I had never given a moment’s thought to the slopes and steps of modern life, until the final years of my mother’s life, when she was confined to a wheelchair that turned doorways, curbs and staircases into insurmountable obstacles.
Even so, it takes a while for me to notice that the topography of the Ani Private Resort on the island of Koh Yao Noi in Thailand is entirely level, with slopes softened to gentle gradients and every staircase complemented by an adjacent lift. The facility has not been retrofitted to adhere to any codes and regulations, but instead has been built from the ground up to offer wheelchair users, or those unsteady on their feet — whether the elderly or very young, as well as families with buggies and prams — an easy, stress-free experience.
Rooms are spacious and on one level, with furniture arranged to allow wheelchair users to move around without obstruction. Doorways are made with chairs in mind and even the on-site water slide is designed to be accessible to all.
For the able-bodied, this may sound trivial, but such inclusivity is typical of the view taken by Tim Reynolds, who founded Ani Private Resorts and Ani Art Academies. He devotes his time to building the Ani portfolio, which started with a private resort in Anguilla in 2011, followed by Thailand in 2016 and Sri Lanka and the Dominican Republic in 2017.
A dynamic entrepreneur and committed philanthropist, Reynolds has been a wheelchair user since 2000, following a car accident in New York. Despite his life-changing injuries, he is an artist, as well as a patron of the arts, and wants to spread a little joy with the philosophy that “everyone is entitled to a good holiday”.
Taken from the Swahili word “andjani”, which translates as “the journey ahead”, Ani is an apt name for a company that advocates a different perspective. For a start, the resorts are not really hotels and rooms cannot be booked individually. Instead, all are private and sold entirely to one party, which in the case of Ani Thailand, can be up to 20 people. They are conceived as a relaxing, laid-back space where families and friends can come together to celebrate a wedding, a milestone birthday or simply enjoy some time together.
At Ani Thailand, which sits on the east coast of the island overlooking Phang Nga Bay and the Andaman Sea, there are 22 members of staff — two more than there are guests — allowing for a seamless level of service that is exceptional yet intimate. Case in point, when we arrive at the airport on the island of Phuket (the closest to the resort), the Ani team are there to greet us by our first names. After discreetly adding labels to suitcases, our luggage vanishes, to simply reappear in our rooms later.
Inadvertently, I test the team’s hospitality to the limit when I am floored by a migraine on my first day. Feeling out of sorts on the boat between the islands, by the time we reach the resort I can barely see, and as everyone else enjoys a cooling welcome drink, I practically crawl to my room. Being poorly far from home is a grim and lonely experience, but as I lay there semi-delirious, Oil, the team member assigned to oversee our well-being, appears at my bedside with cooling towels and fresh water so quietly, I think I am imagining her. Her watchful presence is comforting, and when I rejoin the land of the living the following day, she greets me with a warm and very genuine hug.
To foster a sense of home from home, everyone is encouraged to be on first-name terms, and the resort is all-inclusive — meaning food and refreshments can be requested whenever and anywhere on the property. To facilitate this, at the time of booking, detailed questionnaires are sent out for each guest to complete, specifying dietary restrictions and allergens, so the kitchen can be fully prepared.
Activities are also discussed ahead of arrival. Do guests want to laze by the pool, or would a trip to one of the surrounding islands be of interest? How about breakfast in a rice paddy? Sundowners on a sand bank? A visit to an elephant sanctuary? Or perhaps feeding the monkeys swimming off the shore of a nearby island? The list of suggestions is long and imaginative (a returning guest, for example, will never repeat an experience unless so desired) so guests can be as busy — or otherwise — as desired. With everything from yoga to Thai massages on offer, there is plenty to do, and every evening, the following day’s itinerary appears in the room, often with a related gift.
When we try our hand at Thai cooking, for example, an apron is laid out ahead of time and, afterwards, a bamboo mortar and pestle are waiting for each of us, to better crush newly discovered ingredients back home. Likewise, when we all venture to a Muay Thai lesson on the beach, we are presented with a pair of brightly coloured traditional shorts as a keepsake.
When we attempt to make garlands from fresh jasmine blooms, or a painting on fabric with batik, the results of our labour are carefully placed in our rooms. Also, it turns out that being terrible at the same things really brings a group together.
Even meals are treated as a reason for adventure. One day, we are whisked by boat to an island for a five-star, three-course meal. As we sit around the low-slung tables, it is difficult to figure out how the chef has conjured up such delicate, delicious food on the beach of a remote, uninhabited island.
Another morning, we are transported in vintage motorbike sidecars, complete with retro goggles and helmets, to have breakfast in a rice paddy. Weaving in a long convoy through small villages and around water buffaloes, it is a magically eccentric start to the day. For another evening meal, tables are placed in the resort’s reflecting pool, leaving us to savour our meal while splashing our feet in the cool water like children.
