says: "That confidence to tell a prospective [arranged marriage] partner that he should accept my stammer before we proceed is something I got from Tisa."

The Indian Stammering Association

Patil chanced upon The Indian Stammering Association online in 2016, when she was dejected, unable to find a suitable job after her engineering degree, and “as usual” holding her stammer responsible for her problems. “I emailed them looking for a solution for my speech, but what I got was life-changing.”

Tisa – the largest community in India for people who stammer – offers free online courses, counselling, communication workshops and daily virtual meetings for its 4,000-plus members. City-specific self-help groups offer tips and techniques to manage stuttering, plus mental and emotional support.

The stigma of stammering

More than 70 million people worldwide stutter and, while it is recognised as a disability in the UK and the US, India does not list it under its Rights of Persons With Disabilities Act, thereby limiting its awareness as a social problem for people who live with it.

Most Tisa members grew up with the same experiences: unable to respond to the roll call in school; bullied by peers; not performing well in oral exams and project presentations; and limited social interactions.

Stammering is also a stigma in the country, especially for women.

Prathibha Ramamurthy's family suggested she marry her cousin as finding a suitor is tough for women who stammer; she didn't, but suffers from mockery at the hands of her in-laws to date
Prathibha Ramamurthy's family suggested she marry her cousin as finding a suitor is tough for women who stammer; she didn't, but suffers from mockery at the hands of her in-laws to date

The pressure of being a “perfect woman” in order to be eligible for marriage is too high, Patil says. It’s why her worried mother asked her to hide her stammer from potential grooms. “There is immense resentment in people for their daughter-in-law when she doesn’t measure up to their expectations,” Patil says, offering an insight into India’s as-yet gender disparate society.

Prathibha Ramamurthy, 32, a senior presales consultant in Bengaluru, got the same advice from her mother. “At one point, my family suggested I marry my cousin, since it may be difficult for me to meet a partner with my stammer.”

While consanguineous marriages are permitted in her community, Ramamurthy refused. She found a partner who accepted her despite his parents’ and siblings’ unfavourable attitude, which still exists in the form of mockery. “It isn’t easy, but my husband’s love keeps me going,” Ramamurthy says.

Ashish Agarwal experienced depression for a year, which led to a compromised lifestyle and psoriasis, an auto-immune skin disease
Ashish Agarwal experienced depression for a year, which led to a compromised lifestyle and psoriasis, an auto-immune skin disease

Others, such as chemical engineer Rajgauri Vedprakash, 23, experienced depression. "I worked so much harder for my college projects, but experienced a block while presenting and sometimes couldn't speak at all. For a long time, I had very low self-esteem."

Self-acceptance is paramount

Ramamurthy attended Tisa's weekly self-help meetings for three years, where she practised techniques to improve her fluency. Meditation and counselling by a peer group helped boost her confidence and, in time, she accepted her stutter as a part of herself. "All my life I had lived in denial, and blamed my parents and God for giving my stammer to me," she says.

Fellow Tisa member Anupam Saxena, 32, even started a theatre group for the community. In 2017, they performed three plays for a ticket-buying audience in Bengaluru. All the actors spoke to the audience about their stuttering before the show. "Being able to [act] publicly made me more comfortable with myself," says Saxena.

Anupam Saxena looked upon his stammering as a penalty for crimes committed in his past life and grew up with very few friends as he strived to keep his condition a secret
Anupam Saxena looked upon his stammering as a penalty for crimes committed in his past life and grew up with very few friends as he strived to keep his condition a secret

Acceptance is the most important thing that Tisa propagates. “We tell members that they are not alone and that stammering is not their fault,” says Dr Satyendra Srivastava, a physician and social worker from Dehradun, who founded Tisa in 2008.

Communication, he says, is a two-way street, and the responsibility of both the speaker and listener, in that the latter should have the patience to listen attentively to what is being said.

Founding Tisa

Srivastava started Tisa as a blog to pour out his feelings about his experiences with stammering. "There was a time when I let my happiness depend on the number of words I stammered in a day or not," he says. His outlook towards life changed with a chance meeting with a spiritual leader, who told him he was much more than his speech.

Tisa emerged as a multi­dimensional voluntary group because Srivastava wanted to provide a sense of community to people who stammer, so they don’t feel isolated. Twelve members volunteer their time regularly to support the group’s various activities. “We follow an old Indian belief, that serving others should be driven by empathy and care, not money,” Srivastava says.

Satyendra Srivastava, founder of Tisa
Satyendra Srivastava, founder of Tisa

Tisa is, however, limited in its reach to tech-savvy internet users. "We'd like to create self-help groups, and conduct workshops for teachers and parents in rural areas, but we don't have local partners," he says. "Thousands of kids who hide their stammer to escape ridicule could be supported."

Heart-warming success stories

As arduous as the condition is for many, the success stories are as heart-warming. Saxena says he looked upon his stammering as a penalty for crimes committed in his past life. Being a Tisa member has given him something he sorely lacked growing up, as he strove to keep his condition a secret: friends.

