The Practical Traveller: With any trip, where you begin matters



I often hear from other travellers, as well as those who want to travel but don't know where to begin. Someone wrote to me recently, asking for advice but sounding somewhat apologetic.

"I know you do this all the time," she said. "But I'm going to Paris for the first time ever. I'm simultaneously nervous and excited. It's not a big deal, but what should I do?"

The first thing I told her was, "Hold on! Don't say it's not a big deal ... it is a big deal."

When you leave home for the first time, setting out to foreign lands, you're taking a big step. It doesn't matter what other people have done; it matters what you've done. For someone first learning to run, their first five-kilometre race is just as important as someone else's marathon. Don't despise small beginnings. Treat your first adventure - or your 31st - as an important step.

Some people spend a lot of time trying to decide on their first big trip. They worry that they'll somehow get it wrong. They eventually settle on a region, perhaps South-east Asia, and then decide on a trip to Thailand. But then they read about the neighbouring countries and begin to worry. Is the grass greener in Vietnam? Are the spring rolls fresher in Laos?

These would-be adventurers suffer from FOMO - "the fear of missing out". Thankfully, there's nothing to fear. You can't really do it wrong, unless your FOMO keeps you from going in the first place. (That's what you should really be afraid of.)

A few years ago I was staying in England and my parents came over to visit. We only had a short time together and wanted to make the most of the trip. On a Friday we hopped on a budget airline over to Dublin, setting out to see Ireland over the weekend. The only problem was that we attempted to see all of Ireland in that one brief weekend. Much of the trip was spent driving along rural roads, quickly stopping off at various castles and other attractions before jumping back into the car and dashing off again.

By the end of the weekend we were laughing about our fast-tracked Irish break. "I think we may have tried to see too much," my sister said in the understatement of the year. But you know what? Even though the trip was rushed, we still had a great time as a family. Going back to Ireland again, we'd probably do it differently, but there was nothing wrong with the first trip. As we looked over the photos later, we realised we were actually able to pack in a lot. The only problem was trying to remember which castle was which.

When I travel, I focus on a couple of key things I'd like to see or places I'd like to visit in each new country. Last week in Sudan, I was mostly interested in exploring Khartoum and seeing the markets and mosques. If I made it there, I had decided, I wouldn't worry about the rest. Upon leaving Sudan, however, I wished I had taken an extra day to travel tothe pyramids, but I knew that it would have been a bonus - not something I simply had to do. Having a balance of "tour stuff" and improvised activities works for me, so I didn't suffer from FOMA in Sudan.

You may want to share your experience with others at home and around the world through a blog. The basics of blogging are fairly simple: you can get a free blog at Wordpress.com or, if you already have your own website, you can install free code from Wordpress.org. From there, you can share short entries for readers back home in whatever format you prefer.

If you're only into photos, you can upload them directly to Flickr.com or other services, geotagging them with their location and writing a brief description.

One tip I've learnt from experience: most readers aren't interested strictly in the where and what. They also want to know why. Of all the places in the world, why did you choose the one you visited? What did you learn there? Did the trip change you?

Sometimes the lessons aren't always obvious, and sometimes it takes a while for them to sink in. A week or two after you return, revisit the trip through your photos, notes and memories. How did you feel leaving and returning home? Is anything different now that you're back?

Pay close attention, because the feelings you have during this time may give you insight into what to do for your next trip. You may be more curious about the same part of the world, or you may wish to apply your newly acquired travel skills to somewhere completely different.

As you gain experience and confidence, you'll begin to work out your own preferences when planning future adventures. Just remember: the more important task is to go.

Chris Guillebeau, 33, is the author of The Art of Non-Conformity, published by Penguin. He is on a five-year mission to visit every country in the world, and is currently on number 184. Next week: Chris Guillebeau heads to Nauru, the world's smallest republic

What is a Ponzi scheme?

A fraudulent investment operation where the scammer provides fake reports and generates returns for old investors through money paid by new investors, rather than through ligitimate business activities.

RESULT

Los Angeles Galaxy 2 Manchester United 5

Galaxy: Dos Santos (79', 88')
United: Rashford (2', 20'), Fellaini (26'), Mkhitaryan (67'), Martial (72')

Company name: Play:Date

Launched: March 2017 on UAE Mother’s Day

Founder: Shamim Kassibawi

Based: Dubai with operations in the UAE and US

Sector: Tech 

Size: 20 employees

Stage of funding: Seed

Investors: Three founders (two silent co-founders) and one venture capital fund

The specs: 2018 Nissan 370Z Nismo

The specs: 2018 Nissan 370Z Nismo
Price, base / as tested: Dh182,178
Engine: 3.7-litre V6
Power: 350hp @ 7,400rpm
Torque: 374Nm @ 5,200rpm
Transmission: Seven-speed automatic
​​​​​​​Fuel consumption, combined: 10.5L / 100km

TWISTERS

Director:+Lee+Isaac+Chung

Starring:+Glen+Powell,+Daisy+Edgar-Jones,+Anthony+Ramos

Rating:+2.5/5

Safety 'top priority' for rival hyperloop company

The chief operating officer of Hyperloop Transportation Technologies, Andres de Leon, said his company's hyperloop technology is “ready” and safe.

He said the company prioritised safety throughout its development and, last year, Munich Re, one of the world's largest reinsurance companies, announced it was ready to insure their technology.