Yet, while the resort is wonderful, it is only half of the Ani story. Following his accident, part of Reynolds’s rehabilitation was intensive art classes, specifically a curriculum created by Anthony Waichulis, who believes that “great artists are not born, they are educated”. With enough time and by following the structured syllabus, his lessons will, he claims, teach anyone to create photo-realistic paintings. While the method has stirred controversy for placing technique over talent, the results are undeniable, with graduates creating paintings and drawings that are indistinguishable from photographs.
Reynolds was so impressed with the programme, which he credits for enabling him to make peace with his disability, he has since founded six academies — two in the US and four close to the Ani resorts.
Run as not-for-profits, the aim is to “promote creative freedom through logic and discipline”, which, in Thailand, for example, resulted in the art academy being founded before the resort.
With space for 50 students, people can apply from anywhere and it is entirely free to attend, with all tuition, materials, accommodation and even food paid for by the academy. The caveat is that students must commit to four years of schooling, and be prepared to sit at the drawing easel for up to eight hours a day. The study process is slow and laborious, with challenging shading exercises even the dean, Dan Christian, describes as “intensive”.
A visit to the Ani Art Academy from the Koh Yao Noi resort reveals that this, rather than the resort, is the focal point of the company. While the resort offers a visitor experience that is several evolutionary points past luxurious, its primary function is to provide funding for the art school.
Reynolds’s dream is to foster a new generation of creativity and hopes that by training “aspiring artists” across six schools in five countries, it will help foster a community that will express “exciting new ideas, share robust cultures, and pioneer new means of connection and communication through expression on a scale not seen before”.
Reynolds’s vision is unique and inspirational, and while it may take a number of years to come to fruition, it seems he and his team are all committed to andjani, the journey ahead.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
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Classification of skills
A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation.
A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.
The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000.
Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Founders: Ines Mena, Claudia Ribas, Simona Agolini, Nourhan Hassan and Therese Hundt
Date started: January 2017, app launched November 2017
Based: Dubai, UAE
Sector: Private/Retail/Leisure
Number of Employees: 18 employees, including full-time and flexible workers
Funding stage and size: Seed round completed Q4 2019 - $1m raised
Funders: Oman Technology Fund, 500 Startups, Vision Ventures, Seedstars, Mindshift Capital, Delta Partners Ventures, with support from the OQAL Angel Investor Network and UAE Business Angels
Islamophobia definition
A widely accepted definition was made by the All Party Parliamentary Group on British Muslims in 2019: “Islamophobia is rooted in racism and is a type of racism that targets expressions of Muslimness or perceived Muslimness.” It further defines it as “inciting hatred or violence against Muslims”.
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Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
Children who witnessed blood bath want to help others
Aged just 11, Khulood Al Najjar’s daughter, Nora, bravely attempted to fight off Philip Spence. Her finger was injured when she put her hand in between the claw hammer and her mother’s head.
As a vital witness, she was forced to relive the ordeal by police who needed to identify the attacker and ensure he was found guilty.
Now aged 16, Nora has decided she wants to dedicate her career to helping other victims of crime.
“It was very horrible for her. She saw her mum, dying, just next to her eyes. But now she just wants to go forward,” said Khulood, speaking about how her eldest daughter was dealing with the trauma of the incident five years ago. “She is saying, 'mama, I want to be a lawyer, I want to help people achieve justice'.”
Khulood’s youngest daughter, Fatima, was seven at the time of the attack and attempted to help paramedics responding to the incident.
“Now she wants to be a maxillofacial doctor,” Khulood said. “She said to me ‘it is because a maxillofacial doctor returned your face, mama’. Now she wants to help people see themselves in the mirror again.”
Khulood’s son, Saeed, was nine in 2014 and slept through the attack. While he did not witness the trauma, this made it more difficult for him to understand what had happened. He has ambitions to become an engineer.
It Was Just an Accident
Director: Jafar Panahi
Stars: Vahid Mobasseri, Mariam Afshari, Ebrahim Azizi, Hadis Pakbaten, Majid Panahi, Mohamad Ali Elyasmehr
Rating: 4/5
Name: Colm McLoughlin
Country: Galway, Ireland
Job: Executive vice chairman and chief executive of Dubai Duty Free
Favourite golf course: Dubai Creek Golf and Yacht Club
Favourite part of Dubai: Palm Jumeirah
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Profile
Company: Justmop.com
Date started: December 2015
Founders: Kerem Kuyucu and Cagatay Ozcan
Sector: Technology and home services
Based: Jumeirah Lake Towers, Dubai
Size: 55 employees and 100,000 cleaning requests a month
Funding: The company’s investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups.
Results
1.30pm Handicap (PA) Dh50,000 (Dirt) 1,400m
Winner Al Suhooj, Saif Al Balushi (jockey), Khalifa Al Neyadi (trainer)
2pm Handicap (TB) 68,000 (D) 1,950m
Winner Miracle Maker, Xavier Ziani, Salem bin Ghadayer
2.30pm Maiden (TB) Dh60,000 (D) 1,600m
Winner Mazagran, Tadhg O’Shea, Satish Seemar
3pm Handicap (TB) Dh84,000 (D) 1,800m
Winner Tailor’s Row, Royston Ffrench, Salem bin Ghadayer
3.30pm Handicap (TB) Dh76,000 (D) 1,400m
Winner Alla Mahlak, Adrie de Vries, Rashed Bouresly
4pm Maiden (TB) Dh60,000 (D) 1,200m
Winner Hurry Up, Royston Ffrench, Salem bin Ghadayer
4.30pm Handicap (TB) Dh68,000 (D) 1,200m
Aquaman%20and%20the%20Lost%20Kingdom
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The more serious side of specialty coffee
While the taste of beans and freshness of roast is paramount to the specialty coffee scene, so is sustainability and workers’ rights.
The bulk of genuine specialty coffee companies aim to improve on these elements in every stage of production via direct relationships with farmers. For instance, Mokha 1450 on Al Wasl Road strives to work predominantly with women-owned and -operated coffee organisations, including female farmers in the Sabree mountains of Yemen.
Because, as the boutique’s owner, Garfield Kerr, points out: “women represent over 90 per cent of the coffee value chain, but are woefully underrepresented in less than 10 per cent of ownership and management throughout the global coffee industry.”
One of the UAE’s largest suppliers of green (meaning not-yet-roasted) beans, Raw Coffee, is a founding member of the Partnership of Gender Equity, which aims to empower female coffee farmers and harvesters.
Also, globally, many companies have found the perfect way to recycle old coffee grounds: they create the perfect fertile soil in which to grow mushrooms.
Company%20Profile
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Desert Warrior
Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley
Director: Rupert Wyatt
Rating: 3/5
match info
Maratha Arabians 138-2
C Lynn 91*, A Lyth 20, B Laughlin 1-15
Team Abu Dhabi 114-3
L Wright 40*, L Malinga 0-13, M McClenaghan 1-17
Maratha Arabians won by 24 runs
Jeff Buckley: From Hallelujah To The Last Goodbye
By Dave Lory with Jim Irvin
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
MATCH INFO
RB Leipzig 2 (Klostermann 24', Schick 68')
Hertha Berlin 2 (Grujic 9', Piatek 82' pen)
Man of the match Matheus Cunha (Hertha Berlin
RESULTS
5pm: Maiden (PA) Dh80,000 2,200m
Winner: Arjan, Fabrice Veron (jockey), Eric Lemartinel (trainer).
5.30pm: Maiden (PA) Dh80,000 1,400m
Winner: Jap Nazaa, Royston Ffrench, Irfan Ellahi.
6pm: Al Ruwais Group 3 (PA) Dh300,000 1,200m
Winner: RB Lam Tara, Fabrice Veron, Eric Lemartinal.
6.30pm: Shadwell Gold Cup Prestige Dh125,000 1,600m
Winner: AF Sanad, Bernardo Pinheiro, Khalifa Al Neyadi.
7pm: Shadwell Farm Stallions Handicap (PA) Dh70,000 1,600m
Winner: Jawal Al Reef, Patrick Cosgrave, Abdallah Al Hammadi.
7.30pm: Maiden (TB) Dh80,000 1,600m
Winner: Dubai Canal, Harry Bentley, Satish Seemar.
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What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
COMPANY%20PROFILE
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England-South Africa Test series
1st Test England win by 211 runs at Lord's, London
2nd Test South Africa win by 340 runs at Trent Bridge, Nottingham
3rd Test July 27-31 at The Oval, London
4th Test August 4-8 at Old Trafford, Manchester
Other acts on the Jazz Garden bill
Sharrie Williams
The American singer is hugely respected in blues circles due to her passionate vocals and songwriting. Born and raised in Michigan, Williams began recording and touring as a teenage gospel singer. Her career took off with the blues band The Wiseguys. Such was the acclaim of their live shows that they toured throughout Europe and in Africa. As a solo artist, Williams has also collaborated with the likes of the late Dizzy Gillespie, Van Morrison and Mavis Staples.
Lin Rountree
An accomplished smooth jazz artist who blends his chilled approach with R‘n’B. Trained at the Duke Ellington School of the Arts in Washington, DC, Rountree formed his own band in 2004. He has also recorded with the likes of Kem, Dwele and Conya Doss. He comes to Dubai on the back of his new single Pass The Groove, from his forthcoming 2018 album Stronger Still, which may follow his five previous solo albums in cracking the top 10 of the US jazz charts.
Anita Williams
Dubai-based singer Anita Williams will open the night with a set of covers and swing, jazz and blues standards that made her an in-demand singer across the emirate. The Irish singer has been performing in Dubai since 2008 at venues such as MusicHall and Voda Bar. Her Jazz Garden appearance is career highlight as she will use the event to perform the original song Big Blue Eyes, the single from her debut solo album, due for release soon.