We'd like to create self-help groups and conduct workshops in rural areas. Thousands of kids who hide their stammer to escape ridicule could be supported

Stress and nervousness trigger a speech block for people who stammer. Dr Humayun Khan, 27, went through this when interacting with supervisors during his postgraduate entrance exam, thus ruining his performance. A single tip from Tisa – "keep smiling and maintain eye contact with the person you talk to" – has helped him stay calm in stressful engagements, he says.

Ashish Agarwal, 36, was so invested in attaining speech fluency during college that he ended up falling into a depression that lasted a year and led to a compromised lifestyle and psoriasis, an auto­immune skin disease. Once he became a Tisa member, he shifted his focus from fluency to effective communication. "The sense of belonging members find trickles down to other spheres of their life, too," says Srivastava.

Tisa provides a manual for parents, teachers and employers, which comes in handy when volunteers conduct free communication workshops in cities and participate in corporate diversity conferences.

Sensitisation has helped teachers understand that some children may not speak up at all because of their shame of stammering. Employers learn that it is a good idea to be patient and give a few extra minutes during interviews. Even a single convert goes a long way in influencing the life of a person who stammers.

World record transfers

1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m

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Origin
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Company%20profile
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

India team for Sri Lanka series

Test squad: Rohit Sharma (captain), Priyank Panchal, Mayank Agarwal, Virat Kohli, Shreyas Iyer, Hanuma Vihari, Shubhman Gill, Rishabh Pant (wk), KS Bharath (wk), Ravindra Jadeja, Jayant Yadav, Ravichandran Ashwin, Kuldeep Yadav, Sourabh Kumar, Mohammed Siraj, Umesh Yadav, Mohammed Shami, Jasprit Bumrah.

T20 squad: Rohit Sharma (captain), Ruturaj Gaikwad, Shreyas Iyer, Surya Kumar Yadav, Sanju Samson, Ishan Kishan (wk), Venkatesh Iyer, Deepak Chahar, Deepak Hooda, Ravindra Jadeja, Yuzvendra Chahal, Ravi Bishnoi, Kuldeep Yadav, Mohammed Siraj, Bhuvneshwar Kumar, Harshal Patel, Jasprit Bumrah, Avesh Khan

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First Person
Richard Flanagan
Chatto & Windus 

Fund-raising tips for start-ups

Develop an innovative business concept

Have the ability to differentiate yourself from competitors

Put in place a business continuity plan after Covid-19

Prepare for the worst-case scenario (further lockdowns, long wait for a vaccine, etc.) 

Have enough cash to stay afloat for the next 12 to 18 months

Be creative and innovative to reduce expenses

Be prepared to use Covid-19 as an opportunity for your business

* Tips from Jassim Al Marzooqi and Walid Hanna

Results

2pm: Maiden (PA) Dh 40,000 (Dirt) 1,200m, Winner: AF Thayer, Tadhg O’Shea (jockey), Ernst Oertel (trainer).

2.30pm: Maiden (PA) Dh 40,000 (D) 1,200m, Winner: AF Sahwa, Nathan Crosse, Mohamed Ramadan.

3pm: Handicap (PA) Dh 40,000 (D) 1,000m, Winner: AF Thobor, Szczepan Mazur, Ernst Oertel.

3.30pm: Handicap (PA) Dh 40,000 (D) 2,000m, Winner: AF Mezmar, Szczepan Mazur, Ernst Oertel.

4pm: Sheikh Hamdan bin Rashid Al Maktoum Cup presented by Longines (TB) Dh 200,000 (D) 1,700m, Winner: Galvanize, Nathan Cross, Doug Watson.

4.30pm: Handicap (PA) Dh 40,000 (D) 1,700m, Winner: Ajaj, Bernardo Pinheiro, Mohamed Daggash.

The more serious side of specialty coffee

While the taste of beans and freshness of roast is paramount to the specialty coffee scene, so is sustainability and workers’ rights.

The bulk of genuine specialty coffee companies aim to improve on these elements in every stage of production via direct relationships with farmers. For instance, Mokha 1450 on Al Wasl Road strives to work predominantly with women-owned and -operated coffee organisations, including female farmers in the Sabree mountains of Yemen.

Because, as the boutique’s owner, Garfield Kerr, points out: “women represent over 90 per cent of the coffee value chain, but are woefully underrepresented in less than 10 per cent of ownership and management throughout the global coffee industry.”

One of the UAE’s largest suppliers of green (meaning not-yet-roasted) beans, Raw Coffee, is a founding member of the Partnership of Gender Equity, which aims to empower female coffee farmers and harvesters.

Also, globally, many companies have found the perfect way to recycle old coffee grounds: they create the perfect fertile soil in which to grow mushrooms. 

Who was Alfred Nobel?

The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.