“Our levitation, propulsion, and vacuum technology have all been developed [...] over several decades and have been deployed and tested at full scale,” he said in a statement to The National.

“Only once the system has been certified and approved will it move people,” he said.

HyperloopTT has begun designing and engineering processes for its Abu Dhabi projects and hopes to break ground soon. 

With no delivery date yet announced, Mr de Leon said timelines had to be considered carefully, as government approval, permits, and regulations could create necessary delays.

Company Profile

Company name: Hoopla
Date started: March 2023
Founder: Jacqueline Perrottet
Based: Dubai
Number of staff: 10
Investment stage: Pre-seed
Investment required: $500,000

Bridgerton season three - part one

Directors: Various

Starring: Nicola Coughlan, Luke Newton, Jonathan Bailey

Rating: 3/5

Herc's Adventures

Developer: Big Ape Productions
Publisher: LucasArts
Console: PlayStation 1 & 5, Sega Saturn
Rating: 4/5

COMPANY PROFILE

Name: Haltia.ai
Started: 2023
Co-founders: Arto Bendiken and Talal Thabet
Based: Dubai, UAE
Industry: AI
Number of employees: 41
Funding: About $1.7 million
Investors: Self, family and friends

Inside Out 2

Director: Kelsey Mann

Starring: Amy Poehler, Maya Hawke, Ayo Edebiri

Rating: 4.5/5

Results

Ashraf Ghani 50.64 per cent

Abdullah Abdullah 39.52 per cent

Gulbuddin Hekmatyar 3.85 per cent

Rahmatullah Nabil 1.8 per cent

SRI LANKS ODI SQUAD

Perera (capt), Mendis, Gunathilaka, de Silva, Nissanka, Shanaka, Bandara, Hasaranga, Udana, Dananjaya, Dickwella, Chameera, Mendis, Fernando, Sandakan, Karunaratne, Fernando, Fernando.

Our legal consultant

Name: Dr Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Sweet Tooth

Creator: Jim Mickle
Starring: Christian Convery, Nonso Anozie, Adeel Akhtar, Stefania LaVie Owen
Rating: 2.5/5

Global institutions: BlackRock and KKR

US-based BlackRock is the world's largest asset manager, with $5.98 trillion of assets under management as of the end of last year. The New York firm run by Larry Fink provides investment management services to institutional clients and retail investors including governments, sovereign wealth funds, corporations, banks and charitable foundations around the world, through a variety of investment vehicles.

KKR & Co, or Kohlberg Kravis Roberts, is a global private equity and investment firm with around $195 billion of assets as of the end of last year. The New York-based firm, founded by Henry Kravis and George Roberts, invests in multiple alternative asset classes through direct or fund-to-fund investments with a particular focus on infrastructure, technology, healthcare, real estate and energy.

 

Zimbabwe v UAE, ODI series

All matches at the Harare Sports Club:

1st ODI, Wednesday, April 10

2nd ODI, Friday, April 12

3rd ODI, Sunday, April 14

4th ODI, Tuesday, April 16

UAE squad: Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Shaiman Anwar, Mohammed Usman, CP Rizwan, Chirag Suri, Mohammed Boota, Ghulam Shabber, Sultan Ahmed, Imran Haider, Amir Hayat, Zahoor Khan, Qadeer Ahmed

A QUIET PLACE

Starring: Lupita Nyong'o, Joseph Quinn, Djimon Hounsou

Director: Michael Sarnoski

Rating: 4/5

Tips to avoid getting scammed

1) Beware of cheques presented late on Thursday

2) Visit an RTA centre to change registration only after receiving payment

3) Be aware of people asking to test drive the car alone

4) Try not to close the sale at night

5) Don't be rushed into a sale 

6) Call 901 if you see any suspicious behaviour

THE SPECS

Battery: 60kW lithium-ion phosphate
Power: Up to 201bhp
0 to 100kph: 7.3 seconds
Range: 418km
Price: From Dh149,900
Available: Now

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Moral education needed in a 'rapidly changing world'

Moral education lessons for young people is needed in a rapidly changing world, the head of the programme said.

Alanood Al Kaabi, head of programmes at the Education Affairs Office of the Crown Price Court - Abu Dhabi, said: "The Crown Price Court is fully behind this initiative and have already seen the curriculum succeed in empowering young people and providing them with the necessary tools to succeed in building the future of the nation at all levels.

"Moral education touches on every aspect and subject that children engage in.

"It is not just limited to science or maths but it is involved in all subjects and it is helping children to adapt to integral moral practises.

"The moral education programme has been designed to develop children holistically in a world being rapidly transformed by technology and globalisation."

Women’s World T20, Asia Qualifier, in Bangkok

UAE fixtures Mon Nov 20, v China; Tue Nov 21, v Thailand; Thu Nov 23, v Nepal; Fri Nov 24, v Hong Kong; Sun Nov 26, v Malaysia; Mon Nov 27, Final

(The winners will progress to the Global Qualifier)

UAE currency: the story behind the money in your pockets
Company Profile

Name: HyveGeo
Started: 2023
Founders: Abdulaziz bin Redha, Dr Samsurin Welch, Eva Morales and Dr Harjit Singh
Based: Cambridge and Dubai
Number of employees: 8
Industry: Sustainability & Environment
Funding: $200,000 plus undisclosed grant
Investors: Venture capital and government