  • In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
  • Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
  • Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.
PSL FINAL

Multan Sultans v Peshawar Zalmi
8pm, Thursday
Zayed Cricket Stadium, Abu Dhabi

Zombieland: Double Tap

Director: Ruben Fleischer

Stars: Woody Harrelson, Jesse Eisenberg, Emma Stone

Four out of five stars 

Timeline

2012-2015

The company offers payments/bribes to win key contracts in the Middle East

May 2017

The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts

September 2021

Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act

October 2021

Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence 

December 2024

Petrofac enters into comprehensive restructuring to strengthen the financial position of the group

May 2025

The High Court of England and Wales approves the company’s restructuring plan

July 2025

The Court of Appeal issues a judgment challenging parts of the restructuring plan

August 2025

Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision

October 2025

Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange

November 2025

180 Petrofac employees laid off in the UAE

Profile of Hala Insurance

Date Started: September 2018

Founders: Walid and Karim Dib

Based: Abu Dhabi

Employees: Nine

Amount raised: $1.2 million

Funders: Oman Technology Fund, AB Accelerator, 500 Startups, private backers

 

Dark Souls: Remastered
Developer: From Software (remaster by QLOC)
Publisher: Namco Bandai
Price: Dh199

Western Region Asia Cup T20 Qualifier

Sun Feb 23 – Thu Feb 27, Al Amerat, Oman

The two finalists advance to the Asia qualifier in Malaysia in August

 

Group A

Bahrain, Maldives, Oman, Qatar

Group B

UAE, Iran, Kuwait, Saudi Arabia

 

UAE group fixtures

Sunday Feb 23, 9.30am, v Iran

Monday Feb 25, 1pm, v Kuwait

Tuesday Feb 26, 9.30am, v Saudi

 

UAE squad

Ahmed Raza, Rohan Mustafa, Alishan Sharafu, Ansh Tandon, Vriitya Aravind, Junaid Siddique, Waheed Ahmed, Karthik Meiyappan, Basil Hameed, Mohammed Usman, Mohammed Ayaz, Zahoor Khan, Chirag Suri, Sultan Ahmed

Name: Peter Dicce

Title: Assistant dean of students and director of athletics

Favourite sport: soccer

Favourite team: Bayern Munich

Favourite player: Franz Beckenbauer

Favourite activity in Abu Dhabi: scuba diving in the Northern Emirates 

 

UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet
Lexus LX700h specs

Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

Power: 464hp at 5,200rpm

Torque: 790Nm from 2,000-3,600rpm

Transmission: 10-speed auto

Fuel consumption: 11.7L/100km

On sale: Now

Price: From Dh590,000

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Plan to boost public schools

A major shake-up of government-run schools was rolled out across the country in 2017. Known as the Emirati School Model, it placed more emphasis on maths and science while also adding practical skills to the curriculum.

It was accompanied by the promise of a Dh5 billion investment, over six years, to pay for state-of-the-art infrastructure improvements.

Aspects of the school model will be extended to international private schools, the education minister has previously suggested.

Recent developments have also included the introduction of moral education - which public and private schools both must teach - along with reform of the exams system and tougher teacher licensing requirements.

If you go

The Flights

Emirates and Etihad fly direct to Johannesburg from Dubai and Abu Dhabi respectively. Economy return tickets cost from Dh2,650, including taxes.

The trip

Worldwide Motorhoming Holidays (worldwidemotorhomingholidays.co.uk) operates fly-drive motorhome holidays in eight destinations, including South Africa. Its 14-day Kruger and the Battlefields itinerary starts from Dh17,500, including campgrounds, excursions, unit hire and flights. Bobo Campers has a range of RVs for hire, including the 4-berth Discoverer 4 from Dh600 per day.

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Manchester City transfers:

OUTS
Pablo Zabaleta, Bacary Sagna, Gael Clichy, Willy Caballero and Jesus Navas (all released)

INS
Ederson (Benfica) £34.7m, Bernardo Silva (Monaco) £43m 

ON THEIR WAY OUT?
Joe Hart, Eliaquim Mangala, Samir Nasri, Wilfried Bony, Fabian Delph, Nolito and Kelechi Iheanacho

ON THEIR WAY IN?
Dani Alves (Juventus), Alexis Sanchez (Arsenal)
 

A cheaper choice

Vanuatu: $130,000

Why on earth pick Vanuatu? Easy. The South Pacific country has no income tax, wealth tax, capital gains or inheritance tax. And in 2015, when it was hit by Cyclone Pam, it signed an agreement with the EU that gave it some serious passport power.

Cost: A minimum investment of $130,000 for a family of up to four, plus $25,000 in fees.

Criteria: Applicants must have a minimum net worth of $250,000. The process take six to eight weeks, after which the investor must travel to Vanuatu or Hong Kong to take the oath of allegiance. Citizenship and passport are normally provided on the same day.

Benefits:  No tax, no restrictions on dual citizenship, no requirement to visit or reside to retain a passport. Visa-free access to 129 countries.

Classification of skills

A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation. 

A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.

The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000. 

The specs: 2018 Mazda CX-5

Price, base / as tested: Dh89,000 / Dh130,000
Engine: 2.5-litre four-cylinder
Power: 188hp @ 6,000rpm
Torque: 251Nm @ 4,000rpm
Transmission: Six-speed automatic
​​​​​​​Fuel consumption, combined: 7.1L / 